Civic Intelligence

Palm Beach Gardens Firefighters Retirement Insurance Fund

990EZ • Fiscal year 2015 • EIN 26-1380281

Oct 01, 2014 to Sep 30, 2015 • Filed on Feb 02, 2016

Organization ProfileN/A
7240 7th Pl N 2CWest Palm Beach, FL 33411

(561) 969-6663

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2015

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2015

Net Margin

1st percentile

-16221514%

Higher net margin than 1% of similar nonprofits.

2015 filings • 501(c)9 • <$500k nonprofits • Source year 2015

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)9 • <$500k nonprofits • Source year 2015

Asset Growth

11th percentile

-85%

Faster asset growth than 11% of similar nonprofits.

2015 filings • 501(c)9 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

4th percentile

-100%

Faster revenue growth than 4% of similar nonprofits.

2015 filings • 501(c)9 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$195,361

Down $1,108,881 (-85%) from 2014

Net Assets

Down

$195,361

Down $1,108,881 (-85%) from 2014

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin1st percentile

Revenue

Down

$7

Down $27,226 (-100%) from 2014

Expenses

Up

$1,135,513

Up $1,133,829 (+67330%) from 2014

Net Income

Down

-$1,135,506

Down $1,161,055 (-4544%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth11th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $336,673Liabilities 2010: $0Net Assets 2010: $336,6732010Assets 2012: $964,681Liabilities 2012: $0Net Assets 2012: $964,6812012Assets 2013: $1,168,837Liabilities 2013: $0Net Assets 2013: $1,168,8372013Assets 2014: $1,304,242Liabilities 2014: $0Net Assets 2014: $1,304,2422014Assets 2015: $195,361Net Assets 2015: $195,3612015Assets 2016: $86,007Net Assets 2016: $86,0072016Assets 2017: $78,299Net Assets 2017: $78,2992017

Highlighted filing

2015

Assets$195,361
Liabilities-
Net Assets$195,361
Open 2015 Filing

Operations Trend

Revenue Growth4th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0M-$2.0MExpenses 2010: $2,9782010Expenses 2012: $4702012Expenses 2013: $4702013Revenue 2014: $27,233Expenses 2014: $1,684Net Income 2014: $25,5492014Revenue 2015: $7Expenses 2015: $1,135,513Net Income 2015: -$1,135,5062015Revenue 2016: $54Expenses 2016: $109,403Net Income 2016: -$109,3492016Revenue 2017: $10Expenses 2017: $7,718Net Income 2017: -$7,7082017

Highlighted filing

2015

Revenue$7
Expenses$1,135,513
Net Income-$1,135,506
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2014 to Sep 30, 2015
Signed
Feb 2, 2016
Return Version
2014v6.0
Gross Receipts
$7
Mission and Program Overview

Mission

The purpose of the palm beach gardens firefighters retirement insurance fund is to provide full or partial reimbursement for health insurance premiums or other qualified benefits permitted under section 501(c)(9) of the internal revenue code

Program Services

DescriptionGrantsExpenses
THE PURPOSE OF THE PALM BEACH GARDENS FIREFIGHTERS RETIREMENT INSURANCE FUND IS TO PROVIDE FULL OR PARTIAL REIMBURSEMENT FOR HEALTH INSURANCE PREMIUMS OR OTHER QUALIFIED BENEFITS PERMITTED UNDER SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE--
THE PURPOSE OF THE PALM BEACH GARDENS FIREFIGHTERS RETIREMENT INSURANCE FUND IS TO PROVIDE FULL OR PARTIAL REIMBURSEMENT FOR HEALTH INSURANCE PREMIUMS OR OTHER QUALIFIED BENEFITS PERMITTED UNDER SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE--
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
DEROY OLLIFFTrusteePT$0--
MICHAEL ZINGAROTrusteePT$0--
ED MOREJONVP/TrusteePT$0--
RICHARD SWANTrusteePT$0--
Filing and Contact Details

Filer

Filer Name
Palm Beach Gardens Firefighters
EIN
26-1380281
Phone
5619696663
Address
7240 7TH PL N 2C, WEST PALM BEACH, FL 33411

Signing Officer

Name
Michael Bergeron
Title
Trustee
Phone
5619696663
Signed
2016-02-02
Discuss with paid preparer
Yes

Preparer

Firm
Ksdt & Co LLC
Address
9300 S DADELAND BLVD STE 600, MIAMI, FL 33156
Preparer
Steven Gordon CPA
Phone
3056703370
Supplemental Narrative

Additional Explanations

Form 990-ez, Part III

“The purpose of the palm beach gardens firefighters retirement insurance fund is to provide full or partial reimbursement for health insurance premiums or other qualified benefits permitted under section 501(c)(9) of the internal revenue code”

