Civic Intelligence

River to River Credit Union

EIN 23-7209589 • 501(c)14 • Vienna, IL

Profile

River to river credit union is a member owned financial institution dedicated to providing a wide range of products and services in a friendly atmosphere while maintaining long term financial stability.

PO Box 516Vienna, IL 62995-0516

r2rcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

50th percentile

0.88x

Higher debt load relative to assets than 50% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

34th percentile

15.47x

Higher debt load relative to revenue than 34% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

98th percentile

40%

Higher net margin than 98% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

57th percentile

0.6%

Faster asset growth than 57% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2021 to 2024

Revenue Growth

80th percentile

24%

Faster revenue growth than 80% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2021 to 2024

Assets

Up

$26,722,239

Up $1,038,385 (+4.0%) from 2023

Liabilities

Up

$23,436,745

Up $427,321 (+1.9%) from 2023

Net Assets

Up

$3,285,494

Up $611,064 (+23%) from 2023

Revenue

Up

$1,515,333

Up $298,739 (+25%) from 2023

Expenses

Up

$904,269

Up $89,195 (+11%) from 2023

Net Income

Up

$611,064

Up $209,544 (+52%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $12,200,295Liabilities 2010: $11,122,908Net Assets 2010: $1,077,3872010Assets 2011: $14,021,511Liabilities 2011: $12,886,566Net Assets 2011: $1,134,9452011Assets 2012: $15,315,487Liabilities 2012: $14,119,777Net Assets 2012: $1,195,7102012Assets 2013: $15,881,081Liabilities 2013: $14,631,061Net Assets 2013: $1,250,0202013Assets 2014: $16,571,548Liabilities 2014: $15,250,197Net Assets 2014: $1,321,3512014Assets 2015: $17,645,790Liabilities 2015: $16,254,082Net Assets 2015: $1,391,7082015Assets 2016: $17,880,771Liabilities 2016: $16,426,306Net Assets 2016: $1,454,4652016Assets 2017: $18,259,164Liabilities 2017: $16,741,446Net Assets 2017: $1,517,7182017Assets 2018: $18,064,102Liabilities 2018: $16,401,025Net Assets 2018: $1,663,0772018Assets 2019: $19,691,395Liabilities 2019: $17,875,566Net Assets 2019: $1,815,8292019Assets 2020: $23,420,972Liabilities 2020: $21,425,330Net Assets 2020: $1,995,6422020Assets 2021: $26,266,190Liabilities 2021: $24,140,644Net Assets 2021: $2,125,5462021Assets 2022: $26,885,610Liabilities 2022: $24,612,700Net Assets 2022: $2,272,9102022Assets 2023: $25,683,854Liabilities 2023: $23,009,424Net Assets 2023: $2,674,4302023Assets 2024: $26,722,239Liabilities 2024: $23,436,745Net Assets 2024: $3,285,4942024

Highlighted filing

2024

Assets$26,722,239
Liabilities$23,436,745
Net Assets$3,285,494

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0Expenses 2010: $668,4812010Expenses 2011: $618,6102011Expenses 2012: $594,8352012Revenue 2013: $652,434Expenses 2013: $598,124Net Income 2013: $54,3102013Revenue 2014: $637,150Expenses 2014: $565,819Net Income 2014: $71,3312014Revenue 2015: $636,748Expenses 2015: $566,391Net Income 2015: $70,3572015Revenue 2016: $682,219Expenses 2016: $619,462Net Income 2016: $62,7572016Revenue 2017: $709,586Expenses 2017: $646,333Net Income 2017: $63,2532017Revenue 2018: $831,952Expenses 2018: $686,593Net Income 2018: $145,3592018Revenue 2019: $892,692Expenses 2019: $739,940Net Income 2019: $152,7522019Revenue 2020: $827,659Expenses 2020: $647,846Net Income 2020: $179,8132020Revenue 2021: $795,583Expenses 2021: $660,671Net Income 2021: $134,9122021Revenue 2022: $856,264Expenses 2022: $708,900Net Income 2022: $147,3642022Revenue 2023: $1,216,594Expenses 2023: $815,074Net Income 2023: $401,5202023Revenue 2024: $1,515,333Expenses 2024: $904,269Net Income 2024: $611,0642024

