Civic Intelligence

Trumbull Federal Credit Union

990 • Fiscal year 2012 • EIN 23-7200102

Jan 01, 2012 to Dec 31, 2012 • Filed on May 09, 2013

Organization ProfileN/A
5866 Main Street06611
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.91x

Higher debt load relative to assets than 91% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

61st percentile

4.1%

Faster asset growth than 61% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$4,391,778

Up $172,743 (+4.1%) from 2011

Net Assets

Down

$376,977

Down $33,243 (-8.1%) from 2011

Liabilities

Up

$4,014,801

Up $205,986 (+5.4%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$99,942

Down $483 (-0.5%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth61st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2010: $4,153,021Liabilities 2010: $3,718,900Net Assets 2010: $434,1212010Assets 2011: $4,219,035Liabilities 2011: $3,808,815Net Assets 2011: $410,2202011Assets 2012: $4,391,778Liabilities 2012: $4,014,801Net Assets 2012: $376,9772012Assets 2013: $3,594,960Liabilities 2013: $3,244,793Net Assets 2013: $350,1672013Assets 2014: $3,483,364Liabilities 2014: $3,155,419Net Assets 2014: $327,9452014Assets 2015: $3,599,535Liabilities 2015: $3,270,982Net Assets 2015: $328,5532015Assets 2016: $3,569,010Liabilities 2016: $3,231,597Net Assets 2016: $337,4132016Assets 2017: $3,449,012Liabilities 2017: $3,108,318Net Assets 2017: $340,6942017Assets 2018: $3,432,528Liabilities 2018: $3,084,480Net Assets 2018: $348,0482018Assets 2019: $3,390,649Liabilities 2019: $3,033,513Net Assets 2019: $357,1362019Assets 2020: $3,826,782Liabilities 2020: $3,470,926Net Assets 2020: $355,8562020Assets 2021: $3,679,994Liabilities 2021: $3,355,531Net Assets 2021: $324,4632021Assets 2022: $3,450,998Liabilities 2022: $3,129,359Net Assets 2022: $321,6392022Assets 2023: $3,220,764Liabilities 2023: $2,863,046Net Assets 2023: $357,7182023Assets 2024: $3,235,607Liabilities 2024: $2,842,753Net Assets 2024: $392,8542024

Highlighted filing

2012

Assets$4,391,778
Liabilities$4,014,801
Net Assets$376,977
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KExpenses 2010: $113,9832010Expenses 2011: $100,4252011Expenses 2012: $99,9422012Revenue 2013: $65,480Expenses 2013: $92,290Net Income 2013: -$26,8102013Revenue 2014: $73,351Expenses 2014: $95,573Net Income 2014: -$22,2222014Revenue 2015: $70,290Expenses 2015: $69,682Net Income 2015: $6082015Revenue 2016: $81,861Expenses 2016: $73,001Net Income 2016: $8,8602016Revenue 2017: $78,447Expenses 2017: $75,166Net Income 2017: $3,2812017Revenue 2018: $89,284Expenses 2018: $81,930Net Income 2018: $7,3542018Revenue 2019: $94,926Expenses 2019: $85,838Net Income 2019: $9,0882019Revenue 2020: $75,164Expenses 2020: $76,446Net Income 2020: -$1,2822020Revenue 2021: $43,372Expenses 2021: $74,765Net Income 2021: -$31,3932021Revenue 2022: $78,028Expenses 2022: $80,852Net Income 2022: -$2,8242022Revenue 2023: $122,707Expenses 2023: $86,630Net Income 2023: $36,0772023Revenue 2024: $134,485Expenses 2024: $99,348Net Income 2024: $35,1372024

Highlighted filing

2012

Revenue-
Expenses$99,942
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 9, 2013
Return Version
2012v2.1
Gross Receipts
$66,699
Mission and Program Overview

