Civic Intelligence

San Joaquin County Hispanic Chamber of Commerce

990 • Fiscal year 2021 • EIN 23-7195741

Jul 01, 2020 to Jun 30, 2021 • Filed on Oct 01, 2022

5637 N Pershing Avenue No B-8Stockton, CA 95207

(209) 943-6117

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.36x

Higher debt load relative to assets than 87% of similar nonprofits.

2021 filings • 501(c)6 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

75th percentile

0.14x

Higher debt load relative to revenue than 75% of similar nonprofits.

2021 filings • 501(c)6 • <$500k nonprofits • Source year 2021

Net Margin

67th percentile

19%

Higher net margin than 67% of similar nonprofits.

2021 filings • 501(c)6 • <$500k nonprofits • Source year 2021

Top Officer Pay

94th percentile

$85,000

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 24.2% of source-year revenue.

2021 filings • 501(c)6 • <$500k nonprofits • Source year 2021

Asset Growth

99th percentile

533%

Faster asset growth than 99% of similar nonprofits.

2021 filings • 501(c)6 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

71st percentile

27%

Faster revenue growth than 71% of similar nonprofits.

2021 filings • 501(c)6 • <$500k nonprofits • Annualized from 2020 to 2021

Assets

Up

$132,803

Up $111,822 (+533%) from 2020

Net Assets

Up

$84,795

Up $65,388 (+337%) from 2020

Liabilities

Up

$48,008

Up $46,434 (+2950%) from 2020

Revenue

Up

$351,950

Up $74,964 (+27%) from 2020

Expenses

Up

$286,562

Up $11,411 (+4.1%) from 2020

Net Income

Up

$65,388

Up $63,553 (+3463%) from 2020

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2012: $43,629Liabilities 2012: $0Net Assets 2012: $43,6292012Assets 2013: $57,364Liabilities 2013: $0Net Assets 2013: $57,3642013Assets 2014: $131,612Liabilities 2014: $1,502Net Assets 2014: $130,1102014Assets 2015: $142,530Liabilities 2015: $119Net Assets 2015: $142,4112015Assets 2016: $113,873Liabilities 2016: $0Net Assets 2016: $113,8732016Assets 2017: $112,589Liabilities 2017: $688Net Assets 2017: $111,9012017Assets 2018: $27,849Liabilities 2018: $241Net Assets 2018: $27,6082018Assets 2019: $18,262Liabilities 2019: $691Net Assets 2019: $17,5712019Assets 2020: $20,981Liabilities 2020: $1,574Net Assets 2020: $19,4072020Assets 2021: $132,803Liabilities 2021: $48,008Net Assets 2021: $84,7952021Assets 2022: $69,109Liabilities 2022: $46,255Net Assets 2022: $22,8542022Assets 2023: $131,257Liabilities 2023: $46,170Net Assets 2023: $85,0872023Assets 2024: $98,456Liabilities 2024: $46,170Net Assets 2024: $52,2862024

Highlighted filing

2021

Assets$132,803
Liabilities$48,008
Net Assets$84,795

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2012: $272,9012012Expenses 2013: $256,1292013Revenue 2014: $294,078Expenses 2014: $221,332Net Income 2014: $72,7462014Revenue 2015: $301,035Expenses 2015: $288,734Net Income 2015: $12,3012015Revenue 2016: $254,647Expenses 2016: $283,185Net Income 2016: -$28,5382016Revenue 2017: $253,330Expenses 2017: $255,302Net Income 2017: -$1,9722017Revenue 2018: $260,941Expenses 2018: $345,234Net Income 2018: -$84,2932018Revenue 2019: $365,167Expenses 2019: $375,205Net Income 2019: -$10,0382019Revenue 2020: $276,986Expenses 2020: $275,151Net Income 2020: $1,8352020Revenue 2021: $351,950Expenses 2021: $286,562Net Income 2021: $65,3882021Revenue 2022: $268,792Expenses 2022: $330,733Net Income 2022: -$61,9412022Revenue 2023: $490,028Expenses 2023: $427,795Net Income 2023: $62,2332023Revenue 2024: $446,357Expenses 2024: $479,158Net Income 2024: -$32,8012024

Highlighted filing

2021

Revenue$351,950
Expenses$286,562
Net Income$65,388
Jump To
Filing Snapshot
Filing Period
Jul 1, 2020 to Jun 30, 2021
Signed
Oct 1, 2022
Return Version
2020v4.2
Gross Receipts
$351,950
Mission and Program Overview

Mission

The san joaquin county hispanic chamber of commerce represents the interest of over 250 members, many of whom are small business owners. Established in 1972 as the stockton mexican american chamber of commerce, the chamber provides assistance in opening businesses, accessing capital, business plans, and links members-to-members through its many programs, workshops, and events held throughout the year. In addition, the chamber serves as a source of referrals for the agencies and organizations needing information about the local hispanic market and community.

