Civic Intelligence

Central Minnesota Builders Associat

EIN 23-7319794 • 501(c)6 • St Cloud, MN

Profile

The cmba strives to improve the central minnesota builing industry by advocating for the industry at the local, state and national levels; educating our members about building industry best practices; and engaging our members in activities that strengthen competitiveness, professionalism, and the public's confidence in our industry.

2848 Second Street South Suite 145St Cloud, MN 56301

www.cmbaonline.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

54th percentile

0.06x

Higher debt load relative to assets than 54% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2022

Liabilities / Revenue

77th percentile

0.26x

Higher debt load relative to revenue than 77% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2022

Net Margin

3rd percentile

-57%

Higher net margin than 3% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

17th percentile

-12%

Faster asset growth than 17% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2021 to 2022

Revenue Growth

6th percentile

-26%

Faster revenue growth than 6% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2021 to 2022

Assets

Up

$943,823

Up $73,887 (+8.5%) from 2023

Liabilities

Up

$53,764

Up $7,326 (+16%) from 2023

Net Assets

Up

$890,059

Up $66,561 (+8.1%) from 2023

Revenue

Down

$382,548

Down $27,863 (-6.8%) from 2023

Expenses

Up

$315,987

Up $39,963 (+14%) from 2023

Net Income

Down

$66,561

Down $67,826 (-50%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2010: $770,340Liabilities 2010: $112,427Net Assets 2010: $657,9132010Assets 2011: $793,973Liabilities 2011: $104,231Net Assets 2011: $689,7422011Assets 2012: $886,256Liabilities 2012: $104,687Net Assets 2012: $781,5692012Assets 2013: $969,069Liabilities 2013: $92,590Net Assets 2013: $876,4792013Assets 2014: $1,030,772Liabilities 2014: $125,557Net Assets 2014: $905,2152014Assets 2015: $1,033,846Liabilities 2015: $133,997Net Assets 2015: $899,8492015Assets 2016: $1,018,103Liabilities 2016: $155,637Net Assets 2016: $862,4662016Assets 2017: $1,000,926Liabilities 2017: $145,086Net Assets 2017: $855,8402017Assets 2018: $892,105Liabilities 2018: $177,045Net Assets 2018: $715,0602018Assets 2019: $962,793Liabilities 2019: $159,182Net Assets 2019: $803,6112019Assets 2020: $826,477Liabilities 2020: $12,841Net Assets 2020: $813,6362020Assets 2021: $833,708Liabilities 2021: $37,538Net Assets 2021: $796,1702021Assets 2022: $736,210Liabilities 2022: $47,099Net Assets 2022: $689,1112022Assets 2023: $869,936Liabilities 2023: $46,438Net Assets 2023: $823,4982023Assets 2024: $943,823Liabilities 2024: $53,764Net Assets 2024: $890,0592024

Highlighted filing

2024

Assets$943,823
Liabilities$53,764
Net Assets$890,059

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $344,1062010Expenses 2011: $267,4452011Expenses 2012: $254,9602012Revenue 2013: $349,241Expenses 2013: $254,332Net Income 2013: $94,9092013Revenue 2014: $289,710Expenses 2014: $260,976Net Income 2014: $28,7342014Revenue 2015: $287,682Expenses 2015: $293,048Net Income 2015: -$5,3662015Revenue 2016: $270,836Expenses 2016: $308,219Net Income 2016: -$37,3832016Revenue 2017: $327,628Expenses 2017: $334,252Net Income 2017: -$6,6242017Revenue 2018: $214,510Expenses 2018: $351,958Net Income 2018: -$137,4482018Revenue 2019: $405,126Expenses 2019: $314,153Net Income 2019: $90,9732019Revenue 2020: $347,088Expenses 2020: $332,539Net Income 2020: $14,5492020Revenue 2021: $248,184Expenses 2021: $263,614Net Income 2021: -$15,4302021Revenue 2022: $183,219Expenses 2022: $288,557Net Income 2022: -$105,3382022Revenue 2023: $410,411Expenses 2023: $276,024Net Income 2023: $134,3872023Revenue 2024: $382,548Expenses 2024: $315,987Net Income 2024: $66,5612024

