Civic Intelligence

Vue Community Credit Union

EIN 23-7125198 • 501(c)14 • Bismarck, ND

View Organization Page

Profile

Our mission is to provide services for the individual needs of our members, meeting the best interests of their financial health.

PO Box 2336Bismarck, ND 58503-2336

www.vueccu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.90x

Higher debt load relative to assets than 69% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2022

Liabilities / Revenue

90th percentile

24.81x

Higher debt load relative to revenue than 90% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2022

Net Margin

74th percentile

19%

Higher net margin than 74% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

36th percentile

-1.2%

Faster asset growth than 36% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2021 to 2022

Revenue Growth

17th percentile

1.6%

Faster revenue growth than 17% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets69th percentile

Assets

Up

$101,190,399

Up $5,243,036 (+5.5%) from 2023

Liabilities

Up

$94,603,866

Up $7,967,387 (+9.2%) from 2023

Net Assets

Down

$6,586,533

Down $2,724,351 (-29%) from 2023

Operations
Liabilities / Revenue90th percentileNet Margin74th percentile

Revenue

Up

$4,761,347

Up $623,385 (+15%) from 2023

Expenses

Up

$7,485,698

Up $3,663,495 (+96%) from 2023

Net Income

Down

-$2,724,351

Down $3,040,110 (-963%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth36th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $32,670,836Liabilities 2010: $28,654,913Net Assets 2010: $4,015,9232010Assets 2011: $35,695,420Liabilities 2011: $31,456,264Net Assets 2011: $4,239,1562011Assets 2012: $41,102,686Liabilities 2012: $36,632,741Net Assets 2012: $4,469,9452012Assets 2013: $46,517,874Liabilities 2013: $41,824,912Net Assets 2013: $4,692,9622013Assets 2014: $53,481,370Liabilities 2014: $48,545,142Net Assets 2014: $4,936,2282014Assets 2015: $54,364,466Liabilities 2015: $49,236,658Net Assets 2015: $5,127,8082015Assets 2016: $55,236,423Liabilities 2016: $49,999,374Net Assets 2016: $5,237,0492016Assets 2017: $55,609,339Liabilities 2017: $50,084,913Net Assets 2017: $5,524,4262017Assets 2018: $56,754,265Liabilities 2018: $50,815,808Net Assets 2018: $5,938,4572018Assets 2019: $57,775,160Liabilities 2019: $51,232,888Net Assets 2019: $6,542,2722019Assets 2020: $68,828,017Liabilities 2020: $61,592,908Net Assets 2020: $7,235,1092020Assets 2021: $89,086,872Liabilities 2021: $80,919,781Net Assets 2021: $8,167,0912021Assets 2022: $87,992,833Liabilities 2022: $79,217,863Net Assets 2022: $8,774,9702022Assets 2023: $95,947,363Liabilities 2023: $86,636,479Net Assets 2023: $9,310,8842023Assets 2024: $101,190,399Liabilities 2024: $94,603,866Net Assets 2024: $6,586,5332024

Highlighted filing

2024

Assets$101,190,399
Liabilities$94,603,866
Net Assets$6,586,533
Open 2024 Filing

Operations Trend

Revenue Growth17th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $1,492,3492010Expenses 2011: $1,528,4872011Expenses 2012: $1,541,2992012Revenue 2013: $2,013,850Expenses 2013: $1,790,833Net Income 2013: $223,0172013Revenue 2014: $1,941,793Expenses 2014: $1,698,527Net Income 2014: $243,2662014Revenue 2015: $2,048,644Expenses 2015: $1,857,064Net Income 2015: $191,5802015Revenue 2016: $2,105,313Expenses 2016: $1,996,072Net Income 2016: $109,2412016Revenue 2017: $2,226,504Expenses 2017: $1,939,127Net Income 2017: $287,3772017Revenue 2018: $2,363,897Expenses 2018: $1,949,866Net Income 2018: $414,0312018Revenue 2019: $2,606,384Expenses 2019: $2,002,569Net Income 2019: $603,8152019Revenue 2020: $2,900,865Expenses 2020: $2,208,028Net Income 2020: $692,8372020Revenue 2021: $3,143,436Expenses 2021: $2,211,454Net Income 2021: $931,9822021Revenue 2022: $3,193,510Expenses 2022: $2,585,631Net Income 2022: $607,8792022Revenue 2023: $4,137,962Expenses 2023: $3,822,203Net Income 2023: $315,7592023Revenue 2024: $4,761,347Expenses 2024: $7,485,698Net Income 2024: -$2,724,3512024

