Civic Intelligence

Pocono Chamber of Commerce

EIN 24-0790064 • 501(c)6 • Stroudsburg, PA

Profile

The greater pocono chamber of commerce is made up of people working together to make the pocono mountains community a better place to live and do business in.

1004 W Main StreetStroudsburg, PA 18360

www.greaterpoconochamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

62nd percentile

0.02x

Higher debt load relative to assets than 62% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

66th percentile

0.02x

Higher debt load relative to revenue than 66% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

56th percentile

3.4%

Higher net margin than 56% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

72nd percentile

12%

Faster asset growth than 72% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

70th percentile

12%

Faster revenue growth than 70% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$399,500

Up $41,666 (+12%) from 2023

Liabilities

Up

$8,009

Up $3,266 (+69%) from 2023

Net Assets

Up

$391,491

Up $38,400 (+11%) from 2023

Revenue

Up

$334,346

Up $36,374 (+12%) from 2023

Expenses

Down

$322,877

Down $22,867 (-6.6%) from 2023

Net Income

Up

$11,469

Up $59,241 (+124%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$200K$0-$200KAssets 2018: $198,792Liabilities 2018: $298,333Net Assets 2018: -$99,5412018Assets 2021: $318,587Liabilities 2021: $12Net Assets 2021: $318,5752021Assets 2022: $378,515Liabilities 2022: $0Net Assets 2022: $378,5152022Assets 2023: $357,834Liabilities 2023: $4,743Net Assets 2023: $353,0912023Assets 2024: $399,500Liabilities 2024: $8,009Net Assets 2024: $391,4912024

Highlighted filing

2024

Assets$399,500
Liabilities$8,009
Net Assets$391,491

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2018: $425,929Expenses 2018: $277,463Net Income 2018: $148,4662018Revenue 2021: $269,657Expenses 2021: $211,866Net Income 2021: $57,7912021Revenue 2022: $369,933Expenses 2022: $294,492Net Income 2022: $75,4412022Revenue 2023: $297,972Expenses 2023: $345,744Net Income 2023: -$47,7722023Revenue 2024: $334,346Expenses 2024: $322,877Net Income 2024: $11,4692024

Highlighted filing

2024

Revenue$334,346
Expenses$322,877
Net Income$11,469

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 4, 2025
Return Version
2024v5.1
Gross Receipts
$356,788
Mission and Program Overview

Mission

The greater pocono chamber of commerce is made up of people working together to make the pocono mountains community a better place to live and do business in.

The greater pocono chamber of commerce's mission is to act as a unified voice of business, dedicated to the prosperity of all commerce leading to the enhancement of the quality of life in our region and surrounding region.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$202,990$213,219▲ $10,229
Investments in Publicly Traded Securities$150,493$183,010▲ $32,517
Land, Buildings, and Equipment, Net$4,351$3,271▼ $1,080
Total Assets$357,834$399,500▲ $41,666
Liabilities
Accounts Payable and Accrued Expenses$4,743$8,009▲ $3,266
Total Liabilities$4,743$8,009▲ $3,266
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$353,091$391,491▲ $38,400
Total Net Assets Fund Balance$353,091$391,491▲ $38,400
Total Liabilities and Net Assets / Fund Balance$357,834$399,500▲ $41,666

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$3,271$4,308$7,579
Compensation and Service Providers

