Liabilities / Assets
37th percentile
Higher debt load relative to assets than 37% of similar nonprofits.
EIN 23-7113418 • 501(c)14 • Warrenville, IL
Profile
Northstar credit union is a member-owned & operated, not-for-profit financial cooperative. Northstar operates as a full service financial institution for the benefit of our membership. Our profits are returned to the membership, our owners, through lower interest rate loans, competitive monthly dividends, lower fees, and capital accumulation to ensure long term stability.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
37th percentile
Higher debt load relative to assets than 37% of similar nonprofits.
Liabilities / Revenue
41st percentile
Higher debt load relative to revenue than 41% of similar nonprofits.
Net Margin
44th percentile
Higher net margin than 44% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
86th percentile
Faster asset growth than 86% of similar nonprofits.
Revenue Growth
27th percentile
Faster revenue growth than 27% of similar nonprofits.
Assets
Up$211,754,900
Up $28,192,205 (+15%) from 2019
Liabilities
Up$188,399,774
Up $26,419,158 (+16%) from 2019
Net Assets
Up$23,355,126
Up $1,773,047 (+8.2%) from 2019
Revenue
Up$12,026,304
Up $1,063,435 (+9.7%) from 2019
Expenses
Up$10,284,269
Up $421,834 (+4.3%) from 2019
Net Income
Up$1,742,035
Up $641,601 (+58%) from 2019
Most recent year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.
Northstar credit union is a member-owned & operated, not-for-profit financial cooperative. Northstar operates as a full service financial institution for the benefit of our membership. Our profits are returned to the membership, our owners, through lower interest rate loans, competitive monthly dividends, lower fees, and capital accumulation to ensure long term stability.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $142,232,371 | $161,819,799 | ▲ $19,587,428 |
| Savings and Temporary Cash Investments | $20,794,338 | $26,943,353 | ▲ $6,149,015 |
| Rtn Earn Endowment Incm Other Fnds | $21,582,079 | $23,355,126 | ▲ $1,773,047 |
| Investments Program Related | $9,737,038 | $9,729,312 | ▼ $7,726 |
| Land, Buildings, and Equipment, Net | $6,083,708 | $6,689,024 | ▲ $605,316 |
| Cash and Non-Interest-Bearing Accounts | $1,511,600 | $2,129,956 | ▲ $618,356 |
| Prepaid Expenses and Deferred Charges | $918,975 | $1,650,210 | ▲ $731,235 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $183,562,695 | $211,754,900 | ▲ $28,192,205 |
| Other Assets Total | $2,284,665 | $2,793,246 | ▲ $508,581 |
| Liabilities | |||
| Other Liabilities | $159,587,714 | $185,661,732 | ▲ $26,074,018 |
| Accounts Payable and Accrued Expenses | $2,392,902 | $2,738,042 | ▲ $345,140 |
| Total Liabilities | $161,980,616 | $188,399,774 | ▲ $26,419,158 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $21,582,079 | $23,355,126 | ▲ $1,773,047 |
| Total Liabilities and Net Assets / Fund Balance | $183,562,695 | $211,754,900 | ▲ $28,192,205 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $4,566,514 | $1,494,562 | $6,061,076 |
| Equipment | $304,506 | $1,910,732 | $2,215,238 |
| Land | $1,805,183 | - | $1,805,183 |
| Other Land Buildings | $12,821 | $88,084 | $100,905 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Lloyd Fredendall | CEO | FT | $232,680 | $693,983 | $926,663 |
| Bikramjit Dhillon | Loan Officer | FT | $53,243 | $181,714 | $234,957 |
| Bernard Niewoehner Iv | Vice President | FT | $126,547 | $44,362 | $170,909 |
| Valerie Nicholson | Controller | FT | $111,316 | $46,009 | $157,325 |
| Luz Castello | Vice President | FT | $104,164 | $48,006 | $152,170 |
| Lisa Kleven | Vice President | FT | $106,523 | $43,921 | $150,444 |
| Cristen Austgen | Vice President | FT | $103,000 | $16,342 | $119,342 |
| Name | Title |
|---|---|
| Joseph Joseph | Chair |
| Gregory Zilinsky | Vice-chair |
| Daniel Aloia | Director |
| George Fiegle | Director |
| James Broz | Director |
| Jill Versace | Director |
| Rowena Torres Ordonez | Director |
| Tim Keefe | Director |
| Robert Collins | Secretary |
| Dennis Hughes | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $6,680,394 |
| Salaries, Compensation, and Employee Benefits | $3,603,875 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | $2,267,422 | - | - | $2,267,422 |
| Current Officers, Directors, Trustees, and Key Employees | $1,355,176 | - | - | $1,355,176 |
| Other Salaries and Wages | $990,094 | - | - | $990,094 |
| Other Employee Benefits | $825,566 | - | - | $825,566 |
| Information Technology | $457,908 | - | - | $457,908 |
| Occupancy | $324,223 | - | - | $324,223 |
| Depreciation Depletion | $318,919 | - | - | $318,919 |
| Advertising | $244,741 | - | - | $244,741 |
| Payroll Taxes | $223,728 | - | - | $223,728 |
| Pension Plan Contributions | $209,311 | - | - | $209,311 |
| Other Expenses | $52,515 | - | - | $52,515 |
| Fees for Services Other | $51,059 | - | - | $51,059 |
| Fees for Services Accounting | $36,217 | - | - | $36,217 |
| Travel | $26,828 | - | - | $26,828 |
| Fees for Services Legal | $11,176 | - | - | $11,176 |
| Interest | $5 | - | - | $5 |
| Total Functional Expenses | $10,284,269 | $0 | $0 | $10,284,269 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Amount |
|---|---|
| Political Expenditures | $2,500 |
| Total Exempt Function Spending | $2,500 |
| Liability | Amount |
|---|---|
| Member Share Accounts | $185,661,732 |
“The organization's share depositors are considered members”
“Northstar's membership elect the members of the governing body.”
“The ceo of the organization assists in the preparation of the 990 and reviews the final prepared form completed by an outside cpa firm.”
“All insiders of the credit union have an obligation at all times to promote the credit union's best interests. The credit union's code of ethics policy requires that all personnel avoid any situation, which does or may involve a conflict, or appearance of conflict, between their personal interests and the interests of the credit union. All insiders of the credit union must sign and update their conflict of interest when hired and annually thereafter.”
“Compensation for all positions is approved annually by the board of directors through the budgetary process.”
