Civic Intelligence

All American Foreclosure Solutions

EIN 26-3454219 • 501(c)3 • Cape Coral, FL

Profile

Our mission is to help as many at-risk homeowners/borrowers who face, or are in foreclosure, as possible; revitalize neighborhoods from bank-owned, abandoned, blighted homes, and restore homeownership & pride in the community. Our organizational goals are to advocate heavily for homeowner rights under the many existing laws in place to protect them. This includes, but is not limited to: 1.) building personal and professional relationships with the major banks and financial institutions as an advocacy voice on behalf of homeowners, 2.) conducting forensic loan and securitization audits on each file to determine that all laws pertaining to respa, fair housing act, truth-in- lending act, ecoa, etc. Have been complied. 3.) servicer accountability determinations, 4.) data analyzation to determine submission of loan modification applications and their success rates, 5.) vigorously negotiate short-sales with the intent of deficiency waivers for the homeowners, and 6.) litigation specializatio

14300 SE 18th PlaceCape Coral, FL 33990

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

97th percentile

3.47x

Higher debt load relative to assets than 97% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2018

Liabilities / Revenue

96th percentile

1.64x

Higher debt load relative to revenue than 96% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2018

Net Margin

89th percentile

47%

Higher net margin than 89% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2018

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2018

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2018

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2018

Assets

$9,521

No earlier filing loaded for comparison.

Liabilities

$33,030

No earlier filing loaded for comparison.

Net Assets

-$23,509

No earlier filing loaded for comparison.

Revenue

$20,132

No earlier filing loaded for comparison.

Expenses

$10,611

No earlier filing loaded for comparison.

Net Income

$9,521

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$20K$0-$20K-$40KAssets 2018: $9,521Liabilities 2018: $33,030Net Assets 2018: -$23,5092018

Highlighted filing

2018

Assets$9,521
Liabilities$33,030
Net Assets-$23,509

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30K$20K$10K$0Revenue 2018: $20,132Expenses 2018: $10,611Net Income 2018: $9,5212018

Highlighted filing

2018

Revenue$20,132
Expenses$10,611
Net Income$9,521

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$9.52$33.0$23.5$20.1$10.6$9.52
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Apr 5, 2019
Return Version
2018v3.1
Gross Receipts
$20,132
Mission and Program Overview

Mission

Our mission is to help as many at-risk homeowners/borrowers who face, or are in foreclosure, as possible; revitalize neighborhoods from bank-owned, abandoned, blighted homes, and restore homeownership & pride in the community. Our organizational goals are to advocate heavily for homeowner rights under the many existing laws in place to protect them. This includes, but is not limited to: 1.) building personal and professional relationships with the major banks and financial institutions as an advocacy voice on behalf of homeowners, 2.) conducting forensic loan and securitization audits on each file to determine that all laws pertaining to respa, fair housing act, truth-in- lending act, ecoa, etc. Have been complied. 3.) servicer accountability determinations, 4.) data analyzation to determine submission of loan modification applications and their success rates, 5.) vigorously negotiate short-sales with the intent of deficiency waivers for the homeowners, and 6.) litigation specializatio

Program Services

DescriptionGrantsExpenses
RESOLVING OR PREVENTING MORTAGE DELLINQUENCY$8,858$8,095
HOMELESS ASSISTANCE$7,046$6,255
PRE-PURCHASING/HOME BUYING$4,228$3,941
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
DEREK RUNIONPresident-DiPT$0--
MICHAEL JOHNSONDirector TrePT$0--
STEVE HARRIGANDirectorPT$0--
Filing and Contact Details

Filer

Filer Name
All American Foreclosure Solutions
EIN
26-3454219
Phone
2398622888
Address
14300 SE 18TH PLACE, CAPE CORAL, FL 33990

Signing Officer

Name
Derek Runion
Title
President-director
Phone
2398622888
Signed
2019-04-05
Discuss with paid preparer
Yes

