Civic Intelligence

Iowa Foundation for Microenterprise and Community Vitality

990 • Fiscal year 2013 • EIN 26-2238918

Jan 01, 2013 to Dec 31, 2013 • Filed on Jul 18, 2014

Organization ProfileWWW.IOWAMICROLOAN.ORG
PO Box 79350036

(515) 212-0182

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.68x

Higher debt load relative to assets than 84% of similar nonprofits.

2013 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2013

Liabilities / Revenue

93rd percentile

3.63x

Higher debt load relative to revenue than 93% of similar nonprofits.

2013 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2013

Net Margin

74th percentile

16%

Higher net margin than 74% of similar nonprofits.

2013 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2013

Top Officer Pay

62nd percentile

$74,670

Higher top officer pay than 62% of similar nonprofits.

Top officer pay equals 20.5% of source-year revenue.

2013 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2013

Asset Growth

83rd percentile

22%

Faster asset growth than 83% of similar nonprofits.

2013 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets84th percentile

Assets

Up

$1,943,927

Up $346,059 (+22%) from 2012

Net Assets

Up

$617,550

Up $58,951 (+11%) from 2012

Liabilities

Up

$1,326,377

Up $287,108 (+28%) from 2012

Revenue And Expenses
Liabilities / Revenue93rd percentileNet Margin74th percentile

Revenue

$365,007

No earlier filing loaded for comparison.

Expenses

Down

$306,056

Down $102,148 (-25%) from 2012

Net Income

$58,951

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth83rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $1,780,890Liabilities 2010: $1,034,326Net Assets 2010: $746,5642010Assets 2011: $1,366,734Liabilities 2011: $644,875Net Assets 2011: $721,8592011Assets 2012: $1,597,868Liabilities 2012: $1,039,269Net Assets 2012: $558,5992012Assets 2013: $1,943,927Liabilities 2013: $1,326,377Net Assets 2013: $617,5502013Assets 2014: $1,521,729Liabilities 2014: $1,003,293Net Assets 2014: $518,4362014Assets 2015: $1,241,424Liabilities 2015: $806,424Net Assets 2015: $435,0002015Assets 2016: $1,049,276Liabilities 2016: $618,700Net Assets 2016: $430,5762016Assets 2017: $829,891Liabilities 2017: $426,943Net Assets 2017: $402,9482017Assets 2018: $819,326Liabilities 2018: $481,407Net Assets 2018: $337,9192018Assets 2019: $750,386Liabilities 2019: $352,782Net Assets 2019: $397,6042019Assets 2020: $989,099Liabilities 2020: $536,618Net Assets 2020: $452,4812020Assets 2021: $1,244,631Liabilities 2021: $709,534Net Assets 2021: $535,0972021Assets 2022: $1,445,760Liabilities 2022: $702,223Net Assets 2022: $743,5372022Assets 2024: $1,617,565Liabilities 2024: $983,633Net Assets 2024: $633,9322024

Highlighted filing

2013

Assets$1,943,927
Liabilities$1,326,377
Net Assets$617,550
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $269,3592010Expenses 2011: $481,8702011Expenses 2012: $408,2042012Revenue 2013: $365,007Expenses 2013: $306,056Net Income 2013: $58,9512013Revenue 2014: $216,867Expenses 2014: $315,981Net Income 2014: -$99,1142014Revenue 2015: $350,718Expenses 2015: $434,154Net Income 2015: -$83,4362015Revenue 2016: $301,271Expenses 2016: $305,695Net Income 2016: -$4,4242016Revenue 2017: $382,704Expenses 2017: $410,332Net Income 2017: -$27,6282017Revenue 2018: $217,577Expenses 2018: $282,606Net Income 2018: -$65,0292018Revenue 2019: $351,398Expenses 2019: $291,713Net Income 2019: $59,6852019Revenue 2020: $280,060Expenses 2020: $226,407Net Income 2020: $53,6532020Revenue 2021: $452,526Expenses 2021: $371,050Net Income 2021: $81,4762021Revenue 2022: $551,415Expenses 2022: $339,895Net Income 2022: $211,5202022Revenue 2024: $89,103Expenses 2024: $236,136Net Income 2024: -$147,0332024

