Civic Intelligence

Rocky Mountain Microfinance

EIN 26-3218152 • 501(c)3 • Denver, CO

Profile

Rmmfi creates the space for communities and people of all backgrounds to realize their unique potential through the power of entrepreneurship. Rmmfi invests in entrepreneurs' personal and business development through a proven mix of classroom, coaching

1209 W 10th AveDenver, CO 80204

www.rmmfi.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

71st percentile

0.25x

Higher debt load relative to assets than 71% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

69th percentile

0.23x

Higher debt load relative to revenue than 69% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

8th percentile

-40%

Higher net margin than 8% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

8th percentile

-21%

Faster asset growth than 8% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Revenue Growth

24th percentile

-7.4%

Faster revenue growth than 24% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets71st percentile

Assets

Down

$2,754,290

Down $1,079,609 (-28%) from 2023

Liabilities

Up

$700,788

Up $140,865 (+25%) from 2023

Net Assets

Down

$2,053,502

Down $1,220,474 (-37%) from 2023

Operations
Liabilities / Revenue69th percentileNet Margin8th percentile

Revenue

Up

$3,033,774

Up $208,567 (+7.4%) from 2023

Expenses

Up

$4,254,248

Up $810,499 (+24%) from 2023

Net Income

Down

-$1,220,474

Down $601,932 (-97%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth8th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $190,524Liabilities 2010: $9,002Net Assets 2010: $181,5222010Assets 2011: $223,804Liabilities 2011: $9,988Net Assets 2011: $213,8162011Assets 2012: $445,521Liabilities 2012: $77,072Net Assets 2012: $368,4492012Assets 2013: $466,560Liabilities 2013: $86,301Net Assets 2013: $380,2592013Assets 2014: $444,000Liabilities 2014: $72,387Net Assets 2014: $371,6132014Assets 2015: $523,589Liabilities 2015: $63,815Net Assets 2015: $459,7742015Assets 2017: $733,913Liabilities 2017: $409,430Net Assets 2017: $324,4832017Assets 2018: $666,160Liabilities 2018: $321,324Net Assets 2018: $344,8362018Assets 2019: $1,196,119Liabilities 2019: $455,690Net Assets 2019: $740,4292019Assets 2020: $2,467,203Liabilities 2020: $724,837Net Assets 2020: $1,742,3662020Assets 2021: $3,248,488Liabilities 2021: $480,078Net Assets 2021: $2,768,4102021Assets 2022: $4,399,998Liabilities 2022: $507,480Net Assets 2022: $3,892,5182022Assets 2023: $3,833,899Liabilities 2023: $559,923Net Assets 2023: $3,273,9762023Assets 2024: $2,754,290Liabilities 2024: $700,788Net Assets 2024: $2,053,5022024

Highlighted filing

2024

Assets$2,754,290
Liabilities$700,788
Net Assets$2,053,502
Open 2024 Filing

Operations Trend

Revenue Growth24th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $149,3272010Expenses 2011: $268,3242011Expenses 2012: $313,7222012Revenue 2013: $415,395Expenses 2013: $403,585Net Income 2013: $11,8102013Revenue 2014: $500,205Expenses 2014: $508,851Net Income 2014: -$8,6462014Revenue 2015: $656,176Expenses 2015: $568,015Net Income 2015: $88,1612015Revenue 2017: $729,781Expenses 2017: $709,371Net Income 2017: $20,4102017Revenue 2018: $845,125Expenses 2018: $824,772Net Income 2018: $20,3532018Revenue 2019: $1,371,907Expenses 2019: $976,314Net Income 2019: $395,5932019Revenue 2020: $2,507,181Expenses 2020: $1,505,244Net Income 2020: $1,001,9372020Revenue 2021: $2,686,015Expenses 2021: $1,659,971Net Income 2021: $1,026,0442021Revenue 2022: $3,540,042Expenses 2022: $2,415,939Net Income 2022: $1,124,1032022Revenue 2023: $2,825,207Expenses 2023: $3,443,749Net Income 2023: -$618,5422023Revenue 2024: $3,033,774Expenses 2024: $4,254,248Net Income 2024: -$1,220,4742024

