Civic Intelligence

Saegertown Area Library Association

EIN 25-1464207 • 501(c)3 • Saegertown, PA

Profile

Serves as a public library

PO Box 871Saegertown, PA 16433

saegertown.ccfls.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

64th percentile

0.00x

Higher debt load relative to assets than 64% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

66th percentile

0.00x

Higher debt load relative to revenue than 66% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

55th percentile

4.3%

Higher net margin than 55% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

89th percentile

$25,290

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 26.7% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

60th percentile

3.6%

Faster asset growth than 60% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

48th percentile

-4.2%

Faster revenue growth than 48% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets64th percentile

Assets

Up

$120,314

Up $20,497 (+21%) from 2021

Liabilities

Down

$435

Down $998 (-70%) from 2021

Net Assets

Up

$119,879

Up $21,495 (+22%) from 2021

Operations
Liabilities / Revenue66th percentileNet Margin55th percentile

Revenue

Up

$94,568

Up $2,843 (+3.1%) from 2021

Expenses

Up

$90,534

Up $8,140 (+9.9%) from 2021

Net Income

Down

$4,034

Down $5,297 (-57%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth60th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2014: $59,526Liabilities 2014: $0Net Assets 2014: $59,5262014Assets 2016: $46,189Liabilities 2016: $0Net Assets 2016: $46,1892016Assets 2017: $43,151Liabilities 2017: $0Net Assets 2017: $43,1512017Assets 2018: $42,864Liabilities 2018: $140Net Assets 2018: $42,7242018Assets 2019: $60,273Liabilities 2019: $515Net Assets 2019: $59,7582019Assets 2021: $99,817Liabilities 2021: $1,433Net Assets 2021: $98,3842021Assets 2024: $120,314Liabilities 2024: $435Net Assets 2024: $119,8792024

Highlighted filing

2024

Assets$120,314
Liabilities$435
Net Assets$119,879
Open 2024 Filing

Operations Trend

Revenue Growth48th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2014: $70,177Expenses 2014: $76,680Net Income 2014: -$6,5032014Revenue 2016: $76,899Expenses 2016: $80,702Net Income 2016: -$3,8032016Revenue 2017: $75,970Expenses 2017: $79,008Net Income 2017: -$3,0382017Revenue 2018: $73,982Expenses 2018: $79,253Net Income 2018: -$5,2712018Revenue 2019: $95,453Expenses 2019: $80,017Net Income 2019: $15,4362019Revenue 2021: $91,725Expenses 2021: $82,394Net Income 2021: $9,3312021Revenue 2024: $94,568Expenses 2024: $90,534Net Income 2024: $4,0342024

Highlighted filing

2024

Revenue$94,568
Expenses$90,534
Net Income$4,034
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$120,314
Liabilities
$435
Net assets
$119,879
Revenue
$94,568
Expenses
$90,534
Net income
$4,034
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.20$0.00$1.20$0.95$0.91$0.04
2021Detailed filing. Detailed filing data is available for this year.$1.00$0.01$0.98$0.92$0.82$0.09
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.60$0.01$0.60$0.95$0.80$0.15
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.43$0.00$0.43$0.74$0.79$0.05
2017Detailed filing. Detailed filing data is available for this year.$0.43$0.00$0.43$0.76$0.79$0.03
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.46$0.00$0.46$0.77$0.81$0.04
2014Detailed filing. Detailed filing data is available for this year.$0.60$0.00$0.60$0.70$0.77$0.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 23, 2025
Return Version
2024v5.0
Gross Receipts
$94,568
Mission and Program Overview

Mission

Serves as a public library

Program Services

DescriptionGrantsExpenses
SERVES AS A PUBLIC LIBARY-$81,995
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LAUREN LOWERYDirectorFT$25,290-$25,290
BARRY CAPELLPresident-$0--
JUDY VANDERWENDEVice Preside-$0--
LYNNE A BARGARTreasurer-$0--
AMANDA PIPPERSecretary-$0--
DEBBIE CAPELLBoard Member-$0--
CINDY EWINGBoard Member-$0--
TRICIA RETCHLOFFBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Saegertown Area Library Association
EIN
25-1464207
Phone
8147635203
Address
PO BOX 871, SAEGERTOWN, PA 16433

