Civic Intelligence

New Jersey State Firemens Association

EIN 23-7417134 • 501(c)4 • Wyckoff, NJ

Profile

Provide Financial Relief to Qualified Firemen and their Qualified Family members.

83 Mary Ann LaneWyckoff, NJ 07481

www.njsfa.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

54th percentile

3.6%

Higher net margin than 54% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2025

Top Officer Pay

90th percentile

$1,000

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

501(c)4 • <$500k nonprofits • Source year 2025

Asset Growth

59th percentile

2.2%

Faster asset growth than 59% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

75th percentile

18%

Faster revenue growth than 75% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$155,001

Down $24,083 (-13%) from 2022

Liabilities

Flat

$0

Flat from 2022

Net Assets

Down

$155,001

Down $24,083 (-13%) from 2022

Operations
Liabilities / RevenueScore unavailableNet Margin54th percentile

Revenue

Up

$80,057

Up $23,047 (+40%) from 2022

Expenses

Up

$93,873

Up $23,718 (+34%) from 2022

Net Income

Down

-$13,816

Down $671 (-5.1%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth59th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2010: $132,405Liabilities 2010: $0Net Assets 2010: $132,4052010Assets 2011: $117,664Liabilities 2011: $0Net Assets 2011: $117,6642011Assets 2012: $121,757Liabilities 2012: $0Net Assets 2012: $121,7572012Assets 2014: $136,652Liabilities 2014: $0Net Assets 2014: $136,6522014Assets 2015: $150,612Liabilities 2015: $0Net Assets 2015: $150,6122015Assets 2016: $160,564Liabilities 2016: $0Net Assets 2016: $160,5642016Assets 2017: $174,893Liabilities 2017: $0Net Assets 2017: $174,8932017Assets 2018: $190,876Liabilities 2018: $0Net Assets 2018: $190,8762018Assets 2019: $196,385Liabilities 2019: $0Net Assets 2019: $196,3852019Assets 2020: $188,823Liabilities 2020: $0Net Assets 2020: $188,8232020Assets 2022: $179,084Liabilities 2022: $0Net Assets 2022: $179,0842022Assets 2024: $155,001Liabilities 2024: $0Net Assets 2024: $155,0012024

Highlighted filing

2024

Assets$155,001
Liabilities$0
Net Assets$155,001
Open 2024 Filing

Operations Trend

Revenue Growth75th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2010: $49,273Expenses 2010: $61,403Net Income 2010: -$12,1302010Revenue 2011: $54,542Expenses 2011: $69,283Net Income 2011: -$14,7412011Revenue 2012: $55,678Expenses 2012: $51,585Net Income 2012: $4,0932012Revenue 2014: $63,198Expenses 2014: $48,675Net Income 2014: $14,5232014Revenue 2015: $59,291Expenses 2015: $45,331Net Income 2015: $13,9602015Revenue 2016: $60,355Expenses 2016: $50,403Net Income 2016: $9,9522016Revenue 2017: $53,612Expenses 2017: $39,283Net Income 2017: $14,3292017Revenue 2018: $55,374Expenses 2018: $39,391Net Income 2018: $15,9832018Revenue 2019: $52,579Expenses 2019: $47,070Net Income 2019: $5,5092019Revenue 2020: $55,667Expenses 2020: $63,229Net Income 2020: -$7,5622020Revenue 2022: $57,010Expenses 2022: $70,155Net Income 2022: -$13,1452022Revenue 2024: $80,057Expenses 2024: $93,873Net Income 2024: -$13,8162024

Highlighted filing

2024

Revenue$80,057
Expenses$93,873
Net Income-$13,816
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$155,001
Liabilities
$0
Net assets
$155,001
Revenue
$80,057
Expenses
$93,873
Net income
-$13,816
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.55$0.00$1.55$0.80$0.94$0.14
2022Detailed filing. Detailed filing data is available for this year.$1.79$0.00$1.79$0.57$0.70$0.13
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.89$0.00$1.89$0.56$0.63$0.08
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.96$0.00$1.96$0.53$0.47$0.06
2018Detailed filing. Detailed filing data is available for this year.$1.91$0.00$1.91$0.55$0.39$0.16
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.75$0.00$1.75$0.54$0.39$0.14
2016Detailed filing. Detailed filing data is available for this year.$1.61$0.00$1.61$0.60$0.50$0.10
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.51$0.00$1.51$0.59$0.45$0.14
2014Detailed filing. Detailed filing data is available for this year.$1.37$0.00$1.37$0.63$0.49$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.22$0.00$1.22$0.56$0.52$0.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.18$0.00$1.18$0.55$0.69$0.15
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.32$0.00$1.32$0.49$0.61$0.12
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Jun 25, 2023
Return Version
2022v5.0
Gross Receipts
$57,010
Mission and Program Overview

Mission

Assist firefighters and their families in times of need

Provide Financial Relief to Qualified Firemen and qualified Family Members. Also provide Funds for Burial of those members who have passed away.

