Civic Intelligence

The Associated Credit Union Foundation

EIN 26-2834337 • 501(c)3 • Norcross, GA

Profile

Promote local and community development.

6251 Crooked Creek RoadNorcross, GA 30092

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

73rd percentile

19%

Higher net margin than 73% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

100th percentile

$1,073,940

Higher top officer pay than 100% of similar nonprofits.

Top officer pay equals 357.8% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

87th percentile

54%

Faster asset growth than 87% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

86th percentile

57%

Faster revenue growth than 86% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$162,115

Up $56,725 (+54%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$162,115

Up $56,725 (+54%) from 2023

Revenue

Up

$300,185

Up $109,524 (+57%) from 2023

Expenses

Up

$243,460

Up $46,251 (+23%) from 2023

Net Income

Up

$56,725

Up $63,273 (+966%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2014: $46,575Liabilities 2014: $0Net Assets 2014: $46,5752014Assets 2015: $27,953Liabilities 2015: $0Net Assets 2015: $27,9532015Assets 2016: $76,213Liabilities 2016: $0Net Assets 2016: $76,2132016Assets 2017: $88,359Liabilities 2017: $0Net Assets 2017: $88,3592017Assets 2018: $92,460Liabilities 2018: $0Net Assets 2018: $92,4602018Assets 2019: $79,191Liabilities 2019: $0Net Assets 2019: $79,1912019Assets 2020: $37,345Liabilities 2020: $0Net Assets 2020: $37,3452020Assets 2021: $80,442Liabilities 2021: $0Net Assets 2021: $80,4422021Assets 2022: $111,938Liabilities 2022: $0Net Assets 2022: $111,9382022Assets 2023: $105,390Liabilities 2023: $0Net Assets 2023: $105,3902023Assets 2024: $162,115Liabilities 2024: $0Net Assets 2024: $162,1152024

Highlighted filing

2024

Assets$162,115
Liabilities$0
Net Assets$162,115

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2014: $67,287Expenses 2014: $79,790Net Income 2014: -$12,5032014Revenue 2015: $34,096Expenses 2015: $52,718Net Income 2015: -$18,6222015Revenue 2016: $148,148Expenses 2016: $99,888Net Income 2016: $48,2602016Revenue 2017: $138,889Expenses 2017: $126,743Net Income 2017: $12,1462017Revenue 2018: $132,770Expenses 2018: $128,669Net Income 2018: $4,1012018Revenue 2019: $109,893Expenses 2019: $123,162Net Income 2019: -$13,2692019Revenue 2020: $105,079Expenses 2020: $146,925Net Income 2020: -$41,8462020Revenue 2021: $107,295Expenses 2021: $64,198Net Income 2021: $43,0972021Revenue 2022: $180,257Expenses 2022: $148,761Net Income 2022: $31,4962022Revenue 2023: $190,661Expenses 2023: $197,209Net Income 2023: -$6,5482023Revenue 2024: $300,185Expenses 2024: $243,460Net Income 2024: $56,7252024

Highlighted filing

2024

Revenue$300,185
Expenses$243,460
Net Income$56,725

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$350,258
Mission and Program Overview

Mission

Promote local and community development.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$105,390$162,115▲ $56,725
Total Assets$105,390$162,115▲ $56,725
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$105,390$162,115▲ $56,725
Total Net Assets Fund Balance$105,390$162,115▲ $56,725
Total Liabilities and Net Assets / Fund Balance$105,390$162,115▲ $56,725
Compensation and Service Providers

Employees

NameTitleOtherTotal
Alex BardiDirector$18,000$18,000
Charles GehrmannDirector$18,000$18,000
Doyle SpearsDirector$18,000$18,000
Exceptional HardenChairman$18,000$18,000
George M ClarkeDirector$18,000$18,000
Jennifer H ChapinSecretary$18,000$18,000
John a PetrosDirector$18,000$18,000
Keith GettmannDirector$18,000$18,000
Keith TeamerDirector$18,000$18,000
Nancy J GarnerVice Chair$18,000$18,000
Tim F KerchevalDirector$18,000$18,000
Allen BryanDirector$16,500$16,500
Margaret L PittmanDirector$15,000$15,000

Board Members and Trustees

NameTitle
C Lin Hodges CPAPresident, CEO, Director
Timothy G Bridges CPACFO
Revenue and Support

Revenue Composition

Contributions and Grants
$294,986
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$5,199
All Other Contributions
$163,074
Change in Net Assets
$56,725
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$233,965
Other Expenses$9,495
Total Fundraising Expense$3,974
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$219,965--$219,965
Grants to Domestic Individuals$14,000--$14,000
Office Expenses-$2,522$3,974$6,496
Fees for Services Accounting-$2,025-$2,025
Travel$608--$608
Conferences and Meetings$366--$366
Total Functional Expenses$234,939$4,547$3,974$243,460
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Wilderness WorksAtlanta, GA501(c)(3)Funding for Program Mission$20,038
The Quinn HouseLawrenceville, GA501(c)(3)General Support$20,000
Junior Acheivement of GaAtlanta, GA501(c)(3)Funding for Program Mission$17,500
Neighborhood Cooperative MinistriesNorcross, GA501(c)(3)Funding for Program Mission$15,000
CHILDREN'S HEALTHCARE OF ATLANTAAtlanta, GA501(c)(3)Funding for Program Mission$13,500
Child Enrichment IncAugusta, GA501(c)(3)Funding for Program Mission$10,000
Neighborhood Meals on WheelsNorcross, GA501(c)(3)Funding for Program Mission$7,000
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$31,348
Fundraising Gross Income$17,109
Gaming Gross Income$1,050
Gaming Direct Expenses$0
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Duck Hunt$81,005$16,201$30,766$-14,565
Total Events$85,546$17,109$31,348$-14,239
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The board will receive a pdf of form 990. This will give them time to review and comment on the return. Recommended changes will be incorporated into the return.

