Civic Intelligence

Rocky Mountain Microfinance Institute

990 • Fiscal year 2020 • EIN 26-3218152

Oct 01, 2019 to Sep 30, 2020 • Filed on Aug 10, 2021

Organization ProfileWWW.RMMFI.ORG
PO Box 48138Denver, CO 80204

(720) 941-5037

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

70th percentile

0.29x

Higher debt load relative to assets than 70% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Liabilities / Revenue

68th percentile

0.29x

Higher debt load relative to revenue than 68% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Net Margin

86th percentile

40%

Higher net margin than 86% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Top Officer Pay

73rd percentile

$108,724

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 4.3% of source-year revenue.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Asset Growth

93rd percentile

106%

Faster asset growth than 93% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Revenue Growth

91st percentile

83%

Faster revenue growth than 91% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets70th percentile

Assets

Up

$2,467,203

Up $1,271,084 (+106%) from 2019

Net Assets

Up

$1,742,366

Up $1,001,937 (+135%) from 2019

Liabilities

Up

$724,837

Up $269,147 (+59%) from 2019

Revenue And Expenses
Liabilities / Revenue68th percentileNet Margin86th percentile

Revenue

Up

$2,507,181

Up $1,135,274 (+83%) from 2019

Expenses

Up

$1,505,244

Up $528,930 (+54%) from 2019

Net Income

Up

$1,001,937

Up $606,344 (+153%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth93rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2010: $190,524Liabilities 2010: $9,002Net Assets 2010: $181,5222010Assets 2011: $223,804Liabilities 2011: $9,988Net Assets 2011: $213,8162011Assets 2012: $445,521Liabilities 2012: $77,072Net Assets 2012: $368,4492012Assets 2013: $466,560Liabilities 2013: $86,301Net Assets 2013: $380,2592013Assets 2014: $444,000Liabilities 2014: $72,387Net Assets 2014: $371,6132014Assets 2015: $523,589Liabilities 2015: $63,815Net Assets 2015: $459,7742015Assets 2017: $733,913Liabilities 2017: $409,430Net Assets 2017: $324,4832017Assets 2018: $666,160Liabilities 2018: $321,324Net Assets 2018: $344,8362018Assets 2019: $1,196,119Liabilities 2019: $455,690Net Assets 2019: $740,4292019Assets 2020: $2,467,203Liabilities 2020: $724,837Net Assets 2020: $1,742,3662020Assets 2021: $3,248,488Liabilities 2021: $480,078Net Assets 2021: $2,768,4102021Assets 2022: $4,399,998Liabilities 2022: $507,480Net Assets 2022: $3,892,5182022Assets 2023: $3,833,899Liabilities 2023: $559,923Net Assets 2023: $3,273,9762023Assets 2024: $2,754,290Liabilities 2024: $700,788Net Assets 2024: $2,053,5022024

Highlighted filing

2020

Assets$2,467,203
Liabilities$724,837
Net Assets$1,742,366
Open 2020 Filing

Operations Trend

Revenue Growth91st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $149,3272010Expenses 2011: $268,3242011Expenses 2012: $313,7222012Revenue 2013: $415,395Expenses 2013: $403,585Net Income 2013: $11,8102013Revenue 2014: $500,205Expenses 2014: $508,851Net Income 2014: -$8,6462014Revenue 2015: $656,176Expenses 2015: $568,015Net Income 2015: $88,1612015Revenue 2017: $729,781Expenses 2017: $709,371Net Income 2017: $20,4102017Revenue 2018: $845,125Expenses 2018: $824,772Net Income 2018: $20,3532018Revenue 2019: $1,371,907Expenses 2019: $976,314Net Income 2019: $395,5932019Revenue 2020: $2,507,181Expenses 2020: $1,505,244Net Income 2020: $1,001,9372020Revenue 2021: $2,686,015Expenses 2021: $1,659,971Net Income 2021: $1,026,0442021Revenue 2022: $3,540,042Expenses 2022: $2,415,939Net Income 2022: $1,124,1032022Revenue 2023: $2,825,207Expenses 2023: $3,443,749Net Income 2023: -$618,5422023Revenue 2024: $3,033,774Expenses 2024: $4,254,248Net Income 2024: -$1,220,4742024

Highlighted filing

2020

Revenue$2,507,181
Expenses$1,505,244
Net Income$1,001,937
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2019 to Sep 30, 2020
Signed
Aug 10, 2021
Return Version
2019v5.2
Gross Receipts
$2,507,181
Mission and Program Overview

Mission

RMMFI is a non-profit organization that provides learning, lending, and coaching to grow Community Entrepreneurs who build businesses to advance along the pathway to self-sufficiency and self-worth.

