Civic Intelligence

Avco Employees Relief &

990 • Fiscal year 2014 • EIN 24-6018612

Apr 01, 2013 to Mar 31, 2014 • Filed on Jun 14, 2014

2910 Heshbon Road17701

(570) 494-0346

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2014 filings • 501(c)9 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2014 filings • 501(c)9 • <$500k nonprofits • Source year 2014

Net Margin

83rd percentile

28%

Higher net margin than 83% of similar nonprofits.

2014 filings • 501(c)9 • <$500k nonprofits • Source year 2014

Top Officer Pay

71st percentile

$0

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2014 filings • 501(c)9 • <$500k nonprofits • Source year 2014

Asset Growth

64th percentile

4.6%

Faster asset growth than 64% of similar nonprofits.

2014 filings • 501(c)9 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2014

Assets

Up

$112,786

Up $4,998 (+4.6%) from 2013

Net Assets

Up

$112,786

Up $4,998 (+4.6%) from 2013

Liabilities

Flat

$0

Flat from 2013

Revenue

$50,562

No earlier filing loaded for comparison.

Expenses

Up

$36,220

Up $7,540 (+26%) from 2013

Net Income

$14,342

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $103,131Liabilities 2011: $0Net Assets 2011: $103,1312011Assets 2012: $100,104Liabilities 2012: $0Net Assets 2012: $100,1042012Assets 2013: $107,788Liabilities 2013: $0Net Assets 2013: $107,7882013Assets 2014: $112,786Liabilities 2014: $0Net Assets 2014: $112,7862014Assets 2015: $133,362Liabilities 2015: $0Net Assets 2015: $133,3622015

Highlighted filing

2014

Assets$112,786
Liabilities$0
Net Assets$112,786

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60K$40K$20K$0Expenses 2011: $42,1122011Expenses 2012: $41,0662012Expenses 2013: $28,6802013Revenue 2014: $50,562Expenses 2014: $36,220Net Income 2014: $14,3422014Revenue 2015: $40,906Expenses 2015: $20,330Net Income 2015: $20,5762015

Highlighted filing

2014

Revenue$50,562
Expenses$36,220
Net Income$14,342
Jump To
Filing Snapshot
Filing Period
Apr 1, 2013 to Mar 31, 2014
Signed
Jun 14, 2014
Return Version
2013v3.1
Gross Receipts
$50,562
Mission and Program Overview

Mission

To provide benefits for its members

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$107,788$112,786▲ $4,998
Investments Program Related$92,951$105,464▲ $12,513
Cash and Non-Interest-Bearing Accounts$7,780$5,063▼ $2,717
Savings and Temporary Cash Investments$7,057$2,259▼ $4,798
Total Assets$107,788$112,786▲ $4,998
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$107,788$112,786▲ $4,998
Total Liabilities and Net Assets / Fund Balance$107,788$112,786▲ $4,998

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$105,464--
Compensation and Service Providers

Board Members and Trustees

NameTitle
William CarothersPresident
Donald LoudenslagerVice President
Linda MankeySecretary Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$35,027
Investment Income
$0
Other Revenue
$15,535
Change in Net Assets
$14,342
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,843
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$31,377--$31,377
Fees for Services Other$4,843--$4,843
Total Functional Expenses$36,220$0$0$36,220
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

O12 - form 990 governing body review (part vi, line 11 o12 - form 990 governing body review (part vi, line 11

Conflict of interest policy compliance Part VI line 12C

O14 - conflict of interest policy compliance (part vi,

Governing documents etc available to public Part VI line 19

O18 - governing documents, etc., available to public (

Filing and Contact Details

Filer

EIN
24-6018612

Signing Officer

Name
Linda Mankey
Title
Treasurer
Phone
5704940346
Signed
2014-06-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
William Carothers
Formed
1952
Legal Domicile
Pa
Voting Board Members
214
Independent Board Members
0
Employees
0

