Civic Intelligence

Malden Education Association Inc

EIN 23-7274469 • 501(c)5 • Malden, MA

Profile

Maintain and improve the quality of education and upholdand advance the socio-economic well being of educatorsin malden massachusetts.

PO Box 522Malden, MA 02148

www.malden.massteacher.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.03x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)5 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

88th percentile

0.08x

Higher debt load relative to revenue than 88% of similar nonprofits.

501(c)5 • <$500k nonprofits • Source year 2025

Net Margin

29th percentile

-6.8%

Higher net margin than 29% of similar nonprofits.

501(c)5 • <$500k nonprofits • Source year 2025

Top Officer Pay

76th percentile

$6,000

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 3.6% of source-year revenue.

501(c)5 • <$500k nonprofits • Source year 2025

Asset Growth

46th percentile

0.5%

Faster asset growth than 46% of similar nonprofits.

501(c)5 • <$500k nonprofits • Annualized from 2022 to 2025

Revenue Growth

75th percentile

12%

Faster revenue growth than 75% of similar nonprofits.

501(c)5 • <$500k nonprofits • Annualized from 2022 to 2025

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Up

$369,018

Up $1,319 (+0.4%) from 2024

Liabilities

$12,712

No earlier filing loaded for comparison.

Net Assets

Down

$356,306

Down $11,393 (-3.1%) from 2024

Operations
Liabilities / Revenue88th percentileNet Margin29th percentile

Revenue

Down

$167,993

Down $89 (-0.1%) from 2024

Expenses

Up

$179,386

Up $27,649 (+18%) from 2024

Net Income

Down

-$11,393

Down $27,738 (-170%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth46th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2014: $334,042Liabilities 2014: $22,906Net Assets 2014: $311,1362014Assets 2015: $307,802Liabilities 2015: $0Net Assets 2015: $307,8022015Assets 2016: $316,375Liabilities 2016: $0Net Assets 2016: $316,3752016Assets 2017: $333,396Liabilities 2017: $0Net Assets 2017: $333,3962017Assets 2018: $345,048Liabilities 2018: $0Net Assets 2018: $345,0482018Assets 2019: $340,172Net Assets 2019: $340,1722019Assets 2020: $344,154Net Assets 2020: $344,1542020Assets 2021: $369,895Liabilities 2021: $0Net Assets 2021: $369,8952021Assets 2022: $363,887Net Assets 2022: $363,8872022Assets 2023: $351,354Net Assets 2023: $351,3542023Assets 2024: $367,699Net Assets 2024: $367,6992024Assets 2025: $369,018Liabilities 2025: $12,712Net Assets 2025: $356,3062025

Highlighted filing

2025

Assets$369,018
Liabilities$12,712
Net Assets$356,306
Open 2025 Filing

Operations Trend

Revenue Growth75th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2014: $116,518Expenses 2014: $99,616Net Income 2014: $16,9022014Revenue 2015: $97,299Expenses 2015: $100,633Net Income 2015: -$3,3342015Revenue 2016: $105,169Expenses 2016: $96,596Net Income 2016: $8,5732016Revenue 2017: $119,370Expenses 2017: $102,349Net Income 2017: $17,0212017Revenue 2018: $137,804Expenses 2018: $126,152Net Income 2018: $11,6522018Revenue 2019: $119,512Expenses 2019: $124,388Net Income 2019: -$4,8762019Revenue 2020: $114,708Expenses 2020: $110,726Net Income 2020: $3,9822020Revenue 2021: $122,244Expenses 2021: $96,503Net Income 2021: $25,7412021Revenue 2022: $119,616Expenses 2022: $125,624Net Income 2022: -$6,0082022Revenue 2023: $132,816Expenses 2023: $145,349Net Income 2023: -$12,5332023Revenue 2024: $168,082Expenses 2024: $151,737Net Income 2024: $16,3452024Revenue 2025: $167,993Expenses 2025: $179,386Net Income 2025: -$11,3932025

Highlighted filing

2025

Revenue$167,993
Expenses$179,386
Net Income-$11,393
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$369,018
Liabilities
$12,712
Net assets
$356,306
Revenue
$167,993
Expenses
$179,386
Net income
-$11,393
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.69$0.13$3.56$1.68$1.79$0.11
2024Detailed filing. Detailed filing data is available for this year.$3.68$3.68$1.68$1.52$0.16
2023Detailed filing. Detailed filing data is available for this year.$3.51$3.51$1.33$1.45$0.13
2022Detailed filing. Detailed filing data is available for this year.$3.64$3.64$1.20$1.26$0.06
2021Detailed filing. Detailed filing data is available for this year.$3.70$0.00$3.70$1.22$0.97$0.26
2020Detailed filing. Detailed filing data is available for this year.$3.44$3.44$1.15$1.11$0.04
2019Detailed filing. Detailed filing data is available for this year.$3.40$3.40$1.20$1.24$0.05
2018Detailed filing. Detailed filing data is available for this year.$3.45$0.00$3.45$1.38$1.26$0.12
2017Detailed filing. Detailed filing data is available for this year.$3.33$0.00$3.33$1.19$1.02$0.17
2016Detailed filing. Detailed filing data is available for this year.$3.16$0.00$3.16$1.05$0.97$0.09
2015Detailed filing. Detailed filing data is available for this year.$3.08$0.00$3.08$0.97$1.01$0.03
2014Detailed filing. Detailed filing data is available for this year.$3.34$0.23$3.11$1.17$1.00$0.17
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Aug 11, 2025
Return Version
2024v5.2
Gross Receipts
$167,993
Mission and Program Overview

Mission

Maintain and improve the quality of education and upholdand advance the socio-economic well being of educatorsin malden massachusetts.