Form 990-ez, Part III, Line 28

“The purpose of the palm beach gardens firefighters retirement insurance fund is to provide full or partial reimbursement for health insurance premiums or other qualified benefits permitted under section 501(c)(9) of the internal revenue code”

Form 990-ez, Part III, Line 31

“The purpose of the palm beach gardens firefighters retirement insurance fund is to provide full or partial reimbursement for health insurance premiums or other qualified benefits permitted under section 501(c)(9) of the internal revenue code”

Raw XML Appendix98 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt01128609
IRS990EZ/BooksInCareOfDetail/PersonNm0MIKE BERGERON
IRS990EZ/BooksInCareOfDetail/PhoneNum05619690729
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt07240 7TH PL N
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WPB
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd033411
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt01304242
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0195361
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-1135506
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt06904
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt01304242
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0195361
IRS990EZ/GrossReceiptsAmt07
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InvestmentIncomeAmt07
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt01304242
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0195361
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt01304242
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0195361
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DEROY OLLIFF
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MICHAEL ZINGARO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ED MOREJON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3RICHARD SWAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VP/TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TRUSTEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt026625
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THE PURPOSE OF THE PALM BEACH GARDENS FIREFIGHTERS RETIREMENT INSURANCE FUND IS TO PROVIDE FULL OR PARTIAL REIMBURSEMENT FOR HEALTH INSURANCE PREMIUMS OR OTHER QUALIFIED BENEFITS PERMITTED UNDER SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE PURPOSE OF THE PALM BEACH GARDENS FIREFIGHTERS RETIREMENT INSURANCE FUND IS TO PROVIDE FULL OR PARTIAL REIMBURSEMENT FOR HEALTH INSURANCE PREMIUMS OR OTHER QUALIFIED BENEFITS PERMITTED UNDER SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1THE PURPOSE OF THE PALM BEACH GARDENS FIREFIGHTERS RETIREMENT INSURANCE FUND IS TO PROVIDE FULL OR PARTIAL REIMBURSEMENT FOR HEALTH INSURANCE PREMIUMS OR OTHER QUALIFIED BENEFITS PERMITTED UNDER SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt01135513
IRS990EZ/TotalRevenueAmt07
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE PURPOSE OF THE PALM BEACH GARDENS FIREFIGHTERS RETIREMENT INSURANCE FUND IS TO PROVIDE FULL OR PARTIAL REIMBURSEMENT FOR HEALTH INSURANCE PREMIUMS OR OTHER QUALIFIED BENEFITS PERMITTED UNDER SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE PURPOSE OF THE PALM BEACH GARDENS FIREFIGHTERS RETIREMENT INSURANCE FUND IS TO PROVIDE FULL OR PARTIAL REIMBURSEMENT FOR HEALTH INSURANCE PREMIUMS OR OTHER QUALIFIED BENEFITS PERMITTED UNDER SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE PURPOSE OF THE PALM BEACH GARDENS FIREFIGHTERS RETIREMENT INSURANCE FUND IS TO PROVIDE FULL OR PARTIAL REIMBURSEMENT FOR HEALTH INSURANCE PREMIUMS OR OTHER QUALIFIED BENEFITS PERMITTED UNDER SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART III, LINE 28
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL BERGERON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum05619696663
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-02-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PALM BEACH GARDENS FIREFIGHTERS
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0RETIREMENT INSURANCE FUND
ReturnHeader/Filer/BusinessNameControlTxt0PALM
ReturnHeader/Filer/EIN0261380281
ReturnHeader/Filer/PhoneNum05619696663
ReturnHeader/Filer/USAddress/AddressLine1Txt07240 7TH PL N 2C
ReturnHeader/Filer/USAddress/CityNm0WEST PALM BEACH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd033411
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0260547877
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KSDT & CO LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt09300 S DADELAND BLVD STE 600
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MIAMI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd033156
ReturnHeader/PreparerPersonGrp/PhoneNum03056703370
ReturnHeader/PreparerPersonGrp/PreparationDt02016-02-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0STEVEN GORDON CPA
ReturnHeader/ReturnTs02016-02-10T16:10:21-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-10-01
ReturnHeader/TaxPeriodEndDt02015-09-30
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$195,361
Liabilities
-
Net assets
$195,361
Revenue
$7
Expenses
$1,135,513
Net income
-$1,135,506
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.08$0.08$0.00$0.01$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.09$0.09$0.00$0.11$0.11
2015Detailed filing. Detailed filing data is available for this year.$0.20$0.20$0.00$1.14$1.14
2014Detailed filing. Detailed filing data is available for this year.$1.30$0.00$1.30$0.03$0.00$0.03
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.17$0.00$1.17$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.96$0.00$0.96$0.00
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.34$0.00$0.34$0.00