Preparer

Preparer
Victoria Stillman
Phone
5703263682
Supplemental Narrative

Additional Explanations

List of other fees for services expenses Part IX line 11G

O31 - list of other fees for services expenses (part i

Raw XML Appendix260 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE BENEFITS FOR ITS MEMBERS
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BenefitsToMembersGrp/ProgramServicesAmt031377
IRS990/BenefitsToMembersGrp/TotalAmt031377
IRS990/BooksInCareOfDetail/PersonNm0LINDA MANKEY
IRS990/BooksInCareOfDetail/PhoneNum05704940346
IRS990/BooksInCareOfDetail/USAddress/AddressLine102910 HESHBON ROAD
IRS990/BooksInCareOfDetail/USAddress/City0WILLIAMSPORT
IRS990/BooksInCareOfDetail/USAddress/State0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCode017701
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt07780
IRS990/CashNonInterestBearingGrp/EOYAmt05063
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt031377
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt04843
IRS990/CYOtherRevenueAmt015535
IRS990/CYProgramServiceRevenueAmt035027
IRS990/CYRevenuesLessExpensesAmt014342
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt036220
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt050562
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0PROVIDE ILLNESS, DISABILITY AND DEATH BENEFITS TO ITS MEMBERS
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DoingBusinessAsName/BusinessNameLine10BENEFICIAL ASSOCIATION
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/ExpenseAmt036220
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt04843
IRS990/FeesForServicesOtherGrp/TotalAmt04843
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt05.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt15.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt220.00
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/PersonNm0WILLIAM CAROTHERS
IRS990/Form990PartVIISectionAGrp/PersonNm1DONALD LOUDENSLAGER
IRS990/Form990PartVIISectionAGrp/PersonNm2LINDA MANKEY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY TREASURER
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt0214
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt050562
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt092951
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0105464
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0PA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE BENEFITS FOR ITS MEMBERS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0107788
IRS990/NetAssetsOrFundBalancesEOYAmt0112786
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-9344
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherRevenueMiscGrp/BusinessCd0900001
IRS990/OtherRevenueMiscGrp/Desc0INVESTMENT
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt015535
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt015535
IRS990/OtherRevenueTotalAmt015535
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0WILLIAM CAROTHERS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0525100
IRS990/ProgramServiceRevenueGrp/Desc0DUES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt035027
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt035027
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt025208
IRS990/PYOtherExpensesAmt03472
IRS990/PYOtherRevenueAmt03472
IRS990/PYProgramServiceRevenueAmt032892
IRS990/PYRevenuesLessExpensesAmt07684
IRS990/PYTotalExpensesAmt028680
IRS990/PYTotalRevenueAmt036364
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt014342
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0107788
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0112786
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07057
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02259
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0105464
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0SECURITIES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0F
IRS990ScheduleD/TotalBookValueProgramRltdAmt0105464
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0O12 - FORM 990 GOVERNING BODY REVIEW (PART VI, LINE 11 O12 - FORM 990 GOVERNING BODY REVIEW (PART VI, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1O14 - CONFLICT OF INTEREST POLICY COMPLIANCE (PART VI,
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2O18 - GOVERNING DOCUMENTS, ETC., AVAILABLE TO PUBLIC (
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3O31 - LIST OF OTHER FEES FOR SERVICES EXPENSES (PART I
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3List of other fees for services expenses Part IX line 11g
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0PA
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0107788
IRS990/TotalAssetsEOYAmt0112786
IRS990/TotalAssetsGrp/BOYAmt0107788
IRS990/TotalAssetsGrp/EOYAmt0112786
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt036220
IRS990/TotalFunctionalExpensesGrp/TotalAmt036220
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0107788
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0112786
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt036220
IRS990/TotalProgramServiceRevenueAmt035027
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt050562
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt050562
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0107788
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0112786
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1017 AZTEC LANE
IRS990/USAddress/City0WILLIAMSPORT
IRS990/USAddress/State0PA
IRS990/USAddress/ZIPCode017701
IRS990/VotingMembersGoverningBodyCnt0214
IRS990/VotingMembersIndependentCnt00
IRS990/WhistleblowerPolicyInd0true
IRS990/WrittenPolicyOrProcedureInd0false
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LINDA MANKEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum05704940346
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-06-14
ReturnHeader/Filer/BusinessName/BusinessNameLine10AVCO EMPLOYEES RELIEF &
ReturnHeader/Filer/BusinessNameControlTxt0AVCO
ReturnHeader/Filer/EIN0246018612
ReturnHeader/Filer/USAddress/AddressLine102910 HESHBON ROAD
ReturnHeader/Filer/USAddress/City0WILLIAMSPORT
ReturnHeader/Filer/USAddress/State0PA
ReturnHeader/Filer/USAddress/ZIPCode017701
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232841611
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10Victoria Stillman
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine101540 Northway Road
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0Williamsport
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode017701
ReturnHeader/PreparerPersonGrp/PhoneNum05703263682
ReturnHeader/PreparerPersonGrp/PreparationDt02014-06-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Victoria Stillman
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02014-06-13T14:08:05-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-04-01
ReturnHeader/TaxPeriodEndDt02014-03-31
ReturnHeader/TaxYr02013

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Filings