Highlighted filing

2024

Revenue$3,033,774
Expenses$4,254,248
Net Income-$1,220,474
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,754,290
Liabilities
$700,788
Net assets
$2,053,502
Revenue
$3,033,774
Expenses
$4,254,248
Net income
-$1,220,474
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.75$0.70$2.05$3.03$4.25$1.22
2023Detailed filing. Detailed filing data is available for this year.$3.83$0.56$3.27$2.83$3.44$0.62
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.40$0.51$3.89$3.54$2.42$1.12
2021Detailed filing. Detailed filing data is available for this year.$3.25$0.48$2.77$2.69$1.66$1.03
2020Detailed filing. Detailed filing data is available for this year.$2.47$0.72$1.74$2.51$1.51$1.00
2019Detailed filing. Detailed filing data is available for this year.$1.20$0.46$0.74$1.37$0.98$0.40
2018Detailed filing. Detailed filing data is available for this year.$0.67$0.32$0.34$0.85$0.82$0.02
2017Detailed filing. Detailed filing data is available for this year.$0.73$0.41$0.32$0.73$0.71$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.52$0.06$0.46$0.66$0.57$0.09
2014Detailed filing. Detailed filing data is available for this year.$0.44$0.07$0.37$0.50$0.51$0.01
2013Detailed filing. Detailed filing data is available for this year.$0.47$0.09$0.38$0.42$0.40$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.45$0.08$0.37$0.31
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.22$0.01$0.21$0.27
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.19$0.01$0.18$0.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Jul 8, 2025
Return Version
2023v6.0
Gross Receipts
$3,033,774
Mission and Program Overview

Mission

RMMFI is a non-profit organization that provides learning, lending, and coaching to grow Community Entrepreneurs who build businesses to advance along the pathway to self-sufficiency and self-worth.

RMMFI invests in entrepreneurs' personal and business development through a proven mix of classroom, coaching, capital, and community. Since 2008, RMMFI has supported the launch or expansion of more than 300 businesses in Colorado, 90% of which are owned by women and/or people of color, and lent over $878,000 through more than 300 loans with a 94% repayment rate.Intentionally built along the Idea, Launch, and Thrive business incubator pathway, RMMFI's programs help entrepreneurs build strong foundations in both their businesses and their lives. RMMFI's holistic approach brings people, businesses, and communities together to allow individuals to tap into the social and economic benefits of business ownership and create impact for their business, their household, and their community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$869,594$1,062,877▲ $193,283
Cash and Non-Interest-Bearing Accounts$2,081,181$708,411▼ $1,372,770
Pledges and Grants Receivable$544,573$492,383▼ $52,190
Other Notes and Loans Receivable, Net$296,085$319,783▲ $23,698
Accounts Receivable$9,700$9,318▼ $382
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$3,833,899$2,754,290▼ $1,079,609
Other Assets Total$32,766$161,518▲ $128,752
Liabilities
Unsecured Notes Loans Payable$350,000$400,000▲ $50,000
Other Liabilities$32,766$166,133▲ $133,367
Accounts Payable and Accrued Expenses$177,157$134,655▼ $42,502
Total Liabilities$559,923$700,788▲ $140,865
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,644,328$1,916,861▲ $272,533
Net Assets With Donor Restrictions$1,629,648$136,641▼ $1,493,007
Total Net Assets Fund Balance$3,273,976$2,053,502▼ $1,220,474
Total Liabilities and Net Assets / Fund Balance$3,833,899$2,754,290▼ $1,079,609

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$0$160,442$160,442
Equipment$0$27,574$27,574
Other Assets Org$161,518--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Jessica SveenCEOFT$133,946$133,946

Board Members and Trustees

NameTitle
Abbey O' NealChair
Chris CobleExec Committee Member at L
Edgar AguilarMember
Katie GenovaMember
Kirby RisingMember
Rebecca DarlingMember
Sandra OrtegaMember
Jay WhisentonSecretry
Deanna MettlerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$2,982,514
Program Service Revenue
$20,877
Investment Income
$30,383
Other Revenue
$0
All Other Contributions
$1,556,689
Change in Net Assets
$-1,220,474

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,033,774
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$3,033,774
Total Revenue per Form 990
$3,033,774
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$3,339,977
Other Expenses$629,771
Total Fundraising Expense$323,709
Grants and Similar Amounts Paid$284,500
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,693,725$389,074$257,178$3,339,977
Grants to Domestic Orgs$284,500--$284,500
Information Technology$45,878$6,627$4,380$56,885
Fees for Services Accounting$44,792$6,470$4,276$55,538
Office Expenses$42,618$6,156$4,069$52,843
Occupancy$36,987$5,342$3,531$45,860
Other Expenses$29,472$4,257$2,814$36,543
All Other Expenses$29,092$4,040$3,044$36,176
Insurance$10,417$1,500$994$12,911
Total Functional Expenses$3,441,380$489,159$323,709$4,254,248

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$4,254,248
Total Expenses per Audited Statements$4,254,248
Total Expenses per Form 990$4,254,248
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liabilities$166,133
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 8B

“Not applicable to the organization. No sub commitees operate on behalf of the organzaiton.”

