Civic Intelligence

Northwest Credit Union Collectors Association

EIN 26-3466922 • 501(c)6 • Aberdeen, WA

Profile

education of credit union collectors

c/o Missy Ray GNWFCU 301 W WishkahAberdeen, WA 98520

nwcuca.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2020

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2020

Net Margin

67th percentile

9.3%

Higher net margin than 67% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2020

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2020

Asset Growth

71st percentile

11%

Faster asset growth than 71% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

8th percentile

-70%

Faster revenue growth than 8% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$23,420

Up $2,283 (+11%) from 2019

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$23,420

Up $2,283 (+11%) from 2019

Operations
Liabilities / RevenueScore unavailableNet Margin67th percentile

Revenue

Down

$24,539

Down $57,054 (-70%) from 2019

Expenses

Down

$22,256

Down $52,951 (-70%) from 2019

Net Income

Down

$2,283

Down $4,103 (-64%) from 2019

Trend Graphs

Balance Sheet Trend

Asset Growth71st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2014: $40,614Net Assets 2014: $40,6142014Assets 2015: $34,035Net Assets 2015: $34,0352015Assets 2016: $30,089Net Assets 2016: $30,0892016Assets 2017: $15,573Net Assets 2017: $15,5732017Assets 2018: $14,751Net Assets 2018: $14,7512018Assets 2019: $21,137Net Assets 2019: $21,1372019Assets 2020: $23,420Net Assets 2020: $23,4202020

Highlighted filing

2020

Assets$23,420
Liabilities-
Net Assets$23,420
Open 2020 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2014: $56,846Expenses 2014: $59,890Net Income 2014: -$3,0442014Revenue 2015: $56,838Expenses 2015: $63,417Net Income 2015: -$6,5792015Revenue 2016: $64,562Expenses 2016: $68,508Net Income 2016: -$3,9462016Revenue 2017: $71,223Expenses 2017: $85,739Net Income 2017: -$14,5162017Revenue 2018: $74,340Expenses 2018: $75,162Net Income 2018: -$8222018Revenue 2019: $81,593Expenses 2019: $75,207Net Income 2019: $6,3862019Revenue 2020: $24,539Expenses 2020: $22,256Net Income 2020: $2,2832020

Highlighted filing

2020

Revenue$24,539
Expenses$22,256
Net Income$2,283
Open 2020 Filing

Filings

Most recent year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$23,420
Liabilities
-
Net assets
$23,420
Revenue
$24,539
Expenses
$22,256
Net income
$2,283
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020Detailed filing. Detailed filing data is available for this year.$23.4$23.4$24.5$22.3$2.28
2019Detailed filing. Detailed filing data is available for this year.$21.1$21.1$81.6$75.2$6.39
2018Detailed filing. Detailed filing data is available for this year.$14.8$14.8$74.3$75.2$0.82
2017Detailed filing. Detailed filing data is available for this year.$15.6$15.6$71.2$85.7$14.5
2016Detailed filing. Detailed filing data is available for this year.$30.1$30.1$64.6$68.5$3.95
2015Detailed filing. Detailed filing data is available for this year.$34.0$34.0$56.8$63.4$6.58
2014Detailed filing. Detailed filing data is available for this year.$40.6$40.6$56.8$59.9$3.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Sep 1, 2019 to Aug 31, 2020
Signed
Jul 15, 2020
Return Version
2019v5.1
Gross Receipts
$24,539
Mission and Program Overview

Mission

education of credit union collectors

Program Services

DescriptionGrantsExpenses
annual conference providing education and news to members--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kari OlsonPresident-$0--
Robert Dennins1st VP-$0--
Kristi HolienSecretary-$0--
Missy RayTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Northwest Credit Union Collectors Association
EIN
26-3466922
Phone
3605539990
Address
c/o Missy Ray GNWFCU 301 W Wishkah, Aberdeen, WA 98520

Signing Officer

Name
Missy Ray
Title
Treasurer
Phone
3605539990
Signed
2020-07-15
Discuss with paid preparer
Yes

Preparer

Firm
Tax Refund Experts
Address
PO BOX 8077, LACEY, WA 98509
Preparer
Dixie Leonard EA
Phone
3604591348
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“website 311.”

Form 990EZ, Part I, Line 16

“paypal fees 795.”

Form 990EZ, Part I, Line 16

“scholarship 0.”

Form 990EZ, Part I, Line 16

“education 50.”

Form 990EZ, Part I, Line 16

“accounting 410.”

Form 990EZ, Part I, Line 16

“admin 2984.”

Form 990EZ, Part I, Line 16

“conference 14381.”

Form 990EZ, Part I, Line 16

“rounding”

Raw XML Appendix129 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Missy Ray Treasurer
IRS990EZ/BooksInCareOfDetail/PhoneNum03605339990
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0c/o 301 W Wishkah St
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Aberdeen
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd098520
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt021137
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt023420
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt02283
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt021137
IRS990EZ/Form990TotalAssetsGrp/EOYAmt023420
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt024539
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt026
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt06200
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt021137
IRS990EZ/NetAssetsOrFundBalancesEOYAmt023420
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt021137
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt023420
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Kari Olson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Robert Dennins
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Kristi Holien
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Missy Ray
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11st VP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt018931
IRS990EZ/PrimaryExemptPurposeTxt0education of credit union collectors
IRS990EZ/PrintingPublicationsPostageAmt03325
IRS990EZ/ProgramServiceRevenueAmt018313
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0annual conference providing education and news to members
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt022256
IRS990EZ/TotalRevenueAmt024539
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0nwcuca.org
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0website 311.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1paypal fees 795.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2scholarship 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3education 50.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4accounting 410.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5admin 2984.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6conference 14381.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7rounding
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02021-01-29 14:40:06Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Missy Ray
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum03605539990
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-07-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Northwest Credit Union Collectors Association
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0263466922
ReturnHeader/Filer/PhoneNum03605539990
ReturnHeader/Filer/USAddress/AddressLine1Txt0c/o Missy Ray GNWFCU 301 W Wishkah
ReturnHeader/Filer/USAddress/CityNm0Aberdeen
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WA
ReturnHeader/Filer/USAddress/ZIPCd098520
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0A717C6F0F06938F81A3A69BD9FC3B8BE17856D0D
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0A717C6F0F06938F81A3A69BD9FC3B8BE17856D0D
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt024.16.55.137
ReturnHeader/FilingSecurityInformation/IPDt02020-11-12
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PS
ReturnHeader/FilingSecurityInformation/IPTm008:48:54
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0TAX REFUND EXPERTS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 8077
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LACEY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd098509
ReturnHeader/PreparerPersonGrp/PhoneNum03604591348
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Dixie Leonard EA
ReturnHeader/ReturnTs02020-11-12T08:49:09-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-09-01
ReturnHeader/TaxPeriodEndDt02020-08-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.