Civic Intelligence

Verticle Living Ministries

EIN 26-2499576 • 501(c)3 • Novato, CA

Profile

To equip disciples of Jesus Christ to balance and live their lives to glorify God in every area of life; spirituall, personally, communally and physically by developing and implementing a personalized Vertical Life Plan based upon Biblical principles and value that will make an impact now and for eternity.

25 Lotus CtNovato, CA 94945

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

71st percentile

17%

Higher net margin than 71% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

87th percentile

$17,000

Higher top officer pay than 87% of similar nonprofits.

Top officer pay equals 23.8% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

74th percentile

17%

Faster asset growth than 74% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

30th percentile

-25%

Faster revenue growth than 30% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$83,408

Up $12,126 (+17%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$83,408

Up $12,126 (+17%) from 2024

Operations
Liabilities / RevenueScore unavailableNet Margin71st percentile

Revenue

Down

$71,409

Down $24,391 (-25%) from 2024

Expenses

Down

$59,283

Down $9,388 (-14%) from 2024

Net Income

Down

$12,126

Down $15,003 (-55%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth74th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2010: $29,318Liabilities 2010: $0Net Assets 2010: $29,3182010Assets 2011: $46,566Liabilities 2011: $0Net Assets 2011: $46,5662011Assets 2012: $39,701Liabilities 2012: $0Net Assets 2012: $39,7012012Assets 2013: $47,942Liabilities 2013: $0Net Assets 2013: $47,9422013Assets 2014: $4,942Net Assets 2014: $4,9422014Assets 2015: $12,880Net Assets 2015: $12,8802015Assets 2016: $6,428Net Assets 2016: $6,4282016Assets 2017: $4,958Net Assets 2017: $4,9582017Assets 2018: $11,824Net Assets 2018: $11,8242018Assets 2019: $13,026Net Assets 2019: $13,0262019Assets 2020: $11,611Net Assets 2020: $11,6112020Assets 2021: $8,714Net Assets 2021: $8,7142021Assets 2022: $26,125Net Assets 2022: $26,1252022Assets 2023: $44,153Net Assets 2023: $44,1532023Assets 2024: $71,282Net Assets 2024: $71,2822024Assets 2025: $83,408Net Assets 2025: $83,4082025

Highlighted filing

2025

Assets$83,408
Liabilities-
Net Assets$83,408
Open 2025 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KExpenses 2010: $125,4872010Expenses 2011: $96,9092011Expenses 2012: $141,8652012Revenue 2013: $136,940Expenses 2013: $128,699Net Income 2013: $8,2412013Revenue 2014: $75,100Expenses 2014: $118,100Net Income 2014: -$43,0002014Revenue 2015: $19,450Expenses 2015: $11,938Net Income 2015: $7,5122015Revenue 2016: $12,702Expenses 2016: $19,154Net Income 2016: -$6,4522016Revenue 2017: $23,465Expenses 2017: $24,935Net Income 2017: -$1,4702017Revenue 2018: $24,052Expenses 2018: $17,186Net Income 2018: $6,8662018Revenue 2019: $40,850Expenses 2019: $39,648Net Income 2019: $1,2022019Revenue 2020: $29,050Expenses 2020: $30,465Net Income 2020: -$1,4152020Revenue 2021: $49,300Expenses 2021: $52,197Net Income 2021: -$2,8972021Revenue 2022: $46,450Expenses 2022: $29,039Net Income 2022: $17,4112022Revenue 2023: $92,314Expenses 2023: $74,286Net Income 2023: $18,0282023Revenue 2024: $95,800Expenses 2024: $68,671Net Income 2024: $27,1292024Revenue 2025: $71,409Expenses 2025: $59,283Net Income 2025: $12,1262025

Highlighted filing

2025

Revenue$71,409
Expenses$59,283
Net Income$12,126
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$83,408
Liabilities
-
Net assets
$83,408
Revenue
$71,409
Expenses
$59,283
Net income
$12,126
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.83$0.83$0.71$0.59$0.12
2024Detailed filing. Detailed filing data is available for this year.$0.71$0.71$0.96$0.69$0.27
2023Detailed filing. Detailed filing data is available for this year.$0.44$0.44$0.92$0.74$0.18
2022Detailed filing. Detailed filing data is available for this year.$0.26$0.26$0.46$0.29$0.17
2021Detailed filing. Detailed filing data is available for this year.$0.09$0.09$0.49$0.52$0.03
2020Detailed filing. Detailed filing data is available for this year.$0.12$0.12$0.29$0.30$0.01
2019Detailed filing. Detailed filing data is available for this year.$0.13$0.13$0.41$0.40$0.01
2018Detailed filing. Detailed filing data is available for this year.$0.12$0.12$0.24$0.17$0.07
2017Detailed filing. Detailed filing data is available for this year.$0.05$0.05$0.23$0.25$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.06$0.06$0.13$0.19$0.06
2015Detailed filing. Detailed filing data is available for this year.$0.13$0.13$0.19$0.12$0.08
2014Detailed filing. Detailed filing data is available for this year.$0.05$0.05$0.75$1.18$0.43
2013Detailed filing. Detailed filing data is available for this year.$0.48$0.00$0.48$1.37$1.29$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.40$0.00$0.40$1.42
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.47$0.00$0.47$0.97
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.29$0.00$0.29$1.25
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 20, 2026
Return Version
2025v4.0
Gross Receipts
$71,409
Mission and Program Overview

