Civic Intelligence

St Vincent Hospital Credit Union

EIN 23-7304773 • 501(c)14 • Worcester, MA

Profile

St. Vincent hospital credit union is a financial institution owned by and operated for the benefit of its members. The mission of svhcu is to provide financial services and products desired and needed by its members

123 Summer Street No 510Worcester, MA 01608

www.svhcreditunion.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

79th percentile

0.91x

Higher debt load relative to assets than 79% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2019

Liabilities / Revenue

73rd percentile

19.67x

Higher debt load relative to revenue than 73% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2019

Net Margin

34th percentile

2.0%

Higher net margin than 34% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2019

Top Officer Pay

26th percentile

$58,836

Higher top officer pay than 26% of similar nonprofits.

Top officer pay equals 10.0% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2019

Asset Growth

59th percentile

1.2%

Faster asset growth than 59% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Revenue Growth

33rd percentile

1.9%

Faster revenue growth than 33% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets79th percentile

Assets

Up

$12,742,994

Up $156,483 (+1.2%) from 2018

Liabilities

Up

$11,539,133

Up $144,779 (+1.3%) from 2018

Net Assets

Up

$1,203,861

Up $11,704 (+1.0%) from 2018

Operations
Liabilities / Revenue73rd percentileNet Margin34th percentile

Revenue

Up

$586,638

Up $11,193 (+1.9%) from 2018

Expenses

Up

$574,934

Up $15,692 (+2.8%) from 2018

Net Income

Down

$11,704

Down $4,499 (-28%) from 2018

Trend Graphs

Balance Sheet Trend

Asset Growth59th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $10,246,639Liabilities 2010: $9,082,785Net Assets 2010: $1,163,8542010Assets 2011: $10,797,700Liabilities 2011: $9,663,652Net Assets 2011: $1,134,0482011Assets 2012: $11,532,125Liabilities 2012: $10,394,552Net Assets 2012: $1,137,5732012Assets 2013: $11,999,490Liabilities 2013: $10,858,765Net Assets 2013: $1,140,7252013Assets 2014: $11,903,419Liabilities 2014: $10,750,003Net Assets 2014: $1,153,4162014Assets 2015: $12,319,674Liabilities 2015: $11,163,592Net Assets 2015: $1,156,0822015Assets 2016: $12,654,282Liabilities 2016: $11,487,666Net Assets 2016: $1,166,6162016Assets 2017: $12,860,014Liabilities 2017: $11,684,060Net Assets 2017: $1,175,9542017Assets 2018: $12,586,511Liabilities 2018: $11,394,354Net Assets 2018: $1,192,1572018Assets 2019: $12,742,994Liabilities 2019: $11,539,133Net Assets 2019: $1,203,8612019

Highlighted filing

2019

Assets$12,742,994
Liabilities$11,539,133
Net Assets$1,203,861
Open 2019 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Expenses 2010: $497,1312010Expenses 2011: $515,5212011Expenses 2012: $536,3132012Revenue 2013: $535,678Expenses 2013: $532,525Net Income 2013: $3,1532013Revenue 2014: $538,830Expenses 2014: $526,139Net Income 2014: $12,6912014Revenue 2015: $537,128Expenses 2015: $534,462Net Income 2015: $2,6662015Revenue 2016: $540,961Expenses 2016: $530,427Net Income 2016: $10,5342016Revenue 2017: $552,772Expenses 2017: $543,434Net Income 2017: $9,3382017Revenue 2018: $575,445Expenses 2018: $559,242Net Income 2018: $16,2032018Revenue 2019: $586,638Expenses 2019: $574,934Net Income 2019: $11,7042019

Highlighted filing

2019

Revenue$586,638
Expenses$574,934
Net Income$11,704
Open 2019 Filing

Filings

Most recent year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$12,742,994
Liabilities
$11,539,133
Net assets
$1,203,861
Revenue
$586,638
Expenses
$574,934
Net income
$11,704
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2019Detailed filing. Detailed filing data is available for this year.$12.7$11.5$1.20$0.59$0.57$0.01
2018Detailed filing. Detailed filing data is available for this year.$12.6$11.4$1.19$0.58$0.56$0.02
2017Detailed filing. Detailed filing data is available for this year.$12.9$11.7$1.18$0.55$0.54$0.01
2016Detailed filing. Detailed filing data is available for this year.$12.7$11.5$1.17$0.54$0.53$0.01
2015Detailed filing. Detailed filing data is available for this year.$12.3$11.2$1.16$0.54$0.53$0.00
2014Detailed filing. Detailed filing data is available for this year.$11.9$10.8$1.15$0.54$0.53$0.01
2013Detailed filing. Detailed filing data is available for this year.$12.0$10.9$1.14$0.54$0.53$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.5$10.4$1.14$0.54
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.8$9.66$1.13$0.52
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.2$9.08$1.16$0.50
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 3, 2020
Return Version
2019v5.1
Gross Receipts
$586,638
Mission and Program Overview

Mission

St. Vincent hospital credit union is a financial institution owned by and operated for the benefit of its members. The mission of svhcu is to provide financial services and products desired and needed by its members