Highlighted filing

2013

Revenue$365,007
Expenses$306,056
Net Income$58,951
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Jul 18, 2014
Return Version
2013v3.1
Gross Receipts
$365,007
Mission and Program Overview

Mission

To provide funding for microbusinesses that are considered on the fringe of risk-bearing capacity for most traditional financial institutions.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$56,353$215,672▲ $159,319
Accounts Receivable$250,838$30,212▼ $220,626
Land, Buildings, and Equipment, Net$3,070$1,565▼ $1,505
Prepaid Expenses and Deferred Charges$763$858▲ $95
Cash and Non-Interest-Bearing Accounts-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$1,597,868$1,943,927▲ $346,059
Other Assets Total$1,286,844$1,695,620▲ $408,776
Liabilities
Unsecured Notes Loans Payable$754,984$1,142,726▲ $387,742
Other Liabilities$271,543$175,882▼ $95,661
Accounts Payable and Accrued Expenses$12,742$7,769▼ $4,973
Total Liabilities$1,039,269$1,326,377▲ $287,108
Net Assets / Fund Balance
Unrestricted Net Assets$558,599$617,550▲ $58,951
Total Net Assets Fund Balance$558,599$617,550▲ $58,951
Total Liabilities and Net Assets / Fund Balance$1,597,868$1,943,927▲ $346,059

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,565$11,432$12,997
Other Assets Org$907,278--
Compensation and Service Providers
Top Officer Pay62nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Craig DownsPresidentFT$74,670$74,670

Board Members and Trustees

NameTitle
Steve NoahChairman
Amy KuhlersDirector
Carol SmithDirector
David HagenDirector
Doug LabountyDirector
James ErbDirector
Johnny DanosDirector
Ken BeekleyDirector
Kimberline Ingram-jonesDirector
Mario Van DijkDirector
Mark EdelmanDirector
Mark HamiltonDirector
Richard PetersonDirector
Rita FrahmDirector
Sue PittsDirector
Terry VorbichDirector
Vincent LintzDirector
Clarence McgregorSecretary
Randy SchmitzTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$297,881
Program Service Revenue
$1,300
Investment Income
$65,826
Other Revenue
$0
All Other Contributions
$297,881
Change in Net Assets
$58,951

Audited Revenue Reconciliation

Revenue per Audited Statements
$365,007
Total Revenue per Audited Statements
$365,007
Total Revenue per Form 990
$365,007
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$185,654
Other Expenses$120,402
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$91,675$5,209-$96,884
Current Officers, Directors, Trustees, and Key Employees$18,668$56,002-$74,670
Travel$17,076--$17,076
Payroll Taxes$9,344$4,756-$14,100
All Other Expenses$13,094$70-$13,164
Interest$11,130--$11,130
Fees for Services Accounting$9,260--$9,260
Other Expenses$4,652--$4,652
Occupancy$3,960--$3,960
Office Expenses$2,817$245-$3,062
Fees for Services Legal$2,937--$2,937
Insurance$2,857--$2,857
Depreciation Depletion-$1,505-$1,505
Fees for Services Other$26--$26
Total Functional Expenses$238,269$67,787$0$306,056

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$306,056
Total Expenses per Audited Statements$306,056
Total Expenses per Form 990$306,056
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Unearned Revenue$169,338
Refundable Advances$6,544
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

“Auditor reviews form 990 with the board of directors before filing”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“The organization requires a signed written statement from directors and management regarding the conflict of interest policy.”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“The board reviews the compensation of the president annually and does comparisons with similar organizations.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“All required documents are available to public upon request”

Filing and Contact Details

Filer

EIN
26-2238918
Phone
5152120182

Signing Officer

Name
Craig Downs
Title
President
Signed
2014-07-18
Discuss with paid preparer
Yes

Organization Details

Formed
2008
Legal Domicile
Ia
Voting Board Members
20
Independent Board Members
20
Employees
5

