Civic Intelligence

Healthcare First Credit Union

EIN 25-1359287 • 501(c)14 • Johnstown, PA

View Organization Page

Profile

Provide low cost loans to members

1152 Franklin StreetJohnstown, PA 15905

www.healthcarefirstcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

6th percentile

0.01x

Higher debt load relative to assets than 6% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

8th percentile

0.36x

Higher debt load relative to revenue than 8% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

76th percentile

20%

Higher net margin than 76% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

6th percentile

$0

Higher top officer pay than 6% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

60th percentile

2.9%

Faster asset growth than 60% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

53rd percentile

11%

Faster revenue growth than 53% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets6th percentile

Assets

Down

$98,382,744

Down $4,887,698 (-4.7%) from 2022

Liabilities

Up

$1,392,665

Up $216,502 (+18%) from 2022

Net Assets

Down

$96,990,079

Down $5,104,200 (-5.0%) from 2022

Operations
Liabilities / Revenue8th percentileNet Margin76th percentile

Revenue

Up

$3,873,204

Up $1,011,273 (+35%) from 2022

Expenses

Up

$3,105,740

Up $1,073,742 (+53%) from 2022

Net Income

Down

$767,464

Down $62,469 (-7.5%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth60th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2011: $55,186,647Liabilities 2011: $88,382Net Assets 2011: $55,098,2652011Assets 2014: $56,682,389Liabilities 2014: $101,487Net Assets 2014: $56,580,9022014Assets 2015: $58,573,566Liabilities 2015: $86,796Net Assets 2015: $58,486,7702015Assets 2016: $86,002,684Liabilities 2016: $321,955Net Assets 2016: $85,680,7292016Assets 2017: $85,069,955Liabilities 2017: $254,718Net Assets 2017: $84,815,2372017Assets 2018: $84,879,527Liabilities 2018: $468,270Net Assets 2018: $84,411,2572018Assets 2019: $84,911,114Liabilities 2019: $575,196Net Assets 2019: $84,335,9182019Assets 2020: $95,004,398Liabilities 2020: $493,713Net Assets 2020: $94,510,6852020Assets 2021: $100,902,460Liabilities 2021: $1,192,663Net Assets 2021: $99,709,7972021Assets 2022: $103,270,442Liabilities 2022: $1,176,163Net Assets 2022: $102,094,2792022Assets 2024: $98,382,744Liabilities 2024: $1,392,665Net Assets 2024: $96,990,0792024

Highlighted filing

2024

Assets$98,382,744
Liabilities$1,392,665
Net Assets$96,990,079
Open 2024 Filing

Operations Trend

Revenue Growth53rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2011: $2,125,6912011Revenue 2014: $2,066,502Expenses 2014: $1,848,312Net Income 2014: $218,1902014Revenue 2015: $1,998,222Expenses 2015: $1,915,080Net Income 2015: $83,1422015Revenue 2016: $2,630,202Expenses 2016: $2,582,238Net Income 2016: $47,9642016Revenue 2017: $2,951,496Expenses 2017: $2,599,149Net Income 2017: $352,3472017Revenue 2018: $3,304,714Expenses 2018: $2,853,980Net Income 2018: $450,7342018Revenue 2019: $3,203,593Expenses 2019: $2,844,782Net Income 2019: $358,8112019Revenue 2020: $2,781,339Expenses 2020: $2,590,585Net Income 2020: $190,7542020Revenue 2021: $2,808,565Expenses 2021: $2,502,923Net Income 2021: $305,6422021Revenue 2022: $2,861,931Expenses 2022: $2,031,998Net Income 2022: $829,9332022Revenue 2024: $3,873,204Expenses 2024: $3,105,740Net Income 2024: $767,4642024

Highlighted filing

2024

Revenue$3,873,204
Expenses$3,105,740
Net Income$767,464
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$98,382,744
Liabilities
$1,392,665
Net assets
$96,990,079
Revenue
$3,873,204
Expenses
$3,105,740
Net income
$767,464
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$98.4$1.39$97.0$3.87$3.11$0.77
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$103$1.18$102$2.86$2.03$0.83
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$101$1.19$99.7$2.81$2.50$0.31
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$95.0$0.49$94.5$2.78$2.59$0.19
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$84.9$0.58$84.3$3.20$2.84$0.36
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$84.9$0.47$84.4$3.30$2.85$0.45
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$85.1$0.25$84.8$2.95$2.60$0.35
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.0$0.32$85.7$2.63$2.58$0.05
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$58.6$0.09$58.5$2.00$1.92$0.08
2014Detailed filing. Detailed filing data is available for this year.$56.7$0.10$56.6$2.07$1.85$0.22
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$55.2$0.09$55.1$2.13
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 29, 2025
Return Version
2024v5.0
Gross Receipts
$3,873,204
Mission and Program Overview

Mission

Provide low cost loans to members

as a credit union we hold member deposits (savings) and then loan money back to the members

