Liabilities / Assets
47th percentile
Higher debt load relative to assets than 47% of similar nonprofits.
990 • Fiscal year 2013 • EIN 26-0782338
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
47th percentile
Higher debt load relative to assets than 47% of similar nonprofits.
Liabilities / Revenue
40th percentile
Higher debt load relative to revenue than 40% of similar nonprofits.
Net Margin
61st percentile
Higher net margin than 61% of similar nonprofits.
Top Officer Pay
32nd percentile
Higher top officer pay than 32% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
85th percentile
Faster asset growth than 85% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Up$4,093,430
Up $649,634 (+19%) from 2012
Net Assets
Up$3,761,331
Up $526,785 (+16%) from 2012
Liabilities
Up$332,099
Up $122,849 (+59%) from 2012
Revenue
$5,764,765
No earlier filing loaded for comparison.
Expenses
Down$5,237,980
Down $188,597 (-3.5%) from 2012
Net Income
$526,785
No earlier filing loaded for comparison.
To provide unemployment benefits for participants.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Rtn Earn Endowment Incm Other Fnds | $3,234,546 | $3,761,331 | ▲ $526,785 |
| Savings and Temporary Cash Investments | $821,941 | $3,508,242 | ▲ $2,686,301 |
| Prepaid Expenses and Deferred Charges | - | $273,126 | - |
| Investments in Publicly Traded Securities | $2,500,000 | $250,721 | ▼ $2,249,279 |
| Accounts Receivable | $54,310 | $40,081 | ▼ $14,229 |
| Cash and Non-Interest-Bearing Accounts | $67,545 | $21,260 | ▼ $46,285 |
| Total Assets | $3,443,796 | $4,093,430 | ▲ $649,634 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $209,250 | $332,099 | ▲ $122,849 |
| Total Liabilities | $209,250 | $332,099 | ▲ $122,849 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,234,546 | $3,761,331 | ▲ $526,785 |
| Total Liabilities and Net Assets / Fund Balance | $3,443,796 | $4,093,430 | ▲ $649,634 |
| Name | Title |
|---|---|
| Curt Potter | Trustee |
| Rod Stewart | Trustee |
| Steve Bultema | Trustee |
| Timothy Kraal | Trustee |
| Line Item | Amount |
|---|---|
| Other Expenses | $497,285 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Salaries, Compensation, and Employee Benefits | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | - | - | - | $4,740,695 |
| Other Expenses | - | - | - | $-3,213 |
| Total Functional Expenses | $0 | $0 | $0 | $5,237,980 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $5,237,980 |
| Total Expenses per Audited Statements | $5,237,980 |
| Total Expenses per Form 990 | $5,237,980 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“No review was or will be conducted.”
“No documents available to the public”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 209250 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 332099 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 54310 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 40081 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE UNEMPLOYMENT BENEFITS FOR PARTICIPANTS. |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | false |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 4740695 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | BCT BENEFITS LLC |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8779243228 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 2464 BYRON STATION DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | BYRON CENTER |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 49315 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 67545 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 21260 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 4740695 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 242109 |
| IRS990/CYOtherExpensesAmt | 0 | 497285 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 5522656 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 526785 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 0 |
| IRS990/CYTotalExpensesAmt | 0 | 5237980 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 5764765 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | TO PROVIDE SUPPLEMENTAL UNEMPLOYMENT BENEFITS FOR ALL ELIGIBLE EMPLOYEES OF MEMBERS OF THE BUILDERS AND CONTRACTORS SUPPLMENTAL UNEMPLOYMENT INSURANCE PLAN. (1456 PARTICIPANTS AT 12/31/12) |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 1322 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 5237980 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ROD STEWART |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | STEVE BULTEMA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | TIMOTHY KRAAL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CURT POTTER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TRUSTEE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 5764765 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 213000 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 29109 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 242109 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 2500000 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 250721 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE UNEMPLOYMENT BENEFITS FOR PARTICIPANTS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3234546 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3761331 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherExpensesGrp/Desc | 0 | ADMINISTRATION FEES |
| IRS990/OtherExpensesGrp/Desc | 1 | MAINTENANCE FEE |
| IRS990/OtherExpensesGrp/Desc | 2 | EMPLOYEE ADJUSTMENTS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 473969 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 26529 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | -3213 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 273126 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | EMPLOYER CONTRIBUTIONS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5522656 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 5522656 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 4962286 |
| IRS990/PYInvestmentIncomeAmt | 0 | 78299 |
| IRS990/PYOtherExpensesAmt | 0 | 464291 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 5438781 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 90503 |
| IRS990/PYTotalExpensesAmt | 0 | 5426577 |
| IRS990/PYTotalRevenueAmt | 0 | 5517080 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 526785 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | false |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3234546 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3761331 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 821941 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 3508242 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 5237980 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 5764765 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 5237980 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 5764765 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 5764765 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 5237980 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | NO REVIEW WAS OR WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | NO DOCUMENTS AVAILABLE TO THE PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 3443796 |
| IRS990/TotalAssetsEOYAmt | 0 | 4093430 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 3443796 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 4093430 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 1322 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 5237980 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 209250 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 332099 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 209250 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 332099 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3234546 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3761331 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 5237980 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 5522656 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 213000 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5551765 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 5764765 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 3443796 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 4093430 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.BCTBENEFITPLANS.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CASEY YOUNG |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TRUSTEE |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8779243228 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-10-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | BUILDERS & CONTRACTORS SUPPLEMENTAL |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BUIL |
| ReturnHeader/Filer/EIN | 0 | 260782338 |
| ReturnHeader/Filer/PhoneNum | 0 | 8779243228 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 2464 BYRON STATION DRIVE SW |
| ReturnHeader/Filer/USAddress/City | 0 | BYRON CENTER |
| ReturnHeader/Filer/USAddress/State | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 49315 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 611441770 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | STONEHENGE CONSULTING PLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 2464 BYRON STATION DR SW |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | BYRON CENTER |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 493159453 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6168911147 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-10-14 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | CASEY R YOUNG CPA |
| ReturnHeader/ReturnTs | 0 | 2014-10-14T15:43:07-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.