Civic Intelligence

Merchant Industry Fund Group Insurance Trust

EIN 23-7219510 • 501(c)9 • Scottsdale, AZ

Profile

The trust fund shall be held for the exclusive purpose of providing benefits to plan participants and their beneficiaries.

18700 N Hayden Rd 390Scottsdale, AZ 85255

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

88th percentile

0.47x

Higher debt load relative to assets than 88% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

0.05x

Higher debt load relative to revenue than 62% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Source year 2025

Net Margin

41st percentile

1.1%

Higher net margin than 41% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

48th percentile

$0

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)9 • $10M-$25M nonprofits • Source year 2025

Asset Growth

66th percentile

11%

Faster asset growth than 66% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

28th percentile

-1.1%

Faster revenue growth than 28% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets88th percentile

Assets

Up

$1,155,991

Up $116,081 (+11%) from 2024

Liabilities

Flat

$548,055

Flat from 2024

Net Assets

Up

$607,936

Up $116,081 (+24%) from 2024

Operations
Liabilities / Revenue62nd percentileNet Margin41st percentile

Revenue

Down

$10,208,063

Down $111,710 (-1.1%) from 2024

Expenses

Down

$10,091,982

Down $367,151 (-3.5%) from 2024

Net Income

Up

$116,081

Up $255,441 (+183%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth66th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2014: $1,641,755Liabilities 2014: $2,274Net Assets 2014: $1,639,4812014Assets 2015: $2,403,980Liabilities 2015: $0Net Assets 2015: $2,403,9802015Assets 2016: $2,759,995Liabilities 2016: $0Net Assets 2016: $2,759,9952016Assets 2017: $3,377,420Liabilities 2017: $0Net Assets 2017: $3,377,4202017Assets 2018: $821,380Liabilities 2018: $0Net Assets 2018: $821,3802018Assets 2019: $1,000,657Liabilities 2019: $0Net Assets 2019: $1,000,6572019Assets 2020: $513,638Liabilities 2020: $33,881Net Assets 2020: $479,7572020Assets 2021: $1,902,040Liabilities 2021: $141,988Net Assets 2021: $1,760,0522021Assets 2022: $2,016,724Liabilities 2022: $0Net Assets 2022: $2,016,7242022Assets 2023: $1,333,056Liabilities 2023: $701,841Net Assets 2023: $631,2152023Assets 2024: $1,039,910Liabilities 2024: $548,055Net Assets 2024: $491,8552024Assets 2025: $1,155,991Liabilities 2025: $548,055Net Assets 2025: $607,9362025

Highlighted filing

2025

Assets$1,155,991
Liabilities$548,055
Net Assets$607,936
Open 2025 Filing

Operations Trend

Revenue Growth28th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MRevenue 2014: $16,665,590Expenses 2014: $16,048,739Net Income 2014: $616,8512014Revenue 2015: $14,678,933Expenses 2015: $13,914,434Net Income 2015: $764,4992015Revenue 2016: $14,467,277Expenses 2016: $14,111,262Net Income 2016: $356,0152016Revenue 2017: $12,168,361Expenses 2017: $11,550,936Net Income 2017: $617,4252017Revenue 2018: $12,141,324Expenses 2018: $12,839,267Net Income 2018: -$697,9432018Revenue 2019: $16,708,117Expenses 2019: $16,528,840Net Income 2019: $179,2772019Revenue 2020: $14,540,569Expenses 2020: $15,061,469Net Income 2020: -$520,9002020Revenue 2021: $14,790,292Expenses 2021: $13,991,292Net Income 2021: $799,0002021Revenue 2022: $12,597,082Expenses 2022: $12,380,410Net Income 2022: $216,6722022Revenue 2023: $11,671,263Expenses 2023: $11,782,912Net Income 2023: -$111,6492023Revenue 2024: $10,319,773Expenses 2024: $10,459,133Net Income 2024: -$139,3602024Revenue 2025: $10,208,063Expenses 2025: $10,091,982Net Income 2025: $116,0812025

Highlighted filing

2025

Revenue$10,208,063
Expenses$10,091,982
Net Income$116,081
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,155,991
Liabilities
$548,055
Net assets
$607,936
Revenue
$10,208,063
Expenses
$10,091,982
Net income
$116,081
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.16$0.55$0.61$10.2$10.1$0.12
2024Detailed filing. Detailed filing data is available for this year.$1.04$0.55$0.49$10.3$10.5$0.14
2023Detailed filing. Detailed filing data is available for this year.$1.33$0.70$0.63$11.7$11.8$0.11
2022Detailed filing. Detailed filing data is available for this year.$2.02$0.00$2.02$12.6$12.4$0.22
2021Detailed filing. Detailed filing data is available for this year.$1.90$0.14$1.76$14.8$14.0$0.80
2020Detailed filing. Detailed filing data is available for this year.$0.51$0.03$0.48$14.5$15.1$0.52
2019Detailed filing. Detailed filing data is available for this year.$1.00$0.00$1.00$16.7$16.5$0.18
2018Detailed filing. Detailed filing data is available for this year.$0.82$0.00$0.82$12.1$12.8$0.70
2017Detailed filing. Detailed filing data is available for this year.$3.38$0.00$3.38$12.2$11.6$0.62
2016Detailed filing. Detailed filing data is available for this year.$2.76$0.00$2.76$14.5$14.1$0.36
2015Detailed filing. Detailed filing data is available for this year.$2.40$0.00$2.40$14.7$13.9$0.76
2014Detailed filing. Detailed filing data is available for this year.$1.64$0.00$1.64$16.7$16.0$0.62
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
Sep 8, 2025
Return Version
2024v5.2
Gross Receipts
$10,208,063
Mission and Program Overview

Mission

The purpose is providing group and individual insurance plan or plans and other healthcare benefits for persons involved in particular industries.