The chamber provies assistance in opening businesses, accessing capital and links members-to-members through its many events held throughout the year. During covid-19 events were postponed. The chamber provided the public assistance with navigating pandemic benefits and employment concerns.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$4,560$113,729▲ $109,169
Cap Stk Tr Prin Current Funds$19,407$84,795▲ $65,388
Cash and Non-Interest-Bearing Accounts$12,697$15,439▲ $2,742
Land, Buildings, and Equipment, Net$2,643$2,554▼ $89
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Total Assets$20,981$132,803▲ $111,822
Other Assets Total$1,081$1,081→ $0
Liabilities
Unsecured Notes Loans Payable-$46,400-
Accounts Payable and Accrued Expenses$1,574$1,608▲ $34
Total Liabilities$1,574$48,008▲ $46,434
Net Assets / Fund Balance
Total Net Assets Fund Balance$19,407$84,795▲ $65,388
Total Liabilities and Net Assets / Fund Balance$20,981$132,803▲ $111,822

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$0$40,621$40,621
Leasehold Improvements$1,133$802$1,935
Buildings$1,421$112$1,533
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Lisa VelaCEOFT$85,000$85,000

Board Members and Trustees

NameTitle
Bob GutierrezPast-president
Eddie LiraPresident
John FreemanPresident-elect
Alan FlemingBoard Member
Angel SepulvedaBoard Member
Dustin TomsBoard Member
Henry PeraltaBoard Member
Jason RothBoard Member
Juan G VillanuevaBoard Member
Lisa Blanco JimenezBoard Member
Luis ReyesBoard Member
Jesus AndredeFormer CEO
Andrew MendozaSecretary
Brenna ButlerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$309,144
Program Service Revenue
$42,803
Investment Income
$3
Other Revenue
$0
All Other Contributions
$36,000
Change in Net Assets
$65,388
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$151,135
Other Expenses$135,427
Total Fundraising Expense$46,311
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$34,000$8,500$42,500$85,000
Other Expenses$71,801--$71,801
Other Salaries and Wages$36,055$12,018-$48,073
Occupancy-$24,653-$24,653
Fees for Services Accounting$4,406$13,218-$17,624
Payroll Taxes$6,757$2,025$3,398$12,180
Office Expenses-$8,181-$8,181
Other Employee Benefits$5,103$588$191$5,882
Information Technology-$4,638-$4,638
Advertising-$4,219-$4,219
Insurance$442$3,530$222$4,194
Depreciation Depletion-$89-$89
Fees for Services Legal-$28-$28
Total Functional Expenses$158,564$81,687$46,311$286,562
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Historically, the chamber provies assistance in opening businesses, accessing capital and links members-to-members through its many events held throughout the year. During covid-19 events were postponed. The chamber provided the public assistance with navigating pandemic benefits and employment concerns.

Form 990, Part VI, Section A, Line 7A

The chamber is comprised of members who elect members of the governing board.

Form 990, Part VI, Section B, Line 11B

The tax returns are provided to the chamber's for their review by the executive committee prior to signing and filing the tax returns.

Form 990, Part VI, Section C, Line 18

Membership and interested parties know that the governing documents and tax returns are available for review from the chamber.

Form 990, Part VI, Section C, Line 19

Membership and interested parties know that the governing documents and tax returns are available for review from the chamber.

Filing and Contact Details

Filer

Filer Name
San Joaquin County Hispanic
EIN
23-7195741
Phone
2099436117
Address
5637 N PERSHING AVENUE NO B-8, STOCKTON, CA 95207

Signing Officer

Name
Eddie Lira
Title
Board President
Phone
2099436117
Signed
2022-10-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Eddie Lira
Formed
1972
Legal Domicile
CA
Voting Board Members
13
Independent Board Members
12
Employees
3
Volunteers
0