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$85,054,604$84,700,115▼ $354,489
Investments Program Related$52,497,974$51,193,305▼ $1,304,669
Other Notes and Loans Receivable, Net$35,149,547$33,480,204▼ $1,669,343
Rtn Earn Endowment Incm Other Fnds$11,522,226$12,289,964▲ $767,738
Cash and Non-Interest-Bearing Accounts$3,998,006$6,345,191▲ $2,347,185
Savings and Temporary Cash Investments$1,122,396$4,334,807▲ $3,212,411
Land, Buildings, and Equipment, Net$2,102,104$2,119,131▲ $17,027
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$95,617,569$98,382,744▲ $2,765,175
Other Assets Total$747,542$910,106▲ $162,564
Liabilities
Other Liabilities$-959,261$1,392,665▲ $2,351,926
Total Liabilities$-959,261$1,392,665▲ $2,351,926
Net Assets / Fund Balance
Total Net Assets Fund Balance$96,576,830$96,990,079▲ $413,249
Total Liabilities and Net Assets / Fund Balance$95,617,569$98,382,744▲ $2,765,175

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,250,768$642,749$926,100
Equipment$198,768$784,267$225,797
Land$669,595-$130,000
Investment Program Related Org$51,193,305--
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay6th percentile

Board Members and Trustees

NameTitle
Martin BurketChairperson
Meghan SinclairCEO/President
Brenda MartynuskaDirector
David KaiserDirector
John KaiserDirector
Justin SocieDirector
Ken ZimmermanDirector
P Kevin HockenberryDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,643,853
Investment Income
$1,175,430
Other Revenue
$1,053,921
Change in Net Assets
$767,464
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,911,176
Salaries, Compensation, and Employee Benefits$1,194,564
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$963,899
Other Expenses---$899,478
Interest---$489,349
Office Expenses---$201,451
Other Employee Benefits---$122,076
Depreciation Depletion---$102,629
Payroll Taxes---$74,444
Occupancy---$70,313
Fees for Services Other---$37,744
Pension Plan Contributions---$34,145
Advertising---$11,258
Conferences and Meetings---$804
Total Functional Expenses$0$0$0$3,105,740
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Miscellaneous$1,392,665
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“John and Dave Kaiser are board members and siblings.”

Form 990, Part VI, Section A, Line 6

“The credit union has depositors (members) and are the shareholders.”

Form 990, Part VI, Section A, Line 7A

“As a credit union our depositors (members/shareholders) elect directors from the membership.”

Form 990, Part VI, Section A, Line 8B

“There is no authority that can act on behalf of the governing body.”

Form 990, Part VI, Section B, Line 11B

“By request or if required they are posted.”

Form 990, Part VI, Section B, Line 15

“Compared to Truestage Report within positions.”

Form 990, Part VI, Section C, Line 19

“By request or if required they are posted.”

Filing and Contact Details

Filer

Filer Name
HealthCare First Credit Union
EIN
25-1359287
Phone
8145352606
Address
1152 Franklin Street, Johnstown, PA 15905

Signing Officer

Name
Meghan Sinclair
Title
President/CEO
Phone
8145352606
Signed
2025-05-29

Organization Details

Principal Officer
Meghan Sinclair
Formed
1979
Legal Domicile
Pa
Voting Board Members
7
Independent Board Members
7
Employees
29
Volunteers
8
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Equity increased due to increased member deposits.”

