Civic Intelligence

Girls Incorporated of Bay County

EIN 23-7393003 • 501(c)3 • Panama City, FL

Pub. 78 Eligible

Profile

To empower girls ages 6-16 to overcome the unique challenges facing them with the determination, knowledge and tenacity they need to enter adulthood triumphantly.

PO Box 1057Panama City, FL 32402

www.girlsincofbaycounty.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

80th percentile

0.31x

Higher debt load relative to assets than 80% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

77th percentile

0.19x

Higher debt load relative to revenue than 77% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

33rd percentile

-3.5%

Higher net margin than 33% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

74th percentile

$66,950

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 8.9% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Asset Growth

24th percentile

-7.6%

Faster asset growth than 24% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

36th percentile

-1.9%

Faster revenue growth than 36% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Down

$463,367

Down $38,165 (-7.6%) from 2023

Liabilities

Down

$143,448

Down $11,859 (-7.6%) from 2023

Net Assets

Down

$319,919

Down $26,306 (-7.6%) from 2023

Revenue

Down

$750,663

Down $14,798 (-1.9%) from 2023

Expenses

Down

$776,968

Down $108,573 (-12%) from 2023

Net Income

Up

-$26,305

Up $93,775 (+78%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2010: $190,992Liabilities 2010: $3,886Net Assets 2010: $187,1062010Assets 2011: $177,402Liabilities 2011: $9,800Net Assets 2011: $167,6022011Assets 2012: $163,456Liabilities 2012: $4,854Net Assets 2012: $158,6022012Assets 2013: $142,927Liabilities 2013: $8,775Net Assets 2013: $134,1522013Assets 2014: $164,549Liabilities 2014: $8,209Net Assets 2014: $156,3402014Assets 2015: $177,851Liabilities 2015: $6,442Net Assets 2015: $171,4092015Assets 2016: $237,540Liabilities 2016: $19,241Net Assets 2016: $218,2992016Assets 2018: $356,600Liabilities 2018: $12,576Net Assets 2018: $344,0242018Assets 2019: $454,750Liabilities 2019: $147,138Net Assets 2019: $307,6122019Assets 2020: $577,644Liabilities 2020: $147,815Net Assets 2020: $429,8292020Assets 2021: $709,254Liabilities 2021: $148,906Net Assets 2021: $560,3482021Assets 2022: $618,559Liabilities 2022: $177,595Net Assets 2022: $440,9642022Assets 2023: $501,532Liabilities 2023: $155,307Net Assets 2023: $346,2252023Assets 2024: $463,367Liabilities 2024: $143,448Net Assets 2024: $319,9192024

Highlighted filing

2024

Assets$463,367
Liabilities$143,448
Net Assets$319,919

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $302,0352010Expenses 2011: $310,9122011Expenses 2012: $312,1542012Revenue 2013: $287,170Expenses 2013: $311,620Net Income 2013: -$24,4502013Revenue 2014: $315,775Expenses 2014: $293,587Net Income 2014: $22,1882014Revenue 2015: $334,963Expenses 2015: $319,894Net Income 2015: $15,0692015Revenue 2016: $427,155Expenses 2016: $380,265Net Income 2016: $46,8902016Revenue 2018: $713,677Expenses 2018: $591,694Net Income 2018: $121,9832018Revenue 2019: $703,057Expenses 2019: $757,319Net Income 2019: -$54,2622019Revenue 2020: $755,189Expenses 2020: $632,972Net Income 2020: $122,2172020Revenue 2021: $788,513Expenses 2021: $657,994Net Income 2021: $130,5192021Revenue 2022: $639,315Expenses 2022: $740,217Net Income 2022: -$100,9022022Revenue 2023: $765,461Expenses 2023: $885,541Net Income 2023: -$120,0802023Revenue 2024: $750,663Expenses 2024: $776,968Net Income 2024: -$26,3052024

