Civic Intelligence

Beaver County Association of Realtors

EIN 25-6066834 • 501(c)6 • Beaver, PA

Profile

Promote home ownership/Realtor relations

650 Corporation Street STE 401Beaver, PA 15009

www.mybcar.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

75th percentile

0.11x

Higher debt load relative to assets than 75% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

84th percentile

0.19x

Higher debt load relative to revenue than 84% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

49th percentile

0.3%

Higher net margin than 49% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

66th percentile

7.4%

Faster asset growth than 66% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

19th percentile

-30%

Faster revenue growth than 19% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$229,560

Up $15,762 (+7.4%) from 2024

Liabilities

Up

$24,878

Up $15,378 (+162%) from 2024

Net Assets

Up

$204,682

Up $384 (+0.2%) from 2024

Revenue

Down

$128,406

Down $53,844 (-30%) from 2024

Expenses

Down

$128,022

Down $62,373 (-33%) from 2024

Net Income

Up

$384

Up $8,529 (+105%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2020: $146,363Liabilities 2020: $3,214Net Assets 2020: $143,1492020Assets 2021: $182,354Liabilities 2021: $5,342Net Assets 2021: $177,0122021Assets 2022: $202,688Liabilities 2022: $8,905Net Assets 2022: $193,7832022Assets 2023: $227,526Liabilities 2023: $15,083Net Assets 2023: $212,4432023Assets 2024: $213,798Liabilities 2024: $9,500Net Assets 2024: $204,2982024Assets 2025: $229,560Liabilities 2025: $24,878Net Assets 2025: $204,6822025

Highlighted filing

2025

Assets$229,560
Liabilities$24,878
Net Assets$204,682

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2020: $107,301Expenses 2020: $84,101Net Income 2020: $23,2002020Revenue 2021: $117,137Expenses 2021: $83,274Net Income 2021: $33,8632021Revenue 2022: $112,937Expenses 2022: $96,166Net Income 2022: $16,7712022Revenue 2023: $148,268Expenses 2023: $129,608Net Income 2023: $18,6602023Revenue 2024: $182,250Expenses 2024: $190,395Net Income 2024: -$8,1452024Revenue 2025: $128,406Expenses 2025: $128,022Net Income 2025: $3842025

Highlighted filing

2025

Revenue$128,406
Expenses$128,022
Net Income$384

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 15, 2026
Return Version
2025v4.0
Gross Receipts
$128,406
Mission and Program Overview

Mission

Promote home ownership/Realtor relations

Program Services

DescriptionGrantsExpenses
The Organization has been able to network within the members to provide professional and quality eal estate services to current and potential home buyers.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sara LowmanPresident-$0--
Brett GreenPresident Elect-$0--
Anthony ContiTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Beaver County Association of Realtors
EIN
25-6066834
Phone
7247744126
Address
650 Corporation Street STE 401, Beaver, PA 15009

Signing Officer

Name
Anthony Conti
Title
Treasurer
Phone
7247744126
Signed
2026-02-15
Discuss with paid preparer
Yes

Preparer

Firm
Herrmann & Loll Inc CPA
Address
1417 Third St, Beaver, PA 15009
Preparer
Kenneth E Herrmann
Phone
7243710726
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8, Other Revenue