Highlighted filing

2024

Revenue$4,761,347
Expenses$7,485,698
Net Income-$2,724,351
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$101,190,399
Liabilities
$94,603,866
Net assets
$6,586,533
Revenue
$4,761,347
Expenses
$7,485,698
Net income
-$2,724,351
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$101$94.6$6.59$4.76$7.49$2.72
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$95.9$86.6$9.31$4.14$3.82$0.32
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$88.0$79.2$8.77$3.19$2.59$0.61
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$89.1$80.9$8.17$3.14$2.21$0.93
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$68.8$61.6$7.24$2.90$2.21$0.69
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$57.8$51.2$6.54$2.61$2.00$0.60
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.8$50.8$5.94$2.36$1.95$0.41
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$55.6$50.1$5.52$2.23$1.94$0.29
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$55.2$50.0$5.24$2.11$2.00$0.11
2015Detailed filing. Detailed filing data is available for this year.$54.4$49.2$5.13$2.05$1.86$0.19
2014Detailed filing. Detailed filing data is available for this year.$53.5$48.5$4.94$1.94$1.70$0.24
2013Detailed filing. Detailed filing data is available for this year.$46.5$41.8$4.69$2.01$1.79$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$41.1$36.6$4.47$1.54
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.7$31.5$4.24$1.53
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.7$28.7$4.02$1.49
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Sep 11, 2023
Return Version
2022v5.0
Gross Receipts
$3,193,510
Mission and Program Overview

Mission

Our mission is to provide services for the individual needs of our members, meeting the best interests of their financial health.

VUE Community Credit Union is a Bismarck-based credit union with world-class service offerings.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$47,221,567$46,962,602▼ $258,965
Investments Other Securities$23,551,531$37,821,521▲ $14,269,990
Rtn Earn Endowment Incm Other Fnds$7,405,434$8,013,313▲ $607,879
Land, Buildings, and Equipment, Net$1,386,185$1,377,291▼ $8,894
Savings and Temporary Cash Investments$16,585,338$1,370,602▼ $15,214,736
Pd in Cap Srpls Land Bldg Eqp Fund$761,657$761,657→ $0
Prepaid Expenses and Deferred Charges$80,601$118,290▲ $37,689
Investments in Publicly Traded Securities$83,900$108,300▲ $24,400
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$89,086,872$87,992,833▼ $1,094,039
Other Assets Total$177,750$234,227▲ $56,477
Liabilities
Other Liabilities$80,488,726$78,767,839▼ $1,720,887
Escrow Account Liability$323,368$353,838▲ $30,470
Accounts Payable and Accrued Expenses$107,687$96,186▼ $11,501
Total Liabilities$80,919,781$79,217,863▼ $1,701,918
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,167,091$8,774,970▲ $607,879
Total Liabilities and Net Assets / Fund Balance$89,086,872$87,992,833▼ $1,094,039

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$923,499$541,546$1,465,045
Equipment$112,597$603,426$716,023
Land$325,778-$325,778
Leasehold Improvements$15,417$112,181$127,598
Other Securities$730,680--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Steve DeLapPresidentFT$115,220$32,736$147,956
Shari SchmitVP of OperationsFT$104,018$16,488$120,506

Board Members and Trustees

NameTitle
Dan DurkeeChairman
Rich Turman - Director JanVice Chairman (Feb-Dec)
Brian SeehaferVice Chairman (Jan-Feb)
Bill WillisDirector
Kathy MorganDirector
Paul SilbernagelDirector (Feb-Dec)
Andrea KilzerSecretary
Melanie BeauchampTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,773,411
Investment Income
$420,099
Other Revenue
$0
Change in Net Assets
$607,879
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,117,601
Other Expenses$1,117,473
Grants and Similar Amounts Paid$22,955
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$646,881
Benefits to Members---$327,602
Current Officers, Directors, Trustees, and Key Employees---$268,714
Office Expenses---$182,172
Fees for Services Accounting---$147,248
Occupancy---$130,405
Advertising---$112,061
Other Employee Benefits---$110,414
Depreciation Depletion---$69,947
Payroll Taxes---$65,234
All Other Expenses---$54,634
Fees for Services Management---$35,203
Pension Plan Contributions---$26,358
Insurance---$23,655
Conferences and Meetings---$21,286
Grants to Domestic Orgs---$20,955
Other Expenses---$19,945
Travel---$9,170
Information Technology---$5,527
Interest---$5,345
Grants to Domestic Individuals---$2,000
Total Functional Expenses$0$0$0$2,585,631
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$78,767,839
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 2

