Civic Intelligence

National Chrysler Retirement Organization

EIN 26-2642003 • 501(c)4 • Washington, MI

Profile

To organize, educate and update members regarding any and all issues relating to Chrysler Non-Union Retirees and future retirees.

PO Box 174Washington, MI 48094

www.ncro.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

28th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • $1M-$5M nonprofits • Source year 2022

Liabilities / Revenue

30th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • $1M-$5M nonprofits • Source year 2022

Net Margin

2nd percentile

-153%

Higher net margin than 2% of similar nonprofits.

501(c)4 • $1M-$5M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

12th percentile

-12%

Faster asset growth than 12% of similar nonprofits.

501(c)4 • $1M-$5M nonprofits • Annualized from 2021 to 2022

Revenue Growth

4th percentile

-48%

Faster revenue growth than 4% of similar nonprofits.

501(c)4 • $1M-$5M nonprofits • Annualized from 2021 to 2022

Assets

Up

$1,835,911

Up $172,711 (+10%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$1,835,911

Up $172,711 (+10%) from 2024

Revenue

Up

$271,415

Up $87,431 (+48%) from 2024

Expenses

Down

$98,704

Down $35,473 (-26%) from 2024

Net Income

Up

$172,711

Up $122,904 (+247%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $417,721Liabilities 2010: $12,836Net Assets 2010: $404,8852010Assets 2011: $535,539Liabilities 2011: $0Net Assets 2011: $535,5392011Assets 2012: $595,695Liabilities 2012: $0Net Assets 2012: $595,6952012Assets 2013: $680,109Liabilities 2013: $0Net Assets 2013: $680,1092013Assets 2014: $780,435Liabilities 2014: $0Net Assets 2014: $780,4352014Assets 2015: $823,428Liabilities 2015: $0Net Assets 2015: $823,4282015Assets 2016: $922,100Liabilities 2016: $0Net Assets 2016: $922,1002016Assets 2017: $1,091,187Liabilities 2017: $0Net Assets 2017: $1,091,1872017Assets 2018: $1,113,726Liabilities 2018: $0Net Assets 2018: $1,113,7262018Assets 2019: $1,314,790Liabilities 2019: $0Net Assets 2019: $1,314,7902019Assets 2020: $1,486,678Liabilities 2020: $0Net Assets 2020: $1,486,6782020Assets 2021: $1,610,373Liabilities 2021: $0Net Assets 2021: $1,610,3732021Assets 2022: $1,420,581Liabilities 2022: $0Net Assets 2022: $1,420,5812022Assets 2023: $1,613,393Liabilities 2023: $0Net Assets 2023: $1,613,3932023Assets 2024: $1,663,200Liabilities 2024: $0Net Assets 2024: $1,663,2002024Assets 2025: $1,835,911Liabilities 2025: $0Net Assets 2025: $1,835,9112025

Highlighted filing

2025

Assets$1,835,911
Liabilities$0
Net Assets$1,835,911

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KExpenses 2010: $267,8522010Expenses 2011: $242,2332011Expenses 2012: $133,5702012Revenue 2013: $192,578Expenses 2013: $108,165Net Income 2013: $84,4132013Revenue 2014: $198,908Expenses 2014: $98,582Net Income 2014: $100,3262014Revenue 2015: $144,764Expenses 2015: $101,771Net Income 2015: $42,9932015Revenue 2016: $184,344Expenses 2016: $85,672Net Income 2016: $98,6722016Revenue 2017: $255,590Expenses 2017: $86,503Net Income 2017: $169,0872017Revenue 2018: $179,334Expenses 2018: $156,795Net Income 2018: $22,5392018Revenue 2019: $286,715Expenses 2019: $85,651Net Income 2019: $201,0642019Revenue 2020: $284,093Expenses 2020: $112,205Net Income 2020: $171,8882020Revenue 2021: $237,943Expenses 2021: $114,248Net Income 2021: $123,6952021Revenue 2022: $123,877Expenses 2022: $313,669Net Income 2022: -$189,7922022Revenue 2023: $281,287Expenses 2023: $88,475Net Income 2023: $192,8122023Revenue 2024: $183,984Expenses 2024: $134,177Net Income 2024: $49,8072024Revenue 2025: $271,415Expenses 2025: $98,704Net Income 2025: $172,7112025

