Civic Intelligence

Community Action in Clfd Cty Inc

EIN 25-1153749 • 501(c)3 • Clearfield, PA

Profile

Community action in clearfield county, inc.'s mission is to provide ownership of the hud financed low-income housing project known as "lawrence park village."

PO Box 792Clearfield, PA 16830

www.cpcaa.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

41st percentile

0.03x

Higher debt load relative to assets than 41% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

49th percentile

0.07x

Higher debt load relative to revenue than 49% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

59th percentile

9.3%

Higher net margin than 59% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

45th percentile

2.1%

Faster asset growth than 45% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2025

Revenue Growth

47th percentile

5.8%

Faster revenue growth than 47% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2025

Assets

Up

$1,647,013

Up $28,080 (+1.7%) from 2024

Liabilities

Down

$47,763

Down $32,742 (-41%) from 2024

Net Assets

Up

$1,599,250

Up $60,822 (+4.0%) from 2024

Revenue

Up

$652,721

Up $33,888 (+5.5%) from 2024

Expenses

Up

$591,899

Up $3,538 (+0.6%) from 2024

Net Income

Up

$60,822

Up $30,350 (+100%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $855,661Liabilities 2011: $160,510Net Assets 2011: $695,1512011Assets 2012: $870,619Liabilities 2012: $91,092Net Assets 2012: $779,5272012Assets 2013: $882,852Liabilities 2013: $37,735Net Assets 2013: $845,1172013Assets 2015: $996,098Liabilities 2015: $29,690Net Assets 2015: $966,4082015Assets 2016: $1,078,115Liabilities 2016: $25,747Net Assets 2016: $1,052,3682016Assets 2017: $1,173,929Liabilities 2017: $52,391Net Assets 2017: $1,121,5382017Assets 2018: $1,229,215Liabilities 2018: $29,867Net Assets 2018: $1,199,3482018Assets 2019: $1,309,575Liabilities 2019: $28,514Net Assets 2019: $1,281,0612019Assets 2020: $1,435,589Liabilities 2020: $31,365Net Assets 2020: $1,404,2242020Assets 2021: $1,481,826Liabilities 2021: $34,589Net Assets 2021: $1,447,2372021Assets 2022: $1,546,054Liabilities 2022: $42,602Net Assets 2022: $1,503,4522022Assets 2023: $1,595,320Liabilities 2023: $87,364Net Assets 2023: $1,507,9562023Assets 2024: $1,618,933Liabilities 2024: $80,505Net Assets 2024: $1,538,4282024Assets 2025: $1,647,013Liabilities 2025: $47,763Net Assets 2025: $1,599,2502025

Highlighted filing

2025

Assets$1,647,013
Liabilities$47,763
Net Assets$1,599,250

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0Expenses 2011: $02011Expenses 2012: $02012Expenses 2013: $02013Revenue 2015: $80,430Expenses 2015: $0Net Income 2015: $80,4302015Revenue 2016: $85,960Expenses 2016: $0Net Income 2016: $85,9602016Revenue 2017: $466,632Expenses 2017: $397,462Net Income 2017: $69,1702017Revenue 2018: $465,473Expenses 2018: $387,663Net Income 2018: $77,8102018Revenue 2019: $465,109Expenses 2019: $383,396Net Income 2019: $81,7132019Revenue 2020: $536,192Expenses 2020: $413,029Net Income 2020: $123,1632020Revenue 2021: $526,547Expenses 2021: $483,534Net Income 2021: $43,0132021Revenue 2022: $551,786Expenses 2022: $495,571Net Income 2022: $56,2152022Revenue 2023: $586,995Expenses 2023: $582,491Net Income 2023: $4,5042023Revenue 2024: $618,833Expenses 2024: $588,361Net Income 2024: $30,4722024Revenue 2025: $652,721Expenses 2025: $591,899Net Income 2025: $60,8222025

Highlighted filing

2025

Revenue$652,721
Expenses$591,899
Net Income$60,822

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.65$0.05$1.60$0.65$0.59$0.06
2024Detailed filing. Detailed filing data is available for this year.$1.62$0.08$1.54$0.62$0.59$0.03
2023Detailed filing. Detailed filing data is available for this year.$1.60$0.09$1.51$0.59$0.58$0.00
2022Detailed filing. Detailed filing data is available for this year.$1.55$0.04$1.50$0.55$0.50$0.06
2021Detailed filing. Detailed filing data is available for this year.$1.48$0.03$1.45$0.53$0.48$0.04
2020Detailed filing. Detailed filing data is available for this year.$1.44$0.03$1.40$0.54$0.41$0.12
2019Detailed filing. Detailed filing data is available for this year.$1.31$0.03$1.28$0.47$0.38$0.08
2018Detailed filing. Detailed filing data is available for this year.$1.23$0.03$1.20$0.47$0.39$0.08
2017Detailed filing. Detailed filing data is available for this year.$1.17$0.05$1.12$0.47$0.40$0.07
2016Detailed filing. Detailed filing data is available for this year.$1.08$0.03$1.05$0.09$0.00$0.09
2015Detailed filing. Detailed filing data is available for this year.$1.00$0.03$0.97$0.08$0.00$0.08
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.88$0.04$0.85$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.87$0.09$0.78$0.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.86$0.16$0.70$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Nov 1, 2024 to Oct 31, 2025
Signed
Feb 4, 2026
Return Version
2024v5.0
Gross Receipts
$652,721
Mission and Program Overview

Mission

Community action in clearfield county, inc.'s mission is to provide ownership of the hud financed low-income housing project known as "lawrence park village."