The trust fund shall be held for the exclusive purpose of providing benefits to plan participants and their beneficiaries.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$598,325$714,406▲ $116,081
Rtn Earn Endowment Incm Other Fnds$491,855$607,936▲ $116,081
Receivables From Officers Etc$441,585$441,585→ $0
Loans From Officers Directors$54,668$54,668→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,039,910$1,155,991▲ $116,081
Liabilities
Other Liabilities$493,387$493,387→ $0
Total Liabilities$548,055$548,055→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$491,855$607,936▲ $116,081
Total Liabilities and Net Assets / Fund Balance$1,039,910$1,155,991▲ $116,081
Compensation and Service Providers
Top Officer Pay48th percentile

Board Members and Trustees

NameTitle
-President
Carol L DoranDirector
Michael BradyTrustee

Highest Paid Contractors

ContractorServicesLocationCompensation
Merchant Benefit Administration INCAdministration18700 N HAYDEN RD SUITE 390, Scottsdale, AZ 85255$1,137,211
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$10,208,063
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$116,081
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,062,900
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$8,029,082
Fees for Services Other---$1,137,211
Other Expenses---$43,730
Interest---$277
Total Functional Expenses$0$0$0$10,091,982
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-Two Officers Are Owners of MbaAdministrative FeesNo$1,137,211

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$441,585$441,585→ $0
Loans from Officers, Directors, Trustees, and Key Employees$54,668$54,668→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Merchants Benefits Administration$493,387
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“The organization has a trust agreement with merchants benefit administration, inc to provide the management and administration of the insurance policies for persons in particular industries.”

Form 990, Part VI, Section B, Line 11B

“The organization does not have a governing board, the administrator handles the filing requirements.”

Form 990, Part VI, Section C, Line 19

“The organization will make available their documents to anyone who requests them, for a nominal fee. The requested documents are supplied within 3-5 business.”

Filing and Contact Details

Filer

Filer Name
Merchant Industry Fund Group Insurance
EIN
23-7219510
Phone
4802895072
Address
18700 N HAYDEN RD 390, SCOTTSDALE, AZ 85255

Signing Officer

Name
Carol Lynn Doran
Title
President
Phone
4802895072
Signed
2025-09-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael Brady
Formed
1972
Legal Domicile
Az
Voting Board Members
0
Independent Board Members
0
Employees
0
Volunteers
0

Preparer

Firm
Cliftonlarsonallen Llp
Address
2875 MICHELLE DRIVE 300, IRVINE, CA 92606
Preparer
Lisa N Ryssel CPA
Phone
7149781300
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Administrative expenses 1,137,211.”

