Civic Intelligence

Avco Employees Relief &

990 • Fiscal year 2015 • EIN 24-6018612

Apr 01, 2014 to Mar 31, 2015 • Filed on May 14, 2015

2910 Heshbon RoadWilliamsport, PA 17701

(570) 494-0346

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)9 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

66th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)9 • <$500k nonprofits • Source year 2015

Net Margin

89th percentile

50%

Higher net margin than 89% of similar nonprofits.

2015 filings • 501(c)9 • <$500k nonprofits • Source year 2015

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)9 • <$500k nonprofits • Source year 2015

Asset Growth

84th percentile

18%

Faster asset growth than 84% of similar nonprofits.

2015 filings • 501(c)9 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

31st percentile

-19%

Faster revenue growth than 31% of similar nonprofits.

2015 filings • 501(c)9 • <$500k nonprofits • Annualized from 2014 to 2015

Assets

Up

$133,362

Up $20,576 (+18%) from 2014

Net Assets

Up

$133,362

Up $20,576 (+18%) from 2014

Liabilities

Flat

$0

Flat from 2014

Revenue

Down

$40,906

Down $9,656 (-19%) from 2014

Expenses

Down

$20,330

Down $15,890 (-44%) from 2014

Net Income

Up

$20,576

Up $6,234 (+43%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $103,131Liabilities 2011: $0Net Assets 2011: $103,1312011Assets 2012: $100,104Liabilities 2012: $0Net Assets 2012: $100,1042012Assets 2013: $107,788Liabilities 2013: $0Net Assets 2013: $107,7882013Assets 2014: $112,786Liabilities 2014: $0Net Assets 2014: $112,7862014Assets 2015: $133,362Liabilities 2015: $0Net Assets 2015: $133,3622015

Highlighted filing

2015

Assets$133,362
Liabilities$0
Net Assets$133,362

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60K$40K$20K$0Expenses 2011: $42,1122011Expenses 2012: $41,0662012Expenses 2013: $28,6802013Revenue 2014: $50,562Expenses 2014: $36,220Net Income 2014: $14,3422014Revenue 2015: $40,906Expenses 2015: $20,330Net Income 2015: $20,5762015

Highlighted filing

2015

Revenue$40,906
Expenses$20,330
Net Income$20,576
Jump To
Filing Snapshot
Filing Period
Apr 1, 2014 to Mar 31, 2015
Signed
May 14, 2015
Return Version
2014v5.0
Gross Receipts
$40,906
Mission and Program Overview

Mission

To provide benefits for its members

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$112,786$133,362▲ $20,576
Investments Program Related$105,464$124,291▲ $18,827
Savings and Temporary Cash Investments$2,259$5,029▲ $2,770
Cash and Non-Interest-Bearing Accounts$5,063$4,042▼ $1,021
Total Assets$112,786$133,362▲ $20,576
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$112,786$133,362▲ $20,576
Total Liabilities and Net Assets / Fund Balance$112,786$133,362▲ $20,576

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$124,291--
Compensation and Service Providers

Board Members and Trustees

NameTitle
William CarothersPresident
Donald LoudenslagerVice President
Linda MankeySecretary Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$29,892
Investment Income
$0
Other Revenue
$11,014
Change in Net Assets
$20,576
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,140
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$17,190--$17,190
Office Expenses$3,140--$3,140
Total Functional Expenses$20,330$0$0$20,330
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

O12 - form 990 governing body review (part vi, line 11 o12 - form 990 governing body review (part vi, line 11

Conflict of interest policy compliance Part VI line 12C

O14 - conflict of interest policy compliance (part vi,

Governing documents etc available to public Part VI line 19

O18 - governing documents, etc., available to public (

Filing and Contact Details

Filer

Filer Name
Avco Employees Relief &
EIN
24-6018612
Address
2910 HESHBON ROAD, WILLIAMSPORT, PA 17701
Doing Business As
Beneficial Association

Signing Officer

Name
Linda Mankey
Title
Treasurer
Phone
5704940346
Signed
2015-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
William Carothers
Formed
1952
Legal Domicile
Pa
Voting Board Members
210
Independent Board Members
0
Employees
0

Preparer

Firm
Victoria Stillman
Address
1540 Northway Road, Williamsport, PA 17701
Preparer
Victoria Stillman
Phone
5703263682
Supplemental Narrative