Highlighted filing

2024

Revenue$1,515,333
Expenses$904,269
Net Income$611,064

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$26.7$23.4$3.29$1.52$0.90$0.61
2023Detailed filing. Detailed filing data is available for this year.$25.7$23.0$2.67$1.22$0.82$0.40
2022Detailed filing. Detailed filing data is available for this year.$26.9$24.6$2.27$0.86$0.71$0.15
2021Detailed filing. Detailed filing data is available for this year.$26.3$24.1$2.13$0.80$0.66$0.13
2020Detailed filing. Detailed filing data is available for this year.$23.4$21.4$2.00$0.83$0.65$0.18
2019Detailed filing. Detailed filing data is available for this year.$19.7$17.9$1.82$0.89$0.74$0.15
2018Detailed filing. Detailed filing data is available for this year.$18.1$16.4$1.66$0.83$0.69$0.15
2017Detailed filing. Detailed filing data is available for this year.$18.3$16.7$1.52$0.71$0.65$0.06
2016Detailed filing. Detailed filing data is available for this year.$17.9$16.4$1.45$0.68$0.62$0.06
2015Detailed filing. Detailed filing data is available for this year.$17.6$16.3$1.39$0.64$0.57$0.07
2014Detailed filing. Detailed filing data is available for this year.$16.6$15.3$1.32$0.64$0.57$0.07
2013Detailed filing. Detailed filing data is available for this year.$15.9$14.6$1.25$0.65$0.60$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.3$14.1$1.20$0.59
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.0$12.9$1.13$0.62
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.2$11.1$1.08$0.67
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 23, 2025
Return Version
2024v5.2
Gross Receipts
$1,515,333
Mission and Program Overview

Mission

River to river credit union is a member owned financial institution dedicated to providing a wide range of products and services in a friendly atmosphere while maintaining long term financial stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$12,120,517$13,350,917▲ $1,230,400
Savings and Temporary Cash Investments$12,480,819$12,384,774▼ $96,045
Rtn Earn Endowment Incm Other Fnds$2,674,430$3,285,494▲ $611,064
Cash and Non-Interest-Bearing Accounts$566,468$467,748▼ $98,720
Land, Buildings, and Equipment, Net$213,128$216,028▲ $2,900
Prepaid Expenses and Deferred Charges$14,473$14,691▲ $218
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$25,683,854$26,722,239▲ $1,038,385
Other Assets Total$288,449$288,081▼ $368
Liabilities
Other Liabilities$22,969,375$23,381,186▲ $411,811
Accounts Payable and Accrued Expenses$40,049$55,559▲ $15,510
Total Liabilities$23,009,424$23,436,745▲ $427,321
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,674,430$3,285,494▲ $611,064
Total Liabilities and Net Assets / Fund Balance$25,683,854$26,722,239▲ $1,038,385

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$21,570$670,684$692,254
Buildings$179,458$328,487$507,945
Land$15,000-$15,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Steven SandersPresident/CEOFT$103,330$103,330

Board Members and Trustees

NameTitle
Larry McgillChairman
Kenneth WiggsVice Chairman
Jeff DennisonDirector
Haley PerzeeDirector/supervisory Commi
James BaileyDirector/supervisory Commi
Jeannie HousewrightDirector/supervisory Commi
Betty HeatonSecretary
Sheila ReichertTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,066,884
Investment Income
$448,449
Other Revenue
$0
Change in Net Assets
$611,064
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$556,037
Salaries, Compensation, and Employee Benefits$348,232
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$184,452
Other Salaries and Wages---$183,083
Current Officers, Directors, Trustees, and Key Employees---$103,330
Fees for Services Other---$98,068
Fees for Services Accounting---$30,844
Depreciation Depletion---$30,137
Occupancy---$28,772
Payroll Taxes---$24,938
Insurance---$23,596
Other Employee Benefits---$23,242
Pension Plan Contributions---$13,639
Other Expenses---$10,144
All Other Expenses---$4,871
Conferences and Meetings---$3,330
Fees for Services Legal---$2,270
Advertising---$105
Total Functional Expenses$0$0$0$904,269
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Cynthia Waters TellerSister of Kenneth Wiggs, Board Vice ChairmanCompensationNo$1,888
Jamie KerleySpouse of Shannon Kerley, VpMowing ServicesNo$1,760
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$23,381,186
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 4

On february 28, 2024 the bylaws were amended. The number of directors was reduced from 11 to 9.

Form 990, Part VI, Section A, Line 6

The credit union is mutually owned by members.

Form 990, Part VI, Section A, Line 7A

The board of directors are elected by the credit union members.

Form 990, Part VI, Section A, Line 7B

Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.

