Civic Intelligence

Ladera Rancho Chamber of Commerce

EIN 26-4707088 • 501(c)6 • Ladera Ranch, CA

990-N CoverageNTEE S41

Profile

To advocate for our business members, promote economic prosperity, community connection and networking opportunities for Ladera Ranch, Rancho Mission Viejo and surrounding areas.

25642 Crown Valley Pkwy E4Ladera Ranch, CA 92694

www.laderaranchochamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE S41 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE S41 • <$500k nonprofits • Source year 2025

Net Margin

53rd percentile

7.1%

Higher net margin than 53% of similar nonprofits.

NTEE S41 • <$500k nonprofits • Source year 2025

Top Officer Pay

97th percentile

$79,623

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 59.1% of source-year revenue.

NTEE S41 • <$500k nonprofits • Source year 2025

Asset Growth

60th percentile

8.4%

Faster asset growth than 60% of similar nonprofits.

NTEE S41 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

76th percentile

26%

Faster revenue growth than 76% of similar nonprofits.

NTEE S41 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets57th percentile

Assets

Up

$123,769

Up $9,588 (+8.4%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$123,769

Up $9,588 (+8.4%) from 2024

Operations
Liabilities / Revenue56th percentileNet Margin53rd percentile

Revenue

Up

$134,643

Up $27,978 (+26%) from 2024

Expenses

Up

$125,055

Up $16,295 (+15%) from 2024

Net Income

Up

$9,588

Up $11,683 (+558%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth60th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2023: $116,276Liabilities 2023: $0Net Assets 2023: $116,2762023Assets 2024: $114,181Liabilities 2024: $0Net Assets 2024: $114,1812024Assets 2025: $123,769Liabilities 2025: $0Net Assets 2025: $123,7692025

Highlighted filing

2025

Assets$123,769
Liabilities$0
Net Assets$123,769
Open 2025 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2023: $140,490Expenses 2023: $116,276Net Income 2023: $24,2142023Revenue 2024: $106,665Expenses 2024: $108,760Net Income 2024: -$2,0952024Revenue 2025: $134,643Expenses 2025: $125,055Net Income 2025: $9,5882025

Highlighted filing

2025

Revenue$134,643
Expenses$125,055
Net Income$9,588
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$123,769
Liabilities
$0
Net assets
$123,769
Revenue
$134,643
Expenses
$125,055
Net income
$9,588
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.24$0.00$1.24$1.35$1.25$0.10
2024Detailed filing. Detailed filing data is available for this year.$1.14$0.00$1.14$1.07$1.09$0.02
2023Detailed filing. Detailed filing data is available for this year.$1.16$0.00$1.16$1.40$1.16$0.24
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 11, 2026
Return Version
2025v4.0
Gross Receipts
$134,643
Mission and Program Overview

Mission

To advocate for our business members, promote economic prosperity, community connection and networking opportunities for Ladera Ranch, Rancho Mission Viejo and surrounding areas.

Program Services

DescriptionGrantsExpenses
We conducted extensive advocacy for our members, which is our primary mission, utilizing social media platforms, email marketing, and events to drive residents to our local businesses for dining, shopping and services. We had over one million views of our media. Number benefitted: 145--
We sponsored and ran the Rancho Mission Viejo farmers market that gave our members the option to connect with community members twice a month, supported 50 small business vendors, that also served as a fundraiser. Number benefitted: 5,000.--
We organized and ran Chamber Coffee Chat, a monthly morning networking event for connecting, collaborating and building relationships with people passionate about small business and economic development. Number benefitted: 380--
We ran Ladera Ranch Rides, Cars and Coffee, a monthly gathering of car enthusiasts to draw residents to the Mercantile West Shopping Center, where they then also dine and shop. Member businesses were encouraged to participate in the interests of cultivating relationships. Number benefitted: 2,300.--
We partnered with other local organizations such as Ranch Life and the Freedom Run in creating opportunities for our businesses to participate in unique events to help grow their visibility and interaction. Number benefitted: 67.--
Compensation and Service Providers
Top Officer Pay97th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christopher Todd StearnsPresident/CEOFT$79,623-$79,623
Diana HawleyChamber AdminPT$10,107-$10,107
Rick LeachChair/Secretary-$0--
Roy FennVice Chair-$0--
Kathy LeachTreasurer-$0--
Christie PetiprinMember-At-Large-$0--
Dean WelchMember-At-Large-$0--
John JacquessMember-At-Large-$0--
Filing and Contact Details