People are unstoppable forces. Life circumstances are real and sometimes overwhelming, yet they should not determine what we can do in the present or be in the future. We believe everyone should be free to make choices to activate the possible. Rmmfi creates the space for communities and people of all backgrounds to realize their unique potential through the power of entrepreneurship.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$624,671$1,390,001▲ $765,330
Pledges and Grants Receivable$361,242$550,399▲ $189,157
Savings and Temporary Cash Investments$65,540$375,965▲ $310,425
Other Notes and Loans Receivable, Net$82,190$112,659▲ $30,469
Land, Buildings, and Equipment, Net$35,945$17,613▼ $18,332
Accounts Receivable$21,727$15,133▼ $6,594
Prepaid Expenses and Deferred Charges$4,804$5,433▲ $629
Total Assets$1,196,119$2,467,203▲ $1,271,084
Liabilities
Unsecured Notes Loans Payable$300,000$572,000▲ $272,000
Mortgage Notes Payable Secured by Investment Property$109,108$95,076▼ $14,032
Accounts Payable and Accrued Expenses$46,582$57,761▲ $11,179
Total Liabilities$455,690$724,837▲ $269,147
Net Assets / Fund Balance
Net Assets With Donor Restrictions$557,742$964,135▲ $406,393
Net Assets Without Donor Restrictions$182,687$778,231▲ $595,544
Total Net Assets Fund Balance$740,429$1,742,366▲ $1,001,937
Total Liabilities and Net Assets / Fund Balance$1,196,119$2,467,203▲ $1,271,084

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$11,071$149,371$160,442
Equipment$6,542$15,454$21,996
Compensation and Service Providers
Top Officer Pay73rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Rob SmithCEOFT$106,324$2,400$108,724

Board Members and Trustees

NameTitle
Jarrod SchleigerChair
Kathy StreeterChair Elect
ABBEY O'NEALBoard Member
Aaron ClarkBoard Member
Aimee CharltonBoard Member
Chris CobleBoard Member
Jamie StoneBoard Member
Jaylynn WhisentonBoard Member
Justin BallBoard Member
Kristin ToddBoard Member
Tara DunnBoard Member
Heather KendrickSecretary
Ravi DuggirilaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$2,318,374
Program Service Revenue
$186,652
Investment Income
$2,155
Other Revenue
$0
All Other Contributions
$2,318,374
Change in Net Assets
$1,001,937

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,507,181
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$11,027
Total Revenue per Audited Statements
$2,518,208
Total Revenue per Form 990
$2,507,181
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$983,251
Other Expenses$392,753
Total Fundraising Expense$174,947
Grants and Similar Amounts Paid$129,240
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$632,796$75,130$40,088$748,014
Current Officers, Directors, Trustees, and Key Employees$36,562$51,188$58,500$146,250
Grants to Domestic Orgs$129,240--$129,240
Fees for Services Other$42,804-$38,500$81,304
Payroll Taxes$49,796$9,295$7,303$66,394
Information Technology$19,116$3,077$2,417$24,610
Other Employee Benefits$16,945$3,163$2,485$22,593
Depreciation Depletion$16,346$3,051$2,397$21,794
Fees for Services Accounting$10,139$11,065-$21,204
Occupancy$14,885$2,779$2,183$19,847
Office Expenses$9,786$2,010$1,060$12,856
Interest$9,283$1,679$604$11,566
All Other Expenses$8,722$755$569$10,046
Conferences and Meetings$4,928$2,254$700$7,882
Other Expenses$2,357$4,253$4,426$6,783
Insurance$1,690$1,431$228$3,349
Total Functional Expenses$1,147,531$182,766$174,947$1,505,244

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,516,271
Expenses per Audited Statements$1,505,244
Total Expenses per Form 990$1,505,244
Expenses Not Reported on Form 990$11,027
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The form 990 was prepared by an independent cpa firm. The executive director reviewed the 990 in detail, and then provided the board with a copy for their review before the return was filed with the irs.”

Form 990, Part VI, Section B, Line 12C

“Each year board members review and sign a conflict of interest statement, disclosing any potential conflicts. The board of directors, as well as the executive director, are responsible for overseeing the policy. If a conflict of note should arise, it would be addressed in the appropriate forum (board meeting, management meeting, or team meeting) by the independent parties present, and a resolution would be defined for how to handle the conflict.”

