Civic Intelligence

Southwestern Automated Clearing House Association

990 • Fiscal year 2017 • EIN 23-7382708

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 13, 2018

1999 Bryan Street No 950Dallas, TX 75201

(214) 954-0585

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

48th percentile

0.21x

Higher debt load relative to assets than 48% of similar nonprofits.

2017 filings • 501(c)6 • $5M-$10M nonprofits • Source year 2017

Liabilities / Revenue

35th percentile

0.18x

Higher debt load relative to revenue than 35% of similar nonprofits.

2017 filings • 501(c)6 • $5M-$10M nonprofits • Source year 2017

Net Margin

57th percentile

5.9%

Higher net margin than 57% of similar nonprofits.

2017 filings • 501(c)6 • $5M-$10M nonprofits • Source year 2017

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2017

Asset Growth

97th percentile

66%

Faster asset growth than 97% of similar nonprofits.

2017 filings • 501(c)6 • $5M-$10M nonprofits • Annualized from 2015 to 2017

Revenue Growth

92nd percentile

34%

Faster revenue growth than 92% of similar nonprofits.

2017 filings • 501(c)6 • $5M-$10M nonprofits • Annualized from 2015 to 2017

Assets

Up

$4,502,061

Up $437,173 (+11%) from 2016

Net Assets

Up

$3,554,745

Up $161,401 (+4.8%) from 2016

Liabilities

Up

$947,316

Up $275,772 (+41%) from 2016

Revenue

Up

$5,291,134

Up $1,205,960 (+30%) from 2016

Expenses

Up

$4,977,825

Up $1,228,927 (+33%) from 2016

Net Income

Down

$313,309

Down $22,967 (-6.8%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $1,358,243Liabilities 2010: $393,306Net Assets 2010: $964,9372010Assets 2011: $1,504,134Liabilities 2011: $420,813Net Assets 2011: $1,083,3212011Assets 2012: $1,892,382Liabilities 2012: $532,306Net Assets 2012: $1,360,0762012Assets 2013: $1,793,572Liabilities 2013: $646,009Net Assets 2013: $1,147,5632013Assets 2014: $1,695,483Liabilities 2014: $679,590Net Assets 2014: $1,015,8932014Assets 2015: $1,624,462Liabilities 2015: $506,386Net Assets 2015: $1,118,0762015Assets 2016: $4,064,888Liabilities 2016: $671,544Net Assets 2016: $3,393,3442016Assets 2017: $4,502,061Liabilities 2017: $947,316Net Assets 2017: $3,554,7452017Assets 2018: $6,067,109Liabilities 2018: $1,954,202Net Assets 2018: $4,112,9072018Assets 2019: $7,793,382Liabilities 2019: $2,973,735Net Assets 2019: $4,819,6472019Assets 2020: $9,626,512Liabilities 2020: $4,031,369Net Assets 2020: $5,595,1432020Assets 2021: $11,055,995Liabilities 2021: $5,156,927Net Assets 2021: $5,899,0682021Assets 2022: $12,283,589Liabilities 2022: $6,475,731Net Assets 2022: $5,807,8582022Assets 2023: $12,707,617Liabilities 2023: $7,338,175Net Assets 2023: $5,369,4422023Assets 2024: $13,970,729Liabilities 2024: $8,401,678Net Assets 2024: $5,569,0512024

Highlighted filing

2017

Assets$4,502,061
Liabilities$947,316
Net Assets$3,554,745

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $2,654,7112010Expenses 2011: $2,736,2912011Expenses 2012: $2,577,0222012Revenue 2013: $2,782,226Expenses 2013: $2,994,739Net Income 2013: -$212,5132013Revenue 2014: $2,907,063Expenses 2014: $3,038,733Net Income 2014: -$131,6702014Revenue 2015: $2,954,078Expenses 2015: $2,721,226Net Income 2015: $232,8522015Revenue 2016: $4,085,174Expenses 2016: $3,748,898Net Income 2016: $336,2762016Revenue 2017: $5,291,134Expenses 2017: $4,977,825Net Income 2017: $313,3092017Revenue 2018: $5,371,484Expenses 2018: $4,656,352Net Income 2018: $715,1322018Revenue 2019: $5,263,225Expenses 2019: $4,515,640Net Income 2019: $747,5852019Revenue 2020: $5,216,509Expenses 2020: $4,445,177Net Income 2020: $771,3322020Revenue 2021: $5,186,876Expenses 2021: $4,886,821Net Income 2021: $300,0552021Revenue 2022: $5,510,975Expenses 2022: $5,642,865Net Income 2022: -$131,8902022Revenue 2023: $5,650,796Expenses 2023: $5,998,167Net Income 2023: -$347,3712023Revenue 2024: $6,095,801Expenses 2024: $5,908,114Net Income 2024: $187,6872024

Highlighted filing

2017

Revenue$5,291,134
Expenses$4,977,825
Net Income$313,309
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 13, 2018
Return Version
2017v2.3
Gross Receipts
$5,291,134
Mission and Program Overview

Mission

Organization provides education, training and support on both the operational and marketing aspects of automated clearing and electronic funds transfer systems to member banks, s&l's, and credit unions. The seminars and workshops also offer members opportunities to exchange ideas and further swacha's educational purpose.

