Liabilities / Assets
34th percentile
Higher debt load relative to assets than 34% of similar nonprofits.
EIN 23-7339371 • 501(c)14 • Countryside, IL
Profile
Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
34th percentile
Higher debt load relative to assets than 34% of similar nonprofits.
Liabilities / Revenue
41st percentile
Higher debt load relative to revenue than 41% of similar nonprofits.
Net Margin
91st percentile
Higher net margin than 91% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
54th percentile
Faster asset growth than 54% of similar nonprofits.
Revenue Growth
57th percentile
Faster revenue growth than 57% of similar nonprofits.
Assets
Up$74,540,013
Up $1,073,548 (+1.5%) from 2023
Liabilities
Down$64,369,372
Down $76,965 (-0.1%) from 2023
Net Assets
Up$10,170,641
Up $1,150,513 (+13%) from 2023
Revenue
Up$4,058,413
Up $250,025 (+6.6%) from 2023
Expenses
Up$2,907,906
Up $237,838 (+8.9%) from 2023
Net Income
Up$1,150,507
Up $12,187 (+1.1%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.
IL state chartered credit union operated for the mutual benefit of its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $48,454,461 | $48,720,774 | ▲ $266,313 |
| Savings and Temporary Cash Investments | $23,323,155 | $21,426,480 | ▼ $1,896,675 |
| Rtn Earn Endowment Incm Other Fnds | $9,020,128 | $10,170,641 | ▲ $1,150,513 |
| Cash and Non-Interest-Bearing Accounts | $632,850 | $3,319,303 | ▲ $2,686,453 |
| Accounts Receivable | $266,988 | - | - |
| Prepaid Expenses and Deferred Charges | $101,830 | $100,014 | ▼ $1,816 |
| Land, Buildings, and Equipment, Net | $40,896 | $74,799 | ▲ $33,903 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $73,466,465 | $74,540,013 | ▲ $1,073,548 |
| Other Assets Total | $646,285 | $898,643 | ▲ $252,358 |
| Liabilities | |||
| Other Liabilities | $63,487,136 | $64,245,069 | ▲ $757,933 |
| Unsecured Notes Loans Payable | $845,000 | $0 | ▼ $845,000 |
| Accounts Payable and Accrued Expenses | $68,328 | $91,323 | ▲ $22,995 |
| Deferred Revenue | $45,873 | $32,980 | ▼ $12,893 |
| Total Liabilities | $64,446,337 | $64,369,372 | ▼ $76,965 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $9,020,128 | $10,170,641 | ▲ $1,150,513 |
| Total Liabilities and Net Assets / Fund Balance | $73,466,465 | $74,540,013 | ▲ $1,073,548 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $74,799 | $46,590 | $121,389 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Casey Martin | President | FT | $135,209 | $77,894 | $213,103 |
| Name | Title |
|---|---|
| Steven Cisco | Chairperson |
| Kevin McLaughlin | Vice Chairman |
| Donald Finn | Director |
| James Connolly | Director |
| John Garza | Director |
| Trudy Mares | Director |
| Robert A Paszta | Secretary |
| Patrick J Kelly | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,695,719 |
| Salaries, Compensation, and Employee Benefits | $1,212,187 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $524,093 |
| Other Employee Benefits | - | - | - | $416,958 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $213,103 |
| Information Technology | - | - | - | $193,705 |
| Fees for Services Other | - | - | - | $183,775 |
| Occupancy | - | - | - | $98,670 |
| Other Expenses | - | - | - | $80,252 |
| All Other Expenses | - | - | - | $66,324 |
| Interest | - | - | - | $59,095 |
| Payroll Taxes | - | - | - | $58,033 |
| Fees for Services Accounting | - | - | - | $45,850 |
| Office Expenses | - | - | - | $44,308 |
| Insurance | - | - | - | $31,824 |
| Depreciation Depletion | - | - | - | $22,427 |
| Advertising | - | - | - | $21,011 |
| Travel | - | - | - | $1,832 |
| Conferences and Meetings | - | - | - | $1,179 |
| Total Functional Expenses | $0 | $0 | $0 | $2,907,906 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Organization | Location | Amount |
|---|---|---|
| 36-3092340 | Naperville, IL | $2,500 |
| Liability | Amount |
|---|---|
| Regular shares | $37,464,843 |
| Share drafts | $10,354,392 |
| Certificates | $9,420,479 |
| Money market accounts | $5,283,258 |
| Non Member Deposits | $1,148,850 |
| IRAs | $573,247 |
“Membership consists of individuals with a minimum balance on deposit with the credit union.”
“The Board of Directors is elected by the membership.”
“All of the information in the 990 is discussed at monthly Executive Committee meetings and quarterly Board meetings.”
“Available upon request.”
“The Credit Union's statement of financial condition and the related statements of income, members' equity, and cash flows were audited for the year ended September 30, 2024 in accordance with audit standards generally accepted in the United States. The FIN 48 Note in the 9/30/24 audited financial statements is as follows: The Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The taxexempt purpose of the Credit Union and the nature in which it operates is described in the first paragraph of Note 1. Management believes the Credit Union continues to operate in compliance with its tax-exempt purpose. The Credit Union had no unrelated business income that management believes is subject to taxation. The Credit Union's annual information returns filed with the Internal Revenue Service are open to examination generally for three years after filing.”