Preparer

Preparer
Eric G Seeman
Phone
5154321176
Raw XML AppendixShowing 400 of 559 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt012742
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt07769
IRS990/AccountsReceivableGrp/BOYAmt0250838
IRS990/AccountsReceivableGrp/EOYAmt030212
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE FUNDING FOR MICROBUSINESSES THAT ARE CONSIDERED ON THE FRINGE OF RISK-BEARING CAPACITY FOR MOST TRADITIONAL FINANCIAL INSTITUTIONS.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherContributionsAmt0297881
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt070
IRS990/AllOtherExpensesGrp/ProgramServicesAmt013094
IRS990/AllOtherExpensesGrp/TotalAmt013164
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0false
IRS990/BackupWthldComplianceInd0false
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0CRAIG DOWNS
IRS990/BooksInCareOfDetail/PhoneNum05152120182
IRS990/BooksInCareOfDetail/USAddress/AddressLine10PO BOX 793
IRS990/BooksInCareOfDetail/USAddress/City0BOONE
IRS990/BooksInCareOfDetail/USAddress/State0IA
IRS990/BooksInCareOfDetail/USAddress/ZIPCode050036
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/EOYAmt00
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt056002
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt018668
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt074670
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0297881
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt065826
IRS990/CYOtherExpensesAmt0120402
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt01300
IRS990/CYRevenuesLessExpensesAmt058951
IRS990/CYSalariesCompEmpBnftPaidAmt0185654
IRS990/CYTotalExpensesAmt0306056
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0365007
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt01505
IRS990/DepreciationDepletionGrp/TotalAmt01505
IRS990/Desc0TO PROVIDE FUNDING FOR MICROBUSINESSES THAT ARE CONSIDERED ON THE FRINGE OF RISK-BEARING CAPACITY FOR MOST TRADITIONAL FINANCIAL INSTITUTIONS.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountInd0false
IRS990/ExcessBusinessHoldingsInd0false
IRS990/ExpenseAmt0238269
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditPerformedInd0true
IRS990/FederalGrantAuditRequiredInd0true
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt09260
IRS990/FeesForServicesAccountingGrp/TotalAmt09260
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt02937
IRS990/FeesForServicesLegalGrp/TotalAmt02937
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt026
IRS990/FeesForServicesOtherGrp/TotalAmt026
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282FiledCnt00
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt130.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt150.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt160.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt170.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt180.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt190.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt200.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt24.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt102.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt112.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt122.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt134.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt142.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt152.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt164.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt172.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt182.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt192.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2050.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd15X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd16X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd17X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd18X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd19X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/PersonNm0KEN BEEKLEY
IRS990/Form990PartVIISectionAGrp/PersonNm1VINCENT LINTZ
IRS990/Form990PartVIISectionAGrp/PersonNm2CLARENCE MCGREGOR
IRS990/Form990PartVIISectionAGrp/PersonNm3DOUG LABOUNTY
IRS990/Form990PartVIISectionAGrp/PersonNm4JOHNNY DANOS
IRS990/Form990PartVIISectionAGrp/PersonNm5JAMES ERB
IRS990/Form990PartVIISectionAGrp/PersonNm6RITA FRAHM
IRS990/Form990PartVIISectionAGrp/PersonNm7DAVID HAGEN
IRS990/Form990PartVIISectionAGrp/PersonNm8MARK HAMILTON
IRS990/Form990PartVIISectionAGrp/PersonNm9VINCENT LINTZ
IRS990/Form990PartVIISectionAGrp/PersonNm10KIMBERLINE INGRAM-JONES
IRS990/Form990PartVIISectionAGrp/PersonNm11AMY KUHLERS
IRS990/Form990PartVIISectionAGrp/PersonNm12RICHARD PETERSON
IRS990/Form990PartVIISectionAGrp/PersonNm13STEVE NOAH
IRS990/Form990PartVIISectionAGrp/PersonNm14MARIO VAN DIJK
IRS990/Form990PartVIISectionAGrp/PersonNm15TERRY VORBICH
IRS990/Form990PartVIISectionAGrp/PersonNm16RANDY SCHMITZ
