Civic Intelligence

P & B Foundation

990PF • Fiscal year 2025 • EIN 23-7083912

Sep 01, 2024 to Aug 31, 2025 • Filed on Dec 19, 2025

1025 Holleybank DriveMatthews, NC 28105

(704) 776-6178

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

18th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2025 filings • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

18th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2025 filings • $5M-$10M nonprofits • Source year 2025

Net Margin

91st percentile

51%

Higher net margin than 91% of similar nonprofits.

2025 filings • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

47th percentile

$103,742

Higher top officer pay than 47% of similar nonprofits.

Top officer pay equals 8.1% of source-year revenue.

2025 filings • $5M-$10M nonprofits • Source year 2025

Asset Growth

64th percentile

7.6%

Faster asset growth than 64% of similar nonprofits.

2025 filings • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

95th percentile

156%

Faster revenue growth than 95% of similar nonprofits.

2025 filings • $5M-$10M nonprofits • Annualized from 2024 to 2025

Assets

Up

$9,134,497

Up $646,855 (+7.6%) from 2024

Net Assets

Up

$9,134,497

Up $646,855 (+7.6%) from 2024

Liabilities

Flat

$0

Flat from 2024

Revenue

Up

$1,285,269

Up $783,123 (+156%) from 2024

Expenses

Up

$628,766

Up $88,802 (+16%) from 2024

Net Income

Up

$656,503

Up $694,321 (+1836%) from 2024

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2020: $13,233,794Liabilities 2020: $208,256Net Assets 2020: $13,025,5382020Assets 2021: $8,979,417Liabilities 2021: $208,256Net Assets 2021: $8,771,1612021Assets 2022: $8,465,605Liabilities 2022: $208,256Net Assets 2022: $8,257,3492022Assets 2023: $8,593,226Liabilities 2023: $58,256Net Assets 2023: $8,534,9702023Assets 2024: $8,487,642Liabilities 2024: $0Net Assets 2024: $8,487,6422024Assets 2025: $9,134,497Liabilities 2025: $0Net Assets 2025: $9,134,4972025

Highlighted filing

2025

Assets$9,134,497
Liabilities$0
Net Assets$9,134,497

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$2.0M$0-$2.0M-$4.0M-$6.0MRevenue 2020: $141,466Expenses 2020: $343,119Net Income 2020: -$201,6532020Revenue 2021: -$1,619,958Expenses 2021: $2,625,042Net Income 2021: -$4,245,0002021Revenue 2022: -$2,727Expenses 2022: $562,988Net Income 2022: -$565,7152022Revenue 2023: $794,894Expenses 2023: $507,609Net Income 2023: $287,2852023Revenue 2024: $502,146Expenses 2024: $539,964Net Income 2024: -$37,8182024Revenue 2025: $1,285,269Expenses 2025: $628,766Net Income 2025: $656,5032025

Highlighted filing

2025

Revenue$1,285,269
Expenses$628,766
Net Income$656,503
Jump To
Filing Snapshot
Filing Period
Sep 1, 2024 to Aug 31, 2025
Signed
Dec 19, 2025
Return Version
2024v5.0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
LARRY C PRATTPres/Sec/TreFT$103,742-$103,742
BARRY SHEARERDirector-$300-$300
KEVIN FRYEV. Pres-$300-$300
TOMMY ABERNETHYDirector-$300-$300
MARK HUDSONDirector-$300-$300
Filing and Contact Details

Filer

Filer Name
P & B Foundation
EIN
23-7083912
Phone
7047766178
Address
1025 HOLLEYBANK DRIVE, MATTHEWS, NC 28105

Signing Officer

Name
Larry C Pratt
Title
Pres/sec/treas
Phone
7047766178
Signed
2025-12-19
Discuss with paid preparer
Yes