Preparer

Firm
Cape Coral Accounting Service Inc
Address
3501 DEL PRADO BLVD S STE 212, CAPE CORAL, FL 33904-7222
Preparer
Lori Moore
Phone
2395422558
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 20

Prior year adjustment 1,784

Form 990-ez, Part II, Line 26

Accounts payable and accrued expenses 44,674 0 mortgage and other notes payable 43,433 33,030

Form 990-ez, Part III

Our mission is to help as many at-risk homeowners/borrowers who face, or are in foreclosure, as possible; revitalize neighborhoods from bank-owned, abandoned, blighted homes, and restore homeownership & pride in the community. Our organizational goals are to advocate heavily for homeowner rights under the many existing laws in place to protect them. This includes, but is not limited to: 1.) building personal and professional relationships with the major banks and financial institutions as an advocacy voice on behalf of homeowners, 2.) conducting forensic loan and securitization audits on each file to determine that all laws pertaining to respa, fair housing act, truth-in- lending act, ecoa, etc. Have been complied. 3.) servicer accountability determinations, 4.) data analyzation to determine submission of loan modification applications and their success rates, 5.) vigorously negotiate short-sales with the intent of deficiency waivers for the homeowners, and 6.) litigation specialization: vehemently defend the laws that have been determined to be violated on behalf of our clients when it has been discovered that the financial institution and/or servicer has violated any of the laws governing the rights of homeowners. Our goal is to preserve homeownership and protect property values in neighborhoods and communities throughout our area.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2OUR MISSION IS TO HELP AS MANY AT-RISK HOMEOWNERS/BORROWERS WHO FACE, OR ARE IN FORECLOSURE, AS POSSIBLE; REVITALIZE NEIGHBORHOODS FROM BANK-OWNED, ABANDONED, BLIGHTED HOMES, AND RESTORE HOMEOWNERSHIP & PRIDE IN THE COMMUNITY. OUR ORGANIZATIONAL GOALS ARE TO ADVOCATE HEAVILY FOR HOMEOWNER RIGHTS UNDER THE MANY EXISTING LAWS IN PLACE TO PROTECT THEM. THIS INCLUDES, BUT IS NOT LIMITED TO: 1.) BUILDING PERSONAL AND PROFESSIONAL RELATIONSHIPS WITH THE MAJOR BANKS AND FINANCIAL INSTITUTIONS AS AN ADVOCACY VOICE ON BEHALF OF HOMEOWNERS, 2.) CONDUCTING FORENSIC LOAN AND SECURITIZATION AUDITS ON EACH FILE TO DETERMINE THAT ALL LAWS PERTAINING TO RESPA, FAIR HOUSING ACT, TRUTH-IN- LENDING ACT, ECOA, ETC. HAVE BEEN COMPLIED. 3.) SERVICER ACCOUNTABILITY DETERMINATIONS, 4.) DATA ANALYZATION TO DETERMINE SUBMISSION OF LOAN MODIFICATION APPLICATIONS AND THEIR SUCCESS RATES, 5.) VIGOROUSLY NEGOTIATE SHORT-SALES WITH THE INTENT OF DEFICIENCY WAIVERS FOR THE HOMEOWNERS, AND 6.) LITIGATION SPECIALIZATION: VEHEMENTLY DEFEND THE LAWS THAT HAVE BEEN DETERMINED TO BE VIOLATED ON BEHALF OF OUR CLIENTS WHEN IT HAS BEEN DISCOVERED THAT THE FINANCIAL INSTITUTION AND/OR SERVICER HAS VIOLATED ANY OF THE LAWS GOVERNING THE RIGHTS OF HOMEOWNERS. OUR GOAL IS TO PRESERVE HOMEOWNERSHIP AND PROTECT PROPERTY VALUES IN NEIGHBORHOODS AND COMMUNITIES THROUGHOUT OUR AREA.
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