Banquet 6,350

Form 990-EZ, Part I, Line 8, Other Revenue

Education 1,342

Form 990-EZ, Part I, Line 8, Other Revenue

Membership Meetings 1,055

Form 990-EZ, Part I, Line 8, Other Revenue

Late Fees 7,192

Form 990-EZ, Part I, Line 8, Other Revenue

PAR Annual Reimbursement 2,448

Form 990-EZ, Part I, Line 16, Other Expenses

Conferences, conventions, and meetings 6,547

Form 990-EZ, Part I, Line 16, Other Expenses

Depreciation 2,886

Form 990-EZ, Part I, Line 16, Other Expenses

AE Education 458

Form 990-EZ, Part I, Line 16, Other Expenses

Credit Card Expense 502

Form 990-EZ, Part I, Line 16, Other Expenses

Computer Expense 824

Form 990-EZ, Part I, Line 16, Other Expenses

Copier Maintenance 656

Form 990-EZ, Part I, Line 16, Other Expenses

Donations 50

Form 990-EZ, Part I, Line 16, Other Expenses

Education 88

Form 990-EZ, Part I, Line 16, Other Expenses

Event Costs 5,901

Form 990-EZ, Part I, Line 16, Other Expenses

Gifts 897

Form 990-EZ, Part I, Line 16, Other Expenses

Government Affairs 35

Form 990-EZ, Part I, Line 16, Other Expenses

Insurance 1,371

Form 990-EZ, Part I, Line 16, Other Expenses

Internet Expense 2,795

Form 990-EZ, Part I, Line 16, Other Expenses

New Member Orientation 85

Form 990-EZ, Part I, Line 16, Other Expenses

Municipal Ordinance 445

Form 990-EZ, Part I, Line 16, Other Expenses

Office Supplies 2,718

Form 990-EZ, Part I, Line 16, Other Expenses

Presidents Expense 118

Form 990-EZ, Part I, Line 16, Other Expenses

Professional Afiliations 2,100

Form 990-EZ, Part I, Line 16, Other Expenses

Professional Standards Coop 3,115

Form 990-EZ, Part I, Line 16, Other Expenses

Sponsorships 1,275

Form 990-EZ, Part I, Line 16, Other Expenses

Bank Charges 2,268

Form 990-EZ, Part II, Line 24, Other Assets

Operating Lease Right of Use Beginning of year 9,484, End of year 3,905

Form 990-EZ, Part II, Line 24, Other Assets

Property Equipment Beginning of year 8,988, End of year 9,262

Form 990-EZ, Part II, Line 24, Other Assets

Other Assets Beginning of year 2,336, End of year 2,946

Form 990-EZ, Part II, Line 24, Other Assets

Fixed Rate Annuity Investments Beginning of year 65,521, End of year 69,023

Form 990-EZ, Part II, Line 26, Liabilities

Other Liabilities Beginning of year 16, End of year 13

Form 990-EZ, Part II, Line 26, Liabilities

Short Term Operating Lease Beginning of year 5,579, End of year 3,905

Form 990-EZ, Part II, Line 26, Liabilities

Long Term Operating Lease Beginning of year 3,905, End of year 0

Form 990-EZ, Part II, Line 26, Liabilities

Prepaid Dues Beginning of year 0, End of year 20,960

Raw XML Appendix165 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0Rosemary Deweese
IRS990EZ/BooksInCareOfDetail/PhoneNum07247744126
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0650 Corporation ST Ste 401
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Beaver
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd015009
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0127469
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0144424
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0384
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0213798
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0229560
IRS990EZ/GrossReceiptsAmt0128406
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt06683
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt0103336
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0204298
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0204682
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0204298
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0204682
IRS990EZ/OccupancyRentUtltsAndMaintAmt06707
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Sara Lowman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Brett Green
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Anthony Conti
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President Elect
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt086329
IRS990EZ/OtherAssetsTotalDetail/EOYAmt085136
IRS990EZ/OtherExpensesTotalAmt035134
IRS990EZ/OtherRevenueTotalAmt018387
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Promote home ownership/Realtor relations
IRS990EZ/PrintingPublicationsPostageAmt020
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0The Organization has been able to network within the members to provide professional and quality eal estate services to current and potential home buyers.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt086161
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt09500
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt024878
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0128022
IRS990EZ/TotalRevenueAmt0128406
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0www.mybcar.com
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Banquet 6,350
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Education 1,342
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Membership Meetings 1,055
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Late Fees 7,192
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PAR Annual Reimbursement 2,448
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Conferences, conventions, and meetings 6,547
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Depreciation 2,886
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7AE Education 458
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Credit Card Expense 502
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Computer Expense 824
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Copier Maintenance 656
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Donations 50
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Education 88
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Event Costs 5,901
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Gifts 897
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Government Affairs 35
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Insurance 1,371
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17Internet Expense 2,795
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18New Member Orientation 85
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19Municipal Ordinance 445
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt20Office Supplies 2,718
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt21Presidents Expense 118
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt22Professional Afiliations 2,100
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt23Professional Standards Coop 3,115
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt24Sponsorships 1,275
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt25Bank Charges 2,268
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt26Operating Lease Right of Use Beginning of year 9,484, End of year 3,905
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt27Property Equipment Beginning of year 8,988, End of year 9,262
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt28Other Assets Beginning of year 2,336, End of year 2,946
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt29Fixed Rate Annuity Investments Beginning of year 65,521, End of year 69,023
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt30Other Liabilities Beginning of year 16, End of year 13
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt31Short Term Operating Lease Beginning of year 5,579, End of year 3,905
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt32Long Term Operating Lease Beginning of year 3,905, End of year 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt33Prepaid Dues Beginning of year 0, End of year 20,960
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc20Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc21Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc22Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc23Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc24Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc25Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc26Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc27Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc28Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc29Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc30Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc31Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc32Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc33Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Anthony Conti
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum07247744126
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Beaver County Association of Realtors
ReturnHeader/Filer/BusinessNameControlTxt0BEAV
ReturnHeader/Filer/EIN0256066834
ReturnHeader/Filer/PhoneNum07247744126
ReturnHeader/Filer/USAddress/AddressLine1Txt0650 Corporation Street STE 401
ReturnHeader/Filer/USAddress/CityNm0Beaver
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd015009
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0273857570
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Herrmann & Loll Inc CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01417 Third St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Beaver
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd015009
ReturnHeader/PreparerPersonGrp/PhoneNum07243710726
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-24
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Kenneth E Herrmann
ReturnHeader/ReturnTs02026-02-24T12:15:36-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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