Civic Intelligence

Margaret Shontz Memorial Library

EIN 25-1299231 • 501(c)3 • Conneaut Lake, PA

Profile

Serves as a public library

145 S Second St PO Box 5117Conneaut Lake, PA 16316

shontz.ccfls.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

63rd percentile

0.00x

Higher debt load relative to assets than 63% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

70th percentile

0.01x

Higher debt load relative to revenue than 70% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

75th percentile

21%

Higher net margin than 75% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

92nd percentile

$21,879

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 24.3% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

65th percentile

7.6%

Faster asset growth than 65% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

55th percentile

2.4%

Faster revenue growth than 55% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets63rd percentile

Assets

Up

$391,043

Up $53,452 (+16%) from 2022

Liabilities

$1,298

No earlier filing loaded for comparison.

Net Assets

Up

$389,745

Up $52,154 (+15%) from 2022

Operations
Liabilities / Revenue70th percentileNet Margin75th percentile

Revenue

Up

$90,195

Up $4,135 (+4.8%) from 2022

Expenses

Down

$71,140

Down $1,961 (-2.7%) from 2022

Net Income

Up

$19,055

Up $6,096 (+47%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth65th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2013: $248,405Liabilities 2013: $0Net Assets 2013: $248,4052013Assets 2014: $254,965Liabilities 2014: $0Net Assets 2014: $254,9652014Assets 2015: $264,592Liabilities 2015: $0Net Assets 2015: $264,5922015Assets 2016: $267,724Liabilities 2016: $0Net Assets 2016: $267,7242016Assets 2017: $271,541Liabilities 2017: $0Net Assets 2017: $271,5412017Assets 2018: $273,448Liabilities 2018: $0Net Assets 2018: $273,4482018Assets 2019: $294,111Net Assets 2019: $294,1112019Assets 2020: $311,231Net Assets 2020: $311,2312020Assets 2021: $334,211Net Assets 2021: $334,2112021Assets 2022: $337,591Net Assets 2022: $337,5912022Assets 2024: $391,043Liabilities 2024: $1,298Net Assets 2024: $389,7452024

Highlighted filing

2024

Assets$391,043
Liabilities$1,298
Net Assets$389,745
Open 2024 Filing

Operations Trend

Revenue Growth55th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2013: $60,536Expenses 2013: $60,910Net Income 2013: -$3742013Revenue 2014: $63,359Expenses 2014: $56,799Net Income 2014: $6,5602014Revenue 2015: $69,202Expenses 2015: $59,575Net Income 2015: $9,6272015Revenue 2016: $62,734Expenses 2016: $59,602Net Income 2016: $3,1322016Revenue 2017: $65,691Expenses 2017: $61,874Net Income 2017: $3,8172017Revenue 2018: $63,449Expenses 2018: $61,542Net Income 2018: $1,9072018Revenue 2019: $84,790Expenses 2019: $64,127Net Income 2019: $20,6632019Revenue 2020: $71,904Expenses 2020: $54,783Net Income 2020: $17,1212020Revenue 2021: $87,520Expenses 2021: $62,393Net Income 2021: $25,1272021Revenue 2022: $86,060Expenses 2022: $73,101Net Income 2022: $12,9592022Revenue 2024: $90,195Expenses 2024: $71,140Net Income 2024: $19,0552024

Highlighted filing

2024

Revenue$90,195
Expenses$71,140
Net Income$19,055
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$391,043
Liabilities
$1,298
Net assets
$389,745
Revenue
$90,195
Expenses
$71,140
Net income
$19,055
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.91$0.01$3.90$0.90$0.71$0.19
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.38$3.38$0.86$0.73$0.13
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.34$3.34$0.88$0.62$0.25
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.11$3.11$0.72$0.55$0.17
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.94$2.94$0.85$0.64$0.21
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.73$0.00$2.73$0.63$0.62$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.72$0.00$2.72$0.66$0.62$0.04
2016Detailed filing. Detailed filing data is available for this year.$2.68$0.00$2.68$0.63$0.60$0.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.65$0.00$2.65$0.69$0.60$0.10
2014Detailed filing. Detailed filing data is available for this year.$2.55$0.00$2.55$0.63$0.57$0.07
2013Detailed filing. Detailed filing data is available for this year.$2.48$0.00$2.48$0.61$0.61$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 12, 2025
Return Version
2024v5.0
Gross Receipts
$90,195
Mission and Program Overview

