Civic Intelligence

Greenwood Chamber of Commerce

EIN 23-7419703 • 501(c)6 • Tulsa, OK

Profile

To stimulate growth of minority businesses

131 N Greenwood Avenue 2nd FloorTulsa, OK 74120

www.historictulsagreenwoodchamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

84th percentile

0.27x

Higher debt load relative to assets than 84% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

87th percentile

0.28x

Higher debt load relative to revenue than 87% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

52nd percentile

1.8%

Higher net margin than 52% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

55th percentile

0.9%

Faster asset growth than 55% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

84th percentile

31%

Faster revenue growth than 84% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets84th percentile

Assets

Up

$160,276

Up $1,485 (+0.9%) from 2023

Liabilities

Down

$43,568

Down $1,393 (-3.1%) from 2023

Net Assets

Up

$116,708

Up $2,878 (+2.5%) from 2023

Operations
Liabilities / Revenue87th percentileNet Margin52nd percentile

Revenue

Up

$156,774

Up $37,190 (+31%) from 2023

Expenses

Up

$153,896

Up $35,593 (+30%) from 2023

Net Income

Up

$2,878

Up $1,597 (+125%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth55th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2020: $161,589Liabilities 2020: $44,962Net Assets 2020: $116,6272020Assets 2021: $167,117Liabilities 2021: $61,070Net Assets 2021: $106,0472021Assets 2022: $157,510Liabilities 2022: $44,961Net Assets 2022: $112,5492022Assets 2023: $158,791Liabilities 2023: $44,961Net Assets 2023: $113,8302023Assets 2024: $160,276Liabilities 2024: $43,568Net Assets 2024: $116,7082024

Highlighted filing

2024

Assets$160,276
Liabilities$43,568
Net Assets$116,708
Open 2024 Filing

Operations Trend

Revenue Growth84th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2020: $52,633Expenses 2020: $49,071Net Income 2020: $3,5622020Revenue 2021: $65,796Expenses 2021: $76,376Net Income 2021: -$10,5802021Revenue 2022: $116,483Expenses 2022: $109,981Net Income 2022: $6,5022022Revenue 2023: $119,584Expenses 2023: $118,303Net Income 2023: $1,2812023Revenue 2024: $156,774Expenses 2024: $153,896Net Income 2024: $2,8782024

Highlighted filing

2024

Revenue$156,774
Expenses$153,896
Net Income$2,878
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$160,276
Liabilities
$43,568
Net assets
$116,708
Revenue
$156,774
Expenses
$153,896
Net income
$2,878
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.60$0.44$1.17$1.57$1.54$0.03
2023Detailed filing. Detailed filing data is available for this year.$1.59$0.45$1.14$1.20$1.18$0.01
2022Detailed filing. Detailed filing data is available for this year.$1.58$0.45$1.13$1.16$1.10$0.07
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.67$0.61$1.06$0.66$0.76$0.11
2020Detailed filing. Detailed filing data is available for this year.$1.62$0.45$1.17$0.53$0.49$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$156,774
Mission and Program Overview

Mission

To stimulate growth of minority businesses

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$100,315$100,315→ $0
Investments Program Related$36,629$36,629→ $0
Cash and Non-Interest-Bearing Accounts$21,847$23,332▲ $1,485
Total Assets$158,791$160,276▲ $1,485
Liabilities
Accounts Payable and Accrued Expenses$44,961$43,568▼ $1,393
Total Liabilities$44,961$43,568▼ $1,393
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$113,830$116,708▲ $2,878
Total Net Assets Fund Balance$113,830$116,708▲ $2,878
Total Liabilities and Net Assets / Fund Balance$158,791$160,276▲ $1,485

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$36,629--
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
Freeman CulverChairman
Gary BreecknerVice Chair
Jerrod LambertMember
Matt BassMember
Michelle MartinMember
Christina SotoSecretary
Bob GuiceTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$156,774
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
All Other Contributions
$156,774
Change in Net Assets
$2,878
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$153,896
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$0$126,999$0$126,999
Fees for Services Management$0$19,172$0$19,172
Fees for Services Legal$0$5,000$0$5,000
Advertising$0$1,725$0$1,725
Fees for Services Accounting$0$1,000$0$1,000
Total Functional Expenses$0$153,896$0$153,896
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Greenwood Chamber of Commerce
EIN
23-7419703
Phone
9185852084
Address
131 N GREENWOOD AVENUE 2ND FLOOR, TULSA, OK 74120

Signing Officer

Name
Freeman Culver
Title
President
Phone
9185852084
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Freeman Culver
Formed
1970
Legal Domicile
Ok
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
0

Preparer

Firm
Ward Tax Preparer
Address
2104 W Haskell St, Tulsa, OK 74127
Preparer
DeArnetta Ward
Phone
9186952847
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

“The accountant and ceo review 990 before it is filed. All board members are provide a copy.”

Pt VI, Line 12C

“Members are required to disclose any conflicts at regular schedule board meetings. The board evaluates any conflict or potential conflicts to ensure continuation of the organizations exempt status.”

Pt VI, Line 19

“The form 990, financial statements and organizational documents were made available to any individual or organization per a request to the board. Information is delivered to requestor by mail or email.”

Raw XML Appendix341 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/TotalLiabilitiesGrp/BOYAmt044961
IRS990/TotalLiabilitiesGrp/EOYAmt043568
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0113830
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0116708
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0156774
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0158791
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0160276
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0321 S FRANKFORT
IRS990/USAddress/CityNm0TULSA
IRS990/USAddress/StateAbbreviationCd0OK
IRS990/USAddress/ZIPCd074120
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.historictulsagreenwoodchamber.org
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0FREEMAN CULVER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09185852084
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GREENWOOD CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0GREE
ReturnHeader/Filer/EIN0237419703
ReturnHeader/Filer/PhoneNum09185852084
ReturnHeader/Filer/USAddress/AddressLine1Txt0131 N GREENWOOD AVENUE 2ND FLOOR
ReturnHeader/Filer/USAddress/CityNm0TULSA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OK
ReturnHeader/Filer/USAddress/ZIPCd074120
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Ward Tax Preparer
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02104 W Haskell St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Tulsa
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd074127
ReturnHeader/PreparerPersonGrp/PhoneNum09186952847
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DeArnetta Ward
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-11-17T20:46:25-08:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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