Civic Intelligence

Springboro Library Association Springboro Public Library

990EZ • Fiscal year 2023 • EIN 25-1322772

Jan 01, 2023 to Dec 31, 2023 • Filed on Aug 21, 2024

Organization ProfileN/A
PO Box 51Springboro, PA 16435

(814) 587-3901

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

74th percentile

0.04x

Higher debt load relative to assets than 74% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

71st percentile

0.02x

Higher debt load relative to revenue than 71% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

34th percentile

-4.4%

Higher net margin than 34% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

85th percentile

$21,726

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 22.1% of source-year revenue.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Asset Growth

33rd percentile

-8.9%

Faster asset growth than 33% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

73rd percentile

32%

Faster revenue growth than 73% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets74th percentile

Assets

Down

$45,460

Down $4,452 (-8.9%) from 2022

Net Assets

Down

$43,730

Down $4,287 (-8.9%) from 2022

Liabilities

Down

$1,730

Down $165 (-8.7%) from 2022

Revenue And Expenses
Liabilities / Revenue71st percentileNet Margin34th percentile

Revenue

Up

$98,216

Up $24,033 (+32%) from 2022

Expenses

Up

$102,503

Up $22,378 (+28%) from 2022

Net Income

Up

-$4,287

Up $1,655 (+28%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth33rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80K$60K$40K$20K$0Assets 2013: $53,975Liabilities 2013: $2,032Net Assets 2013: $51,9432013Assets 2014: $54,638Liabilities 2014: $1,894Net Assets 2014: $52,7442014Assets 2015: $44,824Liabilities 2015: $2,181Net Assets 2015: $42,6432015Assets 2016: $44,805Liabilities 2016: $2,019Net Assets 2016: $42,7862016Assets 2017: $43,398Liabilities 2017: $1,892Net Assets 2017: $41,5062017Assets 2018: $40,343Liabilities 2018: $1,727Net Assets 2018: $38,6162018Assets 2019: $34,780Liabilities 2019: $1,884Net Assets 2019: $32,8962019Assets 2020: $38,958Liabilities 2020: $1,677Net Assets 2020: $37,2812020Assets 2021: $56,413Liabilities 2021: $2,454Net Assets 2021: $53,9592021Assets 2022: $49,912Liabilities 2022: $1,895Net Assets 2022: $48,0172022Assets 2023: $45,460Liabilities 2023: $1,730Net Assets 2023: $43,7302023Assets 2024: $61,047Liabilities 2024: $2,054Net Assets 2024: $58,9932024

Highlighted filing

2023

Assets$45,460
Liabilities$1,730
Net Assets$43,730
Open 2023 Filing

Operations Trend

Revenue Growth73rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2013: $49,811Expenses 2013: $51,985Net Income 2013: -$2,1742013Revenue 2014: $50,359Expenses 2014: $49,558Net Income 2014: $8012014Revenue 2015: $50,376Expenses 2015: $60,477Net Income 2015: -$10,1012015Revenue 2016: $53,391Expenses 2016: $53,248Net Income 2016: $1432016Revenue 2017: $53,733Expenses 2017: $55,013Net Income 2017: -$1,2802017Revenue 2018: $53,130Expenses 2018: $53,590Net Income 2018: -$4602018Revenue 2019: $59,726Expenses 2019: $65,446Net Income 2019: -$5,7202019Revenue 2020: $55,653Expenses 2020: $51,268Net Income 2020: $4,3852020Revenue 2021: $75,588Expenses 2021: $58,910Net Income 2021: $16,6782021Revenue 2022: $74,183Expenses 2022: $80,125Net Income 2022: -$5,9422022Revenue 2023: $98,216Expenses 2023: $102,503Net Income 2023: -$4,2872023Revenue 2024: $100,979Expenses 2024: $85,716Net Income 2024: $15,2632024

Highlighted filing

2023

Revenue$98,216
Expenses$102,503
Net Income-$4,287
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Aug 21, 2024
Return Version
2023v5.0
Gross Receipts
$98,216
Mission and Program Overview

Mission

Serves as a public library

Program Services

DescriptionGrantsExpenses
PUBLIC LIBRARY-$93,015
Compensation and Service Providers
Top Officer Pay85th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ABIGAIL HANSONDirectorPT$21,726-$21,726
MARSHA HOLOWELLPresident-$0--
LYNDA PROCTORVice-Preside-$0--
MARSHA JONESTreasurerPT$0--
LINDA EWIGSecretary-$0--
BETTY GREIGBoard Member-$0--
ERIKA BURNSBoard Member-$0--
DEBBIE STROHMEYERBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Springboro Library Association
EIN
25-1322772
Address
PO BOX 51, SPRINGBORO, PA 16435

Signing Officer

Name
Marsha Jones
Title
Treasurer
Signed
2024-08-21

Preparer

Firm
Mattern CPA LLC
Address
622 MAIN ST PO BOX 658, EMLENTON, PA 16373
Preparer
Clinton Mattern
Phone
7248671712
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Other revenue 2,439 total 2,439”