Mission

To equip disciples of Jesus Christ to balance and live their lives to glorify God in every area of life; spirituall, personally, communally and physically by

Program Services

DescriptionGrantsExpenses
Coached/Trained/Mentored and Disciples 20 Bi-vocational pastors from five Continents using preaching, leadership, theological, and leadership resources for discipleship multiplication. Many of these pastors are discipling their leaders and other pastors in the communities.$71,409$71,001
Developed seminars and Curriculum based on Theological foundationsFor training leaders. This curriculum is being used by all the pastors that are being coached and the feedbackhas been extremely positive.$0$0
The Ten countries with the largest following are (1) USA;(2) Israel;(3) United Kingdom; (4) Austrialia; (5) Canada(6) Singapore; (7)Philippines; (8) India ; (9) Hong Kong SAR China ;(10) South Africa$0$0
Compensation and Service Providers
Top Officer Pay87th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dr David P CraigPresidentPT$12,000$5,000$17,000
Filing and Contact Details

Filer

Filer Name
Verticle Living Ministries
EIN
26-2499576
Phone
6233084333
Address
25 Lotus Ct, Novato, CA 94945

Signing Officer

Name
Dr David P Craig
Title
President
Phone
6233084333
Signed
2026-02-20
Discuss with paid preparer
Yes

Preparer

Firm
Legacy Financial
Address
23120 Alicia Pkwy Ste 209, Mission Viejo, CA 92692
Preparer
Dale R Hancock
Phone
7145954010
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“Pension 5000.”

Form 990EZ, Part I, Line 16

“Office Supplies 5876.”

Form 990EZ, Part I, Line 16

“Travel 7797.”

Form 990EZ, Part I, Line 16

“Coaching & Discipleship Materials 13583.”

Form 990EZ, Part I, Line 16

“Payroll Fees 940.”

Form 990EZ, Part I, Line 16

“Dues 300.”

Form 990EZ, Part I, Line 16

“Hospitality 13012.”

Raw XML Appendix151 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Novato
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd094945
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt071282
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IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
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IRS990EZ/Form990TotalAssetsGrp/BOYAmt071282
IRS990EZ/Form990TotalAssetsGrp/EOYAmt083408
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt071409
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt0408
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt071282
IRS990EZ/NetAssetsOrFundBalancesEOYAmt083408
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt071282
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt020.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt012000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt05000
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IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
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IRS990EZ/OtherExpensesTotalAmt046508
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0To equip disciples of Jesus Christ to balance and live their lives to glorify God in every area of life; spirituall, personally, communally and physically by
IRS990EZ/ProgramServiceRevenueAmt00
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IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Developed seminars and Curriculum based on Theological foundationsFor training leaders. This curriculum is being used by all the pastors that are being coached and the feedbackhas been extremely positive.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2The Ten countries with the largest following are (1) USA;(2) Israel;(3) United Kingdom; (4) Austrialia; (5) Canada(6) Singapore; (7)Philippines; (8) India ; (9) Hong Kong SAR China ;(10) South Africa
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt071409
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IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt20
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IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt20
IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/SalariesOtherCompEmplBnftAmt012000
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt059283
IRS990EZ/TotalProgramServiceExpensesAmt071001
IRS990EZ/TotalRevenueAmt071409
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt071409
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt095800
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0259109
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
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IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
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IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
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IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
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IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt071409
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IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt091900
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0259109
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Pension 5000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Supplies 5876.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Travel 7797.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Coaching & Discipleship Materials 13583.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Payroll Fees 940.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Dues 300.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Hospitality 13012.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0Dr David P Craig
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum06233084333
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-20
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ReturnHeader/Filer/EIN0262499576
ReturnHeader/Filer/PhoneNum06233084333
ReturnHeader/Filer/USAddress/AddressLine1Txt025 Lotus Ct
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ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt023120 Alicia Pkwy Ste 209
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Mission Viejo
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ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Dale R Hancock
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-03-17T13:09:21-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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