Civic Intelligence

St Mary'S County Chamber of Commerce Inc

EIN 23-7226106 • 501(c)6 • Lexington Park, MD

Profile

The chamber encourages business and industrial investment in the community supports educational at all levels, promotes tourism, and strives towards the creation of more jobs in st. Mary's county

PO Box 3 22188 Three Notch Road ALexington Park, MD 20653

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.66x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

89th percentile

0.34x

Higher debt load relative to revenue than 89% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

61st percentile

6.1%

Higher net margin than 61% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

96th percentile

$97,000

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 34.6% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

56th percentile

1.4%

Faster asset growth than 56% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

38th percentile

-7.6%

Faster revenue growth than 38% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$143,427

Up $1,913 (+1.4%) from 2024

Liabilities

Down

$94,258

Down $11,501 (-11%) from 2024

Net Assets

Up

$49,169

Up $13,414 (+38%) from 2024

Revenue

Down

$279,978

Down $22,914 (-7.6%) from 2024

Expenses

Down

$262,963

Down $49,541 (-16%) from 2024

Net Income

Up

$17,015

Up $26,627 (+277%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2013: $161,266Liabilities 2013: $7,722Net Assets 2013: $153,5442013Assets 2014: $149,893Liabilities 2014: $4,672Net Assets 2014: $145,2212014Assets 2015: $144,031Liabilities 2015: $2,971Net Assets 2015: $141,0602015Assets 2016: $135,681Liabilities 2016: $219Net Assets 2016: $135,4622016Assets 2017: $153,433Liabilities 2017: $3,400Net Assets 2017: $150,0332017Assets 2018: $150,935Liabilities 2018: $3,124Net Assets 2018: $147,8112018Assets 2019: $95,177Liabilities 2019: $2,197Net Assets 2019: $92,9802019Assets 2020: $185,466Liabilities 2020: $104,905Net Assets 2020: $80,5612020Assets 2021: $216,484Liabilities 2021: $131,728Net Assets 2021: $84,7562021Assets 2022: $170,420Liabilities 2022: $103,682Net Assets 2022: $66,7382022Assets 2023: $144,088Liabilities 2023: $102,285Net Assets 2023: $41,8032023Assets 2024: $141,514Liabilities 2024: $105,759Net Assets 2024: $35,7552024Assets 2025: $143,427Liabilities 2025: $94,258Net Assets 2025: $49,1692025

Highlighted filing

2025

Assets$143,427
Liabilities$94,258
Net Assets$49,169

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KExpenses 2013: $289,4092013Revenue 2014: $287,317Expenses 2014: $295,640Net Income 2014: -$8,3232014Revenue 2015: $279,695Expenses 2015: $283,856Net Income 2015: -$4,1612015Revenue 2016: $301,581Expenses 2016: $307,179Net Income 2016: -$5,5982016Revenue 2017: $276,506Expenses 2017: $261,935Net Income 2017: $14,5712017Revenue 2018: $241,305Expenses 2018: $243,527Net Income 2018: -$2,2222018Revenue 2019: $217,034Expenses 2019: $271,865Net Income 2019: -$54,8312019Revenue 2020: $228,761Expenses 2020: $241,180Net Income 2020: -$12,4192020Revenue 2021: $152,346Expenses 2021: $148,151Net Income 2021: $4,1952021Revenue 2022: $222,541Expenses 2022: $240,559Net Income 2022: -$18,0182022Revenue 2023: $226,023Expenses 2023: $249,973Net Income 2023: -$23,9502023Revenue 2024: $302,892Expenses 2024: $312,504Net Income 2024: -$9,6122024Revenue 2025: $279,978Expenses 2025: $262,963Net Income 2025: $17,0152025

Highlighted filing

2025

Revenue$279,978
Expenses$262,963
Net Income$17,015

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jan 15, 2026
Return Version
2024v5.0
Gross Receipts
$279,978
Mission and Program Overview

Mission

The chamber encourages business and industrial investment in the community, supports education at all levels, promotes local tourism, and strives toward the creation of more jobs in st. Mary's county.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities-$52,423-
Cash and Non-Interest-Bearing Accounts$36,638$49,107▲ $12,469
Savings and Temporary Cash Investments$94,142$33,739▼ $60,403
Land, Buildings, and Equipment, Net$10,759$6,757▼ $4,002
Total Assets$141,514$143,427▲ $1,913
Other Assets Total$-25$1,401▲ $1,426
Liabilities
Mortgage Notes Payable Secured by Investment Property$96,616$94,194▼ $2,422
Other Liabilities$7,383--
Accounts Payable and Accrued Expenses$1,710$64▼ $1,646
Unsecured Notes Loans Payable$50--
Total Liabilities$105,759$94,258▼ $11,501
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$35,755$49,169▲ $13,414
Total Net Assets Fund Balance$35,755$49,169▲ $13,414
Total Liabilities and Net Assets / Fund Balance$141,514$143,427▲ $1,913