Signing Officer

Name
Lauren Lowery
Title
Director
Phone
8147635203
Signed
2025-05-23

Preparer

Firm
Mattern CPA LLC
Address
622 MAIN ST PO BOX 658, EMLENTON, PA 16373
Preparer
Clinton Mattern
Phone
7248671712
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Miscellaneous 1,568 total 1,568”

Form 990-ez, Part I, Line 16

“Expenses office 233 insurance 1,955 books and periodicals 13,052 supplies 3,816 misc exp 420 total 19,476”

Form 990-ez, Part I, Line 20

“Change in value of beneficial interest in trust 982”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 1,258 435”

Raw XML Appendix172 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0LYNNE A BARGAR
IRS990EZ/BooksInCareOfDetail/PhoneNum08147635203
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SAEGERTOWN
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd016433
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0116121
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0120314
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt089836
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt04034
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0250
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0116121
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0120314
IRS990EZ/FundraisingGrossIncomeAmt01709
IRS990EZ/GrossReceiptsAmt094568
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt01455
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingOtherDesc0MODIFIED CASH
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0114863
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0119879
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0114863
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0119879
IRS990EZ/OccupancyRentUtltsAndMaintAmt014762
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt740.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt725290
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BARRY CAPELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JUDY VANDERWENDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2LYNNE A BARGAR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3AMANDA PIPPER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4DEBBIE CAPELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5CINDY EWING
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6TRICIA RETCHLOFF
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7LAUREN LOWERY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt0982
IRS990EZ/OtherExpensesTotalAmt019476
IRS990EZ/OtherRevenueTotalAmt01568
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SERVES AS A PUBLIC LIBRARY
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SERVES AS A PUBLIC LIBARY
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt081995
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt056046
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsNetIncomeLossAmt01709
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01258
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0435
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt090534
IRS990EZ/TotalProgramServiceExpensesAmt081995
IRS990EZ/TotalRevenueAmt094568
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0HTTPS://SAEGERTOWN.CCFLS.ORG/
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt019,135
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt089836
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt094639
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt093194
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt089306
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt095816
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0462791
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt02437
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt02000
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0167
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt084
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0270
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt04958
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt015359
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt01568
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt03564
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt010961
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt01203
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt01839
IRS990ScheduleA/OtherIncome170Grp/TotalAmt019135
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.95050
IRS990ScheduleA/PublicSupportPY170Pct00.94980
IRS990ScheduleA/PublicSupportTotal170Amt0462791
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt089836
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt095816
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0462791
IRS990ScheduleA/TotalSupportAmt0486884
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISCELLANEOUS 1,568 TOTAL 1,568
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES OFFICE 233 INSURANCE 1,955 BOOKS AND PERIODICALS 13,052 SUPPLIES 3,816 MISC EXP 420 TOTAL 19,476
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CHANGE IN VALUE OF BENEFICIAL INTEREST IN TRUST 982
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTS PAYABLE AND ACCRUED EXPENSES 1,258 435
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0LAUREN LOWERY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum08147635203
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SAEGERTOWN AREA LIBRARY ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0SAEG
ReturnHeader/Filer/EIN0251464207
ReturnHeader/Filer/PhoneNum08147635203
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 871
ReturnHeader/Filer/USAddress/CityNm0SAEGERTOWN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd016433
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0823903575
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MATTERN CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0622 MAIN ST PO BOX 658
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EMLENTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd016373
ReturnHeader/PreparerPersonGrp/PhoneNum07248671712
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CLINTON MATTERN
ReturnHeader/ReturnTs02025-06-09T15:30:49-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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