Civic Intelligence

The Wrather and Belcher Fund Inc

EIN 26-2779999 • Murray, KY

Pub. 78 Eligible
204 S 6th StMurray, KY 42071
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

34th percentile

0.00x

Higher debt load relative to assets than 34% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

40th percentile

0.01x

Higher debt load relative to revenue than 40% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Net Margin

21st percentile

-14%

Higher net margin than 21% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Top Officer Pay

49th percentile

$6,000

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 8.6% of source-year revenue.

$1M-$5M nonprofits • Source year 2024

Asset Growth

36th percentile

-0.7%

Faster asset growth than 36% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

60th percentile

16%

Faster revenue growth than 60% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Down

$1,347,759

Down $9,341 (-0.7%) from 2023

Liabilities

Up

$412

Up $344 (+506%) from 2023

Net Assets

Down

$1,347,347

Down $9,685 (-0.7%) from 2023

Revenue

Up

$69,873

Up $9,837 (+16%) from 2023

Expenses

Down

$79,558

Down $75,375 (-49%) from 2023

Net Income

Up

-$9,685

Up $85,212 (+90%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2017: $1,375,887Liabilities 2017: $0Net Assets 2017: $1,375,8872017Assets 2018: $1,394,568Liabilities 2018: $0Net Assets 2018: $1,394,5682018Assets 2019: $1,508,124Liabilities 2019: $0Net Assets 2019: $1,508,1242019Assets 2020: $1,407,747Liabilities 2020: $253Net Assets 2020: $1,407,4942020Assets 2021: $1,447,165Liabilities 2021: $1,148Net Assets 2021: $1,446,0172021Assets 2022: $1,452,505Liabilities 2022: $576Net Assets 2022: $1,451,9292022Assets 2023: $1,357,100Liabilities 2023: $68Net Assets 2023: $1,357,0322023Assets 2024: $1,347,759Liabilities 2024: $412Net Assets 2024: $1,347,3472024

Highlighted filing

2024

Assets$1,347,759
Liabilities$412
Net Assets$1,347,347

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100K-$200KRevenue 2017: $39,206Expenses 2017: $44,204Net Income 2017: -$4,9982017Revenue 2018: $75,666Expenses 2018: $56,985Net Income 2018: $18,6812018Revenue 2019: $159,213Expenses 2019: $45,657Net Income 2019: $113,5562019Revenue 2020: $50,707Expenses 2020: $151,337Net Income 2020: -$100,6302020Revenue 2021: $120,959Expenses 2021: $82,436Net Income 2021: $38,5232021Revenue 2022: $73,272Expenses 2022: $67,360Net Income 2022: $5,9122022Revenue 2023: $60,036Expenses 2023: $154,933Net Income 2023: -$94,8972023Revenue 2024: $69,873Expenses 2024: $79,558Net Income 2024: -$9,6852024

Highlighted filing

2024

Revenue$69,873
Expenses$79,558
Net Income-$9,685

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
RICK MILLERTrustee-$6,000-$6,000
MARTHA WARRENTrustee-$6,000-$6,000
CASEY J NABERTrustee-$6,000-$6,000
Filing and Contact Details

Filer

Filer Name
The Wrather and Belcher Fund Inc
EIN
26-2779999
Phone
2707532633
Address
204 S 6TH ST, MURRAY, KY 42071

Signing Officer

Name
Casey J Naber
Title
Trustee
Phone
5025945150
Signed
2025-11-17
Discuss with paid preparer
Yes