Organization provides education, training and support on both the operational and marketing aspects of automated clearing and electronic funds transfer systems to member banks, s&l's, and credit unions. The seminars and workshops also offer members opportunities to exchange ideas and further epayresources's educational purpose.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$2,601,813$2,537,388▼ $64,425
Cash and Non-Interest-Bearing Accounts$705,778$214,637▼ $491,141
Prepaid Expenses and Deferred Charges$111,424$182,732▲ $71,308
Inventories for Sale or Use$111,089$163,606▲ $52,517
Accounts Receivable$773,880$141,992▼ $631,888
Land, Buildings, and Equipment, Net$88,923$133,413▲ $44,490
Investments Other Securities$-328,019$-479,927▼ $151,908
Total Assets$4,064,888$4,502,061▲ $437,173
Other Assets Total$0$1,608,220▲ $1,608,220
Liabilities
Accounts Payable and Accrued Expenses$409,499$655,113▲ $245,614
Other Liabilities$181,470$171,318▼ $10,152
Deferred Revenue$80,575$120,885▲ $40,310
Total Liabilities$671,544$947,316▲ $275,772
Net Assets / Fund Balance
Unrestricted Net Assets$3,393,344$3,554,745▲ $161,401
Total Net Assets Fund Balance$3,393,344$3,554,745▲ $161,401
Total Liabilities and Net Assets / Fund Balance$4,064,888$4,502,061▲ $437,173

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$161,216$443,851$605,067
Leasehold Improvements$-27,803$202,044$174,241
Other Assets Org$1,608,220--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Laura SteelePresident/CEOFT$222,394$110,498$332,892
Tracy MarshallSVP - Operations & ItFT$118,366$48,138$166,504
Tim QuisenberrySVP - Member ServicesFT$118,219$36,385$154,604
Cindy McspaddenVP of Finance and AdministrationFT$115,688$37,938$153,626
Kevin OlsenSVP - EducationFT$116,281$32,272$148,553

Board Members and Trustees

NameTitle
Alicia TreadwayBoard Chairman
Martin BellPast Chairman
Tim ThorsonPast Chairman
Rhonda PavlicekBoard Vice Chairman
Peter DaveyAdvisory Board Member
Brandy YoungBoard Member
Charlie SchuchardtBoard Member
David BeckBoard Member
David BrockBoard Member
Dawn PattonBoard Member
Donovan ShandBoard Member
Gail EndaBoard Member
James FlaigBoard Member
John OryBoard Member
Joseph FlanneryBoard Member
Julius WeymanBoard Member
Rene AvilaBoard Member
Ron MalburgBoard Member
Tom HeinzmannBoard Member
W Christopher StaabBoard Member
Jeff FooteBoard Secretary
Bill AlbertFormer Board Member
Wanda ChambersFormer Board Member
Rick RhoadsTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
InsperityPeo Salaries And Benefits545 E JOHN CARPENTER FWY 1200, Irving, TX 75062$3,879,995
NachaNational Membership2550 WASSER TERRACE, Herdon, VA 20170$215,233
Fpg-dmt Harwood CenterCorporate Office1999 BRYAN STREET, Dallas, TX 75201$213,021
Principal FinancialRetirement PlanPO BOX 30429, Raleigh, NC 27622$204,338
Professional Development GroupEvent ManagementPO BOX 99, Bloomington, IN 47402$141,871
Revenue and Support

Revenue Composition

Contributions and Grants
$3,965,286
Program Service Revenue
$1,303,229
Investment Income
$14,095
Other Revenue
$8,524
Change in Net Assets
$313,309
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,803,873
Salaries, Compensation, and Employee Benefits$2,173,952
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,479,462
Fees for Services Other---$581,338
Current Officers, Directors, Trustees, and Key Employees---$486,518
All Other Expenses---$363,846
Occupancy---$284,146
Travel---$258,549
Information Technology---$232,322
Pension Plan Contributions---$204,287
Office Expenses---$191,781
Conferences and Meetings---$142,805
Other Expenses---$99,876
Depreciation Depletion---$69,203
Insurance---$40,434
Fees for Services Accounting---$27,257
Fees for Services Legal---$21,289
Advertising---$20,200
Other Employee Benefits---$3,685
Total Functional Expenses$0$0$0$4,977,825
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Compensation$171,318
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The members of epayresources approve significant decisions of the governing body.

