Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
EIN 26-3454219 • 501(c)3 • Cape Coral, FL
Profile
Our mission is to help as many at-risk homeowners/borrowers who face, or are in foreclosure, as possible; revitalize neighborhoods from bank-owned, abandoned, blighted homes, and restore homeownership & pride in the community. Our organizational goals are to advocate heavily for homeowner rights under the many existing laws in place to protect them. This includes, but is not limited to: 1.) building personal and professional relationships with the major banks and financial institutions as an advocacy voice on behalf of homeowners, 2.) conducting forensic loan and securitization audits on each file to determine that all laws pertaining to respa, fair housing act, truth-in- lending act, ecoa, etc. Have been complied. 3.) servicer accountability determinations, 4.) data analyzation to determine submission of loan modification applications and their success rates, 5.) vigorously negotiate short-sales with the intent of deficiency waivers for the homeowners, and 6.) litigation specializatio
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
Liabilities / Revenue
96th percentile
Higher debt load relative to revenue than 96% of similar nonprofits.
Net Margin
89th percentile
Higher net margin than 89% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
$9,521
No earlier filing loaded for comparison.
Liabilities
$33,030
No earlier filing loaded for comparison.
Net Assets
-$23,509
No earlier filing loaded for comparison.
Revenue
$20,132
No earlier filing loaded for comparison.
Expenses
$10,611
No earlier filing loaded for comparison.
Net Income
$9,521
No earlier filing loaded for comparison.
Most recent year
2018 • Form 990EZDetailed filing. Detailed filing data is available for this year.
Our mission is to help as many at-risk homeowners/borrowers who face, or are in foreclosure, as possible; revitalize neighborhoods from bank-owned, abandoned, blighted homes, and restore homeownership & pride in the community. Our organizational goals are to advocate heavily for homeowner rights under the many existing laws in place to protect them. This includes, but is not limited to: 1.) building personal and professional relationships with the major banks and financial institutions as an advocacy voice on behalf of homeowners, 2.) conducting forensic loan and securitization audits on each file to determine that all laws pertaining to respa, fair housing act, truth-in- lending act, ecoa, etc. Have been complied. 3.) servicer accountability determinations, 4.) data analyzation to determine submission of loan modification applications and their success rates, 5.) vigorously negotiate short-sales with the intent of deficiency waivers for the homeowners, and 6.) litigation specializatio
| Description | Grants | Expenses |
|---|---|---|
| RESOLVING OR PREVENTING MORTAGE DELLINQUENCY | $8,858 | $8,095 |
| HOMELESS ASSISTANCE | $7,046 | $6,255 |
| PRE-PURCHASING/HOME BUYING | $4,228 | $3,941 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| DEREK RUNION | President-Di | PT | $0 | - | - |
| MICHAEL JOHNSON | Director Tre | PT | $0 | - | - |
| STEVE HARRIGAN | Director | PT | $0 | - | - |
“Prior year adjustment 1,784”
“Accounts payable and accrued expenses 44,674 0 mortgage and other notes payable 43,433 33,030”
“Our mission is to help as many at-risk homeowners/borrowers who face, or are in foreclosure, as possible; revitalize neighborhoods from bank-owned, abandoned, blighted homes, and restore homeownership & pride in the community. Our organizational goals are to advocate heavily for homeowner rights under the many existing laws in place to protect them. This includes, but is not limited to: 1.) building personal and professional relationships with the major banks and financial institutions as an advocacy voice on behalf of homeowners, 2.) conducting forensic loan and securitization audits on each file to determine that all laws pertaining to respa, fair housing act, truth-in- lending act, ecoa, etc. Have been complied. 3.) servicer accountability determinations, 4.) data analyzation to determine submission of loan modification applications and their success rates, 5.) vigorously negotiate short-sales with the intent of deficiency waivers for the homeowners, and 6.) litigation specialization: vehemently defend the laws that have been determined to be violated on behalf of our clients when it has been discovered that the financial institution and/or servicer has violated any of the laws governing the rights of homeowners. Our goal is to preserve homeownership and protect property values in neighborhoods and communities throughout our area.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | CAPE CORAL |
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| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 9521 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 573 |
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| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 9521 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT-DI |
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| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 1784 |