Raw XML Appendix331 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE TRUST FUND SHALL BE HELD FOR THE EXCLUSIVE PURPOSE OF PROVIDING BENEFITS TO PLAN PARTICIPANTS AND THEIR BENEFICIARIES.
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt08029082
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0JENNIFER BERNITT
IRS990/BooksInCareOfDetail/PhoneNum04802895072
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt018700 N HAYDEN RD 390
IRS990/BooksInCareOfDetail/USAddress/CityNm0SCOTTSDALE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AZ
IRS990/BooksInCareOfDetail/USAddress/ZIPCd085255
IRS990/BusinessRlnWith35CtrlEntInd01
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0598325
IRS990/CashNonInterestBearingGrp/EOYAmt0714406
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt01137211
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt018700 N HAYDEN RD SUITE 390
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0SCOTTSDALE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0AZ
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd085255
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0MERCHANT BENEFIT ADMINISTRATION INC
IRS990/ContractorCompensationGrp/ServicesDesc0ADMINISTRATION
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt08029082
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt02062900
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt010208063
IRS990/CYRevenuesLessExpensesAmt0116081
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt010091982
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt010208063
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd01
IRS990/Desc0PROVIDE GROUP INSURANCE AND INDIVIDUAL PLAN OR PLANS AND OTHER HEALTHCARE BENEFITS FOR EMPLOYEES, RETIREES, AND MEMBERS IN CERTAIN PARTICIPATING SUBSCRIBER GROUPS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesOtherGrp/TotalAmt01137211
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt15.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt25.00
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt0PREMIER TRUST
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/PersonNm0MICHAEL BRADY
IRS990/Form990PartVIISectionAGrp/PersonNm1CAROL L DORAN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/TitleTxt0TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01972
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt010208063
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InterestGrp/TotalAmt0277
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0130
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0AZ
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt054668
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt054668
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE TRUST FUND SHALL BE HELD FOR THE EXCLUSIVE PURPOSE OF PROVIDING BENEFITS TO PLAN PARTICIPANTS AND THEIR BENEFICIARIES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0491855
IRS990/NetAssetsOrFundBalancesEOYAmt0607936
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0COMMISSIONS
IRS990/OtherExpensesGrp/Desc1BANK CHARGES
IRS990/OtherExpensesGrp/TotalAmt0881682
IRS990/OtherExpensesGrp/TotalAmt143730
IRS990/OtherLiabilitiesGrp/BOYAmt0493387
IRS990/OtherLiabilitiesGrp/EOYAmt0493387
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0MICHAEL BRADY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0524292
IRS990/ProgramServiceRevenueGrp/Desc0INSURANCE PREMIUMS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt010208063
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt010208063
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt08296917
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt03326
IRS990/PYOtherExpensesAmt02162216
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt010316447
IRS990/PYRevenuesLessExpensesAmt0-139360
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt010459133
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt010319773
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0441585
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0441585
IRS990/ReconcilationRevenueExpnssAmt0116081
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0491855
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0607936
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0493387
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DUE TO MERCHANTS BENEFITS ADMINISTRATION
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalLiabilityAmt0493387
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt0MERCHANTS BENEFIT ADMINISTRATION INC
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0TWO OFFICERS ARE OWNERS OF MBA
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt01137211
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0ADMINISTRATIVE FEES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0256574
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1185011
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt254668
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt0MICHAEL BRADY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt1CAROL LYNN DORAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt2JAK GLOBAL HOLDINGS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2BUSINESS LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0281154
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1222512
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt2444543
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0CEO OF FILING ORGANIZATION AND OWNER OF MERCHANT BENEFITS ADMINISTRATION
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1OWNER OF MERCHANT BENEFITS ADMIN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2OWNER OF MERCHANT BENEFITS ADMIN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd20
IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0INTEREST IN ACCRUED ON THE LOANS LISTED IN PART II
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE L, PART II
IRS990ScheduleL/TotalBalanceDueAmt0496253
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS A TRUST AGREEMENT WITH MERCHANTS BENEFIT ADMINISTRATION, INC TO PROVIDE THE MANAGEMENT AND ADMINISTRATION OF THE INSURANCE POLICIES FOR PERSONS IN PARTICULAR INDUSTRIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION DOES NOT HAVE A GOVERNING BOARD, THE ADMINISTRATOR HANDLES THE FILING REQUIREMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION WILL MAKE AVAILABLE THEIR DOCUMENTS TO ANYONE WHO REQUESTS THEM, FOR A NOMINAL FEE. THE REQUESTED DOCUMENTS ARE SUPPLIED WITHIN 3-5 BUSINESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ADMINISTRATIVE EXPENSES 1,137,211.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART IX, LINE 11G
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EIN0860875918
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt0C
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd0AZ
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0MARKETING/ADMIN
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0MERCHANTS BENEFIT ADMINISTRATION INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt018700 N HAYDEN RD SUITE 390
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm0SCOTTSDALE
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd0AZ
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCd085255
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd01
IRS990ScheduleR/PerformOfServicesByOtherOrgInd01
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd01
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01039910
IRS990/TotalAssetsEOYAmt01155991
IRS990/TotalAssetsGrp/BOYAmt01039910
IRS990/TotalAssetsGrp/EOYAmt01155991
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt010091982
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0548055
IRS990/TotalLiabilitiesEOYAmt0548055
IRS990/TotalLiabilitiesGrp/BOYAmt0548055
IRS990/TotalLiabilitiesGrp/EOYAmt0548055
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0491855
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0607936
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt010208063
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt010208063
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt010208063
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01039910
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01155991
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt018700 N HAYDEN RD 390
IRS990/USAddress/CityNm0SCOTTSDALE
IRS990/USAddress/StateAbbreviationCd0AZ
IRS990/USAddress/ZIPCd085255
IRS990/VotingMembersGoverningBodyCnt00
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CAROL LYNN DORAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04802895072
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MERCHANT INDUSTRY FUND GROUP INSURANCE
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0TRUST
ReturnHeader/Filer/BusinessNameControlTxt0MERC
ReturnHeader/Filer/EIN0237219510
ReturnHeader/Filer/PhoneNum04802895072
ReturnHeader/Filer/USAddress/AddressLine1Txt018700 N HAYDEN RD 390
ReturnHeader/Filer/USAddress/CityNm0SCOTTSDALE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AZ
ReturnHeader/Filer/USAddress/ZIPCd085255
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0410746749
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CLIFTONLARSONALLEN LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02875 MICHELLE DRIVE 300
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0IRVINE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd092606
ReturnHeader/PreparerPersonGrp/PhoneNum07149781300
ReturnHeader/PreparerPersonGrp/PreparationDt02025-09-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LISA N RYSSEL CPA
ReturnHeader/ReturnTs02025-09-09T15:04:04-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-04-01
ReturnHeader/TaxPeriodEndDt02025-03-31
ReturnHeader/TaxYr02024

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