Highlighted filing

2024

Revenue$750,663
Expenses$776,968
Net Income-$26,305

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.63$1.43$3.20$7.51$7.77$0.26
2023Detailed filing. Detailed filing data is available for this year.$5.02$1.55$3.46$7.65$8.86$1.20
2022Detailed filing. Detailed filing data is available for this year.$6.19$1.78$4.41$6.39$7.40$1.01
2021Detailed filing. Detailed filing data is available for this year.$7.09$1.49$5.60$7.89$6.58$1.31
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.78$1.48$4.30$7.55$6.33$1.22
2019Detailed filing. Detailed filing data is available for this year.$4.55$1.47$3.08$7.03$7.57$0.54
2018Detailed filing. Detailed filing data is available for this year.$3.57$0.13$3.44$7.14$5.92$1.22
2016Detailed filing. Detailed filing data is available for this year.$2.38$0.19$2.18$4.27$3.80$0.47
2015Detailed filing. Detailed filing data is available for this year.$1.78$0.06$1.71$3.35$3.20$0.15
2014Detailed filing. Detailed filing data is available for this year.$1.65$0.08$1.56$3.16$2.94$0.22
2013Detailed filing. Detailed filing data is available for this year.$1.43$0.09$1.34$2.87$3.12$0.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.63$0.05$1.59$3.12
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.77$0.10$1.68$3.11
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.91$0.04$1.87$3.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 13, 2025
Return Version
2024v5.2
Gross Receipts
$794,753
Mission and Program Overview

Mission

To empower girls ages 6-16 to overcome the unique challenges facing them with the determination, knowledge and tenacity they need to enter adulthood triumphantly.

The organization provides emotional, recreational, cultural and educational activities and support for girls ages 6-18.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$174,753$163,710▼ $11,043
Land, Buildings, and Equipment, Net$154,701$152,953▼ $1,748
Savings and Temporary Cash Investments$105,714$85,078▼ $20,636
Other Notes and Loans Receivable, Net$61,626$61,626→ $0
Accounts Receivable$4,738--
Total Assets$501,532$463,367▼ $38,165
Liabilities
Unsecured Notes Loans Payable$120,422$120,422→ $0
Accounts Payable and Accrued Expenses$24,885$23,026▼ $1,859
Deferred Revenue$10,000--
Total Liabilities$155,307$143,448▼ $11,859
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$319,624$313,951▼ $5,673
Net Assets With Donor Restrictions$26,601$5,968▼ $20,633
Total Net Assets Fund Balance$346,225$319,919▼ $26,306
Total Liabilities and Net Assets / Fund Balance$501,532$463,367▼ $38,165

Asset Categories

AssetBook ValueDepreciationBasis
Land$130,285-$130,285
Equipment$0$93,265$93,265
Other Land Buildings$22,668$32,210$54,878
Buildings$0$7,683$7,683
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Catherine GloverExecutive DirectorFT$65,000$1,950$66,950

Board Members and Trustees

NameTitle
Michelle DracosImmediate Past President
Tara WilderPresident
Christy MathisVice President
Dr Carrie BakerBoard Member
Duriel CrittendenBoard Member
Erin PickardBoard Member
Holly OndaBoard Member
Jeremy HintonBoard Member
Karen LandryBoard Member
Laura RoseschBoard Member
Michael MosiBoard Member
Ryan NelsonBoard Member
Suzanne RemediesBoard Member
Lindsey JonesCompliance Officer
Lisa WhitmanSecretary
Rebekah VassarTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$347,654
Program Service Revenue
$255,068
Investment Income
$5,356
Other Revenue
$142,585
All Other Contributions
$319,417
Change in Net Assets
$-26,305

Audited Revenue Reconciliation

Revenue per Audited Statements
$750,663
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$203,171
Total Revenue per Audited Statements
$953,834
Total Revenue per Form 990
$750,663
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$561,063
Other Expenses$215,905
Total Fundraising Expense$2,455
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$216,450$180,002-$396,452
Other Employee Benefits$51,110$48,501-$99,611
Current Officers, Directors, Trustees, and Key Employees$48,406$16,594-$65,000
Occupancy$50,400--$50,400
Insurance$303$30,388-$30,691
Fees for Services Other$9,456$16,661-$26,117
Office Expenses$10,828$5,717$1,951$18,496
Other Expenses$9,636$300-$9,936
Depreciation Depletion$8,272--$8,272
Travel-$4,657-$4,657
All Other Expenses-$3,228$504$3,732
Advertising$1,514$1,035-$2,549
Total Functional Expenses$457,970$316,543$2,455$776,968

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$980,139
Expenses per Audited Statements$776,968
Total Expenses per Form 990$776,968
Expenses Not Reported on Form 990$203,171
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$185,865
Fundraising Direct Expenses$44,090
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Red Rav Raffle$86,602$58,365$22,370$35,995
Boots N Bling$55,720$55,720$9,298$46,422
Total Events$214,102$185,865$44,090$141,775
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Form 990 is provided by management to the board of directors before filing.

