Civic Intelligence

Nature Coast Ministries Inc

EIN 26-2462410 • 501(c)3 • Crystal River, FL

Profile

To provide community assistance through feeding the needy and providing homeless/unemployed intervention/shelter, transportation, medical and dental health and various living needs.

7655 W Gulf To Lake Hwy Suite 8Crystal River, FL 34429

www.myncm.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.02x

Higher debt load relative to assets than 69% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

74th percentile

0.02x

Higher debt load relative to revenue than 74% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

61st percentile

8.4%

Higher net margin than 61% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

52nd percentile

-0.7%

Faster asset growth than 52% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

37th percentile

-15%

Faster revenue growth than 37% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$270,830

Down $1,809 (-0.7%) from 2024

Liabilities

Down

$4,096

Down $16,988 (-81%) from 2024

Net Assets

Up

$266,734

Up $15,179 (+6.0%) from 2024

Revenue

Down

$181,170

Down $32,736 (-15%) from 2024

Expenses

Down

$166,012

Down $309 (-0.2%) from 2024

Net Income

Down

$15,158

Down $32,427 (-68%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2014: $126,632Liabilities 2014: $1,675Net Assets 2014: $124,9572014Assets 2015: $52,562Liabilities 2015: $1,631Net Assets 2015: $50,9312015Assets 2016: $35,847Liabilities 2016: $1,296Net Assets 2016: $34,5512016Assets 2017: $34,121Net Assets 2017: $34,1212017Assets 2018: $28,203Net Assets 2018: $28,2032018Assets 2019: $55,340Liabilities 2019: $33,187Net Assets 2019: $22,1532019Assets 2020: $70,779Net Assets 2020: $70,7792020Assets 2021: $163,226Liabilities 2021: $12,831Net Assets 2021: $150,3952021Assets 2022: $287,752Liabilities 2022: $49,894Net Assets 2022: $237,8582022Assets 2023: $210,073Liabilities 2023: $6,103Net Assets 2023: $203,9702023Assets 2024: $272,639Liabilities 2024: $21,084Net Assets 2024: $251,5552024Assets 2025: $270,830Liabilities 2025: $4,096Net Assets 2025: $266,7342025

Highlighted filing

2025

Assets$270,830
Liabilities$4,096
Net Assets$266,734

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2014: $165,257Expenses 2014: $159,785Net Income 2014: $5,4722014Revenue 2015: $29,246Expenses 2015: $89,399Net Income 2015: -$60,1532015Revenue 2016: $80,174Expenses 2016: $96,554Net Income 2016: -$16,3802016Revenue 2017: $83,201Expenses 2017: $83,631Net Income 2017: -$4302017Revenue 2018: $88,144Expenses 2018: $94,062Net Income 2018: -$5,9182018Revenue 2019: $120,050Expenses 2019: $126,100Net Income 2019: -$6,0502019Revenue 2020: $143,772Expenses 2020: $95,146Net Income 2020: $48,6262020Revenue 2021: $190,737Expenses 2021: $111,121Net Income 2021: $79,6162021Revenue 2022: $262,308Expenses 2022: $174,845Net Income 2022: $87,4632022Revenue 2023: $118,447Expenses 2023: $158,465Net Income 2023: -$40,0182023Revenue 2024: $213,906Expenses 2024: $166,321Net Income 2024: $47,5852024Revenue 2025: $181,170Expenses 2025: $166,012Net Income 2025: $15,1582025

Highlighted filing

2025

Revenue$181,170
Expenses$166,012
Net Income$15,158

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 3, 2026
Return Version
2025v4.0
Gross Receipts
$350,376
Mission and Program Overview

Mission

Nature coast ministries is a faith based 501c3 organization that seeks financial and volunteer support from the entire community. Services will be available to anyone in need, and address both the physical and spiritual needs of those we meet. Our services range from our free dental clinic for the

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$251,555$266,734▲ $15,179
Cash and Non-Interest-Bearing Accounts$227,870$195,185▼ $32,685
Land, Buildings, and Equipment, Net$32,244$24,462▼ $7,782
Accounts Receivable$8,000$0▼ $8,000
Prepaid Expenses and Deferred Charges$4,525$4,525→ $0
Savings and Temporary Cash Investments$0--
Total Assets$272,639$270,830▼ $1,809
Other Assets Total-$46,658-
Liabilities
Accounts Payable and Accrued Expenses$21,084$3,822▼ $17,262
Other Liabilities$0$274▲ $274
Total Liabilities$21,084$4,096▼ $16,988
Net Assets / Fund Balance
Total Net Assets Fund Balance$251,555$266,734▲ $15,179
Total Liabilities and Net Assets / Fund Balance$272,639$270,830▼ $1,809