Credit union services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$7,538,209$7,971,275▲ $433,066
Accounts Receivable$4,505,918$4,173,759▼ $332,159
Rtn Earn Endowment Incm Other Fnds$1,192,157$1,203,861▲ $11,704
Cash and Non-Interest-Bearing Accounts$190,140$270,499▲ $80,359
Prepaid Expenses and Deferred Charges$224,107$217,993▼ $6,114
Receivables From Officers Etc$88,458$52,477▼ $35,981
Land, Buildings, and Equipment, Net$17,592$15,536▼ $2,056
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$12,586,511$12,742,994▲ $156,483
Other Assets Total$22,087$41,455▲ $19,368
Liabilities
Other Liabilities$11,151,031$11,487,313▲ $336,282
Mortgage Notes Payable Secured by Investment Property$199,920--
Accounts Payable and Accrued Expenses$43,403$51,820▲ $8,417
Total Liabilities$11,394,354$11,539,133▲ $144,779
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,192,157$1,203,861▲ $11,704
Total Liabilities and Net Assets / Fund Balance$12,586,511$12,742,994▲ $156,483

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$6,183,485--
Equipment$15,536$217,687-
Compensation and Service Providers
Top Officer Pay26th percentile

Employees

NameTitleFull / Part TimeBaseTotal
William W GeorgeTreasurerPT$58,836$58,836

Board Members and Trustees

NameTitle
Stephen CaravellaChairman
Martha WrightCo-chair
Angelo MirabileDirector
Deborah FaheyDirector
Marcia MatsDirector
Michelle MercerDirector
Nancy BurbankDirector
Nancy SwettDirector
Robert WiedemanDirector
Therese MonetteClerk
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$586,638
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$11,704
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$293,612
Salaries, Compensation, and Employee Benefits$281,322
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Comp Disqual Persons$222,486--$222,486
Office Expenses$161,352--$161,352
Current Officers, Directors, Trustees, and Key Employees$58,836--$58,836
Occupancy$26,837--$26,837
Depreciation Depletion$15,985--$15,985
Fees for Services Accounting$15,263--$15,263
Other Expenses$3,253--$3,253
Total Functional Expenses$574,934$0$0$574,934
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$88,458$52,477▼ $35,981
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$11,487,313
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is owned by its members”

Form 990, Part VI, Section A, Line 7A

“The members participate in the election of board of directors.”

Form 990, Part VI, Section A, Line 7B

“Members must approve desicions of the board of directores”

Form 990, Part VI, Section B, Line 11B

“A copy of the form 990 was made available to members prior to its filing”

Form 990, Part VI, Section B, Line 15

“Salary of the part-time treasurer is set by the executive committee with board of directors approval.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted monthly in the common lobby area. Governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
St Vincent Hospital Credit Union
EIN
23-7304773
Phone
5083639339
Address
123 SUMMER STREET NO 510, WORCESTER, MA 01608

Signing Officer

Name
William W George
Title
Treasurer
Phone
5083639339
Signed
2020-11-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
William W George
Formed
1973
Legal Domicile
Ma
Voting Board Members
11
Independent Board Members
10
Employees
4
Volunteers
8

Preparer

Firm
Walsh & Co
Address
31 CHURCH STREET SUITE 2, WINCHESTER, MA 01890
Preparer
Michael J Walsh CPA
Phone
7817210295
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt297242
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt0292638
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0575445
IRS990/PYRevenuesLessExpensesAmt016203
IRS990/PYSalariesCompEmpBnftPaidAmt0266604
IRS990/PYTotalExpensesAmt0559242
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0575445
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt088458
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt052477
IRS990/ReconcilationRevenueExpnssAmt011704
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt0586638
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01192157
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01203861
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt015536
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0217687
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0233223
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt01787790
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt16183485
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0GNMA'S
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1INTEREST BEARING DEPOSITS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt011487313
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt015536
IRS990ScheduleD/TotalBookValueProgramRltdAmt07971275
IRS990ScheduleD/TotalLiabilityAmt011487313
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt01741
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt113389
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt21480
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt32924
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt430474
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt52469
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt09384
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt121947
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt216000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt317018
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt435000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt59592
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0MARTHA WRIGHT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1DEBORAH FAHEY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2STEPHEN CARAVELLA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3ROBERT WIEDEMAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4NANCY BURBANK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5MICHELLE MERCER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4MANAGER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd51
IRS990ScheduleL/TotalBalanceDueAmt052477
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS OWNED BY ITS MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS PARTICIPATE IN THE ELECTION OF BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS MUST APPROVE DESICIONS OF THE BOARD OF DIRECTORES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A COPY OF THE FORM 990 WAS MADE AVAILABLE TO MEMBERS PRIOR TO ITS FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SALARY OF THE PART-TIME TREASURER IS SET BY THE EXECUTIVE COMMITTEE WITH BOARD OF DIRECTORS APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE COMMON LOBBY AREA. GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt012586511
IRS990/TotalAssetsEOYAmt012742994
IRS990/TotalAssetsGrp/BOYAmt012586511
IRS990/TotalAssetsGrp/EOYAmt012742994
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0574934
IRS990/TotalFunctionalExpensesGrp/TotalAmt0574934
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt011394354
IRS990/TotalLiabilitiesEOYAmt011539133
IRS990/TotalLiabilitiesGrp/BOYAmt011394354
IRS990/TotalLiabilitiesGrp/EOYAmt011539133
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01192157
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01203861
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0574934
IRS990/TotalProgramServiceRevenueAmt0586638
IRS990/TotalReportableCompFromOrgAmt058836
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0586638
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0586638
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt012586511
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt012742994
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0123 SUMMER STREET NO 510
IRS990/USAddress/CityNm0WORCESTER
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd001608
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt010
IRS990/WebsiteAddressTxt0WWW.SVHCREDITUNION.ORG

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