Civic Intelligence

Central Bradford County Chamber of Commerce

EIN 24-0865750 • 501(c)6 • Towanda, PA

Profile

Advance commercial civic & ag interest

2 Elizabeth St Ste 2ATowanda, PA 18848
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

75th percentile

15%

Higher net margin than 75% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

72nd percentile

12%

Faster asset growth than 72% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

46th percentile

-2.6%

Faster revenue growth than 46% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$81,162

Up $8,848 (+12%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$81,162

Up $8,848 (+12%) from 2023

Operations
Liabilities / Revenue51st percentileNet Margin75th percentile

Revenue

Down

$60,219

Down $1,636 (-2.6%) from 2023

Expenses

Down

$51,371

Down $4,545 (-8.1%) from 2023

Net Income

Up

$8,848

Up $2,909 (+49%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth72nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2016: $42,277Liabilities 2016: $0Net Assets 2016: $42,2772016Assets 2017: $32,746Liabilities 2017: $0Net Assets 2017: $32,7462017Assets 2018: $22,175Liabilities 2018: $0Net Assets 2018: $22,1752018Assets 2019: $26,969Liabilities 2019: $0Net Assets 2019: $26,9692019Assets 2020: $38,495Liabilities 2020: $0Net Assets 2020: $38,4952020Assets 2021: $53,170Liabilities 2021: $0Net Assets 2021: $53,1702021Assets 2022: $66,375Liabilities 2022: $0Net Assets 2022: $66,3752022Assets 2023: $72,314Liabilities 2023: $0Net Assets 2023: $72,3142023Assets 2024: $81,162Liabilities 2024: $0Net Assets 2024: $81,1622024

Highlighted filing

2024

Assets$81,162
Liabilities$0
Net Assets$81,162
Open 2024 Filing

Operations Trend

Revenue Growth46th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80K$60K$40K$20K$0-$20KRevenue 2016: $36,433Expenses 2016: $46,207Net Income 2016: -$9,7742016Revenue 2017: $34,586Expenses 2017: $44,117Net Income 2017: -$9,5312017Revenue 2018: $29,611Expenses 2018: $40,182Net Income 2018: -$10,5712018Revenue 2019: $35,489Expenses 2019: $30,695Net Income 2019: $4,7942019Revenue 2020: $36,512Expenses 2020: $24,986Net Income 2020: $11,5262020Revenue 2021: $35,155Expenses 2021: $20,480Net Income 2021: $14,6752021Revenue 2022: $54,397Expenses 2022: $41,192Net Income 2022: $13,2052022Revenue 2023: $61,855Expenses 2023: $55,916Net Income 2023: $5,9392023Revenue 2024: $60,219Expenses 2024: $51,371Net Income 2024: $8,8482024

Highlighted filing

2024

Revenue$60,219
Expenses$51,371
Net Income$8,848
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$81,162
Liabilities
$0
Net assets
$81,162
Revenue
$60,219
Expenses
$51,371
Net income
$8,848
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$81.2$0.00$81.2$60.2$51.4$8.85
2023Detailed filing. Detailed filing data is available for this year.$72.3$0.00$72.3$61.9$55.9$5.94
2022Detailed filing. Detailed filing data is available for this year.$66.4$0.00$66.4$54.4$41.2$13.2
2021Detailed filing. Detailed filing data is available for this year.$53.2$0.00$53.2$35.2$20.5$14.7
2020Detailed filing. Detailed filing data is available for this year.$38.5$0.00$38.5$36.5$25.0$11.5
2019Detailed filing. Detailed filing data is available for this year.$27.0$0.00$27.0$35.5$30.7$4.79
2018Detailed filing. Detailed filing data is available for this year.$22.2$0.00$22.2$29.6$40.2$10.6
2017Detailed filing. Detailed filing data is available for this year.$32.7$0.00$32.7$34.6$44.1$9.53
2016Detailed filing. Detailed filing data is available for this year.$42.3$0.00$42.3$36.4$46.2$9.77
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Mar 10, 2025
Return Version
2024v5.1
Gross Receipts
$91,156
Mission and Program Overview

Mission

Advance commercial civic & ag interest

Program Services

DescriptionGrantsExpenses
OPERATION OF A LOCAL CHAMBER OF COMMERCE-$0
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BEN MCBRATNEYVice President-$0--
JOHN SECORPresident-$0--
LACEY MARYOTTTreasurer-$0--
NANCY KULICKSecretary-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournam$17,236$17,236$11,209$6,027
Christmas Ev$16,073$16,073$10,770$5,303
Total Events$52,501$52,501$31,537$20,964
Filing and Contact Details

