Civic Intelligence

W&S Charitable Foundation Inc.

EIN 26-1490941 • 501(c)3 • Ramsey, NJ

Pub. 78 EligibleNTEE T12

Profile

December benefit concert to support habitat for humanity and other charitable organizations.

500B Lake StreetRamsey, NJ 07446

www.xmasjam.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

5th percentile

-296%

Higher net margin than 5% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

23rd percentile

-33%

Faster asset growth than 23% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

7th percentile

-87%

Faster revenue growth than 7% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets59th percentile

Assets

Down

$422,420

Down $380,719 (-47%) from 2023

Liabilities

Down

$0

Down $366,324 (-100%) from 2023

Net Assets

Down

$422,420

Down $14,395 (-3.3%) from 2023

Operations
Liabilities / Revenue61st percentileNet Margin5th percentile

Revenue

Down

$4,862

Down $243,515 (-98%) from 2023

Expenses

Down

$19,257

Down $226,749 (-92%) from 2023

Net Income

Down

-$14,395

Down $16,766 (-707%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth23rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2010: $406,497Liabilities 2010: $142,903Net Assets 2010: $263,5942010Assets 2011: $517,674Liabilities 2011: $88,618Net Assets 2011: $429,0562011Assets 2012: $477,645Liabilities 2012: $107,527Net Assets 2012: $370,1182012Assets 2013: $1,020,037Liabilities 2013: $705,681Net Assets 2013: $314,3562013Assets 2014: $418,939Liabilities 2014: $113,563Net Assets 2014: $305,3762014Assets 2015: $612,241Liabilities 2015: $252,790Net Assets 2015: $359,4512015Assets 2016: $657,368Liabilities 2016: $249,956Net Assets 2016: $407,4122016Assets 2017: $707,517Liabilities 2017: $266,753Net Assets 2017: $440,7642017Assets 2018: $1,085,929Liabilities 2018: $570,428Net Assets 2018: $515,5012018Assets 2019: $513,020Liabilities 2019: $9,349Net Assets 2019: $503,6712019Assets 2020: $462,348Liabilities 2020: $6,500Net Assets 2020: $455,8482020Assets 2021: $438,481Liabilities 2021: $135Net Assets 2021: $438,3462021Assets 2022: $933,768Liabilities 2022: $499,324Net Assets 2022: $434,4442022Assets 2023: $803,139Liabilities 2023: $366,324Net Assets 2023: $436,8152023Assets 2024: $422,420Liabilities 2024: $0Net Assets 2024: $422,4202024

Highlighted filing

2024

Assets$422,420
Liabilities$0
Net Assets$422,420
Open 2024 Filing

Operations Trend

Revenue Growth7th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $113,5022010Expenses 2011: $192,7442011Expenses 2012: $300,6632012Revenue 2013: $613,279Expenses 2013: $784,039Net Income 2013: -$170,7602013Revenue 2014: $101,545Expenses 2014: $110,526Net Income 2014: -$8,9812014Revenue 2015: $249,748Expenses 2015: $195,673Net Income 2015: $54,0752015Revenue 2016: $318,499Expenses 2016: $270,538Net Income 2016: $47,9612016Revenue 2017: $157,944Expenses 2017: $124,592Net Income 2017: $33,3522017Revenue 2018: $497,566Expenses 2018: $422,829Net Income 2018: $74,7372018Revenue 2019: $7,042Expenses 2019: $18,872Net Income 2019: -$11,8302019Revenue 2020: -$40,208Expenses 2020: $7,615Net Income 2020: -$47,8232020Revenue 2021: -$17,017Expenses 2021: $485Net Income 2021: -$17,5022021Revenue 2022: $294,956Expenses 2022: $297,958Net Income 2022: -$3,0022022Revenue 2023: $248,377Expenses 2023: $246,006Net Income 2023: $2,3712023Revenue 2024: $4,862Expenses 2024: $19,257Net Income 2024: -$14,3952024

Highlighted filing

2024

Revenue$4,862
Expenses$19,257
Net Income-$14,395
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$422,420
Liabilities
$0
Net assets
$422,420
Revenue
$4,862
Expenses
$19,257
Net income
-$14,395
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.42$0.00$0.42$0.00$0.02$0.01
2023Detailed filing. Detailed filing data is available for this year.$0.80$0.37$0.44$0.25$0.25$0.00
2022Detailed filing. Detailed filing data is available for this year.$0.93$0.50$0.43$0.29$0.30$0.00
2021Detailed filing. Detailed filing data is available for this year.$0.44$0.00$0.44$0.02$0.00$0.02
2020Detailed filing. Detailed filing data is available for this year.$0.46$0.01$0.46$0.04$0.01$0.05
2019Detailed filing. Detailed filing data is available for this year.$0.51$0.01$0.50$0.01$0.02$0.01
2018Detailed filing. Detailed filing data is available for this year.$1.09$0.57$0.52$0.50$0.42$0.07
2017Detailed filing. Detailed filing data is available for this year.$0.71$0.27$0.44$0.16$0.12$0.03
2016Detailed filing. Detailed filing data is available for this year.$0.66$0.25$0.41$0.32$0.27$0.05
2015Detailed filing. Detailed filing data is available for this year.$0.61$0.25$0.36$0.25$0.20$0.05
2014Detailed filing. Detailed filing data is available for this year.$0.42$0.11$0.31$0.10$0.11$0.01
2013Detailed filing. Detailed filing data is available for this year.$1.02$0.71$0.31$0.61$0.78$0.17
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.48$0.11$0.37$0.30
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.52$0.09$0.43$0.19
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.41$0.14$0.26$0.11
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 15, 2025
Return Version
2024v5.2
Gross Receipts
$5,101
Mission and Program Overview

Mission

December benefit concert to support habitat for humanity and other charitable organizations.