Form 990, Part VI, Section B, line 11B

“The form 990 was prepared by an independent cpa firm. The executive director reviewed the 990 in detail, and then provided the board with a copy for their review before the return was filed with the irs.”

Form 990, Part VI, Section B, line 12C

“Each year board members review and sign a conflict of interest statement disclosing any potential conflicts. The board of directors, as well as the executive director, are responsible for overseeing the policy. If aconflict of note should arise, it would be addressed in the appropriate forum (board meeting, management meeting, or team meeting) by the independent parties present, and a resolution would be defined for how to handle the conflict.”

Form 990, Part VI, Section B, line 15

“In determining compensation and benefits for the executive director and other directorial positions, the independent members of the board reviewed comparability data of other similar non-profit organizations. All compensation related decisions and deliberations are documented in the board minutes. In determining compensation and benefits for the executive director and other directorial positions, the independent members of the board reviewed comparability data of other similar non-profit organizations. All compensation related decisions and deliberations are documented in the board minutes.”

Form 990, Part VI, Section C, line 18

“A copy of the 990 tax return is available for public review upon request of the organization.”

Form 990, Part VI, Section C, line 19

“The organization makes documents related to governance, conflict of interest and financial statements available upon request of the organization.”

Filing and Contact Details

Filer

Filer Name
Rocky Mountain Microfinance
EIN
26-3218152
Phone
7209415037
Address
1209 W 10th Ave, Denver, CO 80204

Signing Officer

Name
Jessica Sveen
Title
CEO
Phone
7209415037
Signed
2025-07-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jessica Sveen
Formed
2008
Legal Domicile
Co
Voting Board Members
10
Independent Board Members
10
Employees
41
Volunteers
312

Preparer

Firm
WhippleWood CPAs PC
Address
11852 Shaffer Dr Bldg B, Littleton, CO 80127
Preparer
Mitchell A Clark CPA
Phone
3039897600
Supplemental Narrative

Financial Statement Notes

Part X, Line 2:

“The Organization follows the Accounting for Uncertainty in Income Taxes accounting standard, which requires the Organization to determine whether a tax position (and related tax benefit) is more likely than not to be sustained upon examination by the applicable taxing authority, based solely on the technical merits of the position. The Organization believes that it has appropriate support for any tax positions taken and, as such, does not have any uncertain tax postions that are significant to the financial statements, or which may effect RMMFI's tax exempt status.”