“Dan Durkee and Brian Seehafer - Business Relationship”

Form 990, Part VI, Section A, line 6

“There is one class of members. Each member must own a $5 account with the Credit Union.”

Form 990, Part VI, Section A, line 7A

“Each member is entitled to one vote at the annual meeting to elect the board members.”

Form 990, Part VI, Section A, line 8B

“There are no subcommittees that have the authority to act on behalf of the board.”

Form 990, Part VI, Section B, line 11B

“A copy of the Form 990 will be provided to the Board of Directors prior to its filing for comment and review.”

Form 990, Part VI, Section B, line 12C

“In the event that any employee or board member of the Credit Union shall have any direct or indirect interest in, or relationship with, any individual or organization which proposes to enter into any transaction with the Credit Union, including but not limited to transactions involving: a)The sale, purchase, lease, or rental of any property or other asset b)Employment, or rendition of services, personal, or otherwise; c)The award of any grant, contract or subcontract; d)The investment of or deposit of any funds of the Credit Union e)The borrowing of any money from the Credit Union Such person shall give notice of such interest or relationship and shall thereafter refrain from discussing or voting on the particular transaction in which he/she has an interest, or otherwise attempting to exert any influence on the Credit Union or its wholly owned subsidiaries.”

Form 990, Part VI, Section B, line 15A

“Independent members of the Board of Directors review and approve the compensation for the CEO. Comparative data is used in their process, including a survey showing compensation of other Credit Union Presidents. Results of this discussion are recorded in the CEO's personnel file. The CEO determines other key employees' compensation.”

Form 990, Part VI, Section C, line 19

“The Credit Union's governing documents are available to the public upon request.”

Form 990, Part VI, Section A, Line 10A and 10B

“Local Chapters, Branches, or Affiliates VUE Credit Union has another branch that is located on 1655 N. Grandview Lane, Ste 106, Bismarck, ND 58503. Both branches operate under the same governing body and follow the same governing documents.”

Filing and Contact Details

Filer

Filer Name
VUE Community Credit Union
EIN
23-7125198
Phone
7012236533
Address
PO Box 2336, Bismarck, ND 58503-2336

Signing Officer

Name
Steve DeLap
Title
President
Phone
7012236533
Signed
2023-09-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Steve DeLap
Formed
1961
Legal Domicile
Nd
Voting Board Members
7
Independent Board Members
7
Employees
18
Volunteers
7

Preparer

Firm
Eide Bailly LLP
Address
1730 Burnt Boat Loop Ste 100, Bismarck, ND 58503-0886
Preparer
Lisa Chaffee CPA
Phone
7012551091
Supplemental Narrative

Additional Explanations

Form 990, Part XII Line 2B:

“Audited Financial Statements: The financial statements for VUE Community Credit Union are audited based on a fiscal year ending March 31. IRS Form 990 Part XII line 2b has been answered no because the 990 is prepared based on a calendar year.”

Financial Statement Notes

Part IV, Line 2B:

“The escrow account is for members that have escrow on their mortgage loans. Insurance and real estate taxes are paid out of the escrow account on behalf of the member.”