Highlighted filing

2024

Revenue$382,548
Expenses$315,987
Net Income$66,561

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.94$0.05$0.89$0.38$0.32$0.07
2023Detailed filing. Detailed filing data is available for this year.$0.87$0.05$0.82$0.41$0.28$0.13
2022Detailed filing. Detailed filing data is available for this year.$0.74$0.05$0.69$0.18$0.29$0.11
2021Detailed filing. Detailed filing data is available for this year.$0.83$0.04$0.80$0.25$0.26$0.02
2020Detailed filing. Detailed filing data is available for this year.$0.83$0.01$0.81$0.35$0.33$0.01
2019Detailed filing. Detailed filing data is available for this year.$0.96$0.16$0.80$0.41$0.31$0.09
2018Detailed filing. Detailed filing data is available for this year.$0.89$0.18$0.72$0.21$0.35$0.14
2017Detailed filing. Detailed filing data is available for this year.$1.00$0.15$0.86$0.33$0.33$0.01
2016Detailed filing. Detailed filing data is available for this year.$1.02$0.16$0.86$0.27$0.31$0.04
2015Detailed filing. Detailed filing data is available for this year.$1.03$0.13$0.90$0.29$0.29$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.03$0.13$0.91$0.29$0.26$0.03
2013Detailed filing. Detailed filing data is available for this year.$0.97$0.09$0.88$0.35$0.25$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.89$0.10$0.78$0.25
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.79$0.10$0.69$0.27
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.77$0.11$0.66$0.34
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 6, 2025
Return Version
2024v5.0
Gross Receipts
$382,548
Mission and Program Overview

Mission

The cmba strives to improve the central minnesota builing industry by advocating for the industry at the local, state and national levels; educating our members about building industry best practices; and engaging our members in activities that strengthen competitiveness, professionalism, and the public's confidence in our industry.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$692,704$740,478▲ $47,774
Cash and Non-Interest-Bearing Accounts$174,127$197,765▲ $23,638
Prepaid Expenses and Deferred Charges$3,105$5,580▲ $2,475
Total Assets$869,936$943,823▲ $73,887
Liabilities
Deferred Revenue$46,210$53,740▲ $7,530
Other Liabilities$228$24▼ $204
Total Liabilities$46,438$53,764▲ $7,326
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$783,001$849,362▲ $66,361
Net Assets With Donor Restrictions$40,497$40,697▲ $200
Total Net Assets Fund Balance$823,498$890,059▲ $66,561
Total Liabilities and Net Assets / Fund Balance$869,936$943,823▲ $73,887

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$10,790$10,790
Compensation and Service Providers

Board Members and Trustees

NameTitle
Marty CzechPresident
Brianna TorborgDirector
Jim AlvordDirector
Lanae DesrosierDirector
Lance BarthelDirector
Mitch AndersonDirector
Nate MoellerDirector
Randy WeiherDirector
Ron MolitorDirector
Curtis BrownAssociate Vi
Wanda SchroederExecutive Di
Jack BrandesPast Preside
Stuart SwensonSecretary
Greg WensmannVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$184,108
Investment Income
$48,235
Other Revenue
$150,205
Change in Net Assets
$66,561
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$187,549
Other Expenses$128,438
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$174,808
Occupancy---$24,000
All Other Expenses---$22,799
Payroll Taxes---$9,436
Fees for Services Accounting---$9,356
Other Expenses---$7,052
Pension Plan Contributions---$2,618
Insurance---$2,101
Other Employee Benefits---$687
Total Functional Expenses$0$0$0$315,987
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Futa/muc Payable$24
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 7A

The board of directors are elected by the entire membership

Form 990, Page 6, Part VI, Line 10B

Code of professional conduct each member shall use best efforts in the coduct of its business activities to: conduct business affairs with professionalism and skill to provide the best housing value possible through the use of quality materials, construction practices backed by integrity and serice, to provide housing of high standards of safety, sanitation and livability. Comply with all applicable laws governing licensing, warranty, and building codes. Conduct all transactions, agreement and dealings with customers, employees, subcontractors, suppliers and regulatory officials free from fraud or deception and comply with requirements of the mn unfair trade practices act. Abide by the bylaws, rules and procedures of the association. Membership should not be used by members to avoid problems in their business. Therefore to protect the reputation of the association, members shall not use membership on a committee or board to advance personal position or attempt to influence actions of others. Maintain insurance as may be required by law, including but not limited to general liability and workers compensation insurance, at a level that is adequate and customary for the business in which the member is engaged. Enforcement of this provision is initiated by the filing of a written complaint with the association concerning a dispute involving the member's business or an alleged violation of the code. This code applies to all corporations, partnerships and other business entities in which the member or a principle of the member has a majority interest.