Form 990, Part VI, Section B, Line 15

“In determining compensation and benefits for the executive director and other directorial positions, the independent members of the board reviewed comparability data of other similar non-profit organizations. All compensation related decisions and deliberations are documented in the board minutes. In determining compensation and benefits for the executive director and other directorial positions, the independent members of the board reviewed comparability data of other similar non-profit organizations. All compensation related decisions and deliberations are documented in the board minutes.”

Form 990, Part VI, Section C, Line 19

“The governing documents, conflict of interest policy, and financial statements are available upon request.”

Filing and Contact Details

Filer

Filer Name
Rocky Mountain
EIN
26-3218152
Phone
7209415037
Address
PO BOX 48138, DENVER, CO 80204

Signing Officer

Name
Rob Smith
Title
CEO
Phone
7209415037
Signed
2021-08-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Rob Smith
Formed
2008
Legal Domicile
Co
Voting Board Members
13
Independent Board Members
13
Employees
13
Volunteers
174

Preparer

Firm
Wipfli Llp
Address
7887 E BELLEVIEW AVE SUITE 700, DENVER, CO 80111
Preparer
Robert E Fabry CPA
Phone
3037590089
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“Rmmfi follows accounting for uncertainty in income taxes, which requires rmmfi to determine whether a tax position (and related tax benefit) is more likely than not to be sustained upon examination by the applicable taxing authority, based solely on the technical merits of the position. During the year ended september 30, 2020, rmmfi's management evaluated its tax positions to determine the existence of uncertainties, and did not note any matters that would require recognition, or which may have an effect on its tax-exempt status.”