Mission

Providing credit union financial services to members

Filing and Contact Details

Filer

EIN
23-7200102
Raw XML Appendix267 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccruedExpenses/EOY05637
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IRS990/AddressPrincipalOfficerUS/State0CT
IRS990/AddressPrincipalOfficerUS/ZIPCode006611
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IRS990/InvestmentIncome/ExclusionAmount066318
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IRS990/InvestmentIncome/TotalRevenueColumn066318
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IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees01
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IRS990/MissionDescription0PROVIDING CREDIT UNION FINANCIAL SERVICES TO MEMBERS
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0ROSS MURRAY
IRS990/NbrIndependentVotingMembers09
IRS990/NbrVotingGoverningBodyMembers09
IRS990/NbrVotingMembersGoverningBody09
IRS990/NetAssetsOrFundBalancesBOY0410220
IRS990/NetAssetsOrFundBalancesEOY0376977
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith1096015
IRS990/NumberIndependentVotingMembers09
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfContractorsGT100K00
IRS990/NumberOfEmployees03
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total011488
IRS990/OfficeExpenses/Total0809
IRS990/OfficerEntityWithBsnssRltnshp00
IRS990/OfficerMailingAddress00
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY05802
IRS990/OtherAssetsTotal/EOY06764
IRS990/OtherEmployeeBenefits/Total08577
IRS990/OtherExpensePriorYear025625
IRS990/OtherExpensesCurrentYear020716
IRS990/OtherExpenses/Description0SURETY BOND
IRS990/OtherExpenses/Description1CREDIT REPORTS
IRS990/OtherExpenses/Description2ASSOCIATION DUES
IRS990/OtherExpenses/Description3MEMBERS INTEREST PAYMEN
IRS990/OtherExpenses/Total05376
IRS990/OtherExpenses/Total12123
IRS990/OtherExpenses/Total2447
IRS990/OtherExpenses/Total3381
IRS990/OtherLiabilities/BOY03802884
IRS990/OtherLiabilities/EOY04009164
IRS990/OtherNotesLoansReceivableNet/BOY0825261
IRS990/OtherNotesLoansReceivableNet/EOY0622172
IRS990/OtherRevenueCurrentYear00
IRS990/OtherRevenuePriorYear00
IRS990/OtherSalariesAndWages/Total064946
IRS990/PaidInCapSrplsLandBldgEqpFund/BOY00
IRS990/PaidInCapSrplsLandBldgEqpFund/EOY00
IRS990/PartialLiquidation00
IRS990/PayrollTaxes/Total05703
IRS990/PoliticalActivities00
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0524298
IRS990/ProgramServiceRevenueCY0381
IRS990/ProgramServiceRevenue/Description0INSURANCE PREMIUMS
IRS990/ProgramServiceRevenuePriorYear0124
IRS990/ProgramServiceRevenue/TotalRevenueColumn0381
IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue0381
IRS990/ProhibitedTaxShelterTrans00
IRS990/ReconcilationOtherChanges00
IRS990/ReconcilationRevenueExpenses0-33243
IRS990/RegularMonitoringEnforcement01
IRS990/RelatedEntity00
IRS990/RelatedOrgControlledEntity00
IRS990/ReportFin48Footnote00
IRS990/ReportInvestOthSecurities01
IRS990/ReportLandBldgEquip00
IRS990/ReportOtherAssets00
IRS990/ReportOtherLiabilities01
IRS990/ReportProgRelInvest00
IRS990/RetainedEarningsEndowmentEtc/BOY0410220
IRS990/RetainedEarningsEndowmentEtc/EOY0376977
IRS990/Revenue070472
IRS990/RevenuesLessExpensesCY0-33243
IRS990/RevenuesLessExpensesPriorYear0-23901
IRS990/SalariesEtcCurrentYear079226
IRS990/SalariesEtcPriorYear074800
IRS990/ScheduleBRequired00
IRS990ScheduleD/OtherLiabilities/Amount04009164
IRS990ScheduleD/OtherLiabilities/Description0MEMBER SHARE BALANCES
IRS990ScheduleD/OtherSecurities/BookValue03423953
IRS990ScheduleD/OtherSecurities/BookValue141363
IRS990ScheduleD/OtherSecurities/BookValue24360
IRS990ScheduleD/OtherSecurities/Description0CORP CU DEPOSITS CSCCU
IRS990ScheduleD/OtherSecurities/Description1CORP CU MEMBERSHIP CSCCU
IRS990ScheduleD/OtherSecurities/Description2ACCRUED INVESTMENT INCOME
IRS990ScheduleD/OtherSecurities/MethodOfValuation0C
IRS990ScheduleD/OtherSecurities/MethodOfValuation1C