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$145,618
Program Service Revenue
$173,313
Investment Income
$7,441
Other Revenue
$7,974
All Other Contributions
$4,500
Change in Net Assets
$11,469
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$322,877
Total Fundraising Expense$18,626
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management$130,383$37,253$18,626$186,262
Conferences and Meetings$75,308--$75,308
Office Expenses$29,657--$29,657
Fees for Services Accounting-$14,789-$14,789
Information Technology$4,710--$4,710
Advertising$4,175--$4,175
Occupancy$3,000--$3,000
Insurance$2,751--$2,751
Travel$1,115--$1,115
Depreciation Depletion$1,080--$1,080
Fees for Services Legal-$30-$30
Total Functional Expenses$252,179$52,072$18,626$322,877
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$20,967
Fundraising Direct Expenses$13,168
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournament$26,967$20,967$13,168$7,799
Total Events$26,967$20,967$13,168$7,799
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The chamber has over 250 members. There are four classes of membership: representative business association, association, honorary, and other. Written membership applications are submitted to the chamber. The membership committee of the chamber reviews and provides a recommendation of approval or disapproval of applicants for membership to the president, the president than provides a recommendation of approval or disapproval to the executive committee who takes a vote for approval or disapproval and submits the application to the board of directors for approval or disapproval. The board of directors votes to approve or disapprove the applicants for membership.

Form 990, Part VI, Section A, Line 7A

Members of the chamber vote for the directors of the organization.

Form 990, Part VI, Section B, Line 11B

The form 990 is reviewed by the officers of the organization before it is filed.

Form 990, Part VI, Section B, Line 12C

Each member of the board of directors, committees, and staff must disclose in writing to the board of directors any possible conflict of interest. The disclosure must be updated annually. When such conflict of interest is relevant to a matter requiring action by the board of directors or its committees, the interested director or committee member shall bring it to the attention of the board. The interested director will not participate in any discussion or vote on such a matter and may be asked to retire from the room in which the board or committee is meeting.

Form 990, Part VI, Section C, Line 18

The organization's form 1024 and form 990's are available upon request. The form 990's are also available on the internet.

Form 990, Part VI, Section C, Line 19

The organization's governing documents, conflict of interest policy, and financial statements are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Pocono Chamber of Commerce
EIN
24-0790064
Phone
5704214433
Address
1004 W MAIN STREET, STROUDSBURG, PA 18360

Signing Officer

Name
Kristine Bush
Title
Chairman
Phone
5704214433
Signed
2025-06-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kristine Bush
Formed
1910
Legal Domicile
Pa
Voting Board Members
25
Independent Board Members
25
Employees
0
Volunteers
55

Preparer

Firm
Riley and Company Inc
Address
PO BOX 1049, STROUDSBURG, PA 18360
Preparer
Scott a Miller CPA Cfe Cva
Phone
5704240667
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

The organization's officers assume responsibility for oversight of its reviewed financial statements and selection of an independent accountant.

