Civic Intelligence

Office and Professional Employees Welfare

990 • Fiscal year 2019 • EIN 23-7120690

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 06, 2020

Organization ProfileN/A

View Organization Page

4160 Dublin Blvd Ste 400Dublin, CA 94568

(925) 833-7300

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

77th percentile

0.13x

Higher debt load relative to assets than 77% of similar nonprofits.

2019 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2019

Liabilities / Revenue

71st percentile

0.08x

Higher debt load relative to revenue than 71% of similar nonprofits.

2019 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2019

Net Margin

52nd percentile

2.5%

Higher net margin than 52% of similar nonprofits.

2019 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2019

Top Officer Pay

53rd percentile

$0

Higher top officer pay than 53% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2019

Asset Growth

42nd percentile

2.8%

Faster asset growth than 42% of similar nonprofits.

2019 filings • 501(c)9 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Revenue Growth

38th percentile

-1.0%

Faster revenue growth than 38% of similar nonprofits.

2019 filings • 501(c)9 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets77th percentile

Assets

Up

$2,428,512

Up $65,643 (+2.8%) from 2018

Net Assets

Up

$2,105,748

Up $99,055 (+4.9%) from 2018

Liabilities

Down

$322,764

Down $33,412 (-9.4%) from 2018

Revenue And Expenses
Liabilities / Revenue71st percentileNet Margin52nd percentile

Revenue

Down

$3,980,497

Down $38,585 (-1.0%) from 2018

Expenses

Down

$3,881,442

Down $192,398 (-4.7%) from 2018

Net Income

Up

$99,055

Up $153,813 (+281%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth42nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2014: $2,799,846Liabilities 2014: $807,834Net Assets 2014: $1,992,0122014Assets 2015: $2,773,735Liabilities 2015: $806,219Net Assets 2015: $1,967,5162015Assets 2016: $2,429,276Liabilities 2016: $443,810Net Assets 2016: $1,985,4662016Assets 2017: $2,420,915Liabilities 2017: $359,464Net Assets 2017: $2,061,4512017Assets 2018: $2,362,869Liabilities 2018: $356,176Net Assets 2018: $2,006,6932018Assets 2019: $2,428,512Liabilities 2019: $322,764Net Assets 2019: $2,105,7482019Assets 2020: $2,370,033Liabilities 2020: $277,185Net Assets 2020: $2,092,8482020Assets 2021: $2,286,994Liabilities 2021: $258,234Net Assets 2021: $2,028,7602021Assets 2022: $2,133,374Liabilities 2022: $277,108Net Assets 2022: $1,856,2662022Assets 2023: $1,829,197Liabilities 2023: $189,501Net Assets 2023: $1,639,6962023Assets 2024: $1,650,036Liabilities 2024: $278,492Net Assets 2024: $1,371,5442024

Highlighted filing

2019

Assets$2,428,512
Liabilities$322,764
Net Assets$2,105,748
Open 2019 Filing

Operations Trend

Revenue Growth38th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2014: $5,160,178Expenses 2014: $5,066,705Net Income 2014: $93,4732014Revenue 2015: $4,979,336Expenses 2015: $5,003,832Net Income 2015: -$24,4962015Revenue 2016: $5,084,604Expenses 2016: $5,066,654Net Income 2016: $17,9502016Revenue 2017: $4,894,742Expenses 2017: $4,818,757Net Income 2017: $75,9852017Revenue 2018: $4,019,082Expenses 2018: $4,073,840Net Income 2018: -$54,7582018Revenue 2019: $3,980,497Expenses 2019: $3,881,442Net Income 2019: $99,0552019Revenue 2020: $3,608,700Expenses 2020: $3,621,600Net Income 2020: -$12,9002020Revenue 2021: $3,355,374Expenses 2021: $3,419,462Net Income 2021: -$64,0882021Revenue 2022: $3,204,952Expenses 2022: $3,377,446Net Income 2022: -$172,4942022Revenue 2023: $3,063,854Expenses 2023: $3,280,424Net Income 2023: -$216,5702023Revenue 2024: $3,201,905Expenses 2024: $3,470,057Net Income 2024: -$268,1522024

Highlighted filing

2019

Revenue$3,980,497
Expenses$3,881,442
Net Income$99,055
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 6, 2020
Return Version
2019v5.1
Gross Receipts
$3,980,497
Mission and Program Overview

Mission

To provide health and welfare benefits for covered participants.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$2,006,693$2,105,748▲ $99,055
Savings and Temporary Cash Investments$1,755,000$1,900,526▲ $145,526
Accounts Receivable$300,243$282,791▼ $17,452
Cash and Non-Interest-Bearing Accounts$307,626$240,439▼ $67,187
Prepaid Expenses and Deferred Charges$0$4,756▲ $4,756
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Land, Buildings, and Equipment, Net$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$2,362,869$2,428,512▲ $65,643
Other Assets Total$0$0→ $0
Liabilities
Other Liabilities$340,290$309,271▼ $31,019
Accounts Payable and Accrued Expenses$15,886$13,493▼ $2,393
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$356,176$322,764▼ $33,412
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,006,693$2,105,748▲ $99,055
Total Liabilities and Net Assets / Fund Balance$2,362,869$2,428,512▲ $65,643
Compensation and Service Providers
Top Officer Pay53rd percentile

Board Members and Trustees

NameTitle
Kelly GschwendLabor Trustee
Tamara RubynLabor Trustee
Terry KellerLabor Trustee
Christine PetroManagement Trustee
Tom WaltersManagement Trustee