Form 990, Part VI, Section B, Line 12C

The organization regularly and consistently monitors and enforces compliance with the conflict of interest policy by requiring each employee to complete a conflicts of interest form and sign it.

Form 990, Part VI, Section C, Line 19

The organization makes documents available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Girls Incorporated of Bay County
EIN
23-7393003
Phone
8507696703
Address
PO BOX 1057, PANAMA CITY, FL 32402

Signing Officer

Name
Christy Mathis
Title
Vice President
Phone
8507696703
Signed
2025-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Catherine Glover
Formed
1974
Legal Domicile
Fl
Voting Board Members
16
Independent Board Members
16
Employees
30
Volunteers
80

Preparer

Firm
Verdeja & Alvarez Llp
Address
255 ALHAMBRA CIR STE 630, CORAL GABLES, FL 33134-7417
Preparer
Octavio a Verdeja
Phone
3054463177
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

The organization has adopted the provisions of asc no 740, "accounting for uncertainty in income taxes" ("asc no 740"). Asc 740 required that the impact of tax positions to be recognized in the financial statements if they are more likely than not of being sustained upon examination. Accordingly, no provision for income taxes is made in the financial statements. At 12/31/24, there were no uncertain tax positions. The organization files tax returns with us federal and other tax authorities for which statue limitations may go back to the year ended 2021.

PART XI, LINE 2D - OTHER ADJUSTMENTS:

Special event expenses 44,090.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Special event expenses 44,090.

