Civic Intelligence

Tricord Global Inc

EIN 26-2015446 • 501(c)3 • Greenwood Village, CO

Profile

.

5600 South Quebec Street Suite 130BGreenwood Village, CO 80111

www.tricordglobal.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.96x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

100th percentile

38.05x

Higher debt load relative to revenue than 100% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2021

Net Margin

3rd percentile

-924%

Higher net margin than 3% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2021

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

28th percentile

-23%

Faster asset growth than 28% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

6th percentile

-92%

Faster revenue growth than 6% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Assets

Down

$262,739

Down $79,569 (-23%) from 2020

Liabilities

Down

$252,857

Down $18,157 (-6.7%) from 2020

Net Assets

Down

$9,882

Down $61,412 (-86%) from 2020

Revenue

Down

$6,645

Down $77,983 (-92%) from 2020

Expenses

Down

$68,057

Down $173,022 (-72%) from 2020

Net Income

Up

-$61,412

Up $95,039 (+61%) from 2020

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2013: $516,872Liabilities 2013: $450,483Net Assets 2013: $66,3892013Assets 2014: $0Liabilities 2014: $0Net Assets 2014: $02014Assets 2015: $717,034Liabilities 2015: $410,471Net Assets 2015: $306,5632015Assets 2020: $342,308Liabilities 2020: $271,014Net Assets 2020: $71,2942020Assets 2021: $262,739Liabilities 2021: $252,857Net Assets 2021: $9,8822021

Highlighted filing

2021

Assets$262,739
Liabilities$252,857
Net Assets$9,882

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2013: $512,897Expenses 2013: $445,857Net Income 2013: $67,0402013Revenue 2014: $471,186Expenses 2014: $432,531Net Income 2014: $38,6552014Revenue 2015: $502,830Expenses 2015: $301,310Net Income 2015: $201,5202015Revenue 2020: $84,628Expenses 2020: $241,079Net Income 2020: -$156,4512020Revenue 2021: $6,645Expenses 2021: $68,057Net Income 2021: -$61,4122021

Highlighted filing

2021

Revenue$6,645
Expenses$68,057
Net Income-$61,412

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 14, 2022
Return Version
2021v4.0
Gross Receipts
$6,645
Mission and Program Overview

Mission

.

Tricord Global is a Non-profit Enterprise Founded for the Social Responsible Purpose of Providing Microfinance to People in Impoverished Nations.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$258,518$199,059▼ $59,459
Cash and Non-Interest-Bearing Accounts$83,790$63,680▼ $20,110
Savings and Temporary Cash Investments$0--
Accounts Receivable$0--
Pledges and Grants Receivable$0--
Receivable From Disqualified Prsn$0--
Receivables From Officers Etc$0--
Investments Other Securities$0--
Investments Program Related$0--
Investments in Publicly Traded Securities$0--
Intangible Assets$0--
Inventories for Sale or Use$0--
Loans From Officers Directors$0--
Prepaid Expenses and Deferred Charges$0--
Total Assets$342,308$262,739▼ $79,569
Other Assets Total$0--
Liabilities
Unsecured Notes Loans Payable$264,158$244,388▼ $19,770
Accounts Payable and Accrued Expenses$6,856$8,469▲ $1,613
Grants Payable$0--
Mortgage Notes Payable Secured by Investment Property$0--
Deferred Revenue$0--
Escrow Account Liability$0--
Tax Exempt Bond Liabilities$0--
Total Liabilities$271,014$252,857▼ $18,157
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$71,294$9,882▼ $61,412
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$71,294$9,882▼ $61,412
Total Liabilities and Net Assets / Fund Balance$342,308$262,739▼ $79,569
Compensation and Service Providers

Board Members and Trustees

NameTitle
Billy EpperhartPresident
David BriggsVice President
Bill BehmanBoard Member
Becky EpperhartSec/Treas
Revenue and Support

Revenue Composition

Contributions and Grants
$6,645
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
All Other Contributions
$6,645
Change in Net Assets
$-61,412
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$53,265
Other Expenses$14,792
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$53,265--$53,265
Interest$8,965--$8,965
Fees for Services Accounting$3,417--$3,417
Fees for Services Legal$2,410--$2,410
Total Functional Expenses$68,057$0$0$68,057
International Activity

International Summary

Offices
2
Employees
8
Spending
$53,265

International Compliance

Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
Sub-Saharan AfricaProgram ServicesMicro-finance28$53,265
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0--
Receivables from Disqualified Persons$0--
Receivables from Officers, Directors, Trustees, and Key Employees$0--
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Billy and Becky Epperhart are husband and wife.

