Civic Intelligence

Pennsylvania Business and Professional

EIN 26-0341311 • 501(c)3 • Reading, PA

Profile

Provide scholarships and emergency grants to selected individuals who are interested in furthering their education in an accredited institution of higher learning or who have suffered catastrophic illness or accident, extended unemployment, disaster or other financial loss.

Bnj Accounting 2851 Centre AveReading, PA 19605

bpwpa.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

39th percentile

-2.8%

Higher net margin than 39% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

52nd percentile

-0.4%

Faster asset growth than 52% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

33rd percentile

-21%

Faster revenue growth than 33% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$187,865

Down $751 (-0.4%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$187,865

Down $751 (-0.4%) from 2024

Operations
Liabilities / RevenueScore unavailableNet Margin39th percentile

Revenue

Down

$27,052

Down $7,136 (-21%) from 2024

Expenses

Up

$27,803

Up $5,182 (+23%) from 2024

Net Income

Down

-$751

Down $12,318 (-106%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth52nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2017: $179,372Net Assets 2017: $179,3722017Assets 2018: $174,228Net Assets 2018: $174,2282018Assets 2019: $172,729Net Assets 2019: $172,7292019Assets 2020: $175,570Net Assets 2020: $175,5702020Assets 2021: $170,920Net Assets 2021: $170,9202021Assets 2022: $183,488Net Assets 2022: $183,4882022Assets 2023: $177,049Net Assets 2023: $177,0492023Assets 2024: $188,616Net Assets 2024: $188,6162024Assets 2025: $187,865Net Assets 2025: $187,8652025

Highlighted filing

2025

Assets$187,865
Liabilities-
Net Assets$187,865
Open 2025 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40K$20K$0-$20KRevenue 2017: $19,537Expenses 2017: $18,207Net Income 2017: $1,3302017Revenue 2018: $26,607Expenses 2018: $31,751Net Income 2018: -$5,1442018Revenue 2019: $16,226Expenses 2019: $17,725Net Income 2019: -$1,4992019Revenue 2020: $24,208Expenses 2020: $21,367Net Income 2020: $2,8412020Revenue 2021: $14,076Expenses 2021: $18,726Net Income 2021: -$4,6502021Revenue 2022: $24,766Expenses 2022: $12,198Net Income 2022: $12,5682022Revenue 2023: $20,667Expenses 2023: $27,106Net Income 2023: -$6,4392023Revenue 2024: $34,188Expenses 2024: $22,621Net Income 2024: $11,5672024Revenue 2025: $27,052Expenses 2025: $27,803Net Income 2025: -$7512025

Highlighted filing

2025

Revenue$27,052
Expenses$27,803
Net Income-$751
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$187,865
Liabilities
-
Net assets
$187,865
Revenue
$27,052
Expenses
$27,803
Net income
-$751
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.88$1.88$0.27$0.28$0.01
2024Detailed filing. Detailed filing data is available for this year.$1.89$1.89$0.34$0.23$0.12
2023Detailed filing. Detailed filing data is available for this year.$1.77$1.77$0.21$0.27$0.06
2022Detailed filing. Detailed filing data is available for this year.$1.83$1.83$0.25$0.12$0.13
2021Detailed filing. Detailed filing data is available for this year.$1.71$1.71$0.14$0.19$0.05
2020Detailed filing. Detailed filing data is available for this year.$1.76$1.76$0.24$0.21$0.03
2019Detailed filing. Detailed filing data is available for this year.$1.73$1.73$0.16$0.18$0.01
2018Detailed filing. Detailed filing data is available for this year.$1.74$1.74$0.27$0.32$0.05
2017Detailed filing. Detailed filing data is available for this year.$1.79$1.79$0.20$0.18$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 13, 2025
Return Version
2024v5.2
Gross Receipts
$27,052
Mission and Program Overview

Mission

Provide scholarships and emergency grants to selected individuals who are interested in furthering their education in an accredited institution of higher learning or who have suffered catastrophic illness or accident, extended unemployment, disaster or other financial loss.

