Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
EIN 26-3563855 • 501(c)3 • Jacksonville, NC
Profile
To further economic development in the city of jacksonville and onslow county, north carolina and to promote job creation opportunities and growth in the tax base. The organization will create the community business loan fund to help further this mission. Beyond filling the need for a revolving loan fund that provides gap financing in support of area businesses, the fund will also serve as a source of funding for future product development.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Liabilities / Revenue
99th percentile
Higher debt load relative to revenue than 99% of similar nonprofits.
Net Margin
34th percentile
Higher net margin than 34% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
100th percentile
Faster asset growth than 100% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Up$144,242
Up $11,288 (+8.5%) from 2024
Liabilities
Up$41,639
Up $41,722 (+50267%) from 2024
Net Assets
Down$102,603
Down $30,434 (-23%) from 2024
Revenue
Down$32,919
Down $194,512 (-86%) from 2024
Expenses
Down$37,564
Down $71,748 (-66%) from 2024
Net Income
Down-$4,645
Down $122,764 (-104%) from 2024
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
To further economic development in the city of jacksonville and onslow county, north carolina and to promote job creation opportunities and growth in the tax base. The organization will work with local government officials in the development area, as well as other nonprofit organizations, in the recruitment and retention of business and industry to the area.
To further economic development in the city of jacksonville and onslow county, north carolina and to promote job creation opportunities and growth in the tax base. The organization will create the community business loan fund to help further this mission. Beyond filling the need for a revolving loan fund that provides gap financing in support of area businesses, the fund will also serve as a source of funding for future product development.
| Description | Grants | Expenses |
|---|---|---|
| THE ORGANIZATION HAS CREATED A COMMUNITY BUSINESS LOAN FUND TO HELP FURTHER IT'S MISSION. THE REVENUES PROVIDED TO FURTHER THIS MISSION HAS COME FROM DIRECT PUBLIC SUPPORT AND THE INTEREST COLLECTION ON THE LOANS TO COMMUNINTY BUSINESSES. THE REVENUES ARE UTILIZED TO CONTINUE OPERATIONS AND PROVIDE FUNDING FOR FUTURE COMMUNITY BUSINESS LOAN IN SUPPORT OF AREA BUSINESSES. | - | $34,584 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| MELISSA ANDERSON | Chairman | - | $0 | - | - |
| SCOTT RIGGS | Vice Chair | - | $0 | - | - |
| TERRI ASHBY | Treasurer | - | $0 | - | - |
| SUSAN EDWARDS | Secretary | - | $0 | - | - |
| JEFF T CLARK | Past Chair | - | $0 | - | - |
“Expenses advertising 703 service charge 304 office supplies 52 office expense 1,016 meetings 727 insurance 2,344 duke energy grant expense 22,500 total 27,646”
“Prior year adjustment -25,706 prior filings had incorrectly reported activities that belonged to affiliate organization. Corrections have been made and activities correctly allocated.”
“96,572 0 clove hitch beer company 0 18,486 jireh peruvian coffee company 0 21,475 lil bean cafe 0 48,155 total 96,572 88,116”
“Accounts payable and accrued expenses 0 41,639”
“To further economic development in the city of jacksonville and onslow county, north carolina and to promote job creation opportunities and growth in the tax base. The organization will create the community business loan fund to help further this mission. Beyond filling the need for a revolving loan fund that provides gap financing in support of area businesses, the fund will also serve as a source of funding for future product development.”