Preparer

Firm
Louis G Lemos a Prof Accountancy Corp
Address
1401 NORTH HUNTER STREET, STOCKTON, CA 95202
Preparer
Louis G Lemos
Phone
2094601040
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IRS990/MissionDesc0THE SAN JOAQUIN COUNTY HISPANIC CHAMBER OF COMMERCE REPRESENTS THE INTEREST OF OVER 250 MEMBERS, MANY OF WHOM ARE SMALL BUSINESS OWNERS. ESTABLISHED IN 1972 AS THE STOCKTON MEXICAN AMERICAN CHAMBER OF COMMERCE, THE CHAMBER PROVIDES ASSISTANCE IN OPENING BUSINESSES, ACCESSING CAPITAL, BUSINESS PLANS, AND LINKS MEMBERS-TO-MEMBERS THROUGH ITS MANY PROGRAMS, WORKSHOPS, AND EVENTS HELD THROUGHOUT THE YEAR. IN ADDITION, THE CHAMBER SERVES AS A SOURCE OF REFERRALS FOR THE AGENCIES AND ORGANIZATIONS NEEDING INFORMATION ABOUT THE LOCAL HISPANIC MARKET AND COMMUNITY.THE CHAMBER WAS PREVENTED FROM HOLDING MANY OF THE PROGRAMS BECAUSE OF COVID-19 RESTRICTIONS FORCING DEFERRAL OF SOME SERVICES UNTIL RESTRICTIONS WERE LIFTED.
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IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt024653
IRS990/OccupancyGrp/TotalAmt024653
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt08181
IRS990/OfficeExpensesGrp/TotalAmt08181
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01081
IRS990/OtherAssetsTotalGrp/EOYAmt01081
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt0191
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0588
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt05103
IRS990/OtherEmployeeBenefitsGrp/TotalAmt05882
IRS990/OtherExpensesGrp/Desc0PROMOTE COMMERCE PROGRA
IRS990/OtherExpensesGrp/ProgramServicesAmt071801
IRS990/OtherExpensesGrp/TotalAmt071801
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt012018
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt036055
IRS990/OtherSalariesAndWagesGrp/TotalAmt048073
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/FundraisingAmt03398
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt02025
IRS990/PayrollTaxesGrp/ProgramServicesAmt06757
IRS990/PayrollTaxesGrp/TotalAmt012180
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0EDDIE LIRA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0611710
IRS990/ProgramServiceRevenueGrp/Desc0BUSINESS EDUCATION
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt042803
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt042803
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0233261
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01
IRS990/PYOtherExpensesAmt0108114
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt043724
IRS990/PYRevenuesLessExpensesAmt01835
IRS990/PYSalariesCompEmpBnftPaidAmt0167037
IRS990/PYTotalExpensesAmt0275151
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0276986
IRS990/ReconcilationRevenueExpnssAmt065388
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt042803
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04560
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0113729
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/OnlyInHouseLobbyingInd00
IRS990ScheduleC/SubstantiallyAllDuesNondedInd01
IRS990ScheduleD/BuildingsGrp/BookValueAmt01421
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0112
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01533
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt01133
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0802
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01935
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt040621
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt040621
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02554
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HISTORICALLY, THE CHAMBER PROVIES ASSISTANCE IN OPENING BUSINESSES, ACCESSING CAPITAL AND LINKS MEMBERS-TO-MEMBERS THROUGH ITS MANY EVENTS HELD THROUGHOUT THE YEAR. DURING COVID-19 EVENTS WERE POSTPONED. THE CHAMBER PROVIDED THE PUBLIC ASSISTANCE WITH NAVIGATING PANDEMIC BENEFITS AND EMPLOYMENT CONCERNS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CHAMBER IS COMPRISED OF MEMBERS WHO ELECT MEMBERS OF THE GOVERNING BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE TAX RETURNS ARE PROVIDED TO THE CHAMBER'S FOR THEIR REVIEW BY THE EXECUTIVE COMMITTEE PRIOR TO SIGNING AND FILING THE TAX RETURNS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MEMBERSHIP AND INTERESTED PARTIES KNOW THAT THE GOVERNING DOCUMENTS AND TAX RETURNS ARE AVAILABLE FOR REVIEW FROM THE CHAMBER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MEMBERSHIP AND INTERESTED PARTIES KNOW THAT THE GOVERNING DOCUMENTS AND TAX RETURNS ARE AVAILABLE FOR REVIEW FROM THE CHAMBER.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd01
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt020981
IRS990/TotalAssetsEOYAmt0132803
IRS990/TotalAssetsGrp/BOYAmt020981
IRS990/TotalAssetsGrp/EOYAmt0132803
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0309144
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt046311
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt081687
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0158564
IRS990/TotalFunctionalExpensesGrp/TotalAmt0286562
IRS990/TotalGrossUBIAmt03
IRS990/TotalLiabilitiesBOYAmt01574
IRS990/TotalLiabilitiesEOYAmt048008
IRS990/TotalLiabilitiesGrp/BOYAmt01574
IRS990/TotalLiabilitiesGrp/EOYAmt048008
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt019407
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt084795
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0158564
IRS990/TotalProgramServiceRevenueAmt042803
IRS990/TotalReportableCompFromOrgAmt085000
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt042803
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0351950
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt03
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt020981
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0132803
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt046400
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt05637 N PERSHING AVENUE SUITE B-8
IRS990/USAddress/CityNm0STOCKTON
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd095207
IRS990/VotingMembersGoverningBodyCnt013
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0WWW.SJCHISPANICCHAMBER.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0EDDIE LIRA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0BOARD PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02099436117
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-10-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SAN JOAQUIN COUNTY HISPANIC
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0SANJ
ReturnHeader/Filer/EIN0237195741
ReturnHeader/Filer/PhoneNum02099436117
ReturnHeader/Filer/USAddress/AddressLine1Txt05637 N PERSHING AVENUE NO B-8
ReturnHeader/Filer/USAddress/CityNm0STOCKTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA

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