“The credit union makes its financial statements available upon request, and may also be found in the credit union's annual report, which is available at the credit union's annual meeting.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 2392902 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2738042 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | NORTHSTAR CREDIT UNION IS A MEMBER-OWNED & OPERATED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE. NORTHSTAR OPERATES AS A FULL SERVICE FINANCIAL INSTITUTION FOR THE BENEFIT OF OUR MEMBERSHIP. OUR PROFITS ARE RETURNED TO THE MEMBERSHIP, OUR OWNERS, THROUGH LOWER INTEREST RATE LOANS, COMPETITIVE MONTHLY DIVIDENDS, LOWER FEES, AND CAPITAL ACCUMULATION TO ENSURE LONG TERM STABILITY. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 244741 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 244741 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | LLOYD FREDENDALL |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6303937201 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3 S 555 WINFIELD ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WARRENVILLE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 60555 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1511600 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2129956 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 1355176 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1355176 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 632795 |
| IRS990/CYOtherExpensesAmt | 0 | 6680394 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 11393509 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1742035 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3603875 |
| IRS990/CYTotalExpensesAmt | 0 | 10284269 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 12026304 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 318919 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 318919 |
| IRS990/Desc | 0 | PROVIDED 8,157 CONSUMER LOANS TO MEMBERS |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 51 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 36217 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 36217 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 11176 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 11176 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 51059 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 51059 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 130983 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 14088 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 23403 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 16342 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 18565 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 18392 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 24287 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LLOYD FREDENDALL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DENNIS HUGHES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DANIEL ALOIA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JAMES BROZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | ROBERT COLLINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOSEPH JOSEPH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | TIM KEEFE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | GREGORY ZILINSKY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | GEORGE FIEGLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JILL VERSACE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | ROWENA TORRES ORDONEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | BERNARD NIEWOEHNER IV |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | LUZ CASTELLO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | CRISTEN AUSTGEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | LISA KLEVEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | VALERIE NICHOLSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | BIKRAMJIT DHILLON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 795680 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 156821 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 128767 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 103000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 131879 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 138933 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 210670 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | VICE-CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | CONTROLLER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | LOAN OFFICER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1971 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 15123 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 11 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 104830 |
| IRS990/GrossReceiptsAmt | 0 | 12116011 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 11 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 7 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 457908 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 457908 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 5 |
| IRS990/InterestGrp/TotalAmt | 0 | 5 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 617672 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 617672 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 9737038 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 9729312 |
| IRS990/IRPDocumentCnt | 0 | 4011 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 3493378 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 6083708 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 6689024 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 10182402 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 89707 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | NORTHSTAR CREDIT UNION IS A MEMBER-OWNED & OPERATED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE. NORTHSTAR OPERATES AS A FULL SERVICE FINANCIAL INSTITUTION FOR THE BENEFIT OF OUR MEMBERSHIP. OUR PROFITS ARE RETURNED TO THE MEMBERSHIP, OUR OWNERS, THROUGH LOWER INTEREST RATE LOANS, COMPETITIVE MONTHLY DIVIDENDS, LOWER FEES, AND CAPITAL ACCUMULATION TO ENSURE LONG TERM STABILITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 21582079 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 23355126 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 15123 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 15123 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 31012 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 324223 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 324223 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 2267422 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 2267422 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2284665 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2793246 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 825566 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 825566 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | INTEREST ON MEMBERS' AC |
