Civic Intelligence

Council for Fair Lending of Ms

EIN 26-3710739 • 501(c)6 • Mccomb, MS

Profile

Educate the public about short term lending and responsible borrowing by opening lines of communication with the public. Establish accountability and ensure fair treatment of customers.

PO Box 1683Mccomb, MS 39649

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2017

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2017

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2017

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2017

Asset Growth

38th percentile

-8.8%

Faster asset growth than 38% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$77,215

Down $7,475 (-8.8%) from 2016

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$77,215

Down $7,475 (-8.8%) from 2016

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$7,475

Down $7,147 (-49%) from 2016

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth38th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2016: $84,690Net Assets 2016: $84,6902016Assets 2017: $77,215Net Assets 2017: $77,2152017

Highlighted filing

2017

Assets$77,215
Liabilities-
Net Assets$77,215
Open 2017 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15K$10K$5.0K$0Expenses 2016: $14,6222016Expenses 2017: $7,4752017

Highlighted filing

2017

Revenue-
Expenses$7,475
Net Income-
Open 2017 Filing

Filings

Most recent year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$77,215
Liabilities
-
Net assets
$77,215
Revenue
-
Expenses
$7,475
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017Detailed filing. Detailed filing data is available for this year.$77.2$77.2$7.48
2016Detailed filing. Detailed filing data is available for this year.$84.7$84.7$14.6
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Feb 18, 2018
Return Version
2017v2.2
Mission and Program Overview

Mission

Educate the public about short term lending and responsible borrowing by opening lines of communication with the public. Establish accountability and ensure fair treatment of customers.

Program Services

DescriptionGrantsExpenses
POLITICAL LOBBYING--
EDUCATE THE PUBLIC ABOUT SHORT TERM LENDING AND RESPONSIBLE BORROWING BY OPENING LINES OF COMMUNICATION WITH THE PUBLIC. ESTABLISH ACCOUNTABILITY AND ENSURE FAIR TREATMENT OF CUSTOMERS.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LUKE MONTGOMERYPresident-$0--
ELAINE BLAKE ENISVice Preside-$0--
MEREDITH BROYLESSecretary-$0--
DAN ROBINSONDirector-$0--
Political and Lobbying Activity
In-house lobbying only
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$6,125
Filing and Contact Details

Filer

Filer Name
Council for Fair Lending of Ms
EIN
26-3710739
Phone
6012493100
Address
PO BOX 1683, MCCOMB, MS 39649

Signing Officer

Name
Luke Montgomery
Title
President
Phone
6012493100
Signed
2018-02-18

Preparer

Firm
FAUST & ASSOCIATES CPA'S PA
Address
200 3RD ST, MCCOMB, MS 39648
Preparer
Michael C Faust
Phone
6016846382
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses legal 750 accounting 600 total 1,350”

Form 990-ez, Part III

“Educate the public about short term lending and responsible borrowing by opening lines of communication with the public. Establish accountability and ensure fair treatment of customers.”

Form 990-ez, Part III, Line 31

“Educate the public about short term lending and responsible borrowing by opening lines of communication with the public. Establish accountability and ensure fair treatment of customers.”

Raw XML Appendix107 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
AveragingAttachment/ExplanationTxt0NEW ACTIVITY
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0LUKE MONTGOMERY
IRS990EZ/BooksInCareOfDetail/PhoneNum06012493100
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0101 HARDEN CHAPEL RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0FULTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MS
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd038843
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt084690
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt077215
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DirectIndirectPltclExpendAmt06125
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-7475
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt06125
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt084690
IRS990EZ/Form990TotalAssetsGrp/EOYAmt077215
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt084690
IRS990EZ/NetAssetsOrFundBalancesEOYAmt077215
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt084690
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt077215
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0LUKE MONTGOMERY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ELAINE BLAKE ENIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MEREDITH BROYLES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3DAN ROBINSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt01350
IRS990EZ/PoliticalCampaignActyInd0true
IRS990EZ/PrimaryExemptPurposeTxt0EDUCATE THE PUBLIC ABOUT SHORT TERM LENDING AND RESPONSIBLE BORROWING BY OPENING LINES OF COMMUNICATION WITH THE PUBLIC. ESTABLISH ACCOUNTABILITY AND ENSURE FAIR TREATMENT OF CUSTOMERS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0POLITICAL LOBBYING
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1EDUCATE THE PUBLIC ABOUT SHORT TERM LENDING AND RESPONSIBLE BORROWING BY OPENING LINES OF COMMUNICATION WITH THE PUBLIC. ESTABLISH ACCOUNTABILITY AND ENSURE FAIR TREATMENT OF CUSTOMERS.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0true
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt07475
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/Form1120POLFiledInd0false
IRS990ScheduleC/OnlyInHouseLobbyingInd0false
IRS990ScheduleC/PoliticalExpendituresAmt06125
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES LEGAL 750 ACCOUNTING 600 TOTAL 1,350
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EDUCATE THE PUBLIC ABOUT SHORT TERM LENDING AND RESPONSIBLE BORROWING BY OPENING LINES OF COMMUNICATION WITH THE PUBLIC. ESTABLISH ACCOUNTABILITY AND ENSURE FAIR TREATMENT OF CUSTOMERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EDUCATE THE PUBLIC ABOUT SHORT TERM LENDING AND RESPONSIBLE BORROWING BY OPENING LINES OF COMMUNICATION WITH THE PUBLIC. ESTABLISH ACCOUNTABILITY AND ENSURE FAIR TREATMENT OF CUSTOMERS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/PersonNm0LUKE MONTGOMERY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06012493100
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-02-18
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COUNCIL FOR FAIR LENDING OF MS
ReturnHeader/Filer/BusinessNameControlTxt0COUN
ReturnHeader/Filer/EIN0263710739
ReturnHeader/Filer/PhoneNum06012493100
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1683
ReturnHeader/Filer/USAddress/CityNm0MCCOMB
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MS
ReturnHeader/Filer/USAddress/ZIPCd039649
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0B10ED27322AF4B63A5B2A9EE63EDCA2619B3E8D4
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0B10ED27322AF4B63A5B2A9EE63EDCA2619B3E8D4
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0104.232.174.146
ReturnHeader/FilingSecurityInformation/IPDt02018-02-27
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm010:14:17
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0640916458
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FAUST & ASSOCIATES CPA'S PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0200 3RD ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MCCOMB
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd039648
ReturnHeader/PreparerPersonGrp/PhoneNum06016846382
ReturnHeader/PreparerPersonGrp/PreparationDt02018-02-18
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL C FAUST
ReturnHeader/ReturnTs02018-02-27T10:14:17-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

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