Civic Intelligence

Indian Schools Alumni and Friends Insaf

EIN 23-7338355 • 501(c)3 • San Mateo, CA

Profile

To implement projects aimed at improved literacy and education of the disadvantaged people in india; and overall community development in the india region. Also, to contribute towards the improvement of indo-us relations on a people's level.

137 Seagate DriveSan Mateo, CA 94403

insafweb.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

33rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

35th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

37th percentile

-1.2%

Higher net margin than 37% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

55th percentile

$0

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Asset Growth

35th percentile

-2.3%

Faster asset growth than 35% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

74th percentile

31%

Faster revenue growth than 74% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Down

$326,691

Down $7,530 (-2.3%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$326,691

Down $7,530 (-2.3%) from 2023

Revenue

Up

$608,401

Up $142,934 (+31%) from 2023

Expenses

Up

$615,931

Up $192,185 (+45%) from 2023

Net Income

Down

-$7,530

Down $49,251 (-118%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2020: $263,169Liabilities 2020: $0Net Assets 2020: $263,1692020Assets 2021: $227,556Liabilities 2021: $0Net Assets 2021: $227,5562021Assets 2022: $292,500Liabilities 2022: $0Net Assets 2022: $292,5002022Assets 2023: $334,221Liabilities 2023: $0Net Assets 2023: $334,2212023Assets 2024: $326,691Liabilities 2024: $0Net Assets 2024: $326,6912024

Highlighted filing

2024

Assets$326,691
Liabilities$0
Net Assets$326,691

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2020: $337,918Expenses 2020: $367,501Net Income 2020: -$29,5832020Revenue 2021: $443,623Expenses 2021: $479,236Net Income 2021: -$35,6132021Revenue 2022: $458,290Expenses 2022: $393,346Net Income 2022: $64,9442022Revenue 2023: $465,467Expenses 2023: $423,746Net Income 2023: $41,7212023Revenue 2024: $608,401Expenses 2024: $615,931Net Income 2024: -$7,5302024

Highlighted filing

2024

Revenue$608,401
Expenses$615,931
Net Income-$7,530

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 6, 2025
Return Version
2024v5.0
Gross Receipts
$608,401
Mission and Program Overview

Mission

To implement projects aimed at improved literacy and education of the disadvantaged people in india; and overall community development in the india region. Also, to contribute towards the improvement of indo-us relations on a people's level.

INSAF provides grants to support education and literacy improvement efforts in India, and to support community development projects or community services in India to help disadvantaged people in India. It also provides grant to organization based in US to support educational & community service.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$334,221$326,691▼ $7,530
Cap Stk Tr Prin Current Funds$334,221$326,691▼ $7,530
Cash and Non-Interest-Bearing Accounts$0$0→ $0
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$334,221$326,691▼ $7,530
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$334,221$326,691▼ $7,530
Total Liabilities and Net Assets / Fund Balance$334,221$326,691▼ $7,530
Compensation and Service Providers

Board Members and Trustees

NameTitle
Mr Joginder KundraPresident
Ms Padmashri LadVice President Communications
Dr A J PouloseVice President Finance
Dr Santosh ChokhaniDirector
Mr O P GargDirector
Mr P K MalhotraDirector
Ms Anita SraDirector
Dr Bhavender Paul SharmaNewsletter & Website Editor
Revenue and Support

Revenue Composition

Contributions and Grants
$608,042
Program Service Revenue
$0
Investment Income
$359
Other Revenue
$0
All Other Contributions
$607,997
Change in Net Assets
$-7,530
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$615,146
Other Expenses$785
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Foreign Grants$531,768--$531,768
Grants to Domestic Orgs$83,378--$83,378
Office Expenses$413--$413
Information Technology$372--$372
Total Functional Expenses$615,931$0$0$615,931
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Eternal Gandhi Museum Houston (EGMH)Houston, TX-To support a museum in Houston TX meant to honor Mahatama Gandhi, a leader of the freedom movement in India.$50,000
India Development & Relief FundNorth Bethesda, MD-To Support eye care for the poor and the education of rural and tribal children in India$20,420
Rotary International (miami Airport Fl Rotary Club)Miami, FL-To help support eye care for the poor in India$7,500

International Summary

Offices
0
Employees
0
Spending
$531,768

International Compliance

Foreign grant records maintained
Yes
Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
South AsiaGrantmakingINSAF provides grants to non-profits in India, registered with the Indian government, in support of education/vocational skills training, community development, and community services for disadvantaged people..00$531,768
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

As of December 31, 2024, INSAF had 201 members across the United States.

Form 990, Part VI, Section A, Line 7A

INSAF's governing Board Members need to be INSAF members and sponsors or cosponsors of one or more INSAF projects. Any person who meets those two qualifications may volunteer to serve on the INSAF Board. The INSAF constitution provides for the ability to recall a Board Member. If there are more volunteers than positions on the Board at the time each Board term starts, INSAF members have a right to vote for the candidate(s) of their choice.