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$6,757$29,711$36,468
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Christine L BergmarkPresident, CFT$97,000$97,000

Board Members and Trustees

NameTitle
Jimmy HaydenChair
Amanda WoodBoard Member
Amy DickinsonBoard Member
Amy ScottBoard Member
Dustin WhittlesBoard Member
Eric GoldenBoard Member
George FranzBoard Member
Gordan StellwayBoard Member
Jim MoranBoard Member
Marsha WilliamsBoard Member
Mimi NovelloBoard Member
Sam WiestBoard Member
Tom JarboeBoard Member
Ryan Schlotterbeck1st Vice CHA
Dave Davison2nd Vice CHA
Patrick HaleyImmediate Pa
Erin BurchTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$109,435
Program Service Revenue
$99,459
Investment Income
$3,194
Other Revenue
$67,890
Change in Net Assets
$17,015
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$168,567
Other Expenses$94,396
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees-$97,000-$97,000
Other Salaries and Wages-$46,097-$46,097
All Other Expenses$13,837$7,155-$20,992
Other Employee Benefits-$14,593-$14,593
Payroll Taxes-$10,877-$10,877
Other Expenses$6,945$6,751-$6,751
Information Technology-$6,404-$6,404
Fees for Services Accounting-$6,015-$6,015
Office Expenses-$6,006-$6,006
Travel-$3,162-$3,162
Insurance-$2,786-$2,786
Interest-$2,443-$2,443
Occupancy-$1,240-$1,240
Conferences and Meetings-$681-$681
Depreciation Depletion-$350-$350
Advertising-$144-$144
Total Functional Expenses$51,259$211,704$0$262,963
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The organization has members.

Form 990, Page 6, Part VI, Line 7A

Governing body members are elected by the general membership and board members.

Form 990, Page 6, Part VI, Line 11B

Tax return is made available to board members prior to filing.

Form 990, Page 6, Part VI, Line 12C

Conflict of interest policy is discussed at board meetings and made available to all members.

Form 990, Page 6, Part VI, Line 15A

Compensation is discussed and determined by the chambers executive committee.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
ST MARY'S COUNTY CHAMBER OF
EIN
23-7226106
Phone
3017373001
Address
PO BOX 3 22188 THREE NOTCH ROAD A, LEXINGTON PARK, MD 20653

Signing Officer

Name
Ryan Schlotterbeck
Title
1st Vice Chair
Phone
3017373001
Signed
2026-01-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ryan Schlotterbeck
Formed
1974
Legal Domicile
Md
Voting Board Members
17
Independent Board Members
17
Employees
4
Volunteers
80

Preparer

Firm
Askey Askey & Associates CPA LLC
Address
PO BOX 662, LEONARDTOWN, MD 20650-0662
Preparer
Christa L Hood CPA
Phone
3014755671
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

To bring business initiatives and awareness to the local community.