| IRS990/OtherExpensesGrp/Desc | 2 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/Desc | 3 | STATE SUPERVISION FEE |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 1610000 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 1086017 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 193364 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 52515 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1610000 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1086017 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 193364 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 52515 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 159587714 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 185661732 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 990094 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 990094 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 142232371 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 161819799 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 223728 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 223728 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 209311 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 209311 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 918975 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 1650210 |
| IRS990/PrincipalOfficerNm | 0 | LLOYD FREDENDALL |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEES AND CHARGES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 8687819 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2175367 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 530323 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 8687819 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 2175367 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 530323 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDED 516 MORTGAGE AND HOME EQUITY LOANS TO MEMBERS |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PROVIDED CHECKING SERVICES TO 7,575 MEMBER ACCOUNTS;PROVIDED SAVINGS SERVICES TO 23,289 MEMBER ACCOUNTS |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 881032 |
| IRS990/PYOtherExpensesAmt | 0 | 6290613 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 10081837 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1100434 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 3571822 |
| IRS990/PYTotalExpensesAmt | 0 | 9862435 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 10962869 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1742035 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 21582079 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 23355126 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 20794338 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 26943353 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleC/Form1120POLFiledInd | 0 | 1 |
| IRS990ScheduleC/InternalFundsContributedAmt | 0 | 2500 |
| IRS990ScheduleC/PoliticalExpendituresAmt | 0 | 2500 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/EIN | 0 | 363092340 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt | 0 | CREDIT UNION POLITICAL ACTION COUNCIL |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt | 0 | 1807 WEST DIEHL ROAD PO BOX 3107 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm | 0 | NAPERVILLE |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd | 0 | 605667107 |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION'S ONLY POLITICAL ACTIVITY IS THE CONTRIBUTION TO CREDIT UNION POLITICAL ACTION COUNCIL THAT IS REPORTED IN PARTS I-A AND I-C OF THIS SCHEDULE C. |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I-A, LINE 1: |
| IRS990ScheduleC/TotalExemptFunctionExpendAmt | 0 | 2500 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 4566514 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1494562 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 6061076 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 304506 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1910732 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 2215238 |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1805183 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1805183 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 12821 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 88084 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 100905 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 185661732 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE ACCOUNTS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 6689024 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 185661732 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 232680 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 126547 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 104164 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 3 | 106523 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 4 | 111316 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 5 | 53243 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 546250 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 25500 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 2 | 22500 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 3 | 21300 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 4 | 23250 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 5 | 155632 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 4 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 5 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 4 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 5 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 4 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 5 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 1 | 0 |
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