Filer

Filer Name
Central Bradford County Chamber of Commerce
EIN
24-0865750
In Care Of
% RICHARD FARLEY
Phone
5702682732
Address
2 ELIZABETH ST STE 2A, TOWANDA, PA 18848

Signing Officer

Name
Richard Farley
Title
CPA
Phone
5702654993
Signed
2025-03-10
Discuss with paid preparer
Yes

Preparer

Firm
Richard M Farley CPA
Address
521 MAIN STREET, TOWANDA, PA 18848
Preparer
Richard M Farley CPA
Phone
5702654993
Supplemental Narrative

Additional Explanations

Description of other revenue Part I line 8

“Description amountmisc 100marketing mailers 1,970council income 8”

Description of other expenses Part I line 16

“Description amountadvertising 1,389meals 33paypal fees 1dues & subscriptions 622licenses 264telephone/internet 3,021quickbooks fee 1,192chamber master 4,354council exp 237credit card fees 676meetings 265travel 829supplies 136”

Description of other assets Part II line 24

“Category beginning of year end of yearinvestment cd 49,462 52,221”

Raw XML Appendix165 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0LACEY MARYOTT
IRS990EZ/BooksInCareOfDetail/PhoneNum05702682732
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02 ELIZABETH STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0TOWANDA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd018848
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt022852
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt028941
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt03500
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt08848
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01785
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt072314
IRS990EZ/Form990TotalAssetsGrp/EOYAmt081162
IRS990EZ/FundraisingGrossIncomeAmt052501
IRS990EZ/GrossReceiptsAmt091156
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt02222
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt030855
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt072314
IRS990EZ/NetAssetsOrFundBalancesEOYAmt081162
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt072314
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt081162
IRS990EZ/OccupancyRentUtltsAndMaintAmt07931
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BEN MCBRATNEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOHN SECOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2LACEY MARYOTT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3NANCY KULICK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt049462
IRS990EZ/OtherAssetsTotalDetail/EOYAmt052221
IRS990EZ/OtherExpensesTotalAmt013019
IRS990EZ/OtherRevenueTotalAmt02078
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0ADVANCE COMMERCIAL CIVIC & AG INTEREST
IRS990EZ/PrintingPublicationsPostageAmt02838
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0OPERATION OF A LOCAL CHAMBER OF COMMERCE
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt025798
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt030937
IRS990EZ/SpecialEventsNetIncomeLossAmt021564
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt051371
IRS990EZ/TotalRevenueAmt060219
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt088935
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt090425
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt083895
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt050534
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt048056
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0361845
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt02290
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt079
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt043
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt036
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt046
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt02494
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99320
IRS990ScheduleA/PublicSupportPY170Pct00.99920
IRS990ScheduleA/PublicSupportTotal170Amt0361845
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt088935
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt090425
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt083895
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt050534
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt048056
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0361845
IRS990ScheduleA/TotalSupportAmt0364339
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt031537
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0CHRISTMAS EV
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0GOLF TOURNAM
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt016073
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt017236
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt019192
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt052501
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt016073
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt017236
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt019192
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt052501
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt020964
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt09558
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt031537
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt010770
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt011209
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt05
IRS990ScheduleG/SpecialFundraisingEventsInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION AMOUNTMISC 100MARKETING MAILERS 1,970COUNCIL INCOME 8
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION AMOUNTADVERTISING 1,389MEALS 33PAYPAL FEES 1DUES & SUBSCRIPTIONS 622LICENSES 264TELEPHONE/INTERNET 3,021QUICKBOOKS FEE 1,192CHAMBER MASTER 4,354COUNCIL EXP 237CREDIT CARD FEES 676MEETINGS 265TRAVEL 829SUPPLIES 136
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CATEGORY BEGINNING OF YEAR END OF YEARINVESTMENT CD 49,462 52,221
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other revenue Part I line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of other assets Part II line 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RICHARD FARLEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CPA
ReturnHeader/BusinessOfficerGrp/PhoneNum05702654993
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-03-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CENTRAL BRADFORD COUNTY CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0CENT
ReturnHeader/Filer/EIN0240865750
ReturnHeader/Filer/InCareOfNm0% RICHARD FARLEY
ReturnHeader/Filer/PhoneNum05702682732
ReturnHeader/Filer/USAddress/AddressLine1Txt02 ELIZABETH ST STE 2A
ReturnHeader/Filer/USAddress/CityNm0TOWANDA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd018848
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232467965
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RICHARD M FARLEY CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0521 MAIN STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TOWANDA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd018848
ReturnHeader/PreparerPersonGrp/PhoneNum05702654993
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RICHARD M FARLEY CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-05-13T12:25:09-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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