Civic Intelligence

Chesapeake Housing Mission Inc

EIN 26-3435626 • 501(c)3 • Salisbury, MD

Profile

Provide vital housing repair services through christian mission to low- income families living in the chesapeake region as well as transformational life experiences to those who serve, volunteers offering their service, congregations involved with chm and entire communities.

PO Box 1061Salisbury, MD 21802

www.chesapeakehousingmission.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

73rd percentile

0.04x

Higher debt load relative to assets than 73% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

71st percentile

0.02x

Higher debt load relative to revenue than 71% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

69th percentile

15%

Higher net margin than 69% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

97th percentile

$53,389

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 13.2% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

83rd percentile

34%

Faster asset growth than 83% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

57th percentile

4.4%

Faster revenue growth than 57% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Assets

Up

$183,275

Up $80,619 (+79%) from 2022

Liabilities

Up

$7,070

Up $344 (+5.1%) from 2022

Net Assets

Up

$176,205

Up $80,275 (+84%) from 2022

Revenue

Up

$405,027

Up $33,317 (+9.0%) from 2022

Expenses

Down

$345,745

Down $32,070 (-8.5%) from 2022

Net Income

Up

$59,282

Up $65,387 (+1071%) from 2022

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2014: $28,965Liabilities 2014: $0Net Assets 2014: $28,9652014Assets 2015: $31,117Liabilities 2015: $2,262Net Assets 2015: $28,8552015Assets 2016: $30,725Liabilities 2016: $1,629Net Assets 2016: $29,0962016Assets 2017: $19,267Liabilities 2017: $2,479Net Assets 2017: $16,7882017Assets 2018: $73,810Liabilities 2018: $2,216Net Assets 2018: $71,5942018Assets 2020: $123,922Liabilities 2020: $1,577Net Assets 2020: $122,3452020Assets 2021: $106,031Liabilities 2021: $3,996Net Assets 2021: $102,0352021Assets 2022: $102,656Liabilities 2022: $6,726Net Assets 2022: $95,9302022Assets 2024: $183,275Liabilities 2024: $7,070Net Assets 2024: $176,2052024

Highlighted filing

2024

Assets$183,275
Liabilities$7,070
Net Assets$176,205

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2014: $72,223Expenses 2014: $59,901Net Income 2014: $12,3222014Revenue 2015: $81,848Expenses 2015: $81,958Net Income 2015: -$1102015Revenue 2016: $114,698Expenses 2016: $114,457Net Income 2016: $2412016Revenue 2017: $126,646Expenses 2017: $138,954Net Income 2017: -$12,3082017Revenue 2018: $219,928Expenses 2018: $165,122Net Income 2018: $54,8062018Revenue 2020: $214,279Expenses 2020: $202,154Net Income 2020: $12,1252020Revenue 2021: $250,771Expenses 2021: $271,081Net Income 2021: -$20,3102021Revenue 2022: $371,710Expenses 2022: $377,815Net Income 2022: -$6,1052022Revenue 2024: $405,027Expenses 2024: $345,745Net Income 2024: $59,2822024

Highlighted filing

2024

Revenue$405,027
Expenses$345,745
Net Income$59,282

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 13, 2025
Return Version
2024v5.1
Gross Receipts
$408,200
Mission and Program Overview

Mission

Provide vital housing repair services through christian mission to low- income families living in the chesapeake region as well as transformational life experiences to those who serve, volunteers offering their service, congregations involved with chm and entire communities.

Basic home repair for people living in poverty while at the same time bringing those with gifts to share (labor or money) to help their neighbors in need in christian mission.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$98,591$165,259▲ $66,668
Land, Buildings, and Equipment, Net$8,494$14,848▲ $6,354
Accounts Receivable$13,190$3,038▼ $10,152
Prepaid Expenses and Deferred Charges$130$130→ $0
Total Assets$120,405$183,275▲ $62,870
Liabilities
Accounts Payable and Accrued Expenses$3,482$7,070▲ $3,588
Total Liabilities$3,482$7,070▲ $3,588
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$116,923$176,205▲ $59,282
Total Net Assets Fund Balance$116,923$176,205▲ $59,282
Total Liabilities and Net Assets / Fund Balance$120,405$183,275▲ $62,870

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$14,848$1,891$16,739
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Lachelle ScarlatoFormer Executive DirectorPT$53,389$53,389
Kathryn EllisSecretary-$11,440$11,440
Laura SchmaderBoard Member-$11,440$11,440

