Civic Intelligence

Creative Options & Employment Inc

990 • Fiscal year 2018 • EIN 26-0236434

Jul 01, 2017 to Jun 30, 2018 • Filed on Nov 08, 2018

1 Post Office RoadWaldorf, MD 20602

(240) 398-0642

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

85th percentile

0.24x

Higher debt load relative to assets than 85% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Source year 2018

Liabilities / Revenue

78th percentile

0.06x

Higher debt load relative to revenue than 78% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Source year 2018

Net Margin

83rd percentile

29%

Higher net margin than 83% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Source year 2018

Top Officer Pay

98th percentile

$95,108

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 25.1% of source-year revenue.

2018 filings • 501(c)3 • <$500k nonprofits • Source year 2018

Asset Growth

98th percentile

522%

Faster asset growth than 98% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

38th percentile

-6.4%

Faster revenue growth than 38% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Annualized from 2017 to 2018

Assets

Up

$87,991

Up $73,853 (+522%) from 2017

Net Assets

Up

$66,793

Up $104,771 (+276%) from 2017

Liabilities

Down

$21,198

Down $30,918 (-59%) from 2017

Revenue

Down

$379,436

Down $26,068 (-6.4%) from 2017

Expenses

Down

$271,065

Down $150,643 (-36%) from 2017

Net Income

Up

$108,371

Up $124,575 (+769%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0-$50KAssets 2017: $14,138Liabilities 2017: $52,116Net Assets 2017: -$37,9782017Assets 2018: $87,991Liabilities 2018: $21,198Net Assets 2018: $66,7932018Assets 2019: $0Liabilities 2019: $0Net Assets 2019: $02019

Highlighted filing

2018

Assets$87,991
Liabilities$21,198
Net Assets$66,793

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2017: $405,504Expenses 2017: $421,708Net Income 2017: -$16,2042017Revenue 2018: $379,436Expenses 2018: $271,065Net Income 2018: $108,3712018Revenue 2019: $0Expenses 2019: $0Net Income 2019: $02019

Highlighted filing

2018

Revenue$379,436
Expenses$271,065
Net Income$108,371
Jump To
Filing Snapshot
Filing Period
Jul 1, 2017 to Jun 30, 2018
Signed
Nov 8, 2018
Return Version
2017v2.2
Gross Receipts
$379,436
Mission and Program Overview

Mission

To provide services to intellectually disadvantaged adults to increase individual independence, increased community engagement, and movement to, and support of employment.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net-$81,599-
Land, Buildings, and Equipment, Net-$3,265-
Prepaid Expenses and Deferred Charges$1,226--
Cash and Non-Interest-Bearing Accounts$12,912$127▼ $12,785
Total Assets$14,138$87,991▲ $73,853
Other Assets Total-$3,000-
Liabilities
Accounts Payable and Accrued Expenses$41,996$21,198▼ $20,798
Unsecured Notes Loans Payable$10,120--
Total Liabilities$52,116$21,198▼ $30,918
Net Assets / Fund Balance
Unrestricted Net Assets$-37,978$66,793▲ $104,771
Total Net Assets Fund Balance$-37,978$66,793▲ $104,771
Total Liabilities and Net Assets / Fund Balance$14,138$87,991▲ $73,853

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$3,265$39,675$42,940
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Benita HuntExecutive DirectorFT$88,292$6,816$95,108

Board Members and Trustees

NameTitle
Douglas MclainChairman
Suzanne GilcrestVice Chairperson
Kandice WilliamsDirector
Roger GraceDirector
Valerie RobertsDirector
Vanessa RobertsSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$368,422
Program Service Revenue
$2,636
Investment Income
$8,378
Other Revenue
$0
Change in Net Assets
$108,371
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$137,993
Salaries, Compensation, and Employee Benefits$133,072
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$88,292$0$0$88,292
Other Salaries and Wages$35,112$0$0$35,112
All Other Expenses$20,901$13,073$0$33,974
Occupancy$27,000$3,800$0$30,800
Depreciation Depletion$17,585$0$0$17,585
Travel$14,443$0$0$14,443
Payroll Taxes$9,668$0$0$9,668
Insurance$6,389$3,195$0$9,584
Fees for Services Management$0$6,150$0$6,150
Fees for Services Accounting$2,585$3,000$0$5,585
Interest$0$2,811$0$2,811
Office Expenses$24$2,231$0$2,255
Other Expenses$0$1,592$0$1,592
Advertising$0$1,089$0$1,089
Information Technology$0$959$0$959
Total Functional Expenses$231,183$39,882$0$271,065
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Creative Options & Employment Inc
EIN
26-0236434
Phone
2403980642
Address
1 POST OFFICE ROAD, WALDORF, MD 20602

Signing Officer

Name
Benita Hunt
Title
Executive Director
Phone
2403980642
Signed
2018-11-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Benita Hunt
Formed
1985
Legal Domicile
Md
Voting Board Members
6
Independent Board Members
6
Employees
11
Volunteers
2

Preparer

Firm
Francis J DiSalvo CPA
Address
6107 Elmendorf Drive, Suitland, MD 20746
Preparer
Francis J Disalvo CPA
Phone
3015681100
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

The return is available on request and is published online on the Guidestar web site.