Highlighted filing

2025

Revenue$271,415
Expenses$98,704
Net Income$172,711

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.84$0.00$1.84$0.27$0.10$0.17
2024Detailed filing. Detailed filing data is available for this year.$1.66$0.00$1.66$0.18$0.13$0.05
2023Detailed filing. Detailed filing data is available for this year.$1.61$0.00$1.61$0.28$0.09$0.19
2022Detailed filing. Detailed filing data is available for this year.$1.42$0.00$1.42$0.12$0.31$0.19
2021Detailed filing. Detailed filing data is available for this year.$1.61$0.00$1.61$0.24$0.11$0.12
2020Detailed filing. Detailed filing data is available for this year.$1.49$0.00$1.49$0.28$0.11$0.17
2019Detailed filing. Detailed filing data is available for this year.$1.31$0.00$1.31$0.29$0.09$0.20
2018Detailed filing. Detailed filing data is available for this year.$1.11$0.00$1.11$0.18$0.16$0.02
2017Detailed filing. Detailed filing data is available for this year.$1.09$0.00$1.09$0.26$0.09$0.17
2016Detailed filing. Detailed filing data is available for this year.$0.92$0.00$0.92$0.18$0.09$0.10
2015Detailed filing. Detailed filing data is available for this year.$0.82$0.00$0.82$0.14$0.10$0.04
2014Detailed filing. Detailed filing data is available for this year.$0.78$0.00$0.78$0.20$0.10$0.10
2013Detailed filing. Detailed filing data is available for this year.$0.68$0.00$0.68$0.19$0.11$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.60$0.00$0.60$0.13
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.54$0.00$0.54$0.24
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.42$0.01$0.40$0.27
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 26, 2026
Return Version
2025v4.0
Gross Receipts
$271,415
Mission and Program Overview

Mission

To organize, educate and update members regarding any and all issues relating to Chrysler Non-Union Retirees and future retirees.

To organize, educate and update members regarding issues pertaining to Chrysler Retirees.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,663,200$1,835,911▲ $172,711
Rtn Earn Endowment Incm Other Fnds$1,663,200$1,835,911▲ $172,711
Total Assets$1,663,200$1,835,911▲ $172,711
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,663,200$1,835,911▲ $172,711
Total Liabilities and Net Assets / Fund Balance$1,663,200$1,835,911▲ $172,711
Compensation and Service Providers

Board Members and Trustees

NameTitle
Jay KuhniePresident
Deb MorrissettVice President
Pete PiccinatoVice President
Dale KochDirector
David SlatesDirector
Howard BaronDirector
Joe HuberDirector
John GlotzbachDirector
John KaiserDirector
Kathleen NealDirector
Pete HollinsheadDirector
Richard BrownDirector
Rick GolpeDirector
Ted GrayDirector
Terry CrockattDirector
Chris DyrdaDirector Emeritus
Doran SamplesDirector Emeritus
Mike KaneDirector in Memoriam
Ray PasternakDirector in Memoriam
Roy SjobergDirector in Memoriam
Stan HurstDirector in Memoriam
Dana OliverDirector/Counsel
Grainger GoodmanDirector/Counsel
Chuck AustinDirector/Founder
Dave PoxonEvent Coordinator
Judy Shumaker-HollandGeneral Counsel
Vicki Bonus ProutSecretary
Mike CipponeriTreasuer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$123,137
Investment Income
$148,278
Other Revenue
$0
Change in Net Assets
$172,711
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$98,704
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses$37,201--$37,201
Other Expenses$24,771--$24,771
Fees for Service Investment Mgmnt Fees-$12,700-$12,700
Insurance-$3,279-$3,279
Travel$2,923--$2,923
Fees for Services Accounting$2,250--$2,250
Fees for Services Legal$125--$125
Total Functional Expenses$82,725$15,979$0$98,704
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Non-Union retirees and future retirees, including their spouses and surviving spouses, of Chrysler LLC, or its predecessors or successors, or any subsidiary whose pensions and or benefits are funded, controlled or administered by Chrysler LLC or its predecessors and successors, are eligible to be regular members of the National Chrysler Retirement Organization, providing they support the mission and pay the membership fee and annual dues, as set by the board of directors.

Form 990, Part VI, Section A, Line 7

The board of directors will elect officers President, Vice-President, Secretary and Treasurer of the organization at the annual meeting and may elect assistant officers for each position. The directors may also appoint any other officers and agents as they deem necessary for accomplishing the purposes of the organization.

Form 990, Part VI, Section A, Line 7B

The preferred method of conducting business is to discuss an issue and work out a compromise where there is consensus general agreement of all on a direction. If consensus cannot be reached, a vote is held. The decision will be a majority rule, based on those board members who vote.