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 12C

Enforcement of this provision is initiated by the filing of a written complaint with the association's ethics committee (or other named committee or third party dispute resolution firm that may be contacted by the association) concerning a dispute involving the member's business or alleged violation of code.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Central Minnesota Builders
EIN
23-7319794
Phone
3202514382
Address
2848 SECOND STREET SOUTH SUITE 145, ST CLOUD, MN 56301

Signing Officer

Name
Wanda Schroeder
Title
Executive Director
Phone
3202514382
Signed
2025-05-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Wanda Schroeder
Legal Domicile
Mn
Voting Board Members
14
Independent Board Members
14
Employees
2

Preparer

Firm
Conway Deuth & Schmiesing Pllp
Address
2351 CONNECTICUT AVE STE 110, SARTELL, MN 56377
Preparer
Stacey Seviola CPA
Phone
3202353311
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

The cmba strives to improve the central minnesota builing industry by advocating for the industry at the local, state and national levels; educating our members about building industry best practices; and engaging our members in activities that strengthen competitiveness, professionalism, and the public's confidence in our industry.

Raw XML Appendix335 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CMBA STRIVES TO IMPROVE THE CENTRAL MINNESOTA BUILING INDUSTRY BY ADVOCATING FOR THE INDUSTRY AT THE LOCAL, STATE AND NATIONAL LEVELS; EDUCATING OUR MEMBERS ABOUT BUILDING INDUSTRY BEST PRACTICES; AND ENGAGING OUR MEMBERS IN ACTIVITIES THAT STRENGTHEN COMPETITIVENESS, PROFESSIONALISM, AND THE PUBLIC'S CONFIDENCE IN OUR INDUSTRY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE ENTIRE MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CODE OF PROFESSIONAL CONDUCT EACH MEMBER SHALL USE BEST EFFORTS IN THE CODUCT OF ITS BUSINESS ACTIVITIES TO: CONDUCT BUSINESS AFFAIRS WITH PROFESSIONALISM AND SKILL TO PROVIDE THE BEST HOUSING VALUE POSSIBLE THROUGH THE USE OF QUALITY MATERIALS, CONSTRUCTION PRACTICES BACKED BY INTEGRITY AND SERICE, TO PROVIDE HOUSING OF HIGH STANDARDS OF SAFETY, SANITATION AND LIVABILITY. COMPLY WITH ALL APPLICABLE LAWS GOVERNING LICENSING, WARRANTY, AND BUILDING CODES. CONDUCT ALL TRANSACTIONS, AGREEMENT AND DEALINGS WITH CUSTOMERS, EMPLOYEES, SUBCONTRACTORS, SUPPLIERS AND REGULATORY OFFICIALS FREE FROM FRAUD OR DECEPTION AND COMPLY WITH REQUIREMENTS OF THE MN UNFAIR TRADE PRACTICES ACT. ABIDE BY THE BYLAWS, RULES AND PROCEDURES OF THE ASSOCIATION. MEMBERSHIP SHOULD NOT BE USED BY MEMBERS TO AVOID PROBLEMS IN THEIR BUSINESS. THEREFORE TO PROTECT THE REPUTATION OF THE ASSOCIATION, MEMBERS SHALL NOT USE MEMBERSHIP ON A COMMITTEE OR BOARD TO ADVANCE PERSONAL POSITION OR ATTEMPT TO INFLUENCE ACTIONS OF OTHERS. MAINTAIN INSURANCE AS MAY BE REQUIRED BY LAW, INCLUDING BUT NOT LIMITED TO GENERAL LIABILITY AND WORKERS COMPENSATION INSURANCE, AT A LEVEL THAT IS ADEQUATE AND CUSTOMARY FOR THE BUSINESS IN WHICH THE MEMBER IS ENGAGED. ENFORCEMENT OF THIS PROVISION IS INITIATED BY THE FILING OF A WRITTEN COMPLAINT WITH THE ASSOCIATION CONCERNING A DISPUTE INVOLVING THE MEMBER'S BUSINESS OR AN ALLEGED VIOLATION OF THE CODE. THIS CODE APPLIES TO ALL CORPORATIONS, PARTNERSHIPS AND OTHER BUSINESS ENTITIES IN WHICH THE MEMBER OR A PRINCIPLE OF THE MEMBER HAS A MAJORITY INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ENFORCEMENT OF THIS PROVISION IS INITIATED BY THE FILING OF A WRITTEN COMPLAINT WITH THE ASSOCIATION'S ETHICS COMMITTEE (OR OTHER NAMED COMMITTEE OR THIRD PARTY DISPUTE RESOLUTION FIRM THAT MAY BE CONTACTED BY THE ASSOCIATION) CONCERNING A DISPUTE INVOLVING THE MEMBER'S BUSINESS OR ALLEGED VIOLATION OF CODE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 10B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
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ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0STACEY SEVIOLA CPA
ReturnHeader/ReturnTs02025-05-15T15:16:33-04:00
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ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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