Form 990, Part VI, Section B, Line 11B

All governing parties review the 990 to make sure there is no discrepancy.

Form 990, Part VI, Section B, Line 12C

Tricord Global, Inc. Conflict of Interest Policy Article I Purpose The purpose of the Conflict-of-Interest policy is to protect this tax-exempt organization's (Organization) interest when it is contemplating entering a transaction or arrangement that might benefit the private interest of an officer or director of the Organization or might result in a possible excess benefit transaction. This policy is intended to supplement but not replace any applicable state and federal laws governing conflict of interest applicable to nonprofit and charitable organizations. Article II Definitions 1. Interested Person Any director, principal officer, or member of a committee with governing board delegated powers, who has a direct or indirect financial interest, as defined below, is an interested person. 2. Financial Interest A person has a financial interest if the person has, directly or indirectly, through business, investment, or family: a. An ownership or investment interest in any entity with which the Organization has a transaction or arrangement, b. A compensation arrangement with the Organization or with any entity or individual with which the organization has a transaction or arrangement, or c. A potential ownership or investment interest in, or compensation arrangement with, any entity or individual with which the Organization is negotiating a transaction or arrangement. Compensation includes direct and indirect remuneration as well as gifts or favors that are not insubstantial. A financial interest is not necessarily a conflict of interest. Under Article III, Section 2, a person who has a financial interest may have a conflict of interest only if the appropriate governing board or committee decides that a conflict of interest exists.

Form 990, Part VI, Section C, Line 19

Made available by PDF when requested.

Filing and Contact Details

Filer

Filer Name
Tricord Global Inc
EIN
26-2015446
Phone
7204164600
Address
5600 South Quebec Street Suite 130B, Greenwood Village, CO 80111

Signing Officer

Name
Billy Epperhart
Title
President
Phone
7204164600
Signed
2022-11-14

Organization Details

Principal Officer
Billy Epperhart
Formed
2008
Legal Domicile
Co
Voting Board Members
4
Independent Board Members
4
Employees
0
Volunteers
12
Raw XML Appendix336 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Tricord Global, Inc. Conflict of Interest Policy Article I Purpose The purpose of the Conflict-of-Interest policy is to protect this tax-exempt organization's (Organization) interest when it is contemplating entering a transaction or arrangement that might benefit the private interest of an officer or director of the Organization or might result in a possible excess benefit transaction. This policy is intended to supplement but not replace any applicable state and federal laws governing conflict of interest applicable to nonprofit and charitable organizations. Article II Definitions 1. Interested Person Any director, principal officer, or member of a committee with governing board delegated powers, who has a direct or indirect financial interest, as defined below, is an interested person. 2. Financial Interest A person has a financial interest if the person has, directly or indirectly, through business, investment, or family: a. An ownership or investment interest in any entity with which the Organization has a transaction or arrangement, b. A compensation arrangement with the Organization or with any entity or individual with which the organization has a transaction or arrangement, or c. A potential ownership or investment interest in, or compensation arrangement with, any entity or individual with which the Organization is negotiating a transaction or arrangement. Compensation includes direct and indirect remuneration as well as gifts or favors that are not insubstantial. A financial interest is not necessarily a conflict of interest. Under Article III, Section 2, a person who has a financial interest may have a conflict of interest only if the appropriate governing board or committee decides that a conflict of interest exists.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Made available by PDF when requested.
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IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt068057
IRS990/TotalProgramServiceRevenueAmt00
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt06645
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0342308
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0262739
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt0264158
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt0244388
IRS990/USAddress/AddressLine1Txt05600 S Quebec Street
IRS990/USAddress/AddressLine2Txt0Suite 130B
IRS990/USAddress/CityNm0Greenwood Village
IRS990/USAddress/StateAbbreviationCd0CO
IRS990/USAddress/ZIPCd080111
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0www.tricordglobal.com
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/LastSubmissionRqrOOBCd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd011
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd01
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Billy Epperhart
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum07204164600
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-11-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TRICORD GLOBAL INC
ReturnHeader/Filer/BusinessNameControlTxt0TRIC
ReturnHeader/Filer/EIN0262015446
ReturnHeader/Filer/PhoneNum07204164600
ReturnHeader/Filer/USAddress/AddressLine1Txt05600 South Quebec Street Suite 130B
ReturnHeader/Filer/USAddress/CityNm0Greenwood Village
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CO
ReturnHeader/Filer/USAddress/ZIPCd080111
ReturnHeader/ReturnTs02022-11-14T18:15:59-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

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