Mission

Serves as a public lirary

Serves as a public library

Program Services

DescriptionGrantsExpenses
PUBLIC LIBRARY-$64,731
Compensation and Service Providers
Top Officer Pay92nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RUTH YOUNGDirectorPT$21,879-$21,879
MARK RUTTENBERGPresident-$0--
WILLIAM GREGVice Preside-$0--
LESLIE CONLINSecretary-$0--
DEBBIE MARTINBoard Member-$0--
PATRICIA DEEMERBoard Member-$0--
KATHE MCKAYBoard Member-$0--
JULIA CATALANOBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Margaret Shontz Memorial Library
EIN
25-1299231
Address
145 S SECOND ST PO BOX 5117, CONNEAUT LAKE, PA 16316

Signing Officer

Name
Ruth Young
Title
Director
Signed
2025-05-12

Preparer

Firm
Mattern CPA LLC
Address
622 MAIN ST PO BOX 658, EMLENTON, PA 16373
Preparer
Clinton Mattern
Phone
7248671712
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“MISC 665 TOTAL 665”

Form 990-ez, Part I, Line 16

“Expenses office 2,923 insurance 2,410 books 8,137 supplies 1,986 misc exp 726 total 16,182”

Form 990-ez, Part I, Line 20

“Unrealized investment loss 5,643”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 960 1,298”

Raw XML Appendix174 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SHERRY TIDWELL
IRS990EZ/BooksInCareOfDetail/PhoneNum08143826666
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0145 S SECOND ST PO BOX 5117
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CONNEAUT LAKE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd016316
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0217164
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0242200
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt086043
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt019055
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01825
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0366007
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0391043
IRS990EZ/GrossReceiptsAmt090195
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt03487
IRS990EZ/LandAndBuildingsGrp/BOYAmt0148843
IRS990EZ/LandAndBuildingsGrp/EOYAmt0148843
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0365047
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0389745
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0365047
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0389745
IRS990EZ/OccupancyRentUtltsAndMaintAmt07436
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt03.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt720.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt721879
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MARK RUTTENBERG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1WILLIAM GREG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2LESLIE CONLIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3DEBBIE MARTIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4PATRICIA DEEMER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5KATHE MCKAY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JULIA CATALANO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7RUTH YOUNG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt05643
IRS990EZ/OtherExpensesTotalAmt016182
IRS990EZ/OtherRevenueTotalAmt0665
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SERVES AS A PUBLIC LIBRARY
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PUBLIC LIBRARY
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt064731
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt045697
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0960
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01298
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt071140
IRS990EZ/TotalProgramServiceExpensesAmt064731
IRS990EZ/TotalRevenueAmt090195
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0HTTPS://SHONTZ.CCFLS.ORG/
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt06,527
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt086043
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt095197
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt082116
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt022298
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt09480
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0295134
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt03487
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt01991
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0409
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0608
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt01360
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt07855
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt018774
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt0665
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt02327
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt03535
IRS990ScheduleA/OtherIncome170Grp/TotalAmt06527
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.97700
IRS990ScheduleA/PublicSupportPY170Pct00.97540
IRS990ScheduleA/PublicSupportTotal170Amt0611309
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearAmt065411
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus1YearAmt069825
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus2YearsAmt060261
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus3YearsAmt060348
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus4YearsAmt060330
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt0316175
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0151454
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0165022
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0142377
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt082646
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt069810
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0611309
IRS990ScheduleA/TotalSupportAmt0625691
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISC 665 TOTAL 665
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES OFFICE 2,923 INSURANCE 2,410 BOOKS 8,137 SUPPLIES 1,986 MISC EXP 726 TOTAL 16,182
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2UNREALIZED INVESTMENT LOSS 5,643
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTS PAYABLE AND ACCRUED EXPENSES 960 1,298
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0RUTH YOUNG
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MARGARET SHONTZ MEMORIAL LIBRARY
ReturnHeader/Filer/BusinessNameControlTxt0MARG
ReturnHeader/Filer/EIN0251299231
ReturnHeader/Filer/USAddress/AddressLine1Txt0145 S SECOND ST PO BOX 5117
ReturnHeader/Filer/USAddress/CityNm0CONNEAUT LAKE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd016316
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0823903575
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MATTERN CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0622 MAIN ST PO BOX 658
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EMLENTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd016373
ReturnHeader/PreparerPersonGrp/PhoneNum07248671712
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CLINTON MATTERN
ReturnHeader/ReturnTs02025-06-05T13:51:25-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.