Form 990, Part VI, Section A, Line 7B

INSAF members have the option to choose which project(s) the member wishes to fund with their donation and also have the option of not funding any project at all in any given year. INSAF members may recall a Board member by following the procedure laid out in the constitution. If there are more volunteers than the positions on the Board at the time when a new Board-term is to begin, INSAF members have the right to vote for their preferred candidate(s). Any changes to the INSAF constitution require a two-thirds majority vote by the INSAF membership.

Form 990, Part VI, Section A, Line 9

1. Mr. Joginder P. Kundra, President, 3 Millstone Court, Cranbury NJ 08512 2. Dr. A. J. Poulose, Vice President Finance, 2848 Wakefield Dr., Belmont CA 94002 3. Mr. O. P. Garg, Director, 3732 Middle Post Land, Cleveland, OH 44116 4. Mr. P. K. Malhotra, Director, 329 Navarra Ln. Davenport, FL 33837 5. Dr. Santosh Chokhani, Director, 3410 N. Buchanan Street, Arlington VA 22207 6. Ms. Anita Sra, Director, 57807 Owen, Chapel Hill NC 27517 7. Dr. Bhavender Paul Sharma, Newsletter and Website Editor, 3005 Del Ray Street, San Mateo, CA 94403.

Form 990, Part VI, Section B, Line 11B

1. The Financial Statements Income and Expenditure Statements, Balance Sheet, and other associated data for the fiscal year are prepared by the INSAF Vice President- Finance. 2. These financials are then audited and reviewed by two INSAF volunteer auditors and the financials are finalized. 3. Draft Form 990 and its associated Schedules are then prepared by INSAF volunteers. 4. The draft Form 990 and its associated schedules were then sent to each INSAF Board Member for review and comments. 5. The tax return is finalized after incorporating any comments from the INSAF Board Members. 6. The final tax return is e-filed with the IRS after final approval signatures by the INSAF President.

Form 990, Part VI, Section B, Line 12C

The INSAF conflict of interest policy is posted on the INSAF website. The Board members are reminded annually about the conflict of interest policy.

Form 990, Part VI, Section C, Line 19

The INSAF constitution, conflict of interest policy, Form 990 for the INSAF Tax Return for the latest complete fiscal year, are posted on the INSAF website. The first issue in each calendar year of the INSAF Newsletter publishes the annual financial summary for the last fiscal year, and has done so for the past 44 years. The INSAF Newsletter containing the financial summary is uploaded to the INSAF web site and is available to the public and the INSAF membership. Past Newsletters containing earlier financial summaries are also available on the INSAF website for the past 20 years.

Filing and Contact Details

Filer

Filer Name
Indian Schools Alumni and Friends Insaf
EIN
23-7338355
Phone
6503456909
Address
137 Seagate Drive, San Mateo, CA 94403

Signing Officer

Name
Joginder P Kundra
Title
President
Phone
6096103072
Signed
2025-05-06

Organization Details

Principal Officer
Mr Joginder P Kundra
Formed
1972
Legal Domicile
CA
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
21
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IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0413
IRS990/OfficeExpensesGrp/TotalAmt0413
IRS990/OfficerMailingAddressInd01
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Mr Joginder P Kundra
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActy2Grp/Desc0COMMUNITY DEVELOPMENT:During 2024, INSAF provided grants to 8 organizations to support work aimed at longer-term community capacity building in India.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0382933
IRS990/ProgSrvcAccomActy2Grp/GrantAmt0382445
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0378001
IRS990/ProgSrvcAccomActy3Grp/Desc0COMMUNITY SERVICE: During 2024, INSAF made grants to 15 organizations which provide services to the disadvantaged in their communities in the areas of medical services or hunger relief and other services to the poor including disabled or provide medical aid to the poor.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0149165
IRS990/ProgSrvcAccomActy3Grp/GrantAmt0148975
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0147243
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0465192
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt0420490
IRS990/PYInvestmentIncomeAmt0275
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt03256
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt041721
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0423746
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0465467
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-7530
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt082753
IRS990/RoyaltiesGrp/ProgramServicesAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
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IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0334221
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0326691
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt0340615
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt0192250
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt0238010
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt0141300
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt0153510
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt01065685
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0608042
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0465193
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0458086
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0443403
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0337556
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt02312280
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/CurrentTaxYearAmt00
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IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/CurrentTaxYearMinus2YearsAmt00
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IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0359
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0275
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0204
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0220
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0362
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt01420
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IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt00
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IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus2YearsAmt00
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IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0359
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0275
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0204
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0220
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0362
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt01420
IRS990ScheduleA/InvestmentIncomeCYPct00.00061
IRS990ScheduleA/InvestmentIncomePYPct00.00075
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IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus3YearsAmt00
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IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.53879
IRS990ScheduleA/PublicSupportPY509Pct00.55756
IRS990ScheduleA/PublicSupportTotal509Amt01246595
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt0340615
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt0192250
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt0238010
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt0141300
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt0153510
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt01065685

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