Filer

Filer Name
Ladera Rancho Chamber of Commerce
EIN
26-4707088
Phone
9493542055
Address
25642 Crown Valley Pkwy E4, Ladera Ranch, CA 92694

Signing Officer

Name
Chris Stearns
Title
President
Phone
9493542055
Signed
2026-03-11
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Description;Amount^Website and member management software;997|Google Business Suite;183|Canva software subscription;120|Facebook and Instagram advertising;905|Misc equipment;268|Quarterly fees to Agriculture;942|Insurance;485|Tax software;41|RBS training;11|Go Daddy;23^Total;3975^”

Raw XML Appendix130 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Kathy Leach
IRS990EZ/BooksInCareOfDetail/PhoneNum09493542055
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt025642 Crown Valley Pkwy E4
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Ladera Ranch
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd092694
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0114181
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0123769
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt025000
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt09588
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt023994
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0114181
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0123769
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IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0134643
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt03810
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt062662
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0114181
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0123769
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0114181
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0123769
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt65
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt610107
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Christopher Todd Stearns
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Rick Leach
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Roy Fenn
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Kathy Leach
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Christie Petiprin
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Dean Welch
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Diana Hawley
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7John Jacquess
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President/CEO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Chair/Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Vice Chair
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Member-at-large
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Member-at-Large
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Chamber Admin
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Member-at-large
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt03975
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0To advocate for our business members, promote economic prosperity, community connection and networking opportunities for Ladera Ranch, Rancho Mission Viejo and surrounding areas.
IRS990EZ/PrintingPublicationsPostageAmt00
IRS990EZ/ProgramServiceRevenueAmt043171
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0We conducted extensive advocacy for our members, which is our primary mission, utilizing social media platforms, email marketing, and events to drive residents to our local businesses for dining, shopping and services. We had over one million views of our media. Number benefitted: 145
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1We sponsored and ran the Rancho Mission Viejo farmers market that gave our members the option to connect with community members twice a month, supported 50 small business vendors, that also served as a fundraiser. Number benefitted: 5,000.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2We organized and ran Chamber Coffee Chat, a monthly morning networking event for connecting, collaborating and building relationships with people passionate about small business and economic development. Number benefitted: 380
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt3We ran Ladera Ranch Rides, Cars and Coffee, a monthly gathering of car enthusiasts to draw residents to the Mercantile West Shopping Center, where they then also dine and shop. Member businesses were encouraged to participate in the interests of cultivating relationships. Number benefitted: 2,300.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt4We partnered with other local organizations such as Ranch Life and the Freedom Run in creating opportunities for our businesses to participate in unique events to help grow their visibility and interaction. Number benefitted: 67.
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt097086
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0125055
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt0134643
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.laderaranchochamber.org
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Website and member management software;997|Google Business Suite;183|Canva software subscription;120|Facebook and Instagram advertising;905|Misc equipment;268|Quarterly fees to Agriculture;942|Insurance;485|Tax software;41|RBS training;11|Go Daddy;23^Total;3975^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Chris Stearns
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum09493542055
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LADERA RANCHO CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0LADE
ReturnHeader/Filer/EIN0264707088
ReturnHeader/Filer/PhoneNum09493542055
ReturnHeader/Filer/USAddress/AddressLine1Txt025642 Crown Valley Pkwy E4
ReturnHeader/Filer/USAddress/CityNm0Ladera Ranch
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd092694
ReturnHeader/ReturnTs02026-03-11T08:00:45-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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