Board Members and Trustees

NameTitle
Bill FergusonChair
Maureen WilliamsImmediate Past Chair
David MayonadoPast Chairman
Rick NelsonPast Chairman
Joe FlanaganVice Chairman
Paul ButlerAdvisory Board Member
Allen BrownBoard Member
Dave GutoskeyBoard Member
Ed HastingsBoard Member
Ellen SiegmundBoard Member
Lori ElliottBoard Member
Peggy BradfordBoard Member
Tom AydBoard Member
Stephen HearneExecutive Director
Christina BurkeTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$400,205
Program Service Revenue
$0
Investment Income
$4,822
Other Revenue
$0
All Other Contributions
$276,453
Change in Net Assets
$59,282
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$287,931
Salaries, Compensation, and Employee Benefits$57,814
Total Fundraising Expense$27,475
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$45,986-$23,924$69,910
Current Officers, Directors, Trustees, and Key Employees-$53,389-$53,389
Fees for Services Accounting-$14,401-$14,401
Insurance$11,309--$11,309
Other Expenses$8,930$10,152$3,551$10,152
All Other Expenses$7,517$212-$7,729
Information Technology-$5,761-$5,761
Office Expenses-$5,441-$5,441
Occupancy$4,800--$4,800
Payroll Taxes-$4,425-$4,425
Depreciation Depletion$1,849--$1,849
Conferences and Meetings-$1,747-$1,747
Total Functional Expenses$221,840$96,430$27,475$345,745
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Financial committee reviews all financial information.

Form 990, Part VI, Section B, Line 12C

Any conflict of interest is discussed in monthly board meetings.

Form 990, Part VI, Section B, Line 15

Finance committee approves budget for each fiscal year.

Form 990, Part VI, Section C, Line 19

Governing documents, conflicts of interest policy and financial statements are available upon request.

Filing and Contact Details

Filer

Filer Name
Chesapeake Housing Mission Inc
EIN
26-3435626
Phone
4105464534
Address
PO BOX 1061, SALISBURY, MD 21802

Signing Officer

Name
Bill Ferguson
Title
Board Chair
Phone
4105464534
Signed
2025-05-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Bill Ferguson
Formed
2012
Legal Domicile
Md
Voting Board Members
17
Independent Board Members
17
Employees
1
Volunteers
0

Preparer

Firm
Pks & Company Pa
Address
1801 SWEETBAY DRIVE, SALISBURY, MD 21804
Preparer
Ashley M Stern CPA
Phone
4105465600
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Chief volunteer officer: program service expenses 12,117. Management and general expenses 0. Fundraising expenses 0. Total expenses 12,117. Fundraising and publicity officer: program service expenses 0. Management and general expenses 0. Fundraising expenses 23,924. Total expenses 23,924. Operations coordinator: program service expenses 27,906. Management and general expenses 0. Fundraising expenses 0. Total expenses 27,906. Other contract services: program service expenses 5,963. Management and general expenses 0. Fundraising expenses 0. Total expenses 5,963.

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IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt04627
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt04627
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0116923
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0176205
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt04800
IRS990/OccupancyGrp/TotalAmt04800
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt05441
IRS990/OfficeExpensesGrp/TotalAmt05441
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0BUILDING EXPENSES
IRS990/OtherExpensesGrp/Desc1FUEL
IRS990/OtherExpensesGrp/Desc2SUPPLIES
IRS990/OtherExpensesGrp/Desc3BAD DEBTS
IRS990/OtherExpensesGrp/FundraisingAmt03551
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0902
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt110152
IRS990/OtherExpensesGrp/ProgramServicesAmt0127789
IRS990/OtherExpensesGrp/ProgramServicesAmt113660
IRS990/OtherExpensesGrp/ProgramServicesAmt28930
IRS990/OtherExpensesGrp/TotalAmt0127789
IRS990/OtherExpensesGrp/TotalAmt113660
IRS990/OtherExpensesGrp/TotalAmt213383
IRS990/OtherExpensesGrp/TotalAmt310152
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04425
IRS990/PayrollTaxesGrp/TotalAmt04425
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0130
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0130
IRS990/PrincipalOfficerNm0BILL FERGUSON
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0369298
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt0331076
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt024764
IRS990/PYRevenuesLessExpensesAmt020993
IRS990/PYSalariesCompEmpBnftPaidAmt041993
IRS990/PYTotalExpensesAmt0373069
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0394062
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt059282
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0326084
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0369298
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0359471
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0247771
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0191022
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01493646
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0195
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0195
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0115751
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99990
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt01493646
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0326084
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0369298
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0359471
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0247771
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0191022
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01493646
IRS990ScheduleA/TotalSupportAmt01493841
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/EquipmentGrp/BookValueAmt014848
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01891
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt016739
IRS990ScheduleD/TotalBookValueLandBuildingsAmt014848
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt053389
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0LACHELLE SCARLATO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0FORMER EXECUTIVE DIRECTOR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt053389
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FINANCIAL COMMITTEE REVIEWS ALL FINANCIAL INFORMATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ANY CONFLICT OF INTEREST IS DISCUSSED IN MONTHLY BOARD MEETINGS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FINANCE COMMITTEE APPROVES BUDGET FOR EACH FISCAL YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CHIEF VOLUNTEER OFFICER: PROGRAM SERVICE EXPENSES 12,117. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 12,117. FUNDRAISING AND PUBLICITY OFFICER: PROGRAM SERVICE EXPENSES 0. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 23,924. TOTAL EXPENSES 23,924. OPERATIONS COORDINATOR: PROGRAM SERVICE EXPENSES 27,906. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 27,906. OTHER CONTRACT SERVICES: PROGRAM SERVICE EXPENSES 5,963. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 5,963.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MD
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00

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