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IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt04884
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt04884
IRS990/MissionDesc0THE CHAMBER ENCOURAGES BUSINESS AND INDUSTRIAL INVESTMENT IN THE COMMUNITY, SUPPORTS EDUCATION AT ALL LEVELS, PROMOTES LOCAL TOURISM, AND STRIVES TOWARD THE CREATION OF MORE JOBS IN ST. MARY'S COUNTY.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt096616
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt094194
IRS990/NetAssetsOrFundBalancesBOYAmt035755
IRS990/NetAssetsOrFundBalancesEOYAmt049169
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt035755
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt049169
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt01240
IRS990/OccupancyGrp/TotalAmt01240
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt06006
IRS990/OfficeExpensesGrp/TotalAmt06006
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0-25
IRS990/OtherAssetsTotalGrp/EOYAmt01401
IRS990/OtherChangesInNetAssetsAmt0-3601
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt014593
IRS990/OtherEmployeeBenefitsGrp/TotalAmt014593
IRS990/OtherExpensesGrp/Desc0TASTE OF ST MARYS
IRS990/OtherExpensesGrp/Desc1GOLF TOURNAMENT
IRS990/OtherExpensesGrp/Desc2LUNCHEON
IRS990/OtherExpensesGrp/Desc3BANK FEES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt06751
IRS990/OtherExpensesGrp/ProgramServicesAmt021467
IRS990/OtherExpensesGrp/ProgramServicesAmt19010
IRS990/OtherExpensesGrp/ProgramServicesAmt26945
IRS990/OtherExpensesGrp/TotalAmt021467
IRS990/OtherExpensesGrp/TotalAmt19010
IRS990/OtherExpensesGrp/TotalAmt26945
IRS990/OtherExpensesGrp/TotalAmt36751
IRS990/OtherLiabilitiesGrp/BOYAmt07383
IRS990/OtherRevenueMiscGrp/Desc0PAY IT FORWARD
IRS990/OtherRevenueMiscGrp/Desc1DIRECTORY INCOME
IRS990/OtherRevenueMiscGrp/Desc2CORPORATE SPONSOR
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt031500
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt124006
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt27500
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt031500
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt124006
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt27500
IRS990/OtherRevenueTotalAmt067890
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt046097
IRS990/OtherSalariesAndWagesGrp/TotalAmt046097
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt010877
IRS990/PayrollTaxesGrp/TotalAmt010877
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0RYAN SCHLOTTERBECK
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0TASTE OF ST. MARY'S
IRS990/ProgramServiceRevenueGrp/Desc1GOLF TOURNAMENT
IRS990/ProgramServiceRevenueGrp/Desc2OTHER PROGRAMS
IRS990/ProgramServiceRevenueGrp/Desc3BUSINESS AWARDS LUNCHEON
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt041042
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt126897
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt225640
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt35880
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt041042
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt126897
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt225640
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt35880
IRS990/ProgSrvcAccomActy2Grp/Desc0GOLF TOURNAMENT: THE CHAMBER HOSTS AN ANNUAL GOLF TOURNAMENT TO BENEFIT COHESION IN THE COMMUNITY. BEING ONE OF OUR LARGEST FUNDRAISERS OF THE YEAR, IT ALLOWS OUR CHAMBER TO CONTINUE PROVIDING VITAL SERVICES TO SAINT MARY'S COUNTY WHILE ALLOWING OUR COMMUNITY PARTNERS TO ENGAGE AND NETWORK.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt09010
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt026897
IRS990/ProgSrvcAccomActy3Grp/Desc0BUSINESS AWARDS LUNCH: THIS EVENT INCLUDES ALL OF THE ANNUAL CHAMBER AWARDS COMBINED WITH OUR ANNUAL MEMBERSHIP MEETING. AWARD CATEGORIES ARE ANNUAL BEACON, ANNUAL LIGHTHOUSE, EMERGING BUSINESS, AND COMMUNITY SERVICE, AND THE BUBBY KNOTT NON-PROFIT OF THE YEAR AWARD. THE ANNUAL "BUSINESS PERSON OF THE YEAR- AND "PUBLIC SERVANT OF THE YEAR" WERE ALSO HONORED, AND THE BUBBY KNOTT PHILANTHROPIST OF THE YEAR. OUTGOING AND INCOMING BOARD MEMBERS WERE RECOGNIZED AT THIS EVENT.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt06945
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt05880
IRS990/ProgSrvcAccomActyOtherGrp/Desc0TO BRING BUSINESS INITIATIVES AND AWARENESS TO THE LOCAL COMMUNITY.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt013837
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt025640
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0132214
IRS990/PYInvestmentIncomeAmt03144
IRS990/PYOtherExpensesAmt0139727
IRS990/PYOtherRevenueAmt032124
IRS990/PYProgramServiceRevenueAmt0135410
IRS990/PYRevenuesLessExpensesAmt0-9612
IRS990/PYSalariesCompEmpBnftPaidAmt0172777
IRS990/PYTotalExpensesAmt0312504
IRS990/PYTotalRevenueAmt0302892
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt017015
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0true
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt041042
IRS990/SavingsAndTempCashInvstGrp/BOYAmt094142
IRS990/SavingsAndTempCashInvstGrp/EOYAmt033739
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt06757
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt029711
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt036468
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06757
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO BRING BUSINESS INITIATIVES AND AWARENESS TO THE LOCAL COMMUNITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2GOVERNING BODY MEMBERS ARE ELECTED BY THE GENERAL MEMBERSHIP AND BOARD MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TAX RETURN IS MADE AVAILABLE TO BOARD MEMBERS PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CONFLICT OF INTEREST POLICY IS DISCUSSED AT BOARD MEETINGS AND MADE AVAILABLE TO ALL MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPENSATION IS DISCUSSED AND DETERMINED BY THE CHAMBERS EXECUTIVE COMMITTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0141514
IRS990/TotalAssetsEOYAmt0143427
IRS990/TotalAssetsGrp/BOYAmt0141514
IRS990/TotalAssetsGrp/EOYAmt0143427
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0109435
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0211704
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt051259
IRS990/TotalFunctionalExpensesGrp/TotalAmt0262963
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0105759
IRS990/TotalLiabilitiesEOYAmt094258
IRS990/TotalLiabilitiesGrp/BOYAmt0105759
IRS990/TotalLiabilitiesGrp/EOYAmt094258
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt035755
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt049169
IRS990/TotalOtherProgSrvcExpenseAmt013837
IRS990/TotalOtherProgSrvcRevenueAmt025640

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