Form 990-ez, Part I, Line 16

“Expenses conferences/meetings 1,163 interest 169 insurance 4,897 books and periodicals 7,542 supplies 13,515 audio-visual materials 1,312 miscellaneous 1,826 grant expenses 15,230 total 45,654”

Form 990-ez, Part II, Line 26

“Accrued payroll taxes 1,895 1,730”

Raw XML Appendix174 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0MARSHA JONES
IRS990EZ/BooksInCareOfDetail/PhoneNum08145873901
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 51
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SPRINGBORO
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd016435
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt029912
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt025460
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt083208
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-4287
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt049912
IRS990EZ/Form990TotalAssetsGrp/EOYAmt045460
IRS990EZ/FundraisingGrossIncomeAmt012567
IRS990EZ/GrossReceiptsAmt098216
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt02
IRS990EZ/LandAndBuildingsGrp/BOYAmt020000
IRS990EZ/LandAndBuildingsGrp/EOYAmt020000
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingOtherDesc0MODIFIED CASH
IRS990EZ/NetAssetsOrFundBalancesBOYAmt048017
IRS990EZ/NetAssetsOrFundBalancesEOYAmt043730
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt048017
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt043730
IRS990EZ/OccupancyRentUtltsAndMaintAmt06753
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt420.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt421726
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MARSHA HOLOWELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1LYNDA PROCTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MARSHA JONES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3LINDA EWIG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ABIGAIL HANSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5BETTY GREIG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6ERIKA BURNS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7DEBBIE STROHMEYER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE-PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt045654
IRS990EZ/OtherRevenueTotalAmt02439
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SERVES AS A PUBLIC LIBRARY
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PUBLIC LIBRARY
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt093015
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt050096
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsNetIncomeLossAmt012567
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01895
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01730
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0102503
IRS990EZ/TotalProgramServiceExpensesAmt093015
IRS990EZ/TotalRevenueAmt098216
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt05,689
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt015977
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt09438
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt07416
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt07786
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt03451
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt044068
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt02
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt03
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt03
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt02
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt06
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt016
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt025232
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt02439
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt084
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt0968
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt0976
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt01222
IRS990ScheduleA/OtherIncome170Grp/TotalAmt05689
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.98350
IRS990ScheduleA/PublicSupportPY170Pct00.98420
IRS990ScheduleA/PublicSupportTotal170Amt0339916
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearAmt067231
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus1YearAmt059781
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus2YearsAmt066950
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus3YearsAmt046839
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus4YearsAmt055047
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt0295848
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt083208
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt069219
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt074366
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt054625
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt058498
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0339916
IRS990ScheduleA/TotalSupportAmt0345621
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OTHER REVENUE 2,439 TOTAL 2,439
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES CONFERENCES/MEETINGS 1,163 INTEREST 169 INSURANCE 4,897 BOOKS AND PERIODICALS 7,542 SUPPLIES 13,515 AUDIO-VISUAL MATERIALS 1,312 MISCELLANEOUS 1,826 GRANT EXPENSES 15,230 TOTAL 45,654
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCRUED PAYROLL TAXES 1,895 1,730
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02024-10-15 13:58:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0MARSHA JONES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-08-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SPRINGBORO LIBRARY ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0SPRI
ReturnHeader/Filer/EIN0251322772
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 51
ReturnHeader/Filer/USAddress/CityNm0SPRINGBORO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd016435
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0823903575
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MATTERN CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0622 MAIN ST PO BOX 658
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EMLENTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd016373
ReturnHeader/PreparerPersonGrp/PhoneNum07248671712
ReturnHeader/PreparerPersonGrp/PreparationDt02024-08-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CLINTON MATTERN
ReturnHeader/ReturnTs02024-09-30T13:42:36-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$45,460
Liabilities
$1,730
Net assets
$43,730
Revenue
$98,216
Expenses
$102,503
Net income
-$4,287
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.61$0.02$0.59$1.01$0.86$0.15
2023Detailed filing. Detailed filing data is available for this year.$0.45$0.02$0.44$0.98$1.03$0.04
2022Detailed filing. Detailed filing data is available for this year.$0.50$0.02$0.48$0.74$0.80$0.06
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.56$0.02$0.54$0.76$0.59$0.17
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.39$0.02$0.37$0.56$0.51$0.04
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.35$0.02$0.33$0.60$0.65$0.06
2018Detailed filing. Detailed filing data is available for this year.$0.40$0.02$0.39$0.53$0.54$0.00
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.43$0.02$0.42$0.54$0.55$0.01
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.45$0.02$0.43$0.53$0.53$0.00
2015Detailed filing. Detailed filing data is available for this year.$0.45$0.02$0.43$0.50$0.60$0.10
2014Detailed filing. Detailed filing data is available for this year.$0.55$0.02$0.53$0.50$0.50$0.01
2013Detailed filing. Detailed filing data is available for this year.$0.54$0.02$0.52$0.50$0.52$0.02