Raw XML AppendixShowing 400 of 498 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0PEOPLE ARE UNSTOPPABLE FORCES. LIFE CIRCUMSTANCES ARE REAL AND SOMETIMES OVERWHELMING, YET THEY SHOULD NOT DETERMINE WHAT WE CAN DO IN THE PRESENT OR BE IN THE FUTURE. WE BELIEVE EVERYONE SHOULD BE FREE TO MAKE CHOICES TO ACTIVATE THE POSSIBLE. RMMFI CREATES THE SPACE FOR COMMUNITIES AND PEOPLE OF ALL BACKGROUNDS TO REALIZE THEIR UNIQUE POTENTIAL THROUGH THE POWER OF ENTREPRENEURSHIP.
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IRS990/Desc0IDEA - EVERY ENTREPRENEUR'S JOURNEY STARTS WITH AN IDEA. WHETHER IN BUSINESS FOR A WHILE AND HAVEN'T SEEN THE RESULTS THEY'VE WANTED OR HAVE MULTIPLE IDEAS AND CAN'T DECIDE WHICH TO PURSUE, THE IDEA PHASE OF RMMFI'S PROGRAMMING HELPS BUILD THE FOUNDATIONS NEEDED FOR SUCCESS. IN IDEA, QUALIFIED ENTREPRENEURS CAN RECEIVE: COHORT-BASED PROGRAMMING, MENTORSHIP, AND SEED CAPITAL.LAUNCH - AFTER COMPLETING THE IDEA PHASE, RMMFI INVITES QUALIFIED ENTREPRENEURS TO CONTINUE THEIR BUSINESS JOURNEY IN THE LAUNCH PHASE. JUST LIKE IT SOUNDS, LAUNCH IS ALL ABOUT HELPING GET BUSINESSES UP AND RUNNING WITH AN ACTIONABLE PLANS AND ALL THE TOOLS AND SUPPORT THEY NEED. THE LAUNCH PHASE BEGINS WITH BUSINESS LAUNCH BOOT CAMP, A 12-WEEK INTENSIVE PROGRAM OFFERED THREE TIMES A YEAR TO 10 COMMITTED ENTREPRENEURS. FOLLOWING GRADUATION FROM BUSINESS LAUNCH BOOT CAMP, WE WORK WITH ENTREPRENEURS TO CREATE AND UPDATE LAUNCH PLANS THAT HELP THEM SET TANGIBLE BUSINESS GOALS FOR THE NEXT YEAR AND KEEP THEM CONNECTED TO ONGOING SUPPORT. ADDITIONAL GRADUATE RESOURCES INCLUDE A PEER SUPPORT GROUP, SKILL-BUILDING WORKSHOPS, A FREE COWORKING SPACE, VIRTUAL AND LIVE MARKETPLACES, AND PROMOTION THROUGH RMMFI'S BUSINESS DIRECTORY. IN TOTAL, THE LAUNCH PHASE OF RMMFI PROGRAMMING LASTS 15 MONTHS.THRIVE - ONCE ENTREPRENEURS HAVE SUCCESSFULLY LAUNCHED THEIR BUSINESS, THE THRIVE PHASE HELPS THEM GROW AND SUSTAIN IT. IN ADDITION TO RESOURCES OFFERED IN THE LAUNCH PHASE, ENTREPRENEURS IN THRIVE HAVE ACCESS TO: PEER NETWORKS, ADDITIONAL COHORT-BASED PROGRAMMING, ACCESS TO CAPITAL UP TO $75,000, AND SPECIALIZED PROGRAMMING TO MEET THE UNIQUE NEEDS OF THE ENTREPRENEUR.
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIR ELECT
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13CEO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02008
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt013
IRS990/GrantAmt0129240
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt0129240
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0129240
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt02507181
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt013
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt02417
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt03077
IRS990/InformationTechnologyGrp/ProgramServicesAmt019116
IRS990/InformationTechnologyGrp/TotalAmt024610
IRS990/InsuranceGrp/FundraisingAmt0228
IRS990/InsuranceGrp/ManagementAndGeneralAmt01431
IRS990/InsuranceGrp/ProgramServicesAmt01690
IRS990/InsuranceGrp/TotalAmt03349
IRS990/InterestGrp/FundraisingAmt0604
IRS990/InterestGrp/ManagementAndGeneralAmt01679
IRS990/InterestGrp/ProgramServicesAmt09283
IRS990/InterestGrp/TotalAmt011566
IRS990/InvestmentIncomeGrp/ExclusionAmt02155
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02155
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt013
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0164825
IRS990/LandBldgEquipBasisNetGrp/BOYAmt035945
IRS990/LandBldgEquipBasisNetGrp/EOYAmt017613
IRS990/LandBldgEquipCostOrOtherBssAmt0182438
IRS990/LegalDomicileStateCd0CO
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PEOPLE ARE UNSTOPPABLE FORCES. LIFE CIRCUMSTANCES ARE REAL AND SOMETIMES OVERWHELMING, YET THEY SHOULD NOT DETERMINE WHAT WE CAN DO IN THE PRESENT OR BE IN THE FUTURE. WE BELIEVE EVERYONE SHOULD BE FREE TO MAKE CHOICES TO ACTIVATE THE POSSIBLE. RMMFI CREATES THE SPACE FOR COMMUNITIES AND PEOPLE OF ALL BACKGROUNDS TO REALIZE THEIR UNIQUE POTENTIAL THROUGH THE POWER OF ENTREPRENEURSHIP.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt0109108
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt095076
IRS990/NetAssetsOrFundBalancesBOYAmt0740429
IRS990/NetAssetsOrFundBalancesEOYAmt01742366
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0182687
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0778231
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt02183
IRS990/OccupancyGrp/ManagementAndGeneralAmt02779
IRS990/OccupancyGrp/ProgramServicesAmt014885
IRS990/OccupancyGrp/TotalAmt019847
IRS990/OfficeExpensesGrp/FundraisingAmt01060
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt02010
IRS990/OfficeExpensesGrp/ProgramServicesAmt09786
IRS990/OfficeExpensesGrp/TotalAmt012856
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt02485
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt03163
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt016945
IRS990/OtherEmployeeBenefitsGrp/TotalAmt022593
IRS990/OtherExpensesGrp/Desc0CAPACITY BUILDING
IRS990/OtherExpensesGrp/Desc1PROGRAM DELIVERY COSTS
IRS990/OtherExpensesGrp/Desc2STAFF DEVELOPMENT
IRS990/OtherExpensesGrp/Desc3DEVELOPMENT FEES/EVENTS
IRS990/OtherExpensesGrp/FundraisingAmt011636
IRS990/OtherExpensesGrp/FundraisingAmt11851
IRS990/OtherExpensesGrp/FundraisingAmt24426
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt011636
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt14253
IRS990/OtherExpensesGrp/ProgramServicesAmt0102156
IRS990/OtherExpensesGrp/ProgramServicesAmt127353
IRS990/OtherExpensesGrp/ProgramServicesAmt212627
IRS990/OtherExpensesGrp/ProgramServicesAmt32357
IRS990/OtherExpensesGrp/TotalAmt0125428
IRS990/OtherExpensesGrp/TotalAmt127353
IRS990/OtherExpensesGrp/TotalAmt218731
IRS990/OtherExpensesGrp/TotalAmt36783
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt040088
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt075130
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0632796