“Rounding 6.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 68328 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 91323 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 266988 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | IL state chartered credit union operated for the mutual benefit of its members. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 21011 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 66324 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | Casey Martin |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7084829606 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 6240 Joliet Road |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Countryside |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 60525 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 632850 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3319303 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 213103 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1179 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 502570 |
| IRS990/CYOtherExpensesAmt | 0 | 1695719 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3555843 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1150507 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1212187 |
| IRS990/CYTotalExpensesAmt | 0 | 2907906 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 4058413 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 45873 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 32980 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 22427 |
| IRS990/Desc | 0 | The credit union makes and services loans to members. The number of loans outstanding at 12/31/24 was 3,498 totaling $48,720,774. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 13 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 45850 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 183775 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 77894 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Steven Cisco |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Kevin McLaughlin |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Robert A Paszta |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Patrick J Kelly |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | James Connolly |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | John Garza |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Trudy Mares |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Donald Finn |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Casey Martin |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 135209 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | President |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1974 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 4058413 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 193705 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 31824 |
| IRS990/InterestGrp/TotalAmt | 0 | 59095 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 502570 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 502570 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 341 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 46590 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 40896 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 74799 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 121389 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | IL state chartered credit union operated for the mutual benefit of its members. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 9020128 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 10170641 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 98670 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 44308 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 646285 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 898643 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 6 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 416958 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividend Expense |
| IRS990/OtherExpensesGrp/Desc | 1 | Provision for loan loss |
| IRS990/OtherExpensesGrp/Desc | 2 | ATM/Debit card expense |
| IRS990/OtherExpensesGrp/Desc | 3 | Visa expenses |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 355233 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 300000 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 190234 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 80252 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 63487136 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 64245069 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 524093 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 48454461 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 48720774 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 58033 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 1 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 101830 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 100014 |
| IRS990/PrincipalOfficerNm | 0 | Casey Martin |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Loan interest |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fees and income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3035168 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 520675 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3035168 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 520675 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | The credit union pays dividends to its members on share deposit accounts. The number of share accounts at 12/31/24 was 11,044 totaling $64,245,069. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 521324 |
| IRS990/PYOtherExpensesAmt | 0 | 1519735 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3287064 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1138320 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1150333 |
| IRS990/PYTotalExpensesAmt | 0 | 2670068 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 3808388 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1150507 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 9020128 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 10170641 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 23323155 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 21426480 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/EIN | 0 | 363092340 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt | 0 | Credit Union Political Action Council |
| IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt | 0 | 2500 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt | 0 | 18007 West Diehl Rd PO Box 3107 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm | 0 | Naperville |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd | 0 | 60566 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 74799 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 46590 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 121389 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 37464843 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 5283258 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 10354392 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 9420479 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 573247 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 1148850 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Regular shares |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Money market accounts |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Share drafts |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | Certificates |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | IRAs |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | Non Member Deposits |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 74799 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 64245069 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 135209 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 41403 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 36491 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | Casey Martin |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | President |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 213103 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The Credit Union's statement of financial condition and the related statements of income, members' equity, and cash flows were audited for the year ended September 30, 2024 in accordance with audit standards generally accepted in the United States. The FIN 48 Note in the 9/30/24 audited financial statements is as follows: The Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The taxexempt purpose of the Credit Union and the nature in which it operates is described in the first paragraph of Note 1. Management believes the Credit Union continues to operate in compliance with its tax-exempt purpose. The Credit Union had no unrelated business income that management believes is subject to taxation. The Credit Union's annual information returns filed with the Internal Revenue Service are open to examination generally for three years after filing. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Membership consists of individuals with a minimum balance on deposit with the credit union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The Board of Directors is elected by the membership. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | All of the information in the 990 is discussed at monthly Executive Committee meetings and quarterly Board meetings. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Available upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Rounding 6. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Page 3, #12-Audited Financial Statements |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part XI, line 9: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 73466465 |
| IRS990/TotalAssetsEOYAmt | 0 | 74540013 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 73466465 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 74540013 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 13 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2907906 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 64446337 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 64369372 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 64446337 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 64369372 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 9020128 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 10170641 |
| IRS990/TotalOtherCompensationAmt | 0 | 77894 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3555843 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 135209 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4058413 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 4058413 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 10 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 73466465 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 74540013 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 1832 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt | 0 | 845000 |
| IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 6240 Joliet Road |
| IRS990/USAddress/CityNm | 0 | Countryside |
| IRS990/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/USAddress/ZIPCd | 0 | 60525 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | www.mclcu.org |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Casey Martin |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7084829606 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-06-17 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Midwest Coalition of Labor Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MIDW |
| ReturnHeader/Filer/EIN | 0 | 237339371 |
| ReturnHeader/Filer/PhoneNum | 0 | 7084829606 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 6240 Joliet Road |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Countryside |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 60525 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 1 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 931743146 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Eifel Rambo Advisory Group Ltd |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 20635 Abbey Woods Ct Suite 301 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Frankfort |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 60423 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7086282365 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Matt Beckley |
| ReturnHeader/ReturnTs | 0 | 2025-06-19T09:42:32-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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