Raw XML AppendixShowing 400 of 446 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0107687
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt096186
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0VUE Community Credit Union is a Bismarck-based credit union with world-class service offerings.
IRS990/AdvertisingGrp/TotalAmt0112061
IRS990/AllOtherExpensesGrp/TotalAmt054634
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt0327602
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Shari Schmit
IRS990/BooksInCareOfDetail/PhoneNum07012236533
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0818 E Main Ave
IRS990/BooksInCareOfDetail/USAddress/CityNm0Bismarck
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0ND
IRS990/BooksInCareOfDetail/USAddress/ZIPCd058501
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0268714
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt021286
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt0327602
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt022955
IRS990/CYInvestmentIncomeAmt0420099
IRS990/CYOtherExpensesAmt01117473
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt02773411
IRS990/CYRevenuesLessExpensesAmt0607879
IRS990/CYSalariesCompEmpBnftPaidAmt01117601
IRS990/CYTotalExpensesAmt02585631
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03193510
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt069947
IRS990/Desc0Benefits paid to or for the more than 3,500 members of the organization, including dividends and interest.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt018
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt0323368
IRS990/EscrowAccountLiabilityGrp/EOYAmt0353838
IRS990/FamilyOrBusinessRlnInd01
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0147248
IRS990/FeesForServicesManagementGrp/TotalAmt035203
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt832736
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt916488
IRS990/Form990PartVIISectionAGrp/PersonNm0Dan Durkee
IRS990/Form990PartVIISectionAGrp/PersonNm1Brian Seehafer
IRS990/Form990PartVIISectionAGrp/PersonNm2Andrea Kilzer
IRS990/Form990PartVIISectionAGrp/PersonNm3Melanie Beauchamp
IRS990/Form990PartVIISectionAGrp/PersonNm4Kathy Morgan
IRS990/Form990PartVIISectionAGrp/PersonNm5Bill Willis
IRS990/Form990PartVIISectionAGrp/PersonNm6Rich Turman - Director Jan
IRS990/Form990PartVIISectionAGrp/PersonNm7Paul Silbernagel
IRS990/Form990PartVIISectionAGrp/PersonNm8Steve DeLap
IRS990/Form990PartVIISectionAGrp/PersonNm9Shari Schmit
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8115220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9104018
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairman (Jan-Feb)
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Vice Chairman (Feb-Dec)
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director (Feb-Dec)
IRS990/Form990PartVIISectionAGrp/TitleTxt8President
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP of Operations
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01961
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt02000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt020955
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03193510
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt05527
IRS990/InsuranceGrp/TotalAmt023655
IRS990/InterestGrp/TotalAmt05345
IRS990/InvestmentIncomeGrp/ExclusionAmt0420099
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0420099
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt023551531
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt037821521
IRS990/InvestmentsPubTradedSecGrp/BOYAmt083900
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0108300
IRS990/IRPDocumentCnt01366
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01257153
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01386185
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01377291
IRS990/LandBldgEquipCostOrOtherBssAmt02634444
IRS990/LegalDomicileStateCd0ND
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Our mission is to provide services for the individual needs of our members, meeting the best interests of their financial health.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt08167091
IRS990/NetAssetsOrFundBalancesEOYAmt08774970
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0130405
IRS990/OfficeExpensesGrp/TotalAmt0182172
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0177750
IRS990/OtherAssetsTotalGrp/EOYAmt0234227
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0110414
IRS990/OtherExpensesGrp/Desc0ATM Expenses
IRS990/OtherExpensesGrp/Desc1Credit Card Servicing
IRS990/OtherExpensesGrp/Desc2Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc3Loan Servicing
IRS990/OtherExpensesGrp/TotalAmt0148597
IRS990/OtherExpensesGrp/TotalAmt190278
IRS990/OtherExpensesGrp/TotalAmt262000
IRS990/OtherExpensesGrp/TotalAmt319945
IRS990/OtherLiabilitiesGrp/BOYAmt080488726
IRS990/OtherLiabilitiesGrp/EOYAmt078767839
IRS990/OtherSalariesAndWagesGrp/TotalAmt0646881
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt047221567
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt046962602
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt065234
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt0761657
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt0761657
IRS990/PensionPlanContributionsGrp/TotalAmt026358
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt080601
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0118290
IRS990/PrincipalOfficerNm0Steve DeLap
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522200
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Membership Fees
IRS990/ProgramServiceRevenueGrp/Desc2ATM Income
IRS990/ProgramServiceRevenueGrp/Desc3Credit Card Interest
IRS990/ProgramServiceRevenueGrp/Desc4Mortgage Origination F
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02226256
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1250229
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2128994
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt388412
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt456207
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02226256
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1250229
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2143840
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt388412
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt456207
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt014846
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0219538
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt026136
IRS990/PYInvestmentIncomeAmt0354211
IRS990/PYOtherExpensesAmt0952093
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02789225
IRS990/PYRevenuesLessExpensesAmt0931982
IRS990/PYSalariesCompEmpBnftPaidAmt01013687
IRS990/PYTotalExpensesAmt02211454
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03143436
IRS990/ReconcilationRevenueExpnssAmt0607879
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07405434