Raw XML AppendixShowing 400 of 526 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0IN 2024, **GIRLS INC. OF BAY COUNTY** CONTINUED ITS MISSION TO INSPIRE ALL GIRLS TO BE **STRONG, SMART, AND BOLD** THROUGH A COMBINATION OF ACADEMIC ENRICHMENT, HEALTH AND WELLNESS INITIATIVES, AND LIFE-SKILLS PROGRAMMING. OUR ORGANIZATION SERVED AS A VITAL RESOURCE FOR GIRLS ACROSS BAY COUNTY, EMPOWERING THEM TO REACH THEIR FULL POTENTIAL IN SCHOOL, AT HOME, AND IN THE COMMUNITY.**PROGRAM REACH AND PARTICIPATION*** **TOTAL CLIENTS SERVED:** APPROXIMATELY **425 GIRLS** AGES 618 PARTICIPATED IN OUR CORE PROGRAMS THROUGHOUT THE YEAR.* **AFTER-SCHOOL AND SUMMER PROGRAMS:** WE PROVIDED **YEAR-ROUND PROGRAMMING** AT OUR MAIN CENTER AND IN PARTNER SCHOOL SITES, OFFERING DAILY ACADEMIC SUPPORT, MENTORING, AND ENRICHMENT ACTIVITIES TO MORE THAN**300 GIRLS** DURING THE SCHOOL YEAR AND AN ADDITIONAL **125 PARTICIPANTS** IN OUR SUMMER SESSIONS.* **COMMUNITY OUTREACH:** THROUGH SPECIAL EVENTS, FAMILY ENGAGEMENT NIGHTS, AND COLLABORATIVE COMMUNITY PROGRAMS, WE REACHED AN ESTIMATED **1,200 INDIVIDUALS**, INCLUDING PARENTS, CAREGIVERS, AND COMMUNITY PARTNERS.EDUCATIONAL AND DEVELOPMENTAL IMPACT**ACADEMIC ENRICHMENT: OVER 85% OF PARTICIPATING GIRLS DEMONSTRATED IMPROVEMENT IN READING OR MATH PERFORMANCE, AS REPORTED BY SCHOOL PARTNERS AND PRE/POST ASSESSMENTS.**STEM INITIATIVES: GIRLS PARTICIPATED IN OVER 50 HOURS OF STEM PROGRAMMING, FOSTERING CURIOSITY AND CONFIDENCE IN SCIENCE, TECHNOLOGY, ENGINEERING, AND MATHEMATICS.**COLLEGE AND CAREER READINESS:** MIDDLE AND HIGH SCHOOL PARTICIPANTS ENGAGED IN LEADERSHIP AND CAREER DEVELOPMENT WORKSHOPS, JOB SHADOWING, AND MENTORING SESSIONS DESIGNED TO PREPARE THEM FOR POST-SECONDARY SUCCESS.HEALTH, WELLNESS, AND SAFETY** OUR "STRONG" PROGRAMS PROMOTED PHYSICAL ACTIVITY, NUTRITION EDUCATION, AND MENTAL HEALTH AWARENESS. MORE THAN 200 GIRLS PARTICIPATED IN FITNESS AND WELLNESS CHALLENGES, WHILE WORKSHOPS ON SELF-ESTEEM, STRESS MANAGEMENT, AND HEALTHY RELATIONSHIPS SUPPORTED EMOTIONAL RESILIENCE.** WE COLLABORATED WITH LOCAL HEALTHCARE AND WELLNESS ORGANIZATIONS TO PROVIDE ACCESS TO RESOURCES AND FAMILY WELLNESS INFORMATION.COMMUNITY AND LEADERSHIP DEVELOPMENT**LEADERSHIP & ADVOCACY: GIRLS ENGAGED IN SERVICE-LEARNING PROJECTS ADDRESSING ISSUES SUCH AS BULLYING PREVENTION, ENVIRONMENTAL AWARENESS, AND COMMUNITY BEAUTIFICATION.**MENTORSHIP: STAFF AND VOLUNTEERS PROVIDED INDIVIDUALIZED SUPPORT TO HELP PARTICIPANTS BUILD CONFIDENCE, SET GOALS, AND OVERCOME BARRIERS TO SUCCESS.**NON-QUANTITATIVE/SPECIFICALLY MEASURABLE ACHIEVEMENTS: MANY PARTICIPANTS REPORTED STRONGER SELF-ESTEEM, IMPROVED SOCIAL SKILLS, AND AN INCREASED SENSE OF BELONGING--QUALITIES THAT EXTEND BEYOND STATISTICS BUT REFLECT THE TRANSFORMATIVE IMPACT OF OUR MISSION.PUBLICATIONS, EVENTS, AND OUTREACH* WE ISSUED MONTHLY NEWSLETTERS AND ONGOING SOCIAL MEDIA UPDATES HIGHLIGHTING PROGRAM ACHIEVEMENTS AND COMMUNITY IMPACT.* HOSTED THREE MAJOR AWARENESS EVENTS, INCLUDING THE: PRINCESS BALL, BOOTS N BLING AND BREAKFAST OF CHAMPIONS, ALONG WITH A 50TH YEAR STRONG, SMART & BOLD ALUMNI LUNCHEON, CELEBRATING GIRLS' ACHIEVEMENTS AND RAISING AWARENESS OF OUR MISSION.* PARTNERED WITH SCHOOLS, BUSINESSES, AND LOCAL AGENCIES TO EXPAND ACCESS AND VISIBILITY OF OUR SERVICES.GIRLS INC. OF BAY COUNTY CONTINUES TO BE A TRUSTED ADVOCATE FOR GIRLS' EMPOWERMENT AND EQUITABLE OPPORTUNITY. THE SUCCESS OF OUR PARTICIPANTS--REFLECTED IN THEIR ACADEMIC PROGRESS, LEADERSHIP IN SCHOOLS, AND VOLUNTEERISM-- DEMONSTRATES OUR GROWING INFLUENCE IN SHAPING A HEALTHIER, MORE CONFIDENT GENERATION OF YOUNG WOMEN. THROUGH EDUCATION, MENTORING, AND COMMUNITY ENGAGEMENT, WE ARE BUILDING PATHWAYS FOR GIRLS TO BECOME LEADERS AND CHANGEMAKERS IN BAY COUNTY AND BEYOND.
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
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IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
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