IRS990/Form990PartVIISectionAGrp/PersonNm17CAROL SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm18MARK EDELMAN
IRS990/Form990PartVIISectionAGrp/PersonNm19SUE PITTS
IRS990/Form990PartVIISectionAGrp/PersonNm20CRAIG DOWNS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2074670
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15Director
IRS990/Form990PartVIISectionAGrp/TitleTxt16Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt17Director
IRS990/Form990PartVIISectionAGrp/TitleTxt18Director
IRS990/Form990PartVIISectionAGrp/TitleTxt19Director
IRS990/Form990PartVIISectionAGrp/TitleTxt20President
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0false
IRS990/FormationYr02008
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt020
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0365007
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt020
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/ProgramServicesAmt02857
IRS990/InsuranceGrp/TotalAmt02857
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/ProgramServicesAmt011130
IRS990/InterestGrp/TotalAmt011130
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt065826
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt065826
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt011432
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03070
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01565
IRS990/LandBldgEquipCostOrOtherBssAmt012997
IRS990/LegalDomicileStateCd0IA
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE FUNDING FOR MICROBUSINESSES THAT ARE CONSIDERED ON THE FRINGE OF RISK-BEARING CAPACITY FOR MOST TRADITIONAL FINANCIAL INSTITUTIONS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0558599
IRS990/NetAssetsOrFundBalancesEOYAmt0617550
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt03960
IRS990/OccupancyGrp/TotalAmt03960
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0245
IRS990/OfficeExpensesGrp/ProgramServicesAmt02817
IRS990/OfficeExpensesGrp/TotalAmt03062
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt01286844
IRS990/OtherAssetsTotalGrp/EOYAmt01695620
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0LOAN LOSS EXPENSE
IRS990/OtherExpensesGrp/Desc1ICC EXPENSE
IRS990/OtherExpensesGrp/Desc2DONATION EXPENSE
IRS990/OtherExpensesGrp/Desc3BOONE CO- PED EXP
IRS990/OtherExpensesGrp/ProgramServicesAmt041080
IRS990/OtherExpensesGrp/ProgramServicesAmt14955
IRS990/OtherExpensesGrp/ProgramServicesAmt24738
IRS990/OtherExpensesGrp/ProgramServicesAmt34652
IRS990/OtherExpensesGrp/TotalAmt041080
IRS990/OtherExpensesGrp/TotalAmt14955
IRS990/OtherExpensesGrp/TotalAmt24738
IRS990/OtherExpensesGrp/TotalAmt34652
IRS990/OtherLiabilitiesGrp/BOYAmt0271543
IRS990/OtherLiabilitiesGrp/EOYAmt0175882
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt05209
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt091675
IRS990/OtherSalariesAndWagesGrp/TotalAmt096884
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04756
IRS990/PayrollTaxesGrp/ProgramServicesAmt09344
IRS990/PayrollTaxesGrp/TotalAmt014100
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0763
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0858
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0FEES & CONTRACTS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01300
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01300
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0175981
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt068163
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0191164
IRS990/PYProgramServiceRevenueAmt0800
IRS990/PYRevenuesLessExpensesAmt0-163260
IRS990/PYSalariesCompEmpBnftPaidAmt0217040
IRS990/PYTotalExpensesAmt0408204
IRS990/PYTotalRevenueAmt0244944
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt058951
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,943,927
Liabilities
$1,326,377
Net assets
$617,550
Revenue
$365,007
Expenses
$306,056
Net income
$58,951
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.62$0.98$0.63$0.09$0.24$0.15
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.45$0.70$0.74$0.55$0.34$0.21
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.24$0.71$0.54$0.45$0.37$0.08
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.99$0.54$0.45$0.28$0.23$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.75$0.35$0.40$0.35$0.29$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.82$0.48$0.34$0.22$0.28$0.07
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.83$0.43$0.40$0.38$0.41$0.03
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.05$0.62$0.43$0.30$0.31$0.00
2015Detailed filing. Detailed filing data is available for this year.$1.24$0.81$0.44$0.35$0.43$0.08
2014Detailed filing. Detailed filing data is available for this year.$1.52$1.00$0.52$0.22$0.32$0.10
2013Detailed filing. Detailed filing data is available for this year.$1.94$1.33$0.62$0.37$0.31$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.60$1.04$0.56$0.41
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.37$0.64$0.72$0.48
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.78$1.03$0.75$0.27