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| IRS990EZ/PrimaryExemptPurposeTxt | 0 | OUR MISSION IS TO HELP AS MANY AT-RISK HOMEOWNERS/BORROWERS WHO FACE, OR ARE IN FORECLOSURE, AS POSSIBLE; REVITALIZE NEIGHBORHOODS FROM BANK-OWNED, ABANDONED, BLIGHTED HOMES, AND RESTORE HOMEOWNERSHIP & PRIDE IN THE COMMUNITY. OUR ORGANIZATIONAL GOALS ARE TO ADVOCATE HEAVILY FOR HOMEOWNER RIGHTS UNDER THE MANY EXISTING LAWS IN PLACE TO PROTECT THEM. THIS INCLUDES, BUT IS NOT LIMITED TO: 1.) BUILDING PERSONAL AND PROFESSIONAL RELATIONSHIPS WITH THE MAJOR BANKS AND FINANCIAL INSTITUTIONS AS AN ADVOCACY VOICE ON BEHALF OF HOMEOWNERS, 2.) CONDUCTING FORENSIC LOAN AND SECURITIZATION AUDITS ON EACH FILE TO DETERMINE THAT ALL LAWS PERTAINING TO RESPA, FAIR HOUSING ACT, TRUTH-IN- LENDING ACT, ECOA, ETC. HAVE BEEN COMPLIED. 3.) SERVICER ACCOUNTABILITY DETERMINATIONS, 4.) DATA ANALYZATION TO DETERMINE SUBMISSION OF LOAN MODIFICATION APPLICATIONS AND THEIR SUCCESS RATES, 5.) VIGOROUSLY NEGOTIATE SHORT-SALES WITH THE INTENT OF DEFICIENCY WAIVERS FOR THE HOMEOWNERS, AND 6.) LITIGATION SPECIALIZATIO |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | RESOLVING OR PREVENTING MORTAGE DELLINQUENCY |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | PRE-PURCHASING/HOME BUYING |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 2 | HOMELESS ASSISTANCE |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 8858 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 1 | 4228 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 2 | 7046 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 8095 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 3941 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 2 | 6255 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/RelatedOrgSect527OrgInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 34210 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 33030 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 10611 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 18291 |
| IRS990EZ/TotalRevenueAmt | 0 | 20132 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleA/ChurchInd | 0 | X |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 20132 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 500 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 20632 |
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| IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt | 0 | 17092 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 37724 |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 37724 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 20132 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 15717 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1875 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 37724 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 37724 |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 33030 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | PRIOR YEAR ADJUSTMENT 1,784 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 44,674 0 MORTGAGE AND OTHER NOTES PAYABLE 43,433 33,030 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | OUR MISSION IS TO HELP AS MANY AT-RISK HOMEOWNERS/BORROWERS WHO FACE, OR ARE IN FORECLOSURE, AS POSSIBLE; REVITALIZE NEIGHBORHOODS FROM BANK-OWNED, ABANDONED, BLIGHTED HOMES, AND RESTORE HOMEOWNERSHIP & PRIDE IN THE COMMUNITY. OUR ORGANIZATIONAL GOALS ARE TO ADVOCATE HEAVILY FOR HOMEOWNER RIGHTS UNDER THE MANY EXISTING LAWS IN PLACE TO PROTECT THEM. THIS INCLUDES, BUT IS NOT LIMITED TO: 1.) BUILDING PERSONAL AND PROFESSIONAL RELATIONSHIPS WITH THE MAJOR BANKS AND FINANCIAL INSTITUTIONS AS AN ADVOCACY VOICE ON BEHALF OF HOMEOWNERS, 2.) CONDUCTING FORENSIC LOAN AND SECURITIZATION AUDITS ON EACH FILE TO DETERMINE THAT ALL LAWS PERTAINING TO RESPA, FAIR HOUSING ACT, TRUTH-IN- LENDING ACT, ECOA, ETC. HAVE BEEN COMPLIED. 3.) SERVICER ACCOUNTABILITY DETERMINATIONS, 4.) DATA ANALYZATION TO DETERMINE SUBMISSION OF LOAN MODIFICATION APPLICATIONS AND THEIR SUCCESS RATES, 5.) VIGOROUSLY NEGOTIATE SHORT-SALES WITH THE INTENT OF DEFICIENCY WAIVERS FOR THE HOMEOWNERS, AND 6.) LITIGATION SPECIALIZATION: VEHEMENTLY DEFEND THE LAWS THAT HAVE BEEN DETERMINED TO BE VIOLATED ON BEHALF OF OUR CLIENTS WHEN IT HAS BEEN DISCOVERED THAT THE FINANCIAL INSTITUTION AND/OR SERVICER HAS VIOLATED ANY OF THE LAWS GOVERNING THE RIGHTS OF HOMEOWNERS. OUR GOAL IS TO PRESERVE HOMEOWNERSHIP AND PROTECT PROPERTY VALUES IN NEIGHBORHOODS AND COMMUNITIES THROUGHOUT OUR AREA. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART III |
| ReturnHeader/BuildTS | 0 | 2019-02-21 02:37:17Z |
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| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2019-04-05 |
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| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 14300 SE 18TH PLACE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CAPE CORAL |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 33990 |
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| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2019-05-08 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 10:22:57 |
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| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CAPE CORAL ACCOUNTING SERVICE INC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3501 DEL PRADO BLVD S STE 212 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CAPE CORAL |
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| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2019-05-08 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | LORI MOORE |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2019-05-08T10:22:57-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2018-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2018-12-31 |
| ReturnHeader/TaxYr | 0 | 2018 |
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