Raw XML AppendixShowing 400 of 402 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0as a credit union we hold member deposits (savings) and then loan money back to the members
IRS990/AdvertisingGrp/TotalAmt011258
IRS990/AuditCommitteeInd00
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0HealthCare First Credit Union
IRS990/BooksInCareOfDetail/PhoneNum08145352606
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01152 Franklin Street
IRS990/BooksInCareOfDetail/USAddress/CityNm0Johnstown
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd015905
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt085054604
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt084700115
IRS990/CashNonInterestBearingGrp/BOYAmt03998006
IRS990/CashNonInterestBearingGrp/EOYAmt06345191
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt0804
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01175430
IRS990/CYOtherExpensesAmt01911176
IRS990/CYOtherRevenueAmt01053921
IRS990/CYProgramServiceRevenueAmt01643853
IRS990/CYRevenuesLessExpensesAmt0767464
IRS990/CYSalariesCompEmpBnftPaidAmt01194564
IRS990/CYTotalExpensesAmt03105740
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03873204
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0102629
IRS990/Desc0Provide low cost loans to members
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt029
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd01
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesOtherGrp/TotalAmt037744
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt745
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0David Kaiser
IRS990/Form990PartVIISectionAGrp/PersonNm1John Kaiser
IRS990/Form990PartVIISectionAGrp/PersonNm2P Kevin Hockenberry
IRS990/Form990PartVIISectionAGrp/PersonNm3Martin Burket
IRS990/Form990PartVIISectionAGrp/PersonNm4Ken Zimmerman
IRS990/Form990PartVIISectionAGrp/PersonNm5Brenda Martynuska
IRS990/Form990PartVIISectionAGrp/PersonNm6Justin Socie
IRS990/Form990PartVIISectionAGrp/PersonNm7Meghan Sinclair
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7CEO/President
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01979
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03873204
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InterestGrp/TotalAmt0489349
IRS990/InvestmentExpenseAmt00
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01175430
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt052497974
IRS990/InvestmentsProgramRelatedGrp/EOYAmt051193305
IRS990/IRPDocumentCnt07
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01427016
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02102104
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02119131
IRS990/LandBldgEquipCostOrOtherBssAmt03546147
IRS990/LegalDomicileStateCd0PA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
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IRS990/MethodOfAccountingOtherInd0X
IRS990/MinutesOfCommitteesInd00
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IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
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IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Provide low cost loans to members
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt096576830
IRS990/NetAssetsOrFundBalancesEOYAmt096990079
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
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IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0747542
IRS990/OtherAssetsTotalGrp/EOYAmt0910106
IRS990/OtherChangesInNetAssetsAmt0-354215
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0122076
IRS990/OtherExpensesGrp/Desc0Allowance for Loan Loss
IRS990/OtherExpensesGrp/Desc1Miscellaneous
IRS990/OtherExpensesGrp/Desc2Member Services
IRS990/OtherExpensesGrp/TotalAmt084919
IRS990/OtherExpensesGrp/TotalAmt113231
IRS990/OtherExpensesGrp/TotalAmt2899478
IRS990/OtherLiabilitiesGrp/BOYAmt0-959261
IRS990/OtherLiabilitiesGrp/EOYAmt01392665
IRS990/OtherRevenueMiscGrp/BusinessCd0524113
IRS990/OtherRevenueMiscGrp/BusinessCd1525990
IRS990/OtherRevenueMiscGrp/BusinessCd2525990
IRS990/OtherRevenueMiscGrp/Desc0Insurance
IRS990/OtherRevenueMiscGrp/Desc1Late Fees, NSF, Etc
IRS990/OtherRevenueMiscGrp/Desc2ATM Interchange and Surcharge
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/ExclusionAmt20
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IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1598050
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2431058
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt024813
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1598050
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2431058
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt20
IRS990/OtherRevenueTotalAmt01053921
IRS990/OtherSalariesAndWagesGrp/TotalAmt0963899
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt035149547
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt033480204
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt074444
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt034145
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Meghan Sinclair
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01643853
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01643853
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgSrvcAccomActy2Grp/Desc0n/a
IRS990/ProgSrvcAccomActy3Grp/Desc0n/a
IRS990/ProgSrvcAccomActyOtherGrp/Desc0See Schedule O, Statement 1
IRS990/ProgSrvcAccomActyOtherGrp/Desc1See Schedule O, Statement 1
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01091189
IRS990/PYOtherExpensesAmt01622635
IRS990/PYOtherRevenueAmt0979771
IRS990/PYProgramServiceRevenueAmt01413236
IRS990/PYRevenuesLessExpensesAmt0714855
IRS990/PYSalariesCompEmpBnftPaidAmt01146706
IRS990/PYTotalExpensesAmt02769341
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03484196
IRS990/ReconcilationRevenueExpnssAmt0767464
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt011522226
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt012289964
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01122396
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04334807
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01250768
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0642749
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0967417
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0926100
IRS990ScheduleD/EquipmentGrp/BookValueAmt0198768
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0784267
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0757238
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0225797
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt051193305
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0Cost
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt0669595
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0539595
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0130000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01392665
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Miscellaneous
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02119131
IRS990ScheduleD/TotalBookValueProgramRltdAmt051193305
IRS990ScheduleD/TotalLiabilityAmt01392665
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0John and Dave Kaiser are board members and siblings.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The credit union has depositors (members) and are the shareholders.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2As a credit union our depositors (members/shareholders) elect directors from the membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3There is no authority that can act on behalf of the governing body.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4By request or if required they are posted.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Compared to Truestage Report within positions.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6By request or if required they are posted.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Equity increased due to increased member deposits.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, Line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part XI, Line 9
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt095617569
IRS990/TotalAssetsEOYAmt098382744
IRS990/TotalAssetsGrp/BOYAmt095617569
IRS990/TotalAssetsGrp/EOYAmt098382744
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt029
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03105740
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0-959261
IRS990/TotalLiabilitiesEOYAmt01392665
IRS990/TotalLiabilitiesGrp/BOYAmt0-959261
IRS990/TotalLiabilitiesGrp/EOYAmt01392665
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt096576830
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt096990079
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt01643853
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03873204
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03873204
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt095617569
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt098382744
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01152 Franklin St
IRS990/USAddress/CityNm0Johnstown
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd015905
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.healthcarefirstcu.com
IRS990/WhistleblowerPolicyInd01
ReasonableCauseExplanation/ExplanationTxt0I am the only one who produces this 990 and I have been very sick and was not able to submit timely.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Meghan Sinclair
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum08145352606
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HealthCare First Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0HEAL
ReturnHeader/Filer/EIN0251359287
ReturnHeader/Filer/PhoneNum08145352606
ReturnHeader/Filer/USAddress/AddressLine1Txt01152 Franklin Street
ReturnHeader/Filer/USAddress/CityNm0Johnstown
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd015905
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-05-29T10:40:01-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01

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