Form 990, Part VI, Section B, Line 12C

On an annual basis directors are required to sign an oath and fill out an application for the georgia department of banking declaring no conflict of interest with associated credit union. Also, through external third party audits and examinations by the department of banking and finance of georgia and the national credit union administration.

Form 990, Part VI, Section B, Line 15

The chairman of the board or the personnel chairman approve the president/ceo compensation and benefits. The ceo approves top management compensation. Data is used from cues executive review and cuna.

Form 990, Part VI, Section C, Line 19

The organizations governing documents, conflict of interest policy and financial statements are available upon request.

Filing and Contact Details

Filer

Filer Name
The Associated Credit Union Foundation
EIN
26-2834337
Phone
7704488200
Address
6251 CROOKED CREEK ROAD, NORCROSS, GA 30092

Signing Officer

Name
Timothy Bridges
Title
CFO
Phone
7704488200
Signed
2025-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Timothy Bridges
Formed
2008
Legal Domicile
Ga
Voting Board Members
14
Independent Board Members
13
Employees
0
Volunteers
14

Preparer

Firm
Mauldin & Jenkins LLC
Address
200 GALLERIA PKWY SE STE 1700, ATLANTA, GA 30339-5946
Preparer
Mary Jo Alexander
Phone
7709558600
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IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0TIMOTHY BRIDGES
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0193399
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt0184951
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt012258
IRS990/PYOtherRevenueAmt0-2738
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0-6548
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0197209
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0190661
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt056725
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt063475
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0OTHER INCOME - 2020 AMOUNT: $ 6,251. 2021 AMOUNT: $ 10,590. 2024 AMOUNT: $ 3,297.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME:
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0294986
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0193399
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0189733
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0109419
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt084903
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0872440
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt03297
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt010590
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt06251
IRS990ScheduleA/OtherIncome170Grp/TotalAmt020138
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.57680
IRS990ScheduleA/PublicSupportPY170Pct00.49290
IRS990ScheduleA/PublicSupportTotal170Amt0530771
IRS990ScheduleA/SubstantialContributorsTotAmt0341669
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0294986
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0193399
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0189733
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0109419
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt084903
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0872440
IRS990ScheduleA/TotalSupportAmt0920126
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearAmt015091
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus1YearAmt09373
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus2YearsAmt01447
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus3YearsAmt0793
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus4YearsAmt0844
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt027548
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt068437
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt064804
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriOtherEventsAmt03633
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt031348
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0DUCK HUNT
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt081005
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt04541
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt085546
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt016201
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt0908
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt017109
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0-14239
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt0582
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt031348
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt030766
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt01
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt014000
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0RON FORD SCHOLARSHIPS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt06
IRS990ScheduleI/RecipientTable/CashGrantAmt020038
IRS990ScheduleI/RecipientTable/CashGrantAmt120000
IRS990ScheduleI/RecipientTable/CashGrantAmt217500
IRS990ScheduleI/RecipientTable/CashGrantAmt315000
IRS990ScheduleI/RecipientTable/CashGrantAmt413500
IRS990ScheduleI/RecipientTable/CashGrantAmt510000
IRS990ScheduleI/RecipientTable/CashGrantAmt67000
IRS990ScheduleI/RecipientTable/IRCSectionDesc0501(C)(3)
IRS990ScheduleI/RecipientTable/IRCSectionDesc1501(C)(3)
IRS990ScheduleI/RecipientTable/IRCSectionDesc2501(C)(3)
IRS990ScheduleI/RecipientTable/IRCSectionDesc3501(C)(3)
IRS990ScheduleI/RecipientTable/IRCSectionDesc4501(C)(3)
IRS990ScheduleI/RecipientTable/IRCSectionDesc5501(C)(3)
IRS990ScheduleI/RecipientTable/IRCSectionDesc6501(C)(3)
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt00
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt10
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt20
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt30
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt40
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt50
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt60
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0FUNDING FOR PROGRAM MISSION
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt1GENERAL SUPPORT
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt2FUNDING FOR PROGRAM MISSION
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt3FUNDING FOR PROGRAM MISSION
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt4FUNDING FOR PROGRAM MISSION
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt5FUNDING FOR PROGRAM MISSION
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt6FUNDING FOR PROGRAM MISSION
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0WILDERNESS WORKS
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt1THE QUINN HOUSE
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt2JUNIOR ACHEIVEMENT OF GA
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt3NEIGHBORHOOD COOPERATIVE MINISTRIES
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt4CHILDREN'S HEALTHCARE OF ATLANTA
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt5CHILD ENRICHMENT INC
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt6NEIGHBORHOOD MEALS ON WHEELS
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt0648 MEMORIAL DR SE
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt1555 HURRICANE SHOALS RD NW
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt2460 ABERNATHY ROAD NE
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt3500 PINNACLE CT
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt41575 NORTHEAST EXPRESSWAY NE
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt52300 WALDEN DRIVE
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt6PO BOX 921512
IRS990ScheduleI/RecipientTable/USAddress/CityNm0ATLANTA
IRS990ScheduleI/RecipientTable/USAddress/CityNm1LAWRENCEVILLE
IRS990ScheduleI/RecipientTable/USAddress/CityNm2ATLANTA
IRS990ScheduleI/RecipientTable/USAddress/CityNm3NORCROSS
IRS990ScheduleI/RecipientTable/USAddress/CityNm4ATLANTA
IRS990ScheduleI/RecipientTable/USAddress/CityNm5AUGUSTA
IRS990ScheduleI/RecipientTable/USAddress/CityNm6NORCROSS
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0GA
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd1GA

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