“The organization has created a community business loan fund to help further it's mission. The revenues provided to further this mission has come from direct public support and the interest collection on the loans to communinty businesses. The revenues are utilized to continue operations and provide funding for future community business loan in support of area businesses.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | TERRI ASHBY |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9103306329 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 421 COURT STREET |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | 421 COURT STREET |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | JACKSONVILLE |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NC |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 28540 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 36382 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 56126 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 25218 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -4645 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 9918 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 132954 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 144242 |
| IRS990EZ/GrossReceiptsAmt | 0 | 32919 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 132954 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 102603 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 132954 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 102603 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | MELISSA ANDERSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | SCOTT RIGGS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | TERRI ASHBY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | SUSAN EDWARDS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | JEFF T CLARK |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | PAST CHAIR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 96572 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 88116 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | -25706 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 27646 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO FURTHER ECONOMIC DEVELOPMENT IN THE CITY OF JACKSONVILLE AND ONSLOW COUNTY, NORTH CAROLINA AND TO PROMOTE JOB CREATION OPPORTUNITIES AND GROWTH IN THE TAX BASE. THE ORGANIZATION WILL CREATE THE COMMUNITY BUSINESS LOAN FUND TO HELP FURTHER THIS MISSION. BEYOND FILLING THE NEED FOR A REVOLVING LOAN FUND THAT PROVIDES GAP FINANCING IN SUPPORT OF AREA BUSINESSES, THE FUND WILL ALSO SERVE AS A SOURCE OF FUNDING FOR FUTURE PRODUCT DEVELOPMENT. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 7701 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | THE ORGANIZATION HAS CREATED A COMMUNITY BUSINESS LOAN FUND TO HELP FURTHER IT'S MISSION. THE REVENUES PROVIDED TO FURTHER THIS MISSION HAS COME FROM DIRECT PUBLIC SUPPORT AND THE INTEREST COLLECTION ON THE LOANS TO COMMUNINTY BUSINESSES. THE REVENUES ARE UTILIZED TO CONTINUE OPERATIONS AND PROVIDE FUNDING FOR FUTURE COMMUNITY BUSINESS LOAN IN SUPPORT OF AREA BUSINESSES. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 34584 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 41639 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 37564 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 34584 |
| IRS990EZ/TotalRevenueAmt | 0 | 32919 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.JOEDNC.COM |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 25218 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 130805 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 130805 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 317200 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1000 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 605028 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt | 0 | 7701 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 7701 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.98740 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 605028 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 25218 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 130805 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 130805 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 317200 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1000 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 605028 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 612729 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EXPENSES ADVERTISING 703 SERVICE CHARGE 304 OFFICE SUPPLIES 52 OFFICE EXPENSE 1,016 MEETINGS 727 INSURANCE 2,344 DUKE ENERGY GRANT EXPENSE 22,500 TOTAL 27,646 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | PRIOR YEAR ADJUSTMENT -25,706 PRIOR FILINGS HAD INCORRECTLY REPORTED ACTIVITIES THAT BELONGED TO AFFILIATE ORGANIZATION. CORRECTIONS HAVE BEEN MADE AND ACTIVITIES CORRECTLY ALLOCATED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | 96,572 0 CLOVE HITCH BEER COMPANY 0 18,486 JIREH PERUVIAN COFFEE COMPANY 0 21,475 LIL BEAN CAFE 0 48,155 TOTAL 96,572 88,116 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 0 41,639 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | TO FURTHER ECONOMIC DEVELOPMENT IN THE CITY OF JACKSONVILLE AND ONSLOW COUNTY, NORTH CAROLINA AND TO PROMOTE JOB CREATION OPPORTUNITIES AND GROWTH IN THE TAX BASE. THE ORGANIZATION WILL CREATE THE COMMUNITY BUSINESS LOAN FUND TO HELP FURTHER THIS MISSION. BEYOND FILLING THE NEED FOR A REVOLVING LOAN FUND THAT PROVIDES GAP FINANCING IN SUPPORT OF AREA BUSINESSES, THE FUND WILL ALSO SERVE AS A SOURCE OF FUNDING FOR FUTURE PRODUCT DEVELOPMENT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE ORGANIZATION HAS CREATED A COMMUNITY BUSINESS LOAN FUND TO HELP FURTHER IT'S MISSION. THE REVENUES PROVIDED TO FURTHER THIS MISSION HAS COME FROM DIRECT PUBLIC SUPPORT AND THE INTEREST COLLECTION ON THE LOANS TO COMMUNINTY BUSINESSES. THE REVENUES ARE UTILIZED TO CONTINUE OPERATIONS AND PROVIDE FUNDING FOR FUTURE COMMUNITY BUSINESS LOAN IN SUPPORT OF AREA BUSINESSES. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990-EZ, PART III, LINE 28 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MELISSA ANDERSON |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CHAIRMAN |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9103306329 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-02-18 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | JACKSONVILLE ONSLOW ECONOMIC |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | DEVELOPMENT PARTNERSHIP INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | JACK |
| ReturnHeader/Filer/EIN | 0 | 263563855 |
| ReturnHeader/Filer/PhoneNum | 0 | 9103306329 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 421 COURT STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | JACKSONVILLE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | NC |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 28540 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 760811573 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ROGERS & COMPANY CPAS PA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 825 GUM BRANCH ROAD SUITE 101 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | JACKSONVILLE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 28540 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9103462259 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-02-19 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JUDY W FRINK CPA |
| ReturnHeader/ReturnTs | 0 | 2026-03-13T09:58:39-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-06-30 |
| ReturnHeader/TaxYr | 0 | 2024 |
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