Additional Explanations

List of other fees for services expenses Part IX line 11G

O31 - list of other fees for services expenses (part i

Raw XML Appendix256 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivityOrMissionDesc0TO PROVIDE BENEFITS FOR ITS MEMBERS
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IRS990/BenefitsToMembersGrp/ProgramServicesAmt017190
IRS990/BenefitsToMembersGrp/TotalAmt017190
IRS990/BooksInCareOfDetail/PersonNm0LINDA MANKEY
IRS990/BooksInCareOfDetail/PhoneNum05704940346
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02910 HESHBON ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0WILLIAMSPORT
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd017701
IRS990/BusinessRlnWithFamMemInd0false
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IRS990/ChangeToOrgDocumentsInd0false
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IRS990/CYContributionsGrantsAmt00
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IRS990/CYOtherRevenueAmt011014
IRS990/CYProgramServiceRevenueAmt029892
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IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt020330
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
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IRS990/DecisionsSubjectToApprovaInd0false
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IRS990/Desc0PROVIDE ILLNESS, DISABILITY AND DEATH BENEFITS TO ITS MEMBERS
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
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IRS990/EmployeeCnt00
IRS990/ExpenseAmt020330
IRS990/FamilyOrBusinessRlnInd0false
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/PersonNm0WILLIAM CAROTHERS
IRS990/Form990PartVIISectionAGrp/PersonNm1DONALD LOUDENSLAGER
IRS990/Form990PartVIISectionAGrp/PersonNm2LINDA MANKEY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY TREASURER
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt0210
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt040906
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0105464
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0124291
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0PA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE BENEFITS FOR ITS MEMBERS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0112786
IRS990/NetAssetsOrFundBalancesEOYAmt0133362
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/ProgramServicesAmt03140
IRS990/OfficeExpensesGrp/TotalAmt03140
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherRevenueMiscGrp/BusinessCd0900001
IRS990/OtherRevenueMiscGrp/Desc0INVESTMENT
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt011014
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt011014
IRS990/OtherRevenueTotalAmt011014
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0WILLIAM CAROTHERS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0525100
IRS990/ProgramServiceRevenueGrp/Desc0DUES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt029892
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt029892
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt031377
IRS990/PYOtherExpensesAmt04843
IRS990/PYOtherRevenueAmt015535
IRS990/PYProgramServiceRevenueAmt035027
IRS990/PYRevenuesLessExpensesAmt014342
IRS990/PYTotalExpensesAmt036220
IRS990/PYTotalRevenueAmt050562
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt020576
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0112786
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0133362
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02259
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05029
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0124291
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0SECURITIES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0F
IRS990ScheduleD/TotalBookValueProgramRltdAmt0124291
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0O12 - FORM 990 GOVERNING BODY REVIEW (PART VI, LINE 11 O12 - FORM 990 GOVERNING BODY REVIEW (PART VI, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1O14 - CONFLICT OF INTEREST POLICY COMPLIANCE (PART VI,
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2O18 - GOVERNING DOCUMENTS, ETC., AVAILABLE TO PUBLIC (
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3O31 - LIST OF OTHER FEES FOR SERVICES EXPENSES (PART I
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3List of other fees for services expenses Part IX line 11g
IRS990/SchoolOperatingInd0false
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IRS990/TaxablePartyNotificationInd0false
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IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt017 AZTEC LANE
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IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd017701
IRS990/VotingMembersGoverningBodyCnt0210
IRS990/VotingMembersIndependentCnt00
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LINDA MANKEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum05704940346
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-05-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0AVCO EMPLOYEES RELIEF &
ReturnHeader/Filer/BusinessNameControlTxt0AVCO
ReturnHeader/Filer/EIN0246018612
ReturnHeader/Filer/USAddress/AddressLine1Txt02910 HESHBON ROAD
ReturnHeader/Filer/USAddress/CityNm0WILLIAMSPORT
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd017701
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232841611
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Victoria Stillman
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01540 Northway Road
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Williamsport
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd017701
ReturnHeader/PreparerPersonGrp/PhoneNum05703263682
ReturnHeader/PreparerPersonGrp/PreparationDt02015-05-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Victoria Stillman
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02015-05-15T10:17:07-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-04-01
ReturnHeader/TaxPeriodEndDt02015-03-31
ReturnHeader/TaxYr02014

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Filings