Preparer

Firm
Thompson Whitlock Pllc
Address
801 EAST BLVD STE 100, CHARLOTTE, NC 28203
Preparer
Suzanne Mckinzie
Phone
7043351450
Raw XML AppendixShowing 400 of 409 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt0UBS MGMT FUNDS
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IRS990PF/ChgInNetAssetsFundBalancesGrp/OtherDecreasesAmt09648
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IRS990PF/StatementsRegardingActyGrp/LegislativePoliticalActyInd0false
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IRS990PF/StatementsRegardingActyGrp/PhoneNum07047766178
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IRS990PF/StatementsRegardingActyGrp/Section508eRqrSatisfiedInd0true
IRS990PF/StatementsRegardingActyGrp/UnrelatedBusIncmOverLimitInd0false
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IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/FormAndInfoAndMaterialsTxt0WRITTEN REQUEST
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientPersonNm0LARRY PRATT
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientPhoneNum07047766178
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IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/ZIPCd028105
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RestrictionsOnAwardsTxt0ATTACH COPY OF DETERMINATION LETTER OF EXEMPTION UNDER 501(C)(3) WHERE APPLICABLE TO GRANT REQUEST.
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/SubmissionDeadlinesTxt0NONE
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt4RELIGIOUS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt5RELIGIOUS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt6RELIGIOUS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt7RELIGIOUS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt8RELIGIOUS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt0BAPTIST MID MISSION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt1BAPTIST INTERNATIONAL MISSIONS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt2BAPTIST WORLD MISSION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt3MT ABARIUM BAPTIST
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt4INDEPENDENT BAPTIST MISSION GLOBAL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt5MISSIOSERVE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt6FELLOWSHIP INTERNATIONAL MISSION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt7BAPTIST INT'L EVG MINISTRIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt8CENTRAL MISSIONARY CLEARINGHOUSE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt0PO BOX 308011
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt18614 HARRISON BAY ROAD
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt2201 GORDON DRIVE SE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt33510 TOMLINSON COURT
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt4PO BOX 607
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt5PO BOX 1126
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt6555 S 24TH STREET
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt7121 COMMERCE DRIVE 50
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt82855 GREENHOUSE ROAD
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm0CLEVELAND
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm1HARRISON
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm2DECATUR
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm3ARLINGTON
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm4NASHUA
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm5WHEATON
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm6ALLENTOWN
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm7DANVILLE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm8HOUSTON
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd0OH
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd1TN
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd2AL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd3TX
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd4NH
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd5IL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd6PA
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd7IN
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd8TX
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd0441308011
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd137341
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd235601
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd376017
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd403061
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd5601871383
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd618104
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd746122
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd877084
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriPdDurYrAmt0407154
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/LoansOrLoanGuaranteesInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PerformanceOfServicesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PurchaseOfAssetsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/ReimbursementArrangementsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RentalOfFacilitiesOthAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SalesOrExchangesOfAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SharingOfFacilitiesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOfCashToNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOtherAssetNonchrtblEOInd0false
IRS990PF/UndistributedIncomeGrp/AppliedToCurrentYearAmt0532541
IRS990PF/UndistributedIncomeGrp/DistributableAsAdjustedAmt0537446
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovAppCYAmt02451
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr2Amt02451
IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovAppCYCorpusAmt02451
IRS990PF/UndistributedIncomeGrp/QualifyingDistributionsAmt0532541
IRS990PF/UndistributedIncomeGrp/TotalExcessDistributionCyovAmt02451
IRS990PF/UndistributedIncomeGrp/UndistributedIncomeCYAmt02454
IRS990ScheduleB/ContributorInformationGrp/ContributorNum01
IRS990ScheduleB/ContributorInformationGrp/ContributorNum12
IRS990ScheduleB/ContributorInformationGrp/ContributorPersonNm0JOE NANCY ROY
IRS990ScheduleB/ContributorInformationGrp/ContributorPersonNm1THE C WILBUR PETERS IRREVOCABLETRUS
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt018209 MOORINGS VIEW COVE
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt11025 HOLLEYBANK DR
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm0CORNELIUS
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm1MATTHEWS
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/StateAbbreviationCd0NC
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/StateAbbreviationCd1NC
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCd128105
IRS990ScheduleB/ContributorInformationGrp/PersonContributionInd0X
IRS990ScheduleB/ContributorInformationGrp/PersonContributionInd1X
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt025000
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt1250000
IRS990ScheduleB/GeneralRuleInd0X
IRS990ScheduleB/Organization501c3ExemptPFInd0X
LandEtcSchedule2/LandEtcGrp/BookValueAmt0804
LandEtcSchedule2/LandEtcGrp/CategoryOrItemTxt0COMPUTER
LandEtcSchedule2/LandEtcGrp/CostOrOtherBasisAmt0804
LandEtcSchedule2/LandEtcGrp/EOYFMVAmt0100
OtherDecreasesSchedule/OtherDecreasesDetail/Amt09648
OtherDecreasesSchedule/OtherDecreasesDetail/Desc0PY PROGRAM RELATED. INV. REPAID CY
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc0EXPENSES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc1OFFICE EXPENSES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc2POSTAGE
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc3SUPPLIES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc4PY PROG RELATED INV REPAID CY
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt0160
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt173
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt273
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt3-9648
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt06153
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt12
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt22644
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt06313
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt175
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt22717
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt3-9648
OtherIncomeSchedule2/OtherIncomeDetail/AdjustedNetIncomeAmt0119809
OtherIncomeSchedule2/OtherIncomeDetail/Desc0OTHER BUSINESS INVESTMENTS
OtherIncomeSchedule2/OtherIncomeDetail/NetInvestmentIncomeAmt0119809
OtherIncomeSchedule2/OtherIncomeDetail/RevenueAndExpensesPerBooksAmt0119809
OtherNotesLoansRcvblShortSch2/OtherNotesLoansRcvblShortGrp/BalanceDueAmt033910
OtherNotesLoansRcvblShortSch2/OtherNotesLoansRcvblShortGrp/Organization501c3Name/BusinessNameLine1Txt0TERM LOANS
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt079658
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt11274
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt0UBS CONSULTING FEE
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt1UBS PRIVATE EQUITY
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/NetInvestmentIncomeAmt079658
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/NetInvestmentIncomeAmt11274
TaxesSchedule/TaxesDetail/Amt04700
TaxesSchedule/TaxesDetail/CategoryTxt0INDIRECT TAXES/LICENSES
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt0831
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LARRY C PRATT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRES/SEC/TREAS
ReturnHeader/BusinessOfficerGrp/PhoneNum07047766178
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-12-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0P & B FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0P&BF
ReturnHeader/Filer/EIN0237083912
ReturnHeader/Filer/PhoneNum07047766178
ReturnHeader/Filer/USAddress/AddressLine1Txt01025 HOLLEYBANK DRIVE
ReturnHeader/Filer/USAddress/CityNm0MATTHEWS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028105
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0270559748
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0THOMPSON WHITLOCK PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0801 EAST BLVD STE 100
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CHARLOTTE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC

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