Benefit concert support habitat humanity

Program Services

DescriptionGrantsExpenses
THE FDN NORMALLY WOULD PLAN AND ARRANGE A CHRISTMAS BENEFIT CONCERT IN 2024. HOWEVER, DUE TO A HURRICANE DEVASTATING ASHEVILLE, NC, THEY WERE NOT ABLE TO HOLD IT IN 2024.-$0
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
WARREN D HAYNESPresidentPT$0--
STEFANI K SCAMARDOSecretaryPT$0--
MURRAY RICHMANTreasurerPT$0--
Filing and Contact Details

Filer

Filer Name
W&s Charitable Foundation Inc
EIN
26-1490941
In Care Of
% Murray Richman
Phone
2017601112
Address
500B LAKE STREET, RAMSEY, NJ 07446

Signing Officer

Name
Murray Richman
Title
Treasurer
Phone
2017601112
Signed
2025-09-15
Discuss with paid preparer
Yes

Preparer

Firm
Donald Damore CPA PC
Address
94 West Main Street Suite 201A, Bay Shore, NY 11706
Preparer
Donald Damore
Phone
5163306403
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountAIRFARE 9,270DUES & SUBSCRIPTIONS 375INTEREST EXPENSE 78INTERNET/WEB 62LOCAL TRANSPORTATION 1,762MEALS & ENTERTAINMENT 96OFFICE SUPPLIES 461PRODUCTION SUPPLIES 777”

Description of other assets Part II line 24

“Category Beginning of Year End of YearACCOUNTS RECEIVABLE 159,869 0”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearACCOUNTS PAYABLE & ACCRUED EXP 355,384 0DUE TO RELATED PARTY 10,940 0”

Raw XML Appendix163 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0MURRAY RICHMAN
IRS990EZ/BooksInCareOfDetail/PhoneNum02017601112
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0500B LAKE STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0RAMSEY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007446
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0643270
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0422420
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt05000
IRS990EZ/CostOfGoodsSoldAmt0239
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-14395
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt06300
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0803139
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0422420
IRS990EZ/GrossProfitLossSlsOfInvntryAmt0-138
IRS990EZ/GrossReceiptsAmt05101
IRS990EZ/GrossSalesOfInventoryAmt0101
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0436815
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0422420
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0436815
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0422420
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt110.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt211.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0WARREN D HAYNES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1STEFANI K SCAMARDO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MURRAY RICHMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0159869
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt012881
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0BENEFIT CONCERT SUPPORT HABITAT HUMANITY
IRS990EZ/PrintingPublicationsPostageAmt076
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE FDN NORMALLY WOULD PLAN AND ARRANGE A CHRISTMAS BENEFIT CONCERT IN 2024. HOWEVER, DUE TO A HURRICANE DEVASTATING ASHEVILLE, NC, THEY WERE NOT ABLE TO HOLD IT IN 2024.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NY
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0366324
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt019257
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt04862
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.XMASJAM.COM
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt05000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt052675
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt065886
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt015000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt05000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0143561
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0859658
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0862567
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt02412
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt04177
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt01728814
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt01872375
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt05000
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0912333
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0928453
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt017412
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt09177
IRS990ScheduleA/Total509Grp/TotalAmt01872375
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt05000
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0912333
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0928453
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt017412
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt09177
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01872375
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountAIRFARE 9,270DUES & SUBSCRIPTIONS 375INTEREST EXPENSE 78INTERNET/WEB 62LOCAL TRANSPORTATION 1,762MEALS & ENTERTAINMENT 96OFFICE SUPPLIES 461PRODUCTION SUPPLIES 777
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Category Beginning of Year End of YearACCOUNTS RECEIVABLE 159,869 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Category Beginning of Year End of YearACCOUNTS PAYABLE & ACCRUED EXP 355,384 0DUE TO RELATED PARTY 10,940 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MURRAY RICHMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum02017601112
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0W&S CHARITABLE FOUNDATION INC
ReturnHeader/Filer/BusinessNameControlTxt0W&SC
ReturnHeader/Filer/EIN0261490941
ReturnHeader/Filer/InCareOfNm0% Murray Richman
ReturnHeader/Filer/PhoneNum02017601112
ReturnHeader/Filer/USAddress/AddressLine1Txt0500B LAKE STREET
ReturnHeader/Filer/USAddress/CityNm0RAMSEY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007446
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0844832104
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Donald Damore CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt094 West Main Street Suite 201A
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Bay Shore
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd011706
ReturnHeader/PreparerPersonGrp/PhoneNum05163306403
ReturnHeader/PreparerPersonGrp/PreparationDt02025-09-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DONALD DAMORE
ReturnHeader/ReturnTs02025-09-16T11:23:08-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.