Civic Intelligence

Queen Annes County Chamber Of

EIN 25-1570670 • 501(c)6 • Chester, MD

Profile

County chamber of commerce

PO Box 511Chester, MD 21619

qacchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

54th percentile

0.00x

Higher debt load relative to assets than 54% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

54th percentile

0.00x

Higher debt load relative to revenue than 54% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

54th percentile

2.6%

Higher net margin than 54% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

97th percentile

$102,430

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 37.8% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

56th percentile

1.4%

Faster asset growth than 56% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

69th percentile

11%

Faster revenue growth than 69% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$156,836

Up $2,225 (+1.4%) from 2023

Liabilities

Down

$764

Down $4,849 (-86%) from 2023

Net Assets

Up

$156,072

Up $7,074 (+4.7%) from 2023

Revenue

Up

$270,721

Up $27,469 (+11%) from 2023

Expenses

Up

$263,647

Up $25,707 (+11%) from 2023

Net Income

Up

$7,074

Up $1,762 (+33%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2020: $152,116Liabilities 2020: $3,804Net Assets 2020: $148,3122020Assets 2021: $149,926Liabilities 2021: $7,147Net Assets 2021: $142,7792021Assets 2022: $149,716Liabilities 2022: $6,030Net Assets 2022: $143,6862022Assets 2023: $154,611Liabilities 2023: $5,613Net Assets 2023: $148,9982023Assets 2024: $156,836Liabilities 2024: $764Net Assets 2024: $156,0722024

Highlighted filing

2024

Assets$156,836
Liabilities$764
Net Assets$156,072

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2020: $217,337Expenses 2020: $176,349Net Income 2020: $40,9882020Revenue 2021: $226,844Expenses 2021: $232,377Net Income 2021: -$5,5332021Revenue 2022: $207,749Expenses 2022: $206,842Net Income 2022: $9072022Revenue 2023: $243,252Expenses 2023: $237,940Net Income 2023: $5,3122023Revenue 2024: $270,721Expenses 2024: $263,647Net Income 2024: $7,0742024

Highlighted filing

2024

Revenue$270,721
Expenses$263,647
Net Income$7,074

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 24, 2025
Return Version
2024v5.0
Gross Receipts
$295,496
Mission and Program Overview

Mission

County chamber of commerce

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$148,998$156,072▲ $7,074
Savings and Temporary Cash Investments$106,747$111,652▲ $4,905
Cash and Non-Interest-Bearing Accounts$47,864$45,184▼ $2,680
Total Assets$154,611$156,836▲ $2,225
Liabilities
Accounts Payable and Accrued Expenses$5,613--
Other Liabilities-$764-
Total Liabilities$5,613$764▼ $4,849
Net Assets / Fund Balance
Total Net Assets Fund Balance$148,998$156,072▲ $7,074
Total Liabilities and Net Assets / Fund Balance$154,611$156,836▲ $2,225

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings-$65,269$65,269
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Linda FridayPresidentFT$98,530$3,900$102,430

Board Members and Trustees

NameTitle
Heather BacherChair
Louis Costanzo IvPast Chair
Eric JohnsonVice Chair
Alex JuardoDirector
Brad LundbergDirector
Chad AlvarezDirector
Chris WilliamsDirector
Clifford CoppersmithDirector
Jenny BowieDirector
Ryan EberDirector
Bill CaugheySecretary
Greg EdwardsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$145,942
Program Service Revenue
$79,386
Investment Income
$4,993
Other Revenue
$40,400
Change in Net Assets
$7,074
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$207,248
Other Expenses$56,399
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$185,676
Occupancy---$21,649
Office Expenses---$17,147
Payroll Taxes---$14,360
Travel---$8,288
Pension Plan Contributions---$6,802
Advertising---$2,329
Fees for Services Accounting---$2,091
Other Employee Benefits---$410
Other Expenses---$80
All Other Expenses---$71
Total Functional Expenses$0$0$0$263,647
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$65,175
Fundraising Direct Expenses$24,775
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournament$22,214$22,214$11,238$10,976
Business Expo$16,309$16,309$3,086$13,223
Total Events$65,175$65,175$24,775$40,400
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
B of a Business Card$764
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

Members consist of businesses in the queen anne's county region

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Queen Annes County Chamber of
EIN
25-1570670
Phone
4106438530
Address
PO BOX 511, CHESTER, MD 21619

Signing Officer

Name
Linda Friday
Title
President
Phone
4106438530
Signed
2025-04-24

Organization Details

Principal Officer
Linda Friday
Formed
1987
Legal Domicile
Md
Voting Board Members
13
Independent Board Members
13
Employees
3
Volunteers
35

Preparer

Firm
Kram Mccarthy Ayers & Frost LLC
Address
1704 MAIN ST, CHESTER, MD 21619
Preparer
Christopher J Williams CPA
Phone
4106434477
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IRS990/TotalFunctionalExpensesGrp/TotalAmt0263647
IRS990/TotalGrossUBIAmt054167
IRS990/TotalLiabilitiesBOYAmt05613
IRS990/TotalLiabilitiesEOYAmt0764
IRS990/TotalLiabilitiesGrp/BOYAmt05613
IRS990/TotalLiabilitiesGrp/EOYAmt0764
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0148998
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0156072
IRS990/TotalOtherCompensationAmt03900
IRS990/TotalProgramServiceRevenueAmt079386
IRS990/TotalReportableCompFromOrgAmt098530
IRS990/TotalRevenueGrp/ExclusionAmt070612
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0270721
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt054167
IRS990/TotalVolunteersCnt035
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0154611
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0156836
IRS990/TravelGrp/TotalAmt08288
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01561 POSTAL ROAD
IRS990/USAddress/CityNm0CHESTER
IRS990/USAddress/StateAbbreviationCd0MD
IRS990/USAddress/ZIPCd021619
IRS990/VotingMembersGoverningBodyCnt013
IRS990/VotingMembersIndependentCnt013
IRS990/WebsiteAddressTxt0QACCHAMBER.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0LINDA FRIDAY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04106438530
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0QUEEN ANNES COUNTY CHAMBER OF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0COMMERCE INC
ReturnHeader/Filer/BusinessNameControlTxt0QUEE
ReturnHeader/Filer/EIN0251570670
ReturnHeader/Filer/PhoneNum04106438530
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 511
ReturnHeader/Filer/USAddress/CityNm0CHESTER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MD
ReturnHeader/Filer/USAddress/ZIPCd021619
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0832466669
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KRAM MCCARTHY AYERS & FROST LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01704 MAIN ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CHESTER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd021619
ReturnHeader/PreparerPersonGrp/PhoneNum04106434477
ReturnHeader/PreparerPersonGrp/PreparationDt02025-04-24
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHRISTOPHER J WILLIAMS CPA
ReturnHeader/ReturnTs02025-05-02T09:16:57-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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