Form 990, Part VI, Section B, Line 11B

The form 990 is reviewed by credit union management and approved by the board of directors.

Form 990, Part VI, Section B, Line 12C

On an annual basis, the president, directors, and committee members are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.

Form 990, Part VI, Section B, Line 15

The personnel commmittee meets, reviews icul compensation data, and makes recommendations to the board of directors for their approval. Deliberations and decisions are documented in the minutes.

Form 990, Part VI, Section C, Line 19

Financial statements are posted in the credit union, presented at the annual meeting, and are available upon request. In addition,the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.

Filing and Contact Details

Filer

Filer Name
River to River Credit Union
EIN
23-7209589
Phone
6186588312
Address
PO BOX 516, VIENNA, IL 62995-0516

Signing Officer

Name
Steven Sanders
Title
President/CEO
Phone
6186588312
Signed
2025-07-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Steven Sanders
Formed
1972
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
8
Employees
7
Volunteers
8

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061-6454
Preparer
Gerald Tenbrink
Phone
9138946214
Raw XML Appendix362 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt014473
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt014691
IRS990/PrincipalOfficerNm0STEVEN SANDERS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0854990
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1210566
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0854990
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1211894
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt01328
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, THERE WERE 1,070 LOANS OUTSTANDING TOTALING $13,413,797.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $81,029 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0356786
IRS990/PYOtherExpensesAmt0477146
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0859808
IRS990/PYRevenuesLessExpensesAmt0401520
IRS990/PYSalariesCompEmpBnftPaidAmt0337928
IRS990/PYTotalExpensesAmt0815074
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01216594
IRS990/ReconcilationRevenueExpnssAmt0611064
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02674430
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03285494
IRS990/SavingsAndTempCashInvstGrp/BOYAmt012480819
IRS990/SavingsAndTempCashInvstGrp/EOYAmt012384774
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0179458
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0328487
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0507945
IRS990ScheduleD/EquipmentGrp/BookValueAmt021570
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0670684
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0692254
IRS990ScheduleD/LandGrp/BookValueAmt015000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt015000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt023381186
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0216028
IRS990ScheduleD/TotalLiabilityAmt023381186
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0CYNTHIA WATERS TELLER
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm1JAMIE KERLEY
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0SISTER OF KENNETH WIGGS, BOARD VICE CHAIRMAN
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt1SPOUSE OF SHANNON KERLEY, VP
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd10
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt01888
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt11760
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0COMPENSATION
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc1MOWING SERVICES
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ON FEBRUARY 28, 2024 THE BYLAWS WERE AMENDED. THE NUMBER OF DIRECTORS WAS REDUCED FROM 11 TO 9.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE FORM 990 IS REVIEWED BY CREDIT UNION MANAGEMENT AND APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ON AN ANNUAL BASIS, THE PRESIDENT, DIRECTORS, AND COMMITTEE MEMBERS ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE PERSONNEL COMMMITTEE MEETS, REVIEWS ICUL COMPENSATION DATA, AND MAKES RECOMMENDATIONS TO THE BOARD OF DIRECTORS FOR THEIR APPROVAL. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION,THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt025683854
IRS990/TotalAssetsEOYAmt026722239
IRS990/TotalAssetsGrp/BOYAmt025683854
IRS990/TotalAssetsGrp/EOYAmt026722239
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/TotalAmt0904269
IRS990/TotalGrossUBIAmt01328
IRS990/TotalLiabilitiesBOYAmt023009424
IRS990/TotalLiabilitiesEOYAmt023436745
IRS990/TotalLiabilitiesGrp/BOYAmt023009424
IRS990/TotalLiabilitiesGrp/EOYAmt023436745
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02674430
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03285494
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt01066884
IRS990/TotalReportableCompFromOrgAmt0103330
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01514005
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01515333
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt01328
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt025683854
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt026722239
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01895 STATE ROUTE 146 EAST
IRS990/USAddress/CityNm0VIENNA
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd0629952850
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0R2RCU.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0STEVEN SANDERS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06186588312
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RIVER TO RIVER CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0RIVE
ReturnHeader/Filer/EIN0237209589
ReturnHeader/Filer/PhoneNum06186588312
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 516
ReturnHeader/Filer/USAddress/CityNm0VIENNA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd0629950516
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0660616454
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparationDt02025-07-22
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERALD TENBRINK
ReturnHeader/ReturnTs02025-07-23T05:43:53-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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