Liabilities / Assets
67th percentile
Higher debt load relative to assets than 67% of similar nonprofits.
Cairnbrook Improvement Association
EIN 25-0993127 • 501(c)12 • Cairnbrook, PA
Profile
Provide water service
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.08x
Liabilities / Revenue
75th percentile
Higher debt load relative to revenue than 75% of similar nonprofits.
Net Margin
49th percentile
Higher net margin than 49% of similar nonprofits.
Top Officer Pay
98th percentile
Higher top officer pay than 98% of similar nonprofits.
Top officer pay equals 28.3% of source-year revenue.
Asset Growth
67th percentile
Faster asset growth than 67% of similar nonprofits.
Revenue Growth
49th percentile
Faster revenue growth than 49% of similar nonprofits.
Balance Sheet
Assets
Up$372,804
Up $19,714 (+5.6%) from 2024
Liabilities
Up$27,997
Up $5,414 (+24%) from 2024
Net Assets
Up$344,807
Up $14,300 (+4.3%) from 2024
Revenue
Up$110,444
Up $1,651 (+1.5%) from 2024
Expenses
Up$106,263
Up $2,488 (+2.4%) from 2024
Net Income
Down$4,181
Down $837 (-17%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $372,804
- Liabilities
- $27,997
- Net assets
- $344,807
- Revenue
- $110,444
- Expenses
- $106,263
- Net income
- $4,181
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2025 to Dec 31, 2025
- Signed
- Mar 20, 2026
- Return Version
- 2025v4.0
- Gross Receipts
- $110,444
Mission and Program Overview
Mission
Provide water service
Program Services
| Description | Grants | Expenses |
|---|---|---|
| Provide water service at cost to the members | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Samuel Maddy | Manager | PT | $22,006 | $9,198 | $31,204 |
| Michael Kubek | Secretary Treasurer Plant Operator | PT | $9,972 | - | $9,972 |
| Eric Swallow | President | - | $0 | - | - |
| David Leipchack | Vice President | - | $0 | - | - |
| Fred Grosholz | Director | - | $0 | - | - |
| Melvin Burket | Director | - | $0 | - | - |
| Geraldine Gromack | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Cairnbrook Improvement Association
- EIN
- 25-0993127
- Phone
- 8147548102
- Address
- PO Box 264, Cairnbrook, PA 15924
Signing Officer
- Name
- Michael Kubek
- Title
- Secretary/ Treasurer
- Phone
- 8147548102
- Signed
- 2026-03-20
Supplemental Narrative
Additional Explanations
Form 990-EZ, Part I, Line 8
“Description;Amount^Penalties on Overdue Assessments;2420|Miscellaneous Revenue;48^Total;2468^”
Form 990-EZ, Part I, Line 16
“Description;Amount^Operating Supplies;11518|PA Sales and Use Tax;1486|Insurance;4725|Depreciation;12928|Contingencies;14280|Interest Payments on Loan;86|Erroneous Assessments;96^Total;45119^”
Form 990-EZ, Part I, Line 20
“Description;Amount^Net Change in Reserve for Contingencies;10119^Total;10119^”
Form 990-EZ, Part II, Line 24
“Description;EOY Amount^Members Accounts Receivable;26686|Inventory;5921|Insurance Paid in Advance;774^Total;33381^”
Form 990-EZ, Part II, Line 26
“Description;EOY Amount^Accounts Payable;1001|Accrued Payroll Taxes;2700|Accrued PA Sales Tax;1|Accrued Reserve for State Fees;550|Members Deposits Returnable;23745^Total;27997^”
Raw XML Appendix143 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BenefitsPaidToOrForMembersAmt | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | Michael Kubek |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 8147548102 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO Box 264 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | Cairnbrook |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 15924 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 174991 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 144092 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 4181 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 4181 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 3593 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form1120PolFiledInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 353090 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 372804 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GainOrLossFromSaleOfAssetsAmt | 0 | 0 |
| IRS990EZ/GamingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 0 |
| IRS990EZ/GrossProfitLossSlsOfInvntryAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 110444 |
| IRS990EZ/GrossSalesOfInventoryAmt | 0 | 0 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 4526 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 148369 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 195331 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MembershipDuesAmt | 0 | 99269 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 330507 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 344807 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 330507 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 344807 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 10712 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 8 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 15 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 9972 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 22006 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 6 | 9198 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Eric Swallow |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | David Leipchack |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Michael Kubek |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | Fred Grosholz |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | Melvin Burket |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | Geraldine Gromack |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | Samuel Maddy |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Vice President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Secretary Treasurer Plant Operator |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | Manager |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 29730 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 33381 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 10119 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 45119 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 2468 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | Provide water service |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 3202 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | Provide water service at cost to the members |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 43637 |
| IRS990EZ/SaleOfAssetsGrossAmt | 0 | 0 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 22583 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 27997 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 106263 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/TotalRevenueAmt | 0 | 110444 |
| IRS990EZ/TransactionWithControlEntInd | 0 | 0 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Description;Amount^Penalties on Overdue Assessments;2420|Miscellaneous Revenue;48^Total;2468^ |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Description;Amount^Operating Supplies;11518|PA Sales and Use Tax;1486|Insurance;4725|Depreciation;12928|Contingencies;14280|Interest Payments on Loan;86|Erroneous Assessments;96^Total;45119^ |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Description;Amount^Net Change in Reserve for Contingencies;10119^Total;10119^ |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Description;EOY Amount^Members Accounts Receivable;26686|Inventory;5921|Insurance Paid in Advance;774^Total;33381^ |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Description;EOY Amount^Accounts Payable;1001|Accrued Payroll Taxes;2700|Accrued PA Sales Tax;1|Accrued Reserve for State Fees;550|Members Deposits Returnable;23745^Total;27997^ |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990-EZ, Part I, Line 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990-EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990-EZ, Part I, Line 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990-EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990-EZ, Part II, Line 26 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Michael Kubek |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Secretary/ Treasurer |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8147548102 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-03-20 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CAIRNBROOK IMPROVEMENT ASSOCIATION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CAIR |
| ReturnHeader/Filer/EIN | 0 | 250993127 |
| ReturnHeader/Filer/PhoneNum | 0 | 8147548102 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO Box 264 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Cairnbrook |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 15924 |
| ReturnHeader/ReturnTs | 0 | 2026-03-20T17:46:47-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
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