Raw XML AppendixShowing 400 of 438 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0RMMFI invests in entrepreneurs' personal and business development through a proven mix of classroom, coaching, capital, and community. Since 2008, RMMFI has supported the launch or expansion of more than 300 businesses in Colorado, 90% of which are owned by women and/or people of color, and lent over $878,000 through more than 300 loans with a 94% repayment rate.Intentionally built along the Idea, Launch, and Thrive business incubator pathway, RMMFI's programs help entrepreneurs build strong foundations in both their businesses and their lives. RMMFI's holistic approach brings people, businesses, and communities together to allow individuals to tap into the social and economic benefits of business ownership and create impact for their business, their household, and their community.
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IRS990/Desc0IDEA- EVERY ENTREPRENEUR'S JOURNEY STARTS WITH AN IDEA. WHETHER IN BUSINESS FOR A WHILE AND HAVEN'T SEEN THE RESULTS THEY'VE WANTED OR HAVE MULTIPLE IDEAS AND CAN'T DECIDE WHICH TO PURSUE, THE IDEA PHASE OF RMMFI'S PROGRAMMING HELPS BUILD THE FOUNDATIONS NEEDED FOR SUCCESS. INIDEA, QUALIFIED ENTREPRENEURS CAN RECEIVE: COHORT-BASED PROGRAMMING,MENTORSHIP, AND SEED CAPITAL.LAUNCH - AFTER COMPLETING THE IDEA PHASE, RMMFI INVITES QUALIFIEDENTREPRENEURS TO CONTINUE THEIR BUSINESS JOURNEY IN THE LAUNCH PHASE.JUST LIKE IT SOUNDS, LAUNCH IS ALL ABOUT HELPING GET BUSINESSES UP ANDRUNNING WITH AN ACTIONABLE PLANS AND ALL THE TOOLS AND SUPPORT THEYNEED. THE LAUNCH PHASE BEGINS WITH BUSINESS LAUNCH BOOT CAMP, A
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IRS990/Form990PartVIISectionAGrp/PersonNm9Jessica Sveen
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IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03033774
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt04380
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt06627
IRS990/InformationTechnologyGrp/ProgramServicesAmt045878
IRS990/InformationTechnologyGrp/TotalAmt056885
IRS990/InsuranceGrp/FundraisingAmt0994
IRS990/InsuranceGrp/ManagementAndGeneralAmt01500
IRS990/InsuranceGrp/ProgramServicesAmt010417
IRS990/InsuranceGrp/TotalAmt012911
IRS990/InvestmentIncomeGrp/ExclusionAmt030383
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt030383
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0188016
IRS990/LandBldgEquipBasisNetGrp/BOYAmt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LandBldgEquipCostOrOtherBssAmt0188016
IRS990/LegalDomicileStateCd0CO
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0RMMFI CREATES THE SPACE FOR COMMUNITIES AND PEOPLE OF ALL BACKGROUNDS TO REALIZE THEIR UNIQUE POTENTIAL THROUGH THE POWER OF ENTREPRENEURSHIP. RMMFI INVESTS IN ENTREPRENEURS' PERSONAL AND BUSINESS DEVELOPMENT THROUGH A PROVEN MIX OF CLASSROOM, COACHING
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt03273976
IRS990/NetAssetsOrFundBalancesEOYAmt02053502
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt01644328
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt01916861
IRS990/NoncashContributionsAmt01500
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt03531
IRS990/OccupancyGrp/ManagementAndGeneralAmt05342
IRS990/OccupancyGrp/ProgramServicesAmt036987
IRS990/OccupancyGrp/TotalAmt045860
IRS990/OfficeExpensesGrp/FundraisingAmt04069
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt06156
IRS990/OfficeExpensesGrp/ProgramServicesAmt042618
IRS990/OfficeExpensesGrp/TotalAmt052843
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt032766
IRS990/OtherAssetsTotalGrp/EOYAmt0161518
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Direct Program Payments
IRS990/OtherExpensesGrp/Desc1Capacity Building
IRS990/OtherExpensesGrp/Desc2Uncollectible accounts
IRS990/OtherExpensesGrp/Desc3Staff Development
IRS990/OtherExpensesGrp/FundraisingAmt035782
IRS990/OtherExpensesGrp/FundraisingAmt17641
IRS990/OtherExpensesGrp/FundraisingAmt22814
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt054133
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt111560
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt24257
IRS990/OtherExpensesGrp/ProgramServicesAmt090284
IRS990/OtherExpensesGrp/ProgramServicesAmt180036
IRS990/OtherExpensesGrp/ProgramServicesAmt253579
IRS990/OtherExpensesGrp/ProgramServicesAmt329472
IRS990/OtherExpensesGrp/TotalAmt0180199
IRS990/OtherExpensesGrp/TotalAmt199237
IRS990/OtherExpensesGrp/TotalAmt253579
IRS990/OtherExpensesGrp/TotalAmt336543
IRS990/OtherLiabilitiesGrp/BOYAmt032766
IRS990/OtherLiabilitiesGrp/EOYAmt0166133
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt0257178
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0389074
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt02693725
IRS990/OtherSalariesAndWagesGrp/TotalAmt03339977
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0296085
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0319783
IRS990/PartialLiquidationInd00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0544573
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0492383
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Jessica Sveen
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0611430
IRS990/ProgramServiceRevenueGrp/BusinessCd1611430
IRS990/ProgramServiceRevenueGrp/Desc0Loan Collection Income
IRS990/ProgramServiceRevenueGrp/Desc1Business Class Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt012530
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt18347
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt012530
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt18347
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt02792651
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt0290500
IRS990/PYInvestmentIncomeAmt021868
IRS990/PYOtherExpensesAmt0562890
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt010688
IRS990/PYRevenuesLessExpensesAmt0-618542
IRS990/PYSalariesCompEmpBnftPaidAmt02590359
IRS990/PYTotalExpensesAmt03443749
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02825207
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-1220474
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0869594