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IRS990/Form990PartVIISectionAGrp/TitleTxt15TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt16TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt17TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt18TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt19TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt20TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt21TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt22CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt23TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt24TRUSTEE
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01910
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd01
IRS990/FundraisingAmt06000
IRS990/FundraisingDirectExpensesAmt013168
IRS990/FundraisingGrossIncomeAmt020967
IRS990/GainOrLossGrp/SecuritiesAmt0-511
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt025
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt08763
IRS990/GrossReceiptsAmt0356788
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt025
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt04710
IRS990/InformationTechnologyGrp/TotalAmt04710
IRS990/InsuranceGrp/ProgramServicesAmt02751
IRS990/InsuranceGrp/TotalAmt02751
IRS990/InvestmentIncomeGrp/ExclusionAmt07952
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt07952
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0150493
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0183010
IRS990/IRPDocumentCnt05
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt04308
IRS990/LandBldgEquipBasisNetGrp/BOYAmt04351
IRS990/LandBldgEquipBasisNetGrp/EOYAmt03271
IRS990/LandBldgEquipCostOrOtherBssAmt07579
IRS990/LegalDomicileStateCd0PA
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt09274
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt0135118
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE GREATER POCONO CHAMBER OF COMMERCE IS MADE UP OF PEOPLE WORKING TOGETHER TO MAKE THE POCONO MOUNTAINS COMMUNITY A BETTER PLACE TO LIVE AND DO BUSINESS IN.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0353091
IRS990/NetAssetsOrFundBalancesEOYAmt0391491
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-511
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-511
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt07799
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt07799
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt026931
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0353091
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0391491
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NoncashContributionsAmt010500
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt03000
IRS990/OccupancyGrp/TotalAmt03000
IRS990/OfficeExpensesGrp/ProgramServicesAmt029657
IRS990/OfficeExpensesGrp/TotalAmt029657
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0175
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0175
IRS990/OtherRevenueTotalAmt0175
IRS990/OtherWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0KRISTINE BUSH
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0NETWORKING EVENTS
IRS990/ProgramServiceRevenueGrp/Desc1SPONSORSHIPS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0170696
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12617
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0170696
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12617
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0116536
IRS990/PYGrantsAndSimilarPaidAmt01000
IRS990/PYInvestmentIncomeAmt04743
IRS990/PYOtherExpensesAmt0344744
IRS990/PYOtherRevenueAmt012879
IRS990/PYProgramServiceRevenueAmt0163814
IRS990/PYRevenuesLessExpensesAmt0-47772
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0345744
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0297972
IRS990/ReconcilationRevenueExpnssAmt011469
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0173488
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0202990
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0213219
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/OnlyInHouseLobbyingInd01
IRS990ScheduleC/SubstantiallyAllDuesNondedInd00
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION DID NOT HAVE ANY POLITICAL OR LOBBYING EXPENDITURES.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, SCHEDULE C, PART IIIB, LINE 2
IRS990ScheduleD/EquipmentGrp/BookValueAmt03271
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04308
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt07579
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03271
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt06000
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt06000
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt013168
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0GOLF TOURNAMENT
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt026967
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt026967
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt020967
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt020967
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt07799
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt013168
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt013168
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CHAMBER HAS OVER 250 MEMBERS. THERE ARE FOUR CLASSES OF MEMBERSHIP: REPRESENTATIVE BUSINESS ASSOCIATION, ASSOCIATION, HONORARY, AND OTHER. WRITTEN MEMBERSHIP APPLICATIONS ARE SUBMITTED TO THE CHAMBER. THE MEMBERSHIP COMMITTEE OF THE CHAMBER REVIEWS AND PROVIDES A RECOMMENDATION OF APPROVAL OR DISAPPROVAL OF APPLICANTS FOR MEMBERSHIP TO THE PRESIDENT, THE PRESIDENT THAN PROVIDES A RECOMMENDATION OF APPROVAL OR DISAPPROVAL TO THE EXECUTIVE COMMITTEE WHO TAKES A VOTE FOR APPROVAL OR DISAPPROVAL AND SUBMITS THE APPLICATION TO THE BOARD OF DIRECTORS FOR APPROVAL OR DISAPPROVAL. THE BOARD OF DIRECTORS VOTES TO APPROVE OR DISAPPROVE THE APPLICANTS FOR MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS OF THE CHAMBER VOTE FOR THE DIRECTORS OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE FORM 990 IS REVIEWED BY THE OFFICERS OF THE ORGANIZATION BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EACH MEMBER OF THE BOARD OF DIRECTORS, COMMITTEES, AND STAFF MUST DISCLOSE IN WRITING TO THE BOARD OF DIRECTORS ANY POSSIBLE CONFLICT OF INTEREST. THE DISCLOSURE MUST BE UPDATED ANNUALLY. WHEN SUCH CONFLICT OF INTEREST IS RELEVANT TO A MATTER REQUIRING ACTION BY THE BOARD OF DIRECTORS OR ITS COMMITTEES, THE INTERESTED DIRECTOR OR COMMITTEE MEMBER SHALL BRING IT TO THE ATTENTION OF THE BOARD. THE INTERESTED DIRECTOR WILL NOT PARTICIPATE IN ANY DISCUSSION OR VOTE ON SUCH A MATTER AND MAY BE ASKED TO RETIRE FROM THE ROOM IN WHICH THE BOARD OR COMMITTEE IS MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION'S FORM 1024 AND FORM 990'S ARE AVAILABLE UPON REQUEST. THE FORM 990'S ARE ALSO AVAILABLE ON THE INTERNET.

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