Form 990, Part VI, Section A, Line 8B

Verbal reports of committee actions such as the audit committee or compensation committee are made to the board at its regular meetings. These reports are then documented in the minutes of the board meeting. The executive committee has the authority to act between board meetings and, if actions are taken between meetings, those actions are reflected in minutes of the executive committee.

Form 990, Part VI, Section B, Line 11B

The board of directors does not review the 990 prior to being filed. The information for form 990 is reviewed in detail by the president and ceo and the person responsible for the financial records prior to submission to an independent tax preparer. The completed 990 is also reviewed by the same two parties prior to filing.

Form 990, Part VI, Section B, Line 12C

The governing body member annual questionnaire will be completed on an annual basis to identify any potential conflicts of interest.

Form 990, Part VI, Section B, Line 15

A comparative analysis of the chief staff officer is performed annually using information from the salary surveys of the american society of association executives (asae). A matrix is prepared that analyzes the salary of comparable ceos relating to staff size, annual operating budgets, industry served and geographic location. The matrix contains the average, median, lower quartile and top quartile of total ceo compensation. The board of directors reviews this matrix and approves the ceo total compensation package. A comparative analysis of the organization's officers was performed in 2015 using information from the salary surveys of the american society of association executives (asae). A matrix was prepared that analyzes the salary of comparable positions. The matrix contains the average, median, lower quartile and top quartile of total officer compensation. The board of directors reviewed this matrix and approves the officers' total compensation package.

Form 990, Part VI, Section C, Line 19

All documents are made available for inspection in our offices upon request.

Filing and Contact Details

Filer

Filer Name
Epayresources
EIN
23-7382708
Phone
2149540585
Address
1999 BRYAN STREET NO 950, DALLAS, TX 75201

Signing Officer

Name
Cindy Mcspadden
Title
VP of Finance and Administration
Phone
2149540585
Signed
2018-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cindy Mcspadden
Formed
1974
Legal Domicile
TX
Voting Board Members
22
Independent Board Members
22
Employees
30
Volunteers
0

Preparer

Firm
Rsm US Llp
Address
201 N HARRISON STREET SUITE 300, DAVENPORT, IA 52801-1999
Preparer
John J Romano
Phone
5638884000
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Peo fees 540,644. Other professional fees 40,694.

FORM 990, PART XI, LINE 9:

Change in investment in epayadvisors, inc. -151,908.

FORM 990, PART XII, LINE 2C:

The oversight and selection process has not changed from prior tax years.

Financial Statement Notes

PART X, LINE 2:

The internal revenue service has ruled that epayresources is exempt from federal income tax under section 501(c)(6) of the internal revenue code. Income tax provisions are based on amounts estimated to be payable pursuant to consolidated federal income and applicable state income and francise tax returns filed by swacha services corporation (ssc). These income taxes are immaterial to the consolidated financial statements. Management evaluated epayresources' tax positions and concluded that epayresources had taken no uncertain tax positions that require adjustment to the financial statements to comply with the provisions of this guidance.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt220
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt230
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2632272
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IRS990/Form990PartVIISectionAGrp/PersonNm1RENE AVILA
IRS990/Form990PartVIISectionAGrp/PersonNm2DAVID BECK
IRS990/Form990PartVIISectionAGrp/PersonNm3MARTIN BELL
IRS990/Form990PartVIISectionAGrp/PersonNm4DAVID BROCK
IRS990/Form990PartVIISectionAGrp/PersonNm5WANDA CHAMBERS
IRS990/Form990PartVIISectionAGrp/PersonNm6PETER DAVEY
IRS990/Form990PartVIISectionAGrp/PersonNm7GAIL ENDA
IRS990/Form990PartVIISectionAGrp/PersonNm8JAMES FLAIG
IRS990/Form990PartVIISectionAGrp/PersonNm9JOSEPH FLANNERY
IRS990/Form990PartVIISectionAGrp/PersonNm10JEFF FOOTE
IRS990/Form990PartVIISectionAGrp/PersonNm11TOM HEINZMANN
IRS990/Form990PartVIISectionAGrp/PersonNm12RON MALBURG
IRS990/Form990PartVIISectionAGrp/PersonNm13JOHN ORY
IRS990/Form990PartVIISectionAGrp/PersonNm14DAWN PATTON
IRS990/Form990PartVIISectionAGrp/PersonNm15RHONDA PAVLICEK
IRS990/Form990PartVIISectionAGrp/PersonNm16RICK RHOADS
IRS990/Form990PartVIISectionAGrp/PersonNm17CHARLIE SCHUCHARDT
IRS990/Form990PartVIISectionAGrp/PersonNm18DONOVAN SHAND
IRS990/Form990PartVIISectionAGrp/PersonNm19W CHRISTOPHER STAAB
IRS990/Form990PartVIISectionAGrp/PersonNm20TIM THORSON
IRS990/Form990PartVIISectionAGrp/PersonNm21ALICIA TREADWAY
IRS990/Form990PartVIISectionAGrp/PersonNm22JULIUS WEYMAN
IRS990/Form990PartVIISectionAGrp/PersonNm23BRANDY YOUNG
IRS990/Form990PartVIISectionAGrp/PersonNm24CINDY MCSPADDEN
IRS990/Form990PartVIISectionAGrp/PersonNm25LAURA STEELE
IRS990/Form990PartVIISectionAGrp/PersonNm26KEVIN OLSEN
IRS990/Form990PartVIISectionAGrp/PersonNm27TRACY MARSHALL
IRS990/Form990PartVIISectionAGrp/PersonNm28TIM QUISENBERRY
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt230
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt25260548
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt26116281
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt27133394
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt28126142
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt280
IRS990/Form990PartVIISectionAGrp/TitleTxt0FORMER BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3PAST CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5FORMER BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6ADVISORY BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt16TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt17BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt18BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt19BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt20PAST CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt21BOARD CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt22BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt23BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt24VP OF FINANCE AND ADMINISTRATION
IRS990/Form990PartVIISectionAGrp/TitleTxt25PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt26SVP - EDUCATION
IRS990/Form990PartVIISectionAGrp/TitleTxt27SVP - OPERATIONS & IT
IRS990/Form990PartVIISectionAGrp/TitleTxt28SVP - MEMBER SERVICES
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01974
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt022
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt05291134
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt022
IRS990/IndivRcvdGreaterThan100KCnt08
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
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IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
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IRS990/LandBldgEquipCostOrOtherBssAmt0779308
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IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt03965286
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0ORGANIZATION PROVIDES EDUCATION, TRAINING AND SUPPORT ON BOTH THE OPERATIONAL AND MARKETING ASPECTS OF AUTOMATED CLEARING AND ELECTRONIC FUNDS TRANSFER SYSTEMS TO MEMBER BANKS, S&L'S, AND CREDIT UNIONS. THE SEMINARS AND WORKSHOPS ALSO OFFER MEMBERS OPPORTUNITIES TO EXCHANGE IDEAS AND FURTHER EPAYRESOURCES'S EDUCATIONAL PURPOSE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/NetAssetsOrFundBalancesEOYAmt03554745
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0284146
IRS990/OfficeExpensesGrp/TotalAmt0191781
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
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IRS990/OtherChangesInNetAssetsAmt0-151908
IRS990/OtherEmployeeBenefitsGrp/TotalAmt03685
IRS990/OtherExpensesGrp/Desc0COST OF GOODS SOLD
IRS990/OtherExpensesGrp/Desc1CATERING
IRS990/OtherExpensesGrp/Desc2NACHA DUES
IRS990/OtherExpensesGrp/Desc3OTHER EXPENSES
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IRS990/OtherExpensesGrp/TotalAmt1150466
IRS990/OtherExpensesGrp/TotalAmt2114850
IRS990/OtherExpensesGrp/TotalAmt399876
IRS990/OtherLiabilitiesGrp/BOYAmt0181470
IRS990/OtherLiabilitiesGrp/EOYAmt0171318
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt08524
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt08524
IRS990/OtherRevenueTotalAmt08524
IRS990/OtherSalariesAndWagesGrp/TotalAmt01479462
IRS990/PartialLiquidationInd00
IRS990/PensionPlanContributionsGrp/TotalAmt0204287
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0111424
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0182732
IRS990/PrincipalOfficerNm0CINDY MCSPADDEN
IRS990/ProfessionalFundraisingInd00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$14.0$8.40$5.57$6.10$5.91$0.19
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.7$7.34$5.37$5.65$6.00$0.35
2022Detailed filing. Detailed filing data is available for this year.$12.3$6.48$5.81$5.51$5.64$0.13
2021Detailed filing. Detailed filing data is available for this year.$11.1$5.16$5.90$5.19$4.89$0.30
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.63$4.03$5.60$5.22$4.45$0.77
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.79$2.97$4.82$5.26$4.52$0.75
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.07$1.95$4.11$5.37$4.66$0.72
2017Detailed filing. Detailed filing data is available for this year.$4.50$0.95$3.55$5.29$4.98$0.31
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.06$0.67$3.39$4.09$3.75$0.34
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.62$0.51$1.12$2.95$2.72$0.23
2014Detailed filing. Detailed filing data is available for this year.$1.70$0.68$1.02$2.91$3.04$0.13
2013Detailed filing. Detailed filing data is available for this year.$1.79$0.65$1.15$2.78$2.99$0.21
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.89$0.53$1.36$2.58
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.50$0.42$1.08$2.74
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.36$0.39$0.96$2.65