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01062877
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt02981014
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt02719151
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt03523133
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt02312226
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt02318374
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt013853898
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt030383
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt021868
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt03593
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt01570
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt02155
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt059569
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99570
IRS990ScheduleA/PublicSupportPY170Pct00.99750
IRS990ScheduleA/PublicSupportTotal170Amt013853898
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt02981014
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt02719151
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt03523133
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt02312226
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt02318374
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt013853898
IRS990ScheduleA/TotalSupportAmt013913467
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt027574
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt027574
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt04254248
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0160442
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0160442
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0161518
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Right of use asset
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0166133
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Lease Liabilities
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt03033774
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The Organization follows the Accounting for Uncertainty in Income Taxes accounting standard, which requires the Organization to determine whether a tax position (and related tax benefit) is more likely than not to be sustained upon examination by the applicable taxing authority, based solely on the technical merits of the position. The Organization believes that it has appropriate support for any tax positions taken and, as such, does not have any uncertain tax postions that are significant to the financial statements, or which may effect RMMFI's tax exempt status.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0161518
IRS990ScheduleD/TotalExpensesPerForm990Amt04254248
IRS990ScheduleD/TotalLiabilityAmt0166133
IRS990ScheduleD/TotalRevenuePerForm990Amt03033774
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03033774
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt04254248
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Not applicable to the organization. No sub commitees operate on behalf of the organzaiton.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE FORM 990 WAS PREPARED BY AN INDEPENDENT CPA FIRM. THE EXECUTIVE DIRECTOR REVIEWED THE 990 IN DETAIL, AND THEN PROVIDED THE BOARD WITH A COPY FOR THEIR REVIEW BEFORE THE RETURN WAS FILED WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH YEAR BOARD MEMBERS REVIEW AND SIGN A CONFLICT OF INTEREST STATEMENT DISCLOSING ANY POTENTIAL CONFLICTS. THE BOARD OF DIRECTORS, AS WELL AS THE EXECUTIVE DIRECTOR, ARE RESPONSIBLE FOR OVERSEEING THE POLICY. IF ACONFLICT OF NOTE SHOULD ARISE, IT WOULD BE ADDRESSED IN THE APPROPRIATE FORUM (BOARD MEETING, MANAGEMENT MEETING, OR TEAM MEETING) BY THE INDEPENDENT PARTIES PRESENT, AND A RESOLUTION WOULD BE DEFINED FOR HOW TO HANDLE THE CONFLICT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3IN DETERMINING COMPENSATION AND BENEFITS FOR THE EXECUTIVE DIRECTOR AND OTHER DIRECTORIAL POSITIONS, THE INDEPENDENT MEMBERS OF THE BOARD REVIEWED COMPARABILITY DATA OF OTHER SIMILAR NON-PROFIT ORGANIZATIONS. ALL COMPENSATION RELATED DECISIONS AND DELIBERATIONS ARE DOCUMENTED IN THE BOARD MINUTES. IN DETERMINING COMPENSATION AND BENEFITS FOR THE EXECUTIVE DIRECTOR AND OTHER DIRECTORIAL POSITIONS, THE INDEPENDENT MEMBERS OF THE BOARD REVIEWED COMPARABILITY DATA OF OTHER SIMILAR NON-PROFIT ORGANIZATIONS. ALL COMPENSATION RELATED DECISIONS AND DELIBERATIONS ARE DOCUMENTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A copy of the 990 tax return is available for public review upon request of the organization.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The organization makes documents related to governance, conflict of interest and financial statements available upon request of the organization.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0CO
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt03833899
IRS990/TotalAssetsEOYAmt02754290
IRS990/TotalAssetsGrp/BOYAmt03833899
IRS990/TotalAssetsGrp/EOYAmt02754290
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt02982514
IRS990/TotalEmployeeCnt041
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt0323709
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0489159
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt03441380
IRS990/TotalFunctionalExpensesGrp/TotalAmt04254248
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0559923
IRS990/TotalLiabilitiesEOYAmt0700788
IRS990/TotalLiabilitiesGrp/BOYAmt0559923
IRS990/TotalLiabilitiesGrp/EOYAmt0700788
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03273976
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02053502
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt03441380
IRS990/TotalProgramServiceRevenueAmt020877
IRS990/TotalReportableCompFromOrgAmt0133946
IRS990/TotalRevenueGrp/ExclusionAmt030383
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt020877
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03033774
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt0312
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03833899
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02754290
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00

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