Highest Paid Contractors

ContractorServicesLocationCompensation
Health Services Benefit Admin Iadministration4160 DUBLIN BLVD STE 400, Dublin, CA 94568$111,240
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,952,852
Investment Income
$27,645
Other Revenue
$0
Change in Net Assets
$99,055

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,980,497
Total Revenue per Audited Statements
$3,980,497
Total Revenue per Form 990
$3,980,497
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$187,080
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$3,694,362
Fees for Services Management---$111,240
Fees for Services Other---$30,000
Fees for Services Accounting---$18,624
Conferences and Meetings---$9,039
Fees for Services Legal---$8,700
Insurance---$4,756
Office Expenses---$4,146
Other Expenses---$575
Total Functional Expenses$0$0$0$3,881,442

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,912,461
Total Expenses per Audited Statements$3,912,461
Total Expenses per Form 990$3,881,442
Expenses Not Reported on Financial Statements$-31,019
Other Expense Adjustments$-31,019
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Benefit Obligations$309,271
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

PART VI, LINE 8B:

“The plan has no committees with authority to act on behalf of the governing body. Part vi, line 11b: before the form 990 is filed, all trustees are emailed a copy and instructed to contact the administrator within one week with any questions. Part vi, line 12c: the contract administrator of the plan annually performs a formal review of the policy and asks the trustees to respond at that time to see if any conflicts of interest have occurred during the year. Part vi, line 19: "summary annual report" instructs members to contact administrator. On an annual basis, a form 5500 annual return/report of employee benefit plan is filed with the department of labor. This report is available on their website. Part vii, section a: any trustees' compensation from related tax-exempt organizations is available on those organizations' form 990, if applicable.”

Filing and Contact Details

Filer

Filer Name
Office and Professional Employees
EIN
23-7120690
In Care Of
% HEALTH SERVICES BEN ADMIN
Phone
9258337300
Address
4160 DUBLIN BLVD STE 400, DUBLIN, CA 94568

Signing Officer

Name
Tamara Rubyn
Title
trustee
Phone
9258337300
Signed
2020-11-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tamara Rubyn
Formed
1956
Legal Domicile
CA
Voting Board Members
5
Independent Board Members
0
Employees
0
Volunteers
0

Preparer

Firm
Miller Kaplan Arase Llp
Address
275 BATTERY ST STE 1800, SAN FRANCISCO, CA 94111-3346
Preparer
Catherine Gardner
Phone
4159563600
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“accounting principles generally accepted in the united states of america require management to evaluate tax positions taken by the plan and recognize a tax liability if the plan has taken a tax position that more likely than not would not be sustained upon examination by a tax authority. the plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. part xii, line 4b: change in benefit obligations.”

Raw XML AppendixShowing 400 of 444 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE PLAN HAS NO COMMITTEES WITH AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY. PART VI, LINE 11B: BEFORE THE FORM 990 IS FILED, ALL TRUSTEES ARE EMAILED A COPY AND INSTRUCTED TO CONTACT THE ADMINISTRATOR WITHIN ONE WEEK WITH ANY QUESTIONS. PART VI, LINE 12C: THE CONTRACT ADMINISTRATOR OF THE PLAN ANNUALLY PERFORMS A FORMAL REVIEW OF THE POLICY AND ASKS THE TRUSTEES TO RESPOND AT THAT TIME TO SEE IF ANY CONFLICTS OF INTEREST HAVE OCCURRED DURING THE YEAR. PART VI, LINE 19: "SUMMARY ANNUAL REPORT" INSTRUCTS MEMBERS TO CONTACT ADMINISTRATOR. ON AN ANNUAL BASIS, A FORM 5500 ANNUAL RETURN/REPORT OF EMPLOYEE BENEFIT PLAN IS FILED WITH THE DEPARTMENT OF LABOR. THIS REPORT IS AVAILABLE ON THEIR WEBSITE. PART VII, SECTION A: ANY TRUSTEES' COMPENSATION FROM RELATED TAX-EXEMPT ORGANIZATIONS IS AVAILABLE ON THOSE ORGANIZATIONS' FORM 990, IF APPLICABLE.
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt4BUILDING TRADES COUNCIL
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt5CALIF FED OF TEACHERS
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt14IBEW #332
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt23PIEDMONT GROCERY
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt24PIPE TRADES JATC
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt27RICHMOND SANITARY SERVICE
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Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,428,512
Liabilities
$322,764
Net assets
$2,105,748
Revenue
$3,980,497
Expenses
$3,881,442
Net income
$99,055
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.65$0.28$1.37$3.20$3.47$0.27
2023Detailed filing. Detailed filing data is available for this year.$1.83$0.19$1.64$3.06$3.28$0.22
2022Detailed filing. Detailed filing data is available for this year.$2.13$0.28$1.86$3.20$3.38$0.17
2021Detailed filing. Detailed filing data is available for this year.$2.29$0.26$2.03$3.36$3.42$0.06
2020Detailed filing. Detailed filing data is available for this year.$2.37$0.28$2.09$3.61$3.62$0.01
2019Detailed filing. Detailed filing data is available for this year.$2.43$0.32$2.11$3.98$3.88$0.10
2018Detailed filing. Detailed filing data is available for this year.$2.36$0.36$2.01$4.02$4.07$0.05
2017Detailed filing. Detailed filing data is available for this year.$2.42$0.36$2.06$4.89$4.82$0.08
2016Detailed filing. Detailed filing data is available for this year.$2.43$0.44$1.99$5.08$5.07$0.02
2015Detailed filing. Detailed filing data is available for this year.$2.77$0.81$1.97$4.98$5.00$0.02
2014Detailed filing. Detailed filing data is available for this year.$2.80$0.81$1.99$5.16$5.07$0.09