IRS990/OtherSalariesAndWagesGrp/TotalAmt0748014
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt082190
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0112659
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt07303
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt09295
IRS990/PayrollTaxesGrp/ProgramServicesAmt049796
IRS990/PayrollTaxesGrp/TotalAmt066394
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0361242
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0550399
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt04804
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt05433
IRS990/PrincipalOfficerNm0ROB SMITH
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0611430
IRS990/ProgramServiceRevenueGrp/BusinessCd1561000
IRS990/ProgramServiceRevenueGrp/BusinessCd2611430
IRS990/ProgramServiceRevenueGrp/Desc0GOVERNMENT CONTRACTS
IRS990/ProgramServiceRevenueGrp/Desc1BUSINESS CLASS INCOME
IRS990/ProgramServiceRevenueGrp/Desc2LOAN COLLECTION INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0176203
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt16146
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt24303
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0176203
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt16146
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt24303
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01117359
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt078100
IRS990/PYInvestmentIncomeAmt0928
IRS990/PYOtherExpensesAmt0243227
IRS990/PYOtherRevenueAmt035000
IRS990/PYProgramServiceRevenueAmt0218620
IRS990/PYRevenuesLessExpensesAmt0395593
IRS990/PYSalariesCompEmpBnftPaidAmt0654987
IRS990/PYTotalExpensesAmt0976314
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01371907
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt01001937
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0186652
IRS990/SavingsAndTempCashInvstGrp/BOYAmt065540
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0375965
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt02318374
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01117359
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0709388
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0925592
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0644472
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt05715185
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt02155
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0928
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt01438
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0595
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt091
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt05207
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.72270
IRS990ScheduleA/PublicSupportPY170Pct00.83040
IRS990ScheduleA/PublicSupportTotal170Amt04133949
IRS990ScheduleA/SubstantialContributorsTotAmt01581236
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt02318374
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01117359
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0709388
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0925592
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0644472
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt05715185
IRS990ScheduleA/TotalSupportAmt05720392
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt011027
IRS990ScheduleD/DonatedServicesUseFcltsAmt011027
IRS990ScheduleD/EquipmentGrp/BookValueAmt06542
IRS990ScheduleD/EquipmentGrp/DepreciationAmt015454
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt021996
IRS990ScheduleD/ExpensesNotReportedAmt011027
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt01505244
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt011071
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0149371
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0160442
IRS990ScheduleD/RevenueNotReportedAmt011027
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt02507181
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0RMMFI FOLLOWS ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES, WHICH REQUIRES RMMFI TO DETERMINE WHETHER A TAX POSITION (AND RELATED TAX BENEFIT) IS MORE LIKELY THAN NOT TO BE SUSTAINED UPON EXAMINATION BY THE APPLICABLE TAXING AUTHORITY, BASED SOLELY ON THE TECHNICAL MERITS OF THE POSITION. DURING THE YEAR ENDED SEPTEMBER 30, 2020, RMMFI'S MANAGEMENT EVALUATED ITS TAX POSITIONS TO DETERMINE THE EXISTENCE OF UNCERTAINTIES, AND DID NOT NOTE ANY MATTERS THAT WOULD REQUIRE RECOGNITION, OR WHICH MAY HAVE AN EFFECT ON ITS TAX-EXEMPT STATUS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,467,203
Liabilities
$724,837
Net assets
$1,742,366
Revenue
$2,507,181
Expenses
$1,505,244
Net income
$1,001,937
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.75$0.70$2.05$3.03$4.25$1.22
2023Detailed filing. Detailed filing data is available for this year.$3.83$0.56$3.27$2.83$3.44$0.62
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.40$0.51$3.89$3.54$2.42$1.12
2021Detailed filing. Detailed filing data is available for this year.$3.25$0.48$2.77$2.69$1.66$1.03
2020Detailed filing. Detailed filing data is available for this year.$2.47$0.72$1.74$2.51$1.51$1.00
2019Detailed filing. Detailed filing data is available for this year.$1.20$0.46$0.74$1.37$0.98$0.40
2018Detailed filing. Detailed filing data is available for this year.$0.67$0.32$0.34$0.85$0.82$0.02
2017Detailed filing. Detailed filing data is available for this year.$0.73$0.41$0.32$0.73$0.71$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.52$0.06$0.46$0.66$0.57$0.09
2014Detailed filing. Detailed filing data is available for this year.$0.44$0.07$0.37$0.50$0.51$0.01
2013Detailed filing. Detailed filing data is available for this year.$0.47$0.09$0.38$0.42$0.40$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.45$0.08$0.37$0.31
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.22$0.01$0.21$0.27
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.19$0.01$0.18$0.15