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08013313
IRS990/SavingsAndTempCashInvstGrp/BOYAmt016585338
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01370602
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0923499
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0541546
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01465045
IRS990ScheduleD/EquipmentGrp/BookValueAmt0112597
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0603426
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0716023
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0325778
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0325778
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt015417
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0112181
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0127598
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt078767839
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0210000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt136880841
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2730680
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Credit Union Service Organization Stock
IRS990ScheduleD/OtherSecuritiesGrp/Desc1FNMA, GNMA, FHLMC, FHLB
IRS990ScheduleD/OtherSecuritiesGrp/Desc2NCUA Share Insurance Fund
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The escrow account is for members that have escrow on their mortgage loans. Insurance and real estate taxes are paid out of the escrow account on behalf of the member.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part IV, Line 2b:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01377291
IRS990ScheduleD/TotalBookValueSecuritiesAmt037821521
IRS990ScheduleD/TotalLiabilityAmt078767839
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Dan Durkee and Brian Seehafer - Business Relationship
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1There is one class of members. Each member must own a $5 account with the Credit Union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Each member is entitled to one vote at the annual meeting to elect the board members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3There are no subcommittees that have the authority to act on behalf of the board.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A copy of the Form 990 will be provided to the Board of Directors prior to its filing for comment and review.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5In the event that any employee or board member of the Credit Union shall have any direct or indirect interest in, or relationship with, any individual or organization which proposes to enter into any transaction with the Credit Union, including but not limited to transactions involving: a)The sale, purchase, lease, or rental of any property or other asset b)Employment, or rendition of services, personal, or otherwise; c)The award of any grant, contract or subcontract; d)The investment of or deposit of any funds of the Credit Union e)The borrowing of any money from the Credit Union Such person shall give notice of such interest or relationship and shall thereafter refrain from discussing or voting on the particular transaction in which he/she has an interest, or otherwise attempting to exert any influence on the Credit Union or its wholly owned subsidiaries.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Independent members of the Board of Directors review and approve the compensation for the CEO. Comparative data is used in their process, including a survey showing compensation of other Credit Union Presidents. Results of this discussion are recorded in the CEO's personnel file. The CEO determines other key employees' compensation.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7The Credit Union's governing documents are available to the public upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Local Chapters, Branches, or Affiliates VUE Credit Union has another branch that is located on 1655 N. Grandview Lane, Ste 106, Bismarck, ND 58503. Both branches operate under the same governing body and follow the same governing documents.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Audited Financial Statements: The financial statements for VUE Community Credit Union are audited based on a fiscal year ending March 31. IRS Form 990 Part XII line 2b has been answered no because the 990 is prepared based on a calendar year.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part VI, Section A, Line 10a and 10b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990, Part XII Line 2b:
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd01
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd01
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingEntityName/BusinessNameLine1Txt0VUE Community Credit Union
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EIN0450415727
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt0C
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd0ND
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/OwnershipPct01.00000
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0Investment Sales
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0Omega Financial Inc
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ShareOfEOYAssetsAmt01318338
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ShareOfTotalIncomeAmt0145919
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt0PO Box 2336
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm0Bismarck
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd0ND
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCd058502
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd01
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt089086872
IRS990/TotalAssetsEOYAmt087992833
IRS990/TotalAssetsGrp/BOYAmt089086872
IRS990/TotalAssetsGrp/EOYAmt087992833
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt018
IRS990/TotalFunctionalExpensesGrp/TotalAmt02585631
IRS990/TotalGrossUBIAmt014846
IRS990/TotalLiabilitiesBOYAmt080919781
IRS990/TotalLiabilitiesEOYAmt079217863
IRS990/TotalLiabilitiesGrp/BOYAmt080919781
IRS990/TotalLiabilitiesGrp/EOYAmt079217863
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt08167091
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt08774970
IRS990/TotalOtherCompensationAmt049224
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt08467
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt08467
IRS990/TotalProgramServiceRevenueAmt02773411
IRS990/TotalReportableCompFromOrgAmt0219238
IRS990/TotalRevenueGrp/ExclusionAmt0420099
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02758565
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03193510
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt014846
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt089086872
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt087992833
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd00

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