Form 990, Part VI, Section B, Line 11

The Treasurer reviews the return for accuracy and the 990 is made available to the board. After any concerns or issues presented by the board are addressed, the Treasurer signs and files the return.

Form 990, Part VI, Section B, Line 12C

When a member of the board or an officer is affiliated with an organization seeking to provide services or facilities to National Chrysler Retirement Organization, or when a member of the board or officer has any duality of interest or possible conflict of interest, real or apparent, such affiliation or conflict of interest must be disclosed to the board of directors and made a matter of record, either when the interest becomes a matter of board action or as part of a periodic procedure to be establised by the board.

Form 990, Part VI, Section C, Line 19

The organizations governing documents, conflict of interest policy and financial statements are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
National Chrysler Retirement Organization
EIN
26-2642003
Phone
2486478400
Address
PO Box 174, Washington, MI 48094

Signing Officer

Name
Mike Cipponeri
Title
Treasurer
Phone
2486478400
Signed
2026-03-26
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mike Cipponeri
Formed
2008
Legal Domicile
Mi
Voting Board Members
15
Independent Board Members
15
Employees
0

Preparer

Firm
Patrick J McCarty CPA PLLC
Address
7807 Old Forest Drive, Clarkston, MI 48348
Preparer
Patrick J McCarty
Phone
2483108401
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Director/Founder
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director/Counsel
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director/Counsel
IRS990/Form990PartVIISectionAGrp/TitleTxt3Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director Emeritus
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10President
IRS990/Form990PartVIISectionAGrp/TitleTxt11Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt12Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt13Treasuer
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director Emeritus
IRS990/Form990PartVIISectionAGrp/TitleTxt15Director in Memoriam
IRS990/Form990PartVIISectionAGrp/TitleTxt16Director
IRS990/Form990PartVIISectionAGrp/TitleTxt17Director in Memoriam
IRS990/Form990PartVIISectionAGrp/TitleTxt18Director
IRS990/Form990PartVIISectionAGrp/TitleTxt19Director
IRS990/Form990PartVIISectionAGrp/TitleTxt20General Counsel
IRS990/Form990PartVIISectionAGrp/TitleTxt21Director
IRS990/Form990PartVIISectionAGrp/TitleTxt22Event Coordinator
IRS990/Form990PartVIISectionAGrp/TitleTxt23Director
IRS990/Form990PartVIISectionAGrp/TitleTxt24Director in Memoriam
IRS990/Form990PartVIISectionAGrp/TitleTxt25Director in Memoriam
IRS990/Form990PartVIISectionAGrp/TitleTxt26Director
IRS990/Form990PartVIISectionAGrp/TitleTxt27Director
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IRS990/FormationYr02008
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IRS990/InformationTechnologyGrp/TotalAmt00
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IRS990/MissionDesc0To organize, educate and update members regarding any and all issues relating to Chrysler Non-Union Retirees and future retirees.
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Non-Union retirees and future retirees, including their spouses and surviving spouses, of Chrysler LLC, or its predecessors or successors, or any subsidiary whose pensions and or benefits are funded, controlled or administered by Chrysler LLC or its predecessors and successors, are eligible to be regular members of the National Chrysler Retirement Organization, providing they support the mission and pay the membership fee and annual dues, as set by the board of directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The board of directors will elect officers President, Vice-President, Secretary and Treasurer of the organization at the annual meeting and may elect assistant officers for each position. The directors may also appoint any other officers and agents as they deem necessary for accomplishing the purposes of the organization.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The preferred method of conducting business is to discuss an issue and work out a compromise where there is consensus general agreement of all on a direction. If consensus cannot be reached, a vote is held. The decision will be a majority rule, based on those board members who vote.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The Treasurer reviews the return for accuracy and the 990 is made available to the board. After any concerns or issues presented by the board are addressed, the Treasurer signs and files the return.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4When a member of the board or an officer is affiliated with an organization seeking to provide services or facilities to National Chrysler Retirement Organization, or when a member of the board or officer has any duality of interest or possible conflict of interest, real or apparent, such affiliation or conflict of interest must be disclosed to the board of directors and made a matter of record, either when the interest becomes a matter of board action or as part of a periodic procedure to be establised by the board.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The organizations governing documents, conflict of interest policy and financial statements are made available to the public upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 19
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IRS990/TotalCompGreaterThan150KInd0false

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