IRS990ScheduleD/OtherSecurities/MethodOfValuation2C
IRS990ScheduleD/TotalOfAmounts04009164
IRS990ScheduleD/TotalOfBookValueLandBuildings00
IRS990ScheduleD/TotalOfBookValueSecurities03469676
IRS990/ScheduleJRequired00
IRS990ScheduleO/GeneralExplanation/Explanation0THE FORM 990 IS REVIEWED BY THE TREASURER BEFORE FILING AND INFORMS THE BOARD OF HIS FINDINGS.
IRS990ScheduleO/GeneralExplanation/Explanation1ANNUALLY REVIREWED BY BOARD OF DIRECTORS
IRS990ScheduleO/GeneralExplanation/Explanation2ANNUAL INDEPENDENT BOARD MEETING TO REVIEW, DISCUSS AND ADOPT SALARY AND SALARY REQUIREMENTS
IRS990ScheduleO/GeneralExplanation/Explanation3DOCUMENTS ARE AVAILABLE TO MEMBER UPON REQUEST
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION C, LINE 19
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IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10ROSS MURRAY
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IRS990/TotalNbrEmployees03
IRS990/TotalNbrVolunteers00
IRS990/TotalNetAssetsFundBalances/BOY0410220
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IRS990/TotalRevenuePriorYear076524
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome00
IRS990/TotalRevenue/TotalRevenueColumn066699
IRS990/TotalRevenue/UnrelatedBusinessRevenue0381
IRS990/TypeOfOrganizationOther0X
IRS990/TypeOfOrgOtherDescription0STATE CHARTERED CREDIT UNION
IRS990/UnrelatedBusinessIncome00
IRS990/UponRequest0X
IRS990/WebSite0N/A
IRS990/WhistleblowerPolicy01
IRS990/YearFormation01973
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/Filer/EIN0237200102
ReturnHeader/Filer/Name/BusinessNameLine10TRUMBULL CREDIT UNION
ReturnHeader/Filer/NameControl0TRUM
ReturnHeader/Filer/Phone02034525095
ReturnHeader/Filer/USAddress/AddressLine105866 MAIN STREET
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ReturnHeader/Filer/USAddress/ZIPCode006611
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02013-05-09
ReturnHeader/Officer/Name0ROSS MURRAY
ReturnHeader/Officer/Phone02034525095
ReturnHeader/Officer/Title0TREASURER
ReturnHeader/PreparerFirm/EIN0161661957
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10PALLMAN & COMPANY PC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10677 STATE STREET
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0NEW HAVEN
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0CT
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode0065116509
ReturnHeader/Preparer/Name0JAMES J PALLMAN CPA
ReturnHeader/Preparer/Phone02035621797
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-05-10T08:53:31-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$4,391,778
Liabilities
$4,014,801
Net assets
$376,977
Revenue
-
Expenses
$99,942
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.24$2.84$0.39$0.13$0.10$0.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.22$2.86$0.36$0.12$0.09$0.04
2022Detailed filing. Detailed filing data is available for this year.$3.45$3.13$0.32$0.08$0.08$0.00
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.68$3.36$0.32$0.04$0.07$0.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.83$3.47$0.36$0.08$0.08$0.00
2019Detailed filing. Detailed filing data is available for this year.$3.39$3.03$0.36$0.09$0.09$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.43$3.08$0.35$0.09$0.08$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.45$3.11$0.34$0.08$0.08$0.00
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.57$3.23$0.34$0.08$0.07$0.01
2015Detailed filing. Detailed filing data is available for this year.$3.60$3.27$0.33$0.07$0.07$0.00
2014Detailed filing. Detailed filing data is available for this year.$3.48$3.16$0.33$0.07$0.10$0.02
2013Detailed filing. Detailed filing data is available for this year.$3.59$3.24$0.35$0.07$0.09$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.39$4.01$0.38$0.10
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.22$3.81$0.41$0.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.15$3.72$0.43$0.11