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$932,033$1,004,503▲ $72,470
Cash and Non-Interest-Bearing Accounts$4,432$40,751▲ $36,319
Accounts Receivable$29,929$40,092▲ $10,163
Prepaid Expenses and Deferred Charges$3,323$5,529▲ $2,206
Total Assets$1,618,933$1,647,013▲ $28,080
Other Assets Total$649,216$556,138▼ $93,078
Liabilities
Accounts Payable and Accrued Expenses$67,973$35,257▼ $32,716
Other Liabilities$12,532$12,506▼ $26
Total Liabilities$80,505$47,763▼ $32,742
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$935,324$1,060,568▲ $125,244
Net Assets With Donor Restrictions$603,104$538,682▼ $64,422
Total Net Assets Fund Balance$1,538,428$1,599,250▲ $60,822
Total Liabilities and Net Assets / Fund Balance$1,618,933$1,647,013▲ $28,080

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$982,503$1,824,471$2,806,974
Land$22,000-$22,000
Other Assets Org$556,138--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Tyler KirkwoodChairperson
Dan NelsonVice Chairpe
Cynthia RussellBoard Member
Jason HolencikBoard Member
Kristi RichBoard Member
Luke WalkerBoard Member
Steve LivergoodSecretary/tr
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$638,861
Investment Income
$7,915
Other Revenue
$5,945
Change in Net Assets
$60,822
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$429,905
Salaries, Compensation, and Employee Benefits$161,994
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$125,311--$125,311
Occupancy$90,344--$90,344
Fees for Services Management$74,143--$74,143
Depreciation Depletion$73,981--$73,981
Insurance$50,842--$50,842
All Other Expenses$31,380--$31,380
Other Employee Benefits$26,493--$26,493
Fees for Services Accounting$16,020--$16,020
Other Expenses$11,071--$11,071
Payroll Taxes$10,190--$10,190
Total Functional Expenses$591,899$0$0$591,899
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Security Deposits$12,152
Rent Received in Advance$354
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public.

Filing and Contact Details

Filer

Filer Name
Community Action in Clfd Cty Inc
EIN
25-1153749
Phone
8147651551
Address
PO BOX 792, CLEARFIELD, PA 16830

Signing Officer

Name
Michelle Stiner
Title
Executive Director
Phone
8147651551
Signed
2026-02-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michelle Stiner
Formed
1965
Legal Domicile
Pa
Voting Board Members
7
Independent Board Members
7
Employees
0

Preparer

Firm
Catalano Casecatalano & Clark-radzieta
Address
9 N FRONT ST, CLEARFIELD, PA 16830-2455
Preparer
Tracy M Clark-radzieta CPA
Phone
8147651624
Supplemental Narrative

Financial Statement Notes

Schedule D, Page 3, Part X

Effective september 30, 2009, the project adopted financial accounting standards board, accounting standards codification 740, accounting for uncertainty in income taxes - an interpretation of fasb statement no. 109 (fin 48). Asc 740 clarifies the accounting for uncertainty in income tax recognized in an entity's financial statements. Asc 740 requires entities to determine whether it is more likely than not that a tax position will be sustained upon examination by the appropriate taxing authorities before any part of the benefit can be recorded in the financial statements. It also provides guidance on the recognition, measurement, and classification of income tax uncertainties, along with any related interest or penalties. A tax position is measured at the largest amount of benefit that is greater than fifty percent likely of being realized upon settlement. The adoption of fasb asc 740 had no impact on the project's financial statements.

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IRS990ScheduleD/OtherAssetsOrgGrp/Desc0ESCROW DEPOSITS
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SECURITY DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1RENT RECEIVED IN ADVANCE
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0EFFECTIVE SEPTEMBER 30, 2009, THE PROJECT ADOPTED FINANCIAL ACCOUNTING STANDARDS BOARD, ACCOUNTING STANDARDS CODIFICATION 740, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES - AN INTERPRETATION OF FASB STATEMENT NO. 109 (FIN 48). ASC 740 CLARIFIES THE ACCOUNTING FOR UNCERTAINTY IN INCOME TAX RECOGNIZED IN AN ENTITY'S FINANCIAL STATEMENTS. ASC 740 REQUIRES ENTITIES TO DETERMINE WHETHER IT IS MORE LIKELY THAN NOT THAT A TAX POSITION WILL BE SUSTAINED UPON EXAMINATION BY THE APPROPRIATE TAXING AUTHORITIES BEFORE ANY PART OF THE BENEFIT CAN BE RECORDED IN THE FINANCIAL STATEMENTS. IT ALSO PROVIDES GUIDANCE ON THE RECOGNITION, MEASUREMENT, AND CLASSIFICATION OF INCOME TAX UNCERTAINTIES, ALONG WITH ANY RELATED INTEREST OR PENALTIES. A TAX POSITION IS MEASURED AT THE LARGEST AMOUNT OF BENEFIT THAT IS GREATER THAN FIFTY PERCENT LIKELY OF BEING REALIZED UPON SETTLEMENT. THE ADOPTION OF FASB ASC 740 HAD NO IMPACT ON THE PROJECT'S FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
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IRS990ScheduleD/TotalLiabilityAmt012506
IRS990/ScheduleJRequiredInd0false
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO DOCUMENTS AVAILABLE TO THE PUBLIC.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 19
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0CENTRAL PA COMMUNITY ACTION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt1CURWENSVILLE HOUSING CORPORATION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt2MOSHANNON HOUSING CORPORATION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt3CENTRAL PA DEVELOPMENT CORPORATION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt4LEONARD HOUSING CORPORATION
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0IMP CA PRG
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt1LO INC HSG
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IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt0161994
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IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0ACTUAL
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt1MGMT FEES/ACCTG FEE%
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