Form 990EZ, Part I, Line 16

ADVERTISING

Form 990EZ, Part I, Line 16

ALARM MONITORING

Form 990EZ, Part I, Line 16

AUTO-GAS,REPAIRS

Form 990EZ, Part I, Line 16

BANK CHARGES

Form 990EZ, Part I, Line 16

CONTRACT STAFFING

Form 990EZ, Part I, Line 16

COMMUNICATIONS-TELEPHONE

Form 990EZ, Part I, Line 16

COMPUTER EXPENSES

Form 990EZ, Part I, Line 16

INSURANCE

Form 990EZ, Part I, Line 16

INTEREST

Form 990EZ, Part I, Line 16

Licensing & certifications

Form 990EZ, Part I, Line 16

MEALS & ENTERTAINMENT

Form 990EZ, Part I, Line 16

MISCELLANEOUS

Form 990EZ, Part I, Line 16

Office expenses & supplies

Form 990EZ, Part I, Line 16

PAYROLL PROCESSING

Form 990EZ, Part I, Line 16

REPAIR & MAINTENANCE

Form 990EZ, Part I, Line 16

Staff development & training

Form 990EZ, Part I, Line 16

STORAGE

Form 990EZ, Part I, Line 16

TRAVEL

Form 990EZ, Part II, Line 24

PREPAID COSTS 486.

Form 990EZ, Part II, Line 24

Furniture fixtures & equipment net of depreciation 187.

Form 990EZ, Part II, Line 26

CREDIT LINE 13294.

Form 990, Part IX, Line 24E

Repairs & maintenance 795. 795. 0. 0.

Form 990, Part IX, Line 24E

Supplies 3614. 3614. 0. 0.

Form 990, Part IX, Line 24E

Tickets/citations 630. 0. 630. 0.

Form 990, Part IX, Line 24E

Bank service charges 113. 0. 113. 0.

Form 990, Part IX, Line 24E

Meals & entertainment 2896. 221. 2675. 0.

Form 990, Part IX, Line 24E

Miscellaneous 2892. 2892. 0. 0.

Form 990, Part IX, Line 24E

Alarm monitoring 1493. 0. 1493. 0.

Form 990, Part IX, Line 24E

Human resources 163. 0. 163. 0.

Form 990, Part IX, Line 24E

Warranty fees 424. 0. 424. 0.

Form 990, Part IX, Line 24E

Life insurance 426. 0. 426. 0.

Form 990, Part IX, Line 24E

Travel-exec dir 3909. 0. 3909. 0.

Form 990, Part IX, Line 24E

Insurance-exec dir 2907. 0. 2907. 0.

Form 990, Part IX, Line 24E

Direct support contractors 12545. 12545. 0. 0.

Form 990, Part IX, Line 24E

Directors fees 325. 0. 325. 0.

Form 990, Part IX, Line 24E

Consumer job supplies 834. 834. 0. 0.

Form 990, Part IX, Line 24E

Taxes & licenses 8. 0. 8. 0.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/TotalSupportAmt0675603
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt03265
IRS990ScheduleD/EquipmentGrp/DepreciationAmt039675
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt042940
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03265
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The return is available on request and is published online on the Guidestar web site.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ADVERTISING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALARM MONITORING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3AUTO-GAS,REPAIRS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4BANK CHARGES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CONTRACT STAFFING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COMMUNICATIONS-TELEPHONE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7COMPUTER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8INSURANCE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9INTEREST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10LICENSING & CERTIFICATIONS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11MEALS & ENTERTAINMENT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12MISCELLANEOUS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13OFFICE EXPENSES & SUPPLIES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14PAYROLL PROCESSING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15REPAIR & MAINTENANCE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16STAFF DEVELOPMENT & TRAINING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17STORAGE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18TRAVEL
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19PREPAID COSTS 486.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt20FURNITURE FIXTURES & EQUIPMENT NET OF DEPRECIATION 187.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt21CREDIT LINE 13294.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt22REPAIRS & MAINTENANCE 795. 795. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt23SUPPLIES 3614. 3614. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt24TICKETS/CITATIONS 630. 0. 630. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt25BANK SERVICE CHARGES 113. 0. 113. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt26MEALS & ENTERTAINMENT 2896. 221. 2675. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt27MISCELLANEOUS 2892. 2892. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt28ALARM MONITORING 1493. 0. 1493. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt29HUMAN RESOURCES 163. 0. 163. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt30WARRANTY FEES 424. 0. 424. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt31LIFE INSURANCE 426. 0. 426. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt32TRAVEL-EXEC DIR 3909. 0. 3909. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt33INSURANCE-EXEC DIR 2907. 0. 2907. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt34DIRECT SUPPORT CONTRACTORS 12545. 12545. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt35DIRECTORS FEES 325. 0. 325. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt36CONSUMER JOB SUPPLIES 834. 834. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt37TAXES & LICENSES 8. 0. 8. 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc20Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc21Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc22Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc23Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc24Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc25Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc26Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc27Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc28Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc29Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc30Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc31Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc32Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc33Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc34Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc35Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc36Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc37Form 990, Part IX, Line 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0MD
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt014138
IRS990/TotalAssetsEOYAmt087991
IRS990/TotalAssetsGrp/BOYAmt014138
IRS990/TotalAssetsGrp/EOYAmt087991
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0368422
IRS990/TotalEmployeeCnt011
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt039882
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0231183
IRS990/TotalFunctionalExpensesGrp/TotalAmt0271065
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt052116
IRS990/TotalLiabilitiesEOYAmt021198
IRS990/TotalLiabilitiesGrp/BOYAmt052116
IRS990/TotalLiabilitiesGrp/EOYAmt021198
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0-37978
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt066793
IRS990/TotalOtherCompensationAmt06816
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt02636
IRS990/TotalProgramServiceExpensesAmt0231183
IRS990/TotalProgramServiceRevenueAmt02636
IRS990/TotalReportableCompFromOrgAmt088292
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt011014
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0379436
IRS990/TotalVolunteersCnt02
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt014138
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt087991
IRS990/TravelGrp/FundraisingAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt00

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