Preparer

Firm
Keller CPA Group
Address
504 Maple St, Murray, KY 42071
Preparer
Julie Keller
Phone
2707530274
Raw XML Appendix376 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/StatementsRegardingActy4720Grp/UncorrectedPriorActsInd0false
IRS990PF/StatementsRegardingActy4720Grp/UncorrectedPYJeopardyInvstInd0false
IRS990PF/StatementsRegardingActy4720Grp/UndistributedIncomePY1Yr02023
IRS990PF/StatementsRegardingActy4720Grp/UndistributedIncomePYInd0true
IRS990PF/StatementsRegardingActy4720Grp/UndistrIncmSect4942a2NotAppInd0true
IRS990PF/StatementsRegardingActyGrp/ActivitiesNotPreviouslyRptInd0false
IRS990PF/StatementsRegardingActyGrp/AtLeast5000InAssetsInd0true
IRS990PF/StatementsRegardingActyGrp/ChangesToArticlesOrBylawsInd0false
IRS990PF/StatementsRegardingActyGrp/ComplyWithPublicInspRqrInd0true
IRS990PF/StatementsRegardingActyGrp/DonorAdvisedFundInd0false
IRS990PF/StatementsRegardingActyGrp/ForeignAccountsQuestionInd0false
IRS990PF/StatementsRegardingActyGrp/Form1120POLFiledInd0false
IRS990PF/StatementsRegardingActyGrp/Form990PFFiledWithAttyGenInd0true
IRS990PF/StatementsRegardingActyGrp/LegislativePoliticalActyInd0false
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/AddressLine1Txt0204 S 6TH ST
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/CityNm0MURRAY
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/StateAbbreviationCd0KY
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/ZIPCd042071
IRS990PF/StatementsRegardingActyGrp/MoreThan100SpentInd0false
IRS990PF/StatementsRegardingActyGrp/NewSubstantialContributorsInd0false
IRS990PF/StatementsRegardingActyGrp/OrganizationDissolvedEtcInd0false
IRS990PF/StatementsRegardingActyGrp/OrgReportOrRegisterStateCd0KY
IRS990PF/StatementsRegardingActyGrp/OwnControlledEntityInd0false
IRS990PF/StatementsRegardingActyGrp/PersonsWithBooksName/BusinessNameLine1Txt0CASEY NABER
IRS990PF/StatementsRegardingActyGrp/PhoneNum02707532633
IRS990PF/StatementsRegardingActyGrp/PrivateOperatingFoundationInd0false
IRS990PF/StatementsRegardingActyGrp/Section508eRqrSatisfiedInd0true
IRS990PF/StatementsRegardingActyGrp/UnrelatedBusIncmOverLimitInd0false
IRS990PF/StatementsRegardingActyGrp/WebsiteAddressTxt0N/A
IRS990PF/SummaryOfDirectChrtblActyGrp/Description1Txt0COLES CAMPGROUND METHODIST CHURCH CEMETARY - AMOUNTS PAID TO MAINTAIN THIS PUBLIC CEMETARY MAINTENANCE AND PAVILION MAINTENANCE. TRUSTEES WERE FOLLOWING THE DICTATES OF A DECEDENT'S WILL THAT CREATED THIS CHARITABLE FUND.
IRS990PF/SummaryOfDirectChrtblActyGrp/Description2Txt0ASBURY CEMETARY - AMOUNTS WERE PAID TO PROVIDE MAINTENANCE TO THIS PUBLIC CEMETARY AS PER REQUIREMENTS OF DECEDENT'S WILL.
IRS990PF/SummaryOfDirectChrtblActyGrp/Description3Txt0COLES CAMPGROUND UNITED METHODIST CHURCH - ANNUAL CONTRIBUTION GRANT MADE TO THIS CHURCH AS REQUIRED BY DECEDENT'S WILL.
IRS990PF/SummaryOfDirectChrtblActyGrp/Description4Txt0SPRING CREEK CEMETARY - ANNUAL CONTRIBUTION GRANT REQUIRED BY DECEDENT'S WILL.
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses1Amt016000
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses2Amt04000
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses3Amt01000
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses4Amt04000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt016000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt14000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt24000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt31000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt0FULFILL TERMS OF DECEDENT'S WILL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt1FULFILL TERMS OF DECEDENT'S WILL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt2FULFILL TERMS OF DECEDENT'S WILL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt3FULFILL TERMS OF DECEDENT'S WILL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusTxt0PC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusTxt1PC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusTxt2PC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusTxt3PC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm0COLES CAMPGROUND METHODIST CHURCH C
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm1ASBURY CEMETERY FUND
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm2SPRING CREEK CEMETERY FUND
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm3COLES CAMPGROUND UNITED METHODIST C
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt0419 FOREST RD
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt1ASBURY CEMETERY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt2SPRING CREEK CEMETERY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt31449 COLES CAMPGROUND RD