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$24,462$230,514$254,976
Land$0--
Other Assets Org$5,309--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Linda WitherowPresident
Jack SeebergVice President
Arthur F Burt DdsDirector
Don MctarnaghanDirector
Richard Reddy DdsDirector
Robert BromleyDirector
Robert PlaistedDirector
Sonja MccaugheyDirector
Mark MclaurinSecretary
Susan WalshTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$124,952
Program Service Revenue
$0
Investment Income
$625
Other Revenue
$55,593
All Other Contributions
$124,952
Change in Net Assets
$15,158
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$115,572
Salaries, Compensation, and Employee Benefits$50,440
Total Fundraising Expense$6,256
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$0$46,754$0$46,754
Advertising$6,084$12,203$583$18,870
Depreciation Depletion$7,782$0$0$7,782
Fees for Services Accounting$0$7,560$0$7,560
Insurance$0$2,341$3,229$5,570
Payroll Taxes$0$3,686$0$3,686
All Other Expenses$1,058$1,454$235$2,747
Occupancy$0$2,482$0$2,482
Office Expenses$14$491$1,910$2,415
Travel$0$450$0$450
Other Expenses$184$0$134$318
Total Functional Expenses$80,006$79,750$6,256$166,012
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Employee$272
Payroll Liabilities$2
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Nature Coast Ministries Inc
EIN
26-2462410
Phone
3525860568
Address
7655 W GULF TO LAKE HWY, CRYSTAL RIVER, FL 34429

Signing Officer

Name
Susan Walsh
Title
Treasurer
Phone
3525860568
Signed
2026-03-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Linda Witherow
Formed
2008
Legal Domicile
Fl
Voting Board Members
10
Independent Board Members
10
Employees
13
Volunteers
0

Preparer

Firm
Wells Business Solutions LLC
Address
217 N Apopka Ave, Inverness, FL 34450
Preparer
Suzie Aguilera
Phone
3524234290
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

Form 990 is reviewed by the treasurer prior to filing.

Pt VI, Line 19

Governing documents, financial information, and federal tax returns are available to the public upon request.

Form 990, Part III, Line 4D

Other program services 15459. 0. 0.

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IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt015158
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0251555
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0266734
IRS990/SavingsAndTempCashInvstGrp/BOYAmt00
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0124952
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0172355
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt047680
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt042171
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt036421
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0423579
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0428
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0152
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0115
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0695
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt043933
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt030692
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt074625
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearAmt0224799
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus1YearAmt0192206
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus2YearsAmt0176449
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus3YearsAmt0152340
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus4YearsAmt0123624
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt0869418
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0428
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0152
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0115
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0695
IRS990ScheduleA/InvestmentIncomeCYPct00.00050
IRS990ScheduleA/InvestmentIncomePYPct00.00020
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct00.99950
IRS990ScheduleA/PublicSupportPY509Pct00.99980
IRS990ScheduleA/PublicSupportTotal509Amt01367622
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0349751
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0364561
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0224129
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0238444
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0190737
IRS990ScheduleA/Total509Grp/TotalAmt01367622
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0350179
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0364713
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0224244
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0238444
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0190737
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01368317
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt099
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt140021
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt21229
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt35309
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0DUE FROM OTHERS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1EDWARD JONES CD
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2QUICKBOOKS HOLDING ACCOUNT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3DIRECT DEPOSIT PREPAID
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt024462
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0230514
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0254976
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt02
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1272
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYROLL LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1DUE TO EMPLOYEE
IRS990ScheduleD/TotalBookValueLandBuildingsAmt024462
IRS990ScheduleD/TotalBookValueOtherAssetsAmt046658
IRS990ScheduleD/TotalLiabilityAmt0274
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990 IS REVIEWED BY THE TREASURER PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1GOVERNING DOCUMENTS, FINANCIAL INFORMATION, AND FEDERAL TAX RETURNS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2OTHER PROGRAM SERVICES 15459. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part III, Line 4d
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0FL
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0272639
IRS990/TotalAssetsEOYAmt0270830
IRS990/TotalAssetsGrp/BOYAmt0272639
IRS990/TotalAssetsGrp/EOYAmt0270830
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IRS990/TotalEmployeeCnt013
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IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt079750
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt080006
IRS990/TotalFunctionalExpensesGrp/TotalAmt0166012
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt021084
IRS990/TotalLiabilitiesEOYAmt04096
IRS990/TotalLiabilitiesGrp/BOYAmt021084
IRS990/TotalLiabilitiesGrp/EOYAmt04096
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0251555
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0266734
IRS990/TotalOtherProgSrvcExpenseAmt015459
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt080006
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt056218
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0181170

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