Program Services

DescriptionGrantsExpenses
NEGOTIATE CONTRACTS AND GRIEVANCES; GOVERN AND FOSTERPROFESSIONAL RIGHTS AND RESPONSIBILITIES--
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
DEBORAH GESUALDOPresidentFT$6,000-$6,000
RACHEL LEBLANCTreasurer-$4,000-$4,000
KATHLEEN CARTERSecretary-$4,000-$4,000
COLLEEN LESHANESecretary-$4,000-$4,000
JESSICA GOLDBOOTSVice President-$4,000-$4,000
SUZANNE MILLETTSecretary-$4,000-$4,000
Filing and Contact Details

Filer

Filer Name
Malden Education Association Inc
EIN
23-7274469
Phone
7813219770
Address
PO Box 522, MALDEN, MA 02148

Signing Officer

Name
Rachel Leblanc
Title
Treasurer
Signed
2025-08-11
Discuss with paid preparer
Yes

Preparer

Firm
Affiliated Financial Service Corporation
Address
191 Main St, Reading, MA 01867
Preparer
Amy Calnan
Phone
7812461040
Supplemental Narrative

Additional Explanations

Other Revenue.1

“Local reimbursement $15502”

Other Expenses.1001

“Advertising and Promotion $18388”

Other Expenses.1002

“Office Expenses $4540”

Other Expenses.1005

“Travel $10386”

Other Expenses.1007

“Conferences, Conventions, and Meetings $5537”

Other Expenses.1009

“Depreciation $543”

Other Expenses.1012

“Insurance $1559”

Other Expenses.1

“PRESIDENT'S LEAVE $40000”

Other Expenses.2

“Telephone & internet $4761”

Other Expenses.3

“RETIREMENT GIFTS $4633”

Other Expenses.4

“DONATIONS $3950”

Other Expenses.5

“SOFTWARE AND APPS $3544”

Other Expenses.6

“Dues and subcriptions $1703”

Other Expenses.8

“PAYROLL PROCESSING $886”

Other Expenses.9

“UTILITIES $685”

Other Expenses.11

“BANK CHARGES $65”

Other Expenses.12

“ANNUAL REPORT FEE $18”

Other Assets.1002

“Furniture and Fixtures - Beginning $2396 Furniture and Fixtures - Ending $1853”

Other Assets.2

“Travel Advances - Beginning $7205 Travel Advances - Ending $7205”

Total Liabilities.1

“Credit Card Payable - Beginning $0 Credit Card Payable - Ending $12712”

Raw XML Appendix158 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MALDEN
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt54000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DEBORAH GESUALDO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1RACHEL LEBLANC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KATHLEEN CARTER
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Secretary
IRS990EZ/OperateHospitalInd0false
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IRS990EZ/OrganizationDissolvedEtcInd0false
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IRS990EZ/PrimaryExemptPurposeTxt0MAINTAIN AND IMPROVE THE QUALITY OF EDUCATION AND UPHOLDAND ADVANCE THE SOCIO-ECONOMIC WELL BEING OF EDUCATORSIN MALDEN MASSACHUSETTS.
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IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/TypeOfOrganizationCorpInd0X
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0LOCAL REIMBURSEMENT $15502
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Advertising and Promotion $18388
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Office Expenses $4540
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Travel $10386
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Conferences, Conventions, and Meetings $5537
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Depreciation $543
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Insurance $1559
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7PRESIDENT'S LEAVE $40000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8TELEPHONE & INTERNET $4761
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9RETIREMENT GIFTS $4633
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10DONATIONS $3950
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11SOFTWARE AND APPS $3544
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12DUES AND SUBCRIPTIONS $1703
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13PAYROLL PROCESSING $886
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14UTILITIES $685
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15BANK CHARGES $65
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16ANNUAL REPORT FEE $18
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17Furniture and Fixtures - Beginning $2396 Furniture and Fixtures - Ending $1853
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18Travel Advances - Beginning $7205 Travel Advances - Ending $7205
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19Credit Card Payable - Beginning $0 Credit Card Payable - Ending $12712
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Revenue.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1001
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1005
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.1007
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.1009
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.1012
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Expenses.4
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Other Expenses.6
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Other Assets.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Other Assets.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Total Liabilities.1
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RACHEL LEBLANC
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MALDEN EDUCATION ASSOCIATION INC
ReturnHeader/Filer/BusinessNameControlTxt0MALD
ReturnHeader/Filer/EIN0237274469
ReturnHeader/Filer/PhoneNum07813219770
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 522
ReturnHeader/Filer/USAddress/CityNm0MALDEN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002148
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0814820066
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Affiliated Financial Service Corporation
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0191 Main St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Reading
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001867
ReturnHeader/PreparerPersonGrp/PhoneNum07812461040
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Amy Calnan
ReturnHeader/ReturnTs02025-08-11T06:46:48-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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