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm0MURRAY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm1MURRAY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm2MURRAY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm3MURRAY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd0KY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd1KY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd2KY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd3KY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd042071
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd142071
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd242071
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd342071
IRS990PF/SupplementaryInformationGrp/OnlyContriToPreselectedInd0X
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriPdDurYrAmt025000
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/LoansOrLoanGuaranteesInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PerformanceOfServicesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PurchaseOfAssetsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/ReimbursementArrangementsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RentalOfFacilitiesOthAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SalesOrExchangesOfAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SharingOfFacilitiesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOfCashToNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOtherAssetNonchrtblEOInd0false
IRS990PF/UndistributedIncomeGrp/AppliedToYear1Amt039336
IRS990PF/UndistributedIncomeGrp/DistributableAsAdjustedAmt081280
IRS990PF/UndistributedIncomeGrp/QualifyingDistributionsAmt039336
IRS990PF/UndistributedIncomeGrp/Taxable2Amt013280
IRS990PF/UndistributedIncomeGrp/TreatedAsDistriFromCorpusAmt00
IRS990PF/UndistributedIncomeGrp/UndistributedIncomeCYAmt081280
IRS990PF/UndistributedIncomeGrp/UndistributedIncomePYAmt052616
LandEtcSchedule2/LandEtcGrp/AccumulatedDepreciationAmt082992
LandEtcSchedule2/LandEtcGrp/BookValueAmt0186511
LandEtcSchedule2/LandEtcGrp/BookValueAmt1300
LandEtcSchedule2/LandEtcGrp/CategoryOrItemTxt0Buildings
LandEtcSchedule2/LandEtcGrp/CategoryOrItemTxt1Land
LandEtcSchedule2/LandEtcGrp/CostOrOtherBasisAmt0269503
LandEtcSchedule2/LandEtcGrp/CostOrOtherBasisAmt1300
LandEtcSchedule2/LandEtcGrp/EOYFMVAmt0186511
LandEtcSchedule2/LandEtcGrp/EOYFMVAmt1300
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc0BOOKKEEPING CONTRACT
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc1INSURANCE
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc2MISCELLANEOUS EXPENSES
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt0836
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt09500
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt12416
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt22509
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt09500
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt12416
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt23345
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/AdjustedNetIncomeAmt00
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt012696
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt0INVESTMENT AGENCY FEES
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/DisbursementsCharitablePrpsAmt00
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/NetInvestmentIncomeAmt012696
TaxesSchedule/TaxesDetail/Amt0448
TaxesSchedule/TaxesDetail/Amt1437
TaxesSchedule/TaxesDetail/Amt230
TaxesSchedule/TaxesDetail/CategoryTxt0FOREIGN TAX - DIVIDEND INCOME
TaxesSchedule/TaxesDetail/CategoryTxt1INCOME & OTHER TAXES
TaxesSchedule/TaxesDetail/CategoryTxt2TAXES
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt0448
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt1437
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt230
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CASEY J NABER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Trustee
ReturnHeader/BusinessOfficerGrp/PhoneNum05025945150
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE WRATHER AND BELCHER FUND INC
ReturnHeader/Filer/BusinessNameControlTxt0WRAT
ReturnHeader/Filer/EIN0262779999
ReturnHeader/Filer/PhoneNum02707532633
ReturnHeader/Filer/USAddress/AddressLine1Txt0204 S 6TH ST
ReturnHeader/Filer/USAddress/CityNm0MURRAY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KY
ReturnHeader/Filer/USAddress/ZIPCd042071
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0463768487
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Keller CPA Group
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0504 Maple St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Murray
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd042071
ReturnHeader/PreparerPersonGrp/PhoneNum02707530274
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JULIE KELLER
ReturnHeader/ReturnTs02025-11-17T08:50:19-08:00
ReturnHeader/ReturnTypeCd0990PF
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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