Program Services

DescriptionGrantsExpenses
This organization provided financial relief to members that filed a request for relief. After investigation by the trustees of the organization, if in the opinion of the trustees if the request was valid, the request for relief, it was granted.$26,350$0
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Edward PettitSecretaryPT$800-$800
William KoeberVide PresidentPT$800-$800
Bruce OsgoodTreasurerFT$800-$800
Nicolo CiampoPresidentPT$599-$599
Brian ZivkovichTrustee-$0--
Frank FrancicaRepresentative-$0--
Joseph VanderplaatChief Of DepartmentFT$0--
Emil VitoloRepresentative-$0--
Doug LoRussoRepresentative-$0--
Mike LaBarackRepresentative-$0--
Fred MazilliRepresentative-$0--
Filing and Contact Details

Filer

Filer Name
New Jersey State Firemens Association
EIN
23-7417134
Phone
2014455573
Address
83 Mary Ann Lane, Wyckoff, NJ 07481

Signing Officer

Name
Bruce Osgood
Title
Treasurer
Phone
2014455573
Signed
2023-06-25
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8

“Receipts from FEE'S charged to Fire Insurance Underwriters that offer and sell Fire Insurance in the state of New Jersey.”

Form 990-EZ, Part I, Line 16

“Expense necessary to hold the required yearly meeting.”

Form 990-EZ, Part I, Line 20

“Prior Period Adjustment”

Raw XML Appendix177 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt026350
IRS990EZ/BooksInCareOfDetail/PersonNm0Bruce Osgood
IRS990EZ/BooksInCareOfDetail/PhoneNum02014455573
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt083 Mary Ann Lane
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Wyckoff
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007481
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0190106
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0179084
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-13145
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt00
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0190106
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0179084
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt057010
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/GroupExemptionNum03118
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt01726
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0190106
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0179084
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0190106
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0179084
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt210
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt340
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt640
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt70.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt80.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt90.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt100.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt0599
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt1800
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt2800
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt3800
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Nicolo Ciampo
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Edward Pettit
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2William Koeber
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Bruce Osgood
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Brian Zivkovich
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Frank Francica
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Joseph Vanderplaat
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Emil Vitolo
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Doug LoRusso
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9Mike LaBarack
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10Fred Mazilli
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Vide President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Representative
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Chief of Department
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Representative
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Representative
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Representative
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10Representative
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt02123
IRS990EZ/OtherExpensesTotalAmt041106
IRS990EZ/OtherRevenueTotalAmt055284
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Provide Financial Relief to Qualified Firemen and qualified Family Members. Also provide Funds for Burial of those members who have passed away.
IRS990EZ/PrintingPublicationsPostageAmt00
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0This organization provided financial relief to members that filed a request for relief. After investigation by the trustees of the organization, if in the opinion of the trustees if the request was valid, the request for relief, it was granted.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt026350
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt02699
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt070155
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt057010
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0www.njsfa.com
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Receipts from FEE'S charged to Fire Insurance Underwriters that offer and sell Fire Insurance in the state of New Jersey.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Expense necessary to hold the required yearly meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Prior Period Adjustment
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 20
ReasonableCauseExplanation/ExplanationTxt0We filed for an automatic extension of time to file this report and it was granted by the IRS.
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/LastSubmissionRqrOOBCd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd011
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/ProfileEmailAddressChangeInd0X
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/ProfilePasswordChangeInd0X
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd01
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Bruce Osgood
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum02014455573
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-06-25
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NEW JERSEY STATE FIREMENS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0NEWJ
ReturnHeader/Filer/EIN0237417134
ReturnHeader/Filer/PhoneNum02014455573
ReturnHeader/Filer/USAddress/AddressLine1Txt083 Mary Ann Lane
ReturnHeader/Filer/USAddress/CityNm0Wyckoff
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007481
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02023-11-08T11:47:21-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)4 • <$500k nonprofits