Program Services

DescriptionGrantsExpenses
SCHOLARSHIPS-$27,367
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
THERESA RUSBOSINRec Secretary-$0--
NANCY J WERNERVice Chair-$0--
DENICE ROBINSONDirector-$0--
CATHERINE COLLINSChairwoman-$0--
DR ELLA MCELWEEDirector-$0--
LUCINDA SABOLDirector-$0--
LAURIE HOUGHDirector-$0--
JEAN ANN TOWLETreasurer-$0--
VIRGINIA BAILEYFinance Chair-$0--
Filing and Contact Details

Filer

Filer Name
Pennsylvania Business and Professional
EIN
26-0341311
Phone
6109212212
Address
BNJ ACCOUNTING 2851 CENTRE AVE, READING, PA 19605

Signing Officer

Name
Jean Ann Towle
Title
Treasurer
Signed
2025-11-13
Discuss with paid preparer
Yes

Preparer

Firm
Patton and Company CPAs
Address
2040 West End Ave, Pottsville, PA 17901
Preparer
Robert B Patton CPA
Phone
5705818095
Supplemental Narrative

Additional Explanations

Other Expenses.1012

“Insurance $144”

Other Expenses.1

“SCHOLARSHIPS $16000”

Other Expenses.2

“GRANTS $10500”

Other Expenses.3

“MISCELLANEOUS $100”

Raw XML Appendix191 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JEAN ANN TOWLE
IRS990EZ/BooksInCareOfDetail/PhoneNum05706683268
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0248 WEST ROWE STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0TAMAQUA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd018252
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0188616
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0187865
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt014324
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-751
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01015
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0188616
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0187865
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GamingGrossIncomeAmt05869
IRS990EZ/GrossReceiptsAmt027052
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt06859
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0188616
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0187865
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0188616
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0187865
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0THERESA RUSBOSIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1NANCY J WERNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DENICE ROBINSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CATHERINE COLLINS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4DR ELLA MCELWEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5LUCINDA SABOL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6LAURIE HOUGH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7JEAN ANN TOWLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8VIRGINIA BAILEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0REC SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3CHAIRWOMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8FINANCE CHAIR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt026744
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE SCHOLARSHIPS AND EMERGENCY GRANTS TO SELECTED INDIVIDUALS WHO ARE INTERESTED IN FURTHERING THEIR EDUCATION IN AN ACCREDITED INSTITUTION OF HIGHER LEARNING OR WHO HAVE SUFFERED CATASTROPHIC ILLNESS OR ACCIDENT, EXTENDED UNEMPLOYMENT, DISASTER OR OTHER FINANCIAL LOSS.
IRS990EZ/PrintingPublicationsPostageAmt044
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SCHOLARSHIPS
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt027367
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt05869
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0PA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt027803
IRS990EZ/TotalProgramServiceExpensesAmt027367
IRS990EZ/TotalRevenueAmt027052
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0https://bpwpa.org/
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt014324
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt015377
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt011509
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt015967
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt012497
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt069674
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt06859
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt012167
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt02466
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt01648
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt01529
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt024669
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt05869
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt06644
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt06692
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt07151
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt050
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt026406
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt06859
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt012167
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt02466
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt01648
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt01529
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt024669
IRS990ScheduleA/InvestmentIncomeCYPct00.20430
IRS990ScheduleA/InvestmentIncomePYPct00.17130
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.79570
IRS990ScheduleA/PublicSupportPY509Pct00.82870
IRS990ScheduleA/PublicSupportTotal509Amt096080
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt020193
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt022021
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt018201
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt023118
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt012547
IRS990ScheduleA/Total509Grp/TotalAmt096080
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt027052
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt034188
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt020667
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt024766
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt014076
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0120749
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Insurance $144
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1SCHOLARSHIPS $16000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2GRANTS $10500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MISCELLANEOUS $100
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.3
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JEAN ANN TOWLE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PENNSYLVANIA BUSINESS AND PROFESSIONAL
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0WOMENS FOUNDATION INC
ReturnHeader/Filer/BusinessNameControlTxt0PENN
ReturnHeader/Filer/EIN0260341311
ReturnHeader/Filer/PhoneNum06109212212
ReturnHeader/Filer/USAddress/AddressLine1Txt0BNJ ACCOUNTING 2851 CENTRE AVE
ReturnHeader/Filer/USAddress/CityNm0READING
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd019605
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0471934839
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Patton and Company CPAs
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02040 West End Ave
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Pottsville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd017901
ReturnHeader/PreparerPersonGrp/PhoneNum05705818095
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT B PATTON CPA